Lexington, KY Area Used Cars Under $45,000

2021 Ram 2500 Tradesman

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This low mileage preowned 2021 Ram 2500 Tradesman 4X4 pickup under 29,000 miles, a transmission, and 6.7L diesel engine is for sale right now below $44K at Gates Hyundai in Richmond, KY. ...View More Details

Sales Price:	$43,446
Est. Payment:	$796.55 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	29,393
Location:	Richmond, KY

Item	Amount
Used Car Price⁽¹⁾	$43,446.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	2,633.76
Avg. DMV Fee	21.00
Cash Sale Price	$46,550.76
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,550.76
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$796.55

(1) Auto Finance calculations are based on the used car dealer's advertised price of $43,446.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2017 Chevrolet Silverado 3500HD Work Truck

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This low mileage preowned 2017 Chevrolet Silverado 3500HD Work Truck 4X4 pickup below 43,000 miles, a transmission, and 6.6L diesel engine is for sale right now under $43K at Gates Hyundai in Richmond, KY. ...View More Details

Sales Price:	$42,750
Est. Payment:	$783.93 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	42,771
Location:	Richmond, KY

Item	Amount
Used Car Price⁽¹⁾	$42,750.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	2,592.00
Avg. DMV Fee	21.00
Cash Sale Price	$45,813.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,813.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$783.93

(1) Car Finance calculations are based on the used car dealer's advertised price of $42,750.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA CRUZ XRT

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This low mileage second hand 2026 Hyundai SANTA CRUZ XRT AWD pickup under 6,000 miles, a transmission, and 2.5L gas engine is for sale right now under $44K at Don Franklin Somerset Hyundai in Somerset, KY. ...View More Details

Sales Price:	$43,760
Est. Payment:	$802.25 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	6,245
Location:	Somerset, KY

Item	Amount
Used Car Price⁽¹⁾	$43,760.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	2,652.60
Avg. DMV Fee	21.00
Cash Sale Price	$46,883.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,883.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$802.25

(1) Auto Finance calculations are based on the used car dealer's advertised price of $43,760.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Toyota Tacoma TRD Sport

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This low mileage preowned 2024 Toyota Tacoma TRD Sport 4X4 pickup below 19,000 miles, a transmission, and 2.4L gas engine is for sale right now under $43K at Gates Hyundai in Richmond, KY. ...View More Details

Sales Price:	$42,976
Est. Payment:	$788.03 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	19,056
Location:	Richmond, KY

Item	Amount
Used Car Price⁽¹⁾	$42,976.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	2,605.56
Avg. DMV Fee	21.00
Cash Sale Price	$46,052.56
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,052.56
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$788.03

(1) Auto Loan calculations are based on the used car dealer's advertised price of $42,976.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Kia Telluride SX

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This low mileage second hand 2024 Kia Telluride SX AWD SUV below 51,000 miles, a transmission, and 3.8L gas engine is for sale right now under $42K at Don Franklin Somerset Hyundai in Somerset, KY. ...View More Details

Sales Price:	$41,900
Est. Payment:	$824.60 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	51,232
Location:	Somerset, KY

Item	Amount
Used Car Price⁽¹⁾	$41,900.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	2,541.00
Avg. DMV Fee	21.00
Cash Sale Price	$44,912.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,912.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Finance Payment	$824.60

(1) Car Finance calculations are based on the used car dealer's advertised price of $41,900.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 66 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 GMC Sierra 1500 AT4

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This below average mileage used 2021 GMC Sierra 1500 AT4 4X4 pickup below 66,000 miles, a transmission, and 5.3L gas engine is for sale right now below $42K at Don Franklin Somerset Hyundai in Somerset, KY. ...View More Details

Sales Price:	$41,888
Est. Payment:	$891.82 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	66,298
Location:	Somerset, KY

Item	Amount
Used Car Price⁽¹⁾	$41,888.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	2,540.28
Avg. DMV Fee	21.00
Cash Sale Price	$44,899.28
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,899.28
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Finance Payment	$891.82

(1) Car Finance calculations are based on the used car dealer's advertised price of $41,888.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 60 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Bronco Base Advanced

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This low mileage used 2023 Ford Bronco Base Advanced 4X4 SUV below 35,000 miles, a transmission, and 2.3L gas engine is for sale right now below $43K at Don Franklin Somerset Hyundai in Somerset, KY. ...View More Details

Sales Price:	$42,798
Est. Payment:	$784.80 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	35,121
Location:	Somerset, KY

Item	Amount
Used Car Price⁽¹⁾	$42,798.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	2,594.88
Avg. DMV Fee	21.00
Cash Sale Price	$45,863.88
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,863.88
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$784.80

