Minnesota Used Pickups Under $40,000 |with Payments|

2024 Toyota Tacoma TRD Off-Road

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This low mileage preowned 2024 Toyota Tacoma TRD Off-Road 4x4 pickup below 40,000 miles, automatic transmission, and 20 MPG, 2.4L gas engine is for sale right now under $40K at Dondelinger Hyundai in Baxter, MN. ...View More Details

Sales Price:	$39,990
Est. Payment:	$750.96 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	39,889
Location:	Baxter, MN

Item	Amount
Used Car Price⁽¹⁾	$39,990.00
Avg. Dealer Doc Fee	75.00
MN Sales Tax (8.38%)	3,357.45
Avg. DMV Fee	464.00
Cash Sale Price	$43,886.45
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,886.45
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$750.96

(1) Car Loan calculations are based on the used car dealer's advertised price of $39,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford F-150 Lariat

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This below average mileage preowned 2022 Ford F-150 Lariat 4x4 pickup under 69,000 miles, automatic transmission, and 20 MPG, 2.7L gas engine is for sale right now under $40K at Dondelinger Hyundai in Baxter, MN. ...View More Details

Sales Price:	$39,990
Est. Payment:	$871.70 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	68,953
Location:	Baxter, MN

Item	Amount
Used Car Price⁽¹⁾	$39,990.00
Avg. Dealer Doc Fee	75.00
MN Sales Tax (8.38%)	3,357.45
Avg. DMV Fee	464.00
Cash Sale Price	$43,886.45
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,886.45
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Loan Payment	$871.70

(1) Auto Loan calculations are based on the used car dealer's advertised price of $39,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 60 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 GMC Sierra 1500 Pro

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This low mileage used 2025 GMC Sierra 1500 Pro 4x4 pickup under 4,000 miles, automatic transmission, and 20 MPG, 2.7L gas engine is for sale right now under $39K at Dondelinger Hyundai in Baxter, MN. ...View More Details

Sales Price:	$38,990
Est. Payment:	$732.42 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	3,847
Location:	Baxter, MN

Item	Amount
Used Car Price⁽¹⁾	$38,990.00
Avg. Dealer Doc Fee	75.00
MN Sales Tax (8.38%)	3,273.65
Avg. DMV Fee	464.00
Cash Sale Price	$42,802.65
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,802.65
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$732.42

(1) Car Finance calculations are based on the used car dealer's advertised price of $38,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Toyota Tacoma SR5

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This low mileage used 2025 Toyota Tacoma SR5 4x4 pickup below 25,000 miles, automatic transmission, and 20 MPG, 2.4L gas engine is for sale right now below $37K at St. Cloud Hyundai in Waite Park, MN. ...View More Details

Sales Price:	$37,000
Est. Payment:	$695.51 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	24,906
Location:	Waite Park, MN

Item	Amount
Used Car Price⁽¹⁾	$37,000.00
Avg. Dealer Doc Fee	75.00
MN Sales Tax (8.38%)	3,106.89
Avg. DMV Fee	464.00
Cash Sale Price	$40,645.89
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,645.89
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$695.51

(1) Auto Finance calculations are based on the used car dealer's advertised price of $37,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Ford F-250 Super Duty XL

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This low mileage used 2021 Ford F-250 Super Duty XL 4x4 pickup under 32,000 miles, automatic transmission, and 20 MPG, 6.2L gas engine is for sale right now below $38K at MTH of Saint Cloud in Saint Cloud, MN. ...View More Details

Sales Price:	$37,993
Est. Payment:	$713.93 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	31,768
Location:	Saint Cloud, MN

Item	Amount
Used Car Price⁽¹⁾	$37,993.00
Avg. Dealer Doc Fee	75.00
MN Sales Tax (8.38%)	3,190.10
Avg. DMV Fee	464.00
Cash Sale Price	$41,722.10
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,722.10
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$713.93

(1) Car Finance calculations are based on the used car dealer's advertised price of $37,993.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Honda Ridgeline RTL

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This low mileage certified used 2026 Honda Ridgeline RTL AWD pickup below 1,000 miles, automatic transmission, and 20 MPG, 3.5L gas engine is for sale right now below $40K at Rapids Honda in Minneapolis, MN. ...View More Details

Sales Price:	$39,494
Est. Payment:	$741.76 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	883
Location:	Minneapolis, MN

Item	Amount
Used Car Price⁽¹⁾	$39,494.00
Avg. Dealer Doc Fee	75.00
MN Sales Tax (8.38%)	3,315.88
Avg. DMV Fee	464.00
Cash Sale Price	$43,348.88
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,348.88
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$741.76

(1) Auto Finance calculations are based on the used car dealer's advertised price of $39,494.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Ford F-150 XLT

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This low mileage used 2021 Ford F-150 XLT 4x4 pickup under 39,000 miles, automatic transmission, and 20 MPG, 3.5L gas engine is for sale right now below $37K at MTH of Saint Cloud in Saint Cloud, MN. ...View More Details

