Metro Lexington, KY Area Used Cars Under $500 a Month

2023 Kia Sportage X-Line

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This low mileage second hand 2023 Kia Sportage X-Line AWD SUV under 45,000 miles, automatic transmission, and 2.5L gas engine is for sale right now below $27K at Don Franklin Somerset Hyundai in Somerset, KY. ...View More Details

Sales Price:	$26,888
Est. Payment:	$496.22 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	44,856
Location:	Somerset, KY

Item	Amount
Used Car Price⁽¹⁾	$26,888.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	1,640.28
Avg. DMV Fee	21.00
Cash Sale Price	$28,999.28
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$28,999.28
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$496.22

(1) Auto Loan calculations are based on the used car dealer's advertised price of $26,888.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Kia Seltos S

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This average mileage used 2023 Kia Seltos S AWD SUV below 72,000 miles, cvt transmission, and 2.0L gas engine is for sale right now under $20K at Don Franklin Somerset Hyundai in Somerset, KY. ...View More Details

Sales Price:	$19,570
Est. Payment:	$461.01 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	72,437
Location:	Somerset, KY

Item	Amount
Used Car Price⁽¹⁾	$19,570.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	1,201.20
Avg. DMV Fee	21.00
Cash Sale Price	$21,242.20
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,242.20
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Car Loan Payment	$461.01

(1) Car Loan calculations are based on the used car dealer's advertised price of $19,570.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 54 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2018 Volkswagen Atlas V6 SE 4Motion

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This high mileage preowned 2018 Volkswagen Atlas V6 SE 4Motion AWD SUV under 109,000 miles, automatic transmission, and 3.6L gas engine is for sale right now below $15K at Don Franklin Somerset Hyundai in Somerset, KY. ...View More Details

Sales Price:	$14,451
Est. Payment:	$489.29 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	108,886
Location:	Somerset, KY

Item	Amount
Used Car Price⁽¹⁾	$14,451.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	894.06
Avg. DMV Fee	21.00
Cash Sale Price	$15,816.06
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$15,816.06
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Car Finance Payment	$489.29

(1) Car Finance calculations are based on the used car dealer's advertised price of $14,451.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 36 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai SANTA CRUZ SE

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This low mileage certified preowned 2025 Hyundai SANTA CRUZ SE FWD pickup below 15,000 miles, automatic transmission, and 2.5L gas engine is for sale right now under $26K at Don Franklin Somerset Hyundai in Somerset, KY. ...View More Details

Sales Price:	$25,900
Est. Payment:	$478.30 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	15,485
Location:	Somerset, KY

Item	Amount
Used Car Price⁽¹⁾	$25,900.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	1,581.00
Avg. DMV Fee	21.00
Cash Sale Price	$27,952.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$27,952.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$478.30

(1) Car Loan calculations are based on the used car dealer's advertised price of $25,900.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ram 1500 Classic Tradesman

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This below average mileage second hand 2023 Ram 1500 Classic Tradesman RWD pickup below 69,000 miles, automatic transmission, and 3.6L gas engine is for sale right now under $23K at Don Franklin Somerset Hyundai in Somerset, KY. ...View More Details

Sales Price:	$22,849
Est. Payment:	$490.96 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	68,500
Location:	Somerset, KY

Item	Amount
Used Car Price⁽¹⁾	$22,849.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	1,397.94
Avg. DMV Fee	21.00
Cash Sale Price	$24,717.94
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$24,717.94
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Finance Payment	$490.96

(1) Auto Finance calculations are based on the used car dealer's advertised price of $22,849.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 60 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai TUCSON SEL

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This low mileage certified second hand 2025 Hyundai TUCSON SEL AWD SUV below 4,000 miles, automatic transmission, and 2.5L gas engine is for sale right now under $27K at Gates Hyundai in Richmond, KY. ...View More Details

Sales Price:	$26,988
Est. Payment:	$498.03 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	4,052
Location:	Richmond, KY

Item	Amount
Used Car Price⁽¹⁾	$26,988.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	1,646.28
Avg. DMV Fee	21.00
Cash Sale Price	$29,105.28
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$29,105.28
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$498.03

(1) Auto Finance calculations are based on the used car dealer's advertised price of $26,988.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2018 Ram 1500 Tradesman

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This low mileage second hand 2018 Ram 1500 Tradesman 4x4 pickup below 43,000 miles, automatic transmission, and 3.6L gas engine is for sale right now under $25K at Gates Hyundai in Richmond, KY. ...View More Details

Sales Price:	$25,000
Est. Payment:	$461.98 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	43,453
Location:	Richmond, KY

