Lexington, KY Area Used Cars Under $45,000

2024 Ford F-150 XLT

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This low mileage used 2024 Ford F-150 XLT 4x4 pickup under 35,000 miles, automatic transmission, and 16 MPG, 3.5L hybrid engine is for sale right now below $42K at Don Franklin Somerset Hyundai in Somerset, KY. ...View More Details

Sales Price:	$41,975
Est. Payment:	$769.87 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	34,517
Location:	Somerset, KY

Item	Amount
Used Car Price⁽¹⁾	$41,975.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	2,545.50
Avg. DMV Fee	21.00
Cash Sale Price	$44,991.50
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,991.50
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$769.87

(1) Auto Loan calculations are based on the used car dealer's advertised price of $41,975.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2016 Ram 2500 Tradesman

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This low mileage preowned 2016 Ram 2500 Tradesman 4x4 pickup below 14,000 miles, transmission, and 16 MPG, 6.7L diesel engine is for sale right now below $44K at Gates Hyundai in Richmond, KY. ...View More Details

Sales Price:	$43,200
Est. Payment:	$792.09 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	13,848
Location:	Richmond, KY

Item	Amount
Used Car Price⁽¹⁾	$43,200.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	2,619.00
Avg. DMV Fee	21.00
Cash Sale Price	$46,290.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,290.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$792.09

(1) Car Finance calculations are based on the used car dealer's advertised price of $43,200.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Ram 2500 Tradesman

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This low mileage used 2021 Ram 2500 Tradesman 4x4 pickup under 29,000 miles, automatic transmission, and 16 MPG, 6.7L diesel engine is for sale right now under $44K at Gates Hyundai in Richmond, KY. ...View More Details

Sales Price:	$43,988
Est. Payment:	$806.38 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	29,393
Location:	Richmond, KY

Item	Amount
Used Car Price⁽¹⁾	$43,988.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	2,666.28
Avg. DMV Fee	21.00
Cash Sale Price	$47,125.28
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$47,125.28
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$806.38

(1) Car Loan calculations are based on the used car dealer's advertised price of $43,988.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Chevrolet Silverado 1500 LT

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This low mileage second hand 2024 Chevrolet Silverado 1500 LT 4x4 pickup below 22,000 miles, automatic transmission, and 16 MPG, 2.7L gas engine is for sale right now under $41K at Don Franklin Somerset Hyundai in Somerset, KY. ...View More Details

Sales Price:	$40,975
Est. Payment:	$751.73 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	21,702
Location:	Somerset, KY

Item	Amount
Used Car Price⁽¹⁾	$40,975.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	2,485.50
Avg. DMV Fee	21.00
Cash Sale Price	$43,931.50
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,931.50
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$751.73

(1) Auto Loan calculations are based on the used car dealer's advertised price of $40,975.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Toyota Crown Signia XLE

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This low mileage used 2025 Toyota Crown Signia XLE AWD wagon below 8,000 miles, cvt transmission, and 16 MPG, 2.5L hybrid engine is for sale right now below $43K at Don Franklin Somerset Hyundai in Somerset, KY. ...View More Details

Sales Price:	$42,800
Est. Payment:	$784.84 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	8,431
Location:	Somerset, KY

Item	Amount
Used Car Price⁽¹⁾	$42,800.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	2,595.00
Avg. DMV Fee	21.00
Cash Sale Price	$45,866.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,866.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$784.84

(1) Auto Loan calculations are based on the used car dealer's advertised price of $42,800.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Toyota Grand Highlander Limited

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This low mileage second hand 2024 Toyota Grand Highlander Limited AWD SUV under 54,000 miles, automatic transmission, and 16 MPG, 2.4L gas engine is for sale right now under $45K at Gates Hyundai in Richmond, KY. ...View More Details

Sales Price:	$44,799
Est. Payment:	$881.02 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	53,554
Location:	Richmond, KY

Item	Amount
Used Car Price⁽¹⁾	$44,799.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	2,714.94
Avg. DMV Fee	21.00
Cash Sale Price	$47,984.94
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$47,984.94
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Loan Payment	$881.02

(1) Auto Loan calculations are based on the used car dealer's advertised price of $44,799.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 66 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford F-250 Super Duty XLT

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This low mileage used 2022 Ford F-250 Super Duty XLT 4x4 pickup below 49,000 miles, automatic transmission, and 16 MPG, 6.2L gas engine is for sale right now below $43K at Gates Hyundai in Richmond, KY. ...View More Details

Sales Price:	$42,449
Est. Payment:	$778.47 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	48,632
Location:	Richmond, KY

Item	Amount
Used Car Price⁽¹⁾	$42,449.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	2,573.94
Avg. DMV Fee	21.00
Cash Sale Price	$45,493.94
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,493.94
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$778.47