(1) Car Finance calculations are based on the used car dealer's advertised price of $42,798.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai PALISADE Calligraphy

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This low mileage used 2025 Hyundai PALISADE Calligraphy AWD SUV under 43,000 miles, a transmission, and 3.8L gas engine is for sale right now under $44K at Don Franklin Somerset Hyundai in Somerset, KY. ...View More Details

Sales Price:	$43,807
Est. Payment:	$803.10 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	42,560
Location:	Somerset, KY

Item	Amount
Used Car Price⁽¹⁾	$43,807.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	2,655.42
Avg. DMV Fee	21.00
Cash Sale Price	$46,933.42
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,933.42
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$803.10

(1) Auto Loan calculations are based on the used car dealer's advertised price of $43,807.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ram 2500 Laramie

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This average mileage second hand 2022 Ram 2500 Laramie 4X4 pickup below 87,000 miles, a transmission, and 6.4L gas engine is for sale right now below $45K at Don Franklin Somerset Hyundai in Somerset, KY. ...View More Details

Sales Price:	$44,800
Est. Payment:	$1151.98 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	87,239
Location:	Somerset, KY

Item	Amount
Used Car Price⁽¹⁾	$44,800.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	2,715.00
Avg. DMV Fee	21.00
Cash Sale Price	$47,986.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$47,986.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Auto Loan Payment	$1151.98

(1) Auto Loan calculations are based on the used car dealer's advertised price of $44,800.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 48 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2016 Ram 2500 Tradesman

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This low mileage second hand 2016 Ram 2500 Tradesman 4X4 pickup below 14,000 miles, transmission, and 6.7L diesel engine is for sale right now under $41K at Gates Hyundai in Richmond, KY. ...View More Details

Sales Price:	$40,248
Est. Payment:	$738.55 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	14,003
Location:	Richmond, KY

Item	Amount
Used Car Price⁽¹⁾	$40,248.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	2,441.88
Avg. DMV Fee	21.00
Cash Sale Price	$43,160.88
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,160.88
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$738.55

(1) Car Loan calculations are based on the used car dealer's advertised price of $40,248.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $45,000 for Sale in the Greater Lexington Area

Metro Lexington Secondhand Used Vehicles Priced Below $45,000

2021 Ram 2500 Tradesman

2017 Chevrolet Silverado 3500HD Work Truck

2026 Hyundai SANTA CRUZ XRT

2024 Toyota Tacoma TRD Sport

2024 Kia Telluride SX

2021 GMC Sierra 1500 AT4

2023 Ford Bronco Base Advanced

2025 Hyundai PALISADE Calligraphy

2022 Ram 2500 Laramie

2016 Ram 2500 Tradesman

Greater Lexington Area Cities with Used Cars for Sale Below $45K

Metro Lexington Area Counties with Used Cars for Sale Below $45,000

Used Cars under $45,000 for Sale in the Greater Lexington Area

Metro Lexington Secondhand Used Vehicles Priced Below $45,000

2021 Ram 2500 Tradesman

Ram 2500 Tradesman

2021 Ram 2500 Tradesman Car Loan Estimate

2017 Chevrolet Silverado 3500HD Work Truck

Chevrolet Silverado 3500HD Work Truck

2017 Chevrolet Silverado 3500HD Work Truck Car Loan Estimate

2026 Hyundai SANTA CRUZ XRT

Hyundai SANTA CRUZ XRT

2026 Hyundai SANTA CRUZ XRT Car Loan Estimate

2024 Toyota Tacoma TRD Sport

Toyota Tacoma TRD Sport

2024 Toyota Tacoma TRD Sport Car Loan Estimate

2024 Kia Telluride SX

Kia Telluride SX

2024 Kia Telluride SX Car Loan Estimate

2021 GMC Sierra 1500 AT4

GMC Sierra 1500 AT4

2021 GMC Sierra 1500 AT4 Car Loan Estimate

2023 Ford Bronco Base Advanced

Ford Bronco Base Advanced

2023 Ford Bronco Base Advanced Car Loan Estimate

2025 Hyundai PALISADE Calligraphy

Hyundai PALISADE Calligraphy

2025 Hyundai PALISADE Calligraphy Car Loan Estimate

2022 Ram 2500 Laramie

Ram 2500 Laramie

2022 Ram 2500 Laramie Car Loan Estimate

2016 Ram 2500 Tradesman

Ram 2500 Tradesman

2016 Ram 2500 Tradesman Car Loan Estimate

Greater Lexington Area Cities with Used Cars for Sale Below $45K

Metro Lexington Area Counties with Used Cars for Sale Below $45,000

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