Item	Amount
Used Car Price⁽¹⁾	$25,000.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	1,527.00
Avg. DMV Fee	21.00
Cash Sale Price	$26,998.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$26,998.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$461.98

(1) Auto Loan calculations are based on the used car dealer's advertised price of $25,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Hyundai TUCSON SEL

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This low mileage certified used 2022 Hyundai TUCSON SEL AWD SUV under 55,000 miles, automatic transmission, and 2.5L gas engine is for sale right now below $23K at Gates Hyundai in Richmond, KY. ...View More Details

Sales Price:	$22,988
Est. Payment:	$456.54 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	54,760
Location:	Richmond, KY

Item	Amount
Used Car Price⁽¹⁾	$22,988.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	1,406.28
Avg. DMV Fee	21.00
Cash Sale Price	$24,865.28
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$24,865.28
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Loan Payment	$456.54

(1) Auto Loan calculations are based on the used car dealer's advertised price of $22,988.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 66 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2018 Honda Civic LX

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This above average mileage used 2018 Honda Civic LX FWD sedan below 92,000 miles, cvt transmission, and 2.0L gas engine is for sale right now below $17K at Don Franklin Somerset Hyundai in Somerset, KY. ...View More Details

Sales Price:	$16,900
Est. Payment:	$496.65 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	92,480
Location:	Somerset, KY

Item	Amount
Used Car Price⁽¹⁾	$16,900.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	1,041.00
Avg. DMV Fee	21.00
Cash Sale Price	$18,412.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$18,412.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Auto Loan Payment	$496.65

(1) Auto Loan calculations are based on the used car dealer's advertised price of $16,900.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 42 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2016 Ford F-350 Super Duty XL

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This low mileage used 2016 Ford F-350 Super Duty XL 4x4 chassis under 41,000 miles, automatic transmission, and 6.2L gas engine is for sale right now below $26K at Gates Hyundai in Richmond, KY. ...View More Details

Sales Price:	$25,488
Est. Payment:	$470.83 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	41,426
Location:	Richmond, KY

Item	Amount
Used Car Price⁽¹⁾	$25,488.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	1,556.28
Avg. DMV Fee	21.00
Cash Sale Price	$27,515.28
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$27,515.28
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$470.83

(1) Car Loan calculations are based on the used car dealer's advertised price of $25,488.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $500 per month for Sale in the Greater Lexington Area

Metro Lexington Secondhand Used Vehicles with Payments Under $500 / Month

2023 Kia Sportage X-Line

2023 Kia Seltos S

2018 Volkswagen Atlas V6 SE 4Motion

2025 Hyundai SANTA CRUZ SE

2023 Ram 1500 Classic Tradesman

2025 Hyundai TUCSON SEL

2018 Ram 1500 Tradesman

2022 Hyundai TUCSON SEL

2018 Honda Civic LX

2016 Ford F-350 Super Duty XL

Greater Lexington Area Cities with Used Cars for Sale Below $500 / Month

Metro Lexington Area Counties with Used Cars for Sale Below $500 / Month

Used Cars under $500 per month for Sale in the Greater Lexington Area

Metro Lexington Secondhand Used Vehicles with Payments Under $500 / Month

2023 Kia Sportage X-Line

Kia Sportage X-Line

2023 Kia Sportage X-Line Car Loan Estimate

2023 Kia Seltos S

Kia Seltos S

2023 Kia Seltos S Car Loan Estimate

2018 Volkswagen Atlas V6 SE 4Motion

Volkswagen Atlas V6 SE 4Motion

2018 Volkswagen Atlas V6 SE 4Motion Car Loan Estimate

2025 Hyundai SANTA CRUZ SE

Hyundai SANTA CRUZ SE

2025 Hyundai SANTA CRUZ SE Car Loan Estimate

2023 Ram 1500 Classic Tradesman

Ram 1500 Classic Tradesman

2023 Ram 1500 Classic Tradesman Car Loan Estimate

2025 Hyundai TUCSON SEL

Hyundai TUCSON SEL

2025 Hyundai TUCSON SEL Car Loan Estimate

2018 Ram 1500 Tradesman

Ram 1500 Tradesman

2018 Ram 1500 Tradesman Car Loan Estimate

2022 Hyundai TUCSON SEL

Hyundai TUCSON SEL

2022 Hyundai TUCSON SEL Car Loan Estimate

2018 Honda Civic LX

Honda Civic LX

2018 Honda Civic LX Car Loan Estimate

2016 Ford F-350 Super Duty XL

Ford F-350 Super Duty XL

2016 Ford F-350 Super Duty XL Car Loan Estimate

Greater Lexington Area Cities with Used Cars for Sale Below $500 / Month

Metro Lexington Area Counties with Used Cars for Sale Below $500 / Month

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