(1) Car Loan calculations are based on the used car dealer's advertised price of $42,449.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai PALISADE Calligraphy Night Edition

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This low mileage preowned 2025 Hyundai PALISADE Calligraphy Night Edition AWD SUV below 25,000 miles, automatic transmission, and 16 MPG, 3.8L gas engine is for sale right now under $45K at Don Franklin Somerset Hyundai in Somerset, KY. ...View More Details

Sales Price:	$44,888
Est. Payment:	$822.71 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	24,952
Location:	Somerset, KY

Item	Amount
Used Car Price⁽¹⁾	$44,888.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	2,720.28
Avg. DMV Fee	21.00
Cash Sale Price	$48,079.28
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$48,079.28
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$822.71

(1) Car Finance calculations are based on the used car dealer's advertised price of $44,888.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2015 Ford F-350 Super Duty XL

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This low mileage preowned 2015 Ford F-350 Super Duty XL 4x4 pickup under 34,000 miles, automatic transmission, and 16 MPG, 6.7L diesel engine is for sale right now below $43K at Gates Hyundai in Richmond, KY. ...View More Details

Sales Price:	$42,988
Est. Payment:	$788.25 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	33,802
Location:	Richmond, KY

Item	Amount
Used Car Price⁽¹⁾	$42,988.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	2,606.28
Avg. DMV Fee	21.00
Cash Sale Price	$46,065.28
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,065.28
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$788.25

(1) Auto Finance calculations are based on the used car dealer's advertised price of $42,988.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Chevrolet Silverado 1500 ZR2

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This average mileage preowned 2022 Chevrolet Silverado 1500 ZR2 4x4 pickup under 74,000 miles, automatic transmission, and 16 MPG, 6.2L gas engine is for sale right now below $45K at Don Franklin Somerset Hyundai in Somerset, KY. ...View More Details

Sales Price:	$44,800
Est. Payment:	$1041.41 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	74,499
Location:	Somerset, KY

Item	Amount
Used Car Price⁽¹⁾	$44,800.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	2,715.00
Avg. DMV Fee	21.00
Cash Sale Price	$47,986.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$47,986.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Auto Loan Payment	$1041.41

(1) Auto Loan calculations are based on the used car dealer's advertised price of $44,800.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 54 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $45,000 for Sale in the Greater Lexington Area

Metro Lexington Secondhand Used Vehicles Priced Below $45,000

2024 Ford F-150 XLT

2016 Ram 2500 Tradesman

2021 Ram 2500 Tradesman

2024 Chevrolet Silverado 1500 LT

2025 Toyota Crown Signia XLE

2024 Toyota Grand Highlander Limited

2022 Ford F-250 Super Duty XLT

2025 Hyundai PALISADE Calligraphy Night Edition

2015 Ford F-350 Super Duty XL

2022 Chevrolet Silverado 1500 ZR2

Greater Lexington Area Cities with Used Cars for Sale Below $45K

Metro Lexington Area Counties with Used Cars for Sale Below $45,000

Used Cars under $45,000 for Sale in the Greater Lexington Area

Metro Lexington Secondhand Used Vehicles Priced Below $45,000

2024 Ford F-150 XLT

Ford F-150 XLT

2024 Ford F-150 XLT Car Loan Estimate

2016 Ram 2500 Tradesman

Ram 2500 Tradesman

2016 Ram 2500 Tradesman Car Loan Estimate

2021 Ram 2500 Tradesman

Ram 2500 Tradesman

2021 Ram 2500 Tradesman Car Loan Estimate

2024 Chevrolet Silverado 1500 LT

Chevrolet Silverado 1500 LT

2024 Chevrolet Silverado 1500 LT Car Loan Estimate

2025 Toyota Crown Signia XLE

Toyota Crown Signia XLE

2025 Toyota Crown Signia XLE Car Loan Estimate

2024 Toyota Grand Highlander Limited

Toyota Grand Highlander Limited

2024 Toyota Grand Highlander Limited Car Loan Estimate

2022 Ford F-250 Super Duty XLT

Ford F-250 Super Duty XLT

2022 Ford F-250 Super Duty XLT Car Loan Estimate

2025 Hyundai PALISADE Calligraphy Night Edition

Hyundai PALISADE Calligraphy Night Edition

2025 Hyundai PALISADE Calligraphy Night Edition Car Loan Estimate

2015 Ford F-350 Super Duty XL

Ford F-350 Super Duty XL

2015 Ford F-350 Super Duty XL Car Loan Estimate

2022 Chevrolet Silverado 1500 ZR2

Chevrolet Silverado 1500 ZR2

2022 Chevrolet Silverado 1500 ZR2 Car Loan Estimate

Greater Lexington Area Cities with Used Cars for Sale Below $45K

Metro Lexington Area Counties with Used Cars for Sale Below $45,000

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