Sales Price:	$36,693
Est. Payment:	$689.82 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	39,217
Location:	Saint Cloud, MN

Item	Amount
Used Car Price⁽¹⁾	$36,693.00
Avg. Dealer Doc Fee	75.00
MN Sales Tax (8.38%)	3,081.16
Avg. DMV Fee	464.00
Cash Sale Price	$40,313.16
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,313.16
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$689.82

(1) Car Finance calculations are based on the used car dealer's advertised price of $36,693.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XLT

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This low mileage second hand 2023 Ford F-150 XLT 4x4 pickup under 34,000 miles, automatic transmission, and 20 MPG, 3.5L gas engine is for sale right now under $40K at Rapids Honda in Minneapolis, MN. ...View More Details

Sales Price:	$39,594
Est. Payment:	$743.62 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	33,971
Location:	Minneapolis, MN

Item	Amount
Used Car Price⁽¹⁾	$39,594.00
Avg. Dealer Doc Fee	75.00
MN Sales Tax (8.38%)	3,324.26
Avg. DMV Fee	464.00
Cash Sale Price	$43,457.26
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,457.26
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$743.62

(1) Auto Finance calculations are based on the used car dealer's advertised price of $39,594.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Chevrolet Silverado 1500 Limited LT Trail Boss

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This low mileage used 2022 Chevrolet Silverado 1500 Limited LT Trail Boss 4x4 pickup under 44,000 miles, automatic transmission, and 20 MPG, 6.2L gas engine is for sale right now below $40K at MTH of Forest Lake in Forest Lake, MN. ...View More Details

Sales Price:	$39,993
Est. Payment:	$751.02 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	44,044
Location:	Forest Lake, MN

Item	Amount
Used Car Price⁽¹⁾	$39,993.00
Avg. Dealer Doc Fee	75.00
MN Sales Tax (8.38%)	3,357.70
Avg. DMV Fee	464.00
Cash Sale Price	$43,889.70
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,889.70
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$751.02

(1) Car Loan calculations are based on the used car dealer's advertised price of $39,993.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XLT

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This low mileage preowned 2023 Ford F-150 XLT 4x4 pickup under 30,000 miles, automatic transmission, and 20 MPG, 5.0L gas engine is for sale right now below $38K at MTH of Forest Lake in Forest Lake, MN. ...View More Details

Sales Price:	$37,693
Est. Payment:	$708.36 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	30,335
Location:	Forest Lake, MN

Item	Amount
Used Car Price⁽¹⁾	$37,693.00
Avg. Dealer Doc Fee	75.00
MN Sales Tax (8.38%)	3,164.96
Avg. DMV Fee	464.00
Cash Sale Price	$41,396.96
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,396.96
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$708.36

(1) Car Finance calculations are based on the used car dealer's advertised price of $37,693.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Pickups under $40,000 for Sale in Minnesota

Minnesota Secondhand Used Pickups Priced Below $40,000

2024 Toyota Tacoma TRD Off-Road

2022 Ford F-150 Lariat

2025 GMC Sierra 1500 Pro

2025 Toyota Tacoma SR5

2021 Ford F-250 Super Duty XL

2026 Honda Ridgeline RTL

2021 Ford F-150 XLT

2023 Ford F-150 XLT

2022 Chevrolet Silverado 1500 Limited LT Trail Boss

2023 Ford F-150 XLT

Minnesota Areas with Used Pickups for Sale Below $40,000

Used Pickups under $40,000 for Sale in Minnesota

Minnesota Secondhand Used Pickups Priced Below $40,000

2024 Toyota Tacoma TRD Off-Road

Toyota Tacoma TRD Off-Road

2024 Toyota Tacoma TRD Off-Road Car Loan Estimate

2022 Ford F-150 Lariat

Ford F-150 Lariat

2022 Ford F-150 Lariat Car Loan Estimate

2025 GMC Sierra 1500 Pro

GMC Sierra 1500 Pro

2025 GMC Sierra 1500 Pro Car Loan Estimate

2025 Toyota Tacoma SR5

Toyota Tacoma SR5

2025 Toyota Tacoma SR5 Car Loan Estimate

2021 Ford F-250 Super Duty XL

Ford F-250 Super Duty XL

2021 Ford F-250 Super Duty XL Car Loan Estimate

2026 Honda Ridgeline RTL

Honda Ridgeline RTL

2026 Honda Ridgeline RTL Car Loan Estimate

2021 Ford F-150 XLT

Ford F-150 XLT

2021 Ford F-150 XLT Car Loan Estimate

2023 Ford F-150 XLT

Ford F-150 XLT

2023 Ford F-150 XLT Car Loan Estimate

2022 Chevrolet Silverado 1500 Limited LT Trail Boss

Chevrolet Silverado 1500 Limited LT Trail Boss

2022 Chevrolet Silverado 1500 Limited LT Trail Boss Car Loan Estimate

2023 Ford F-150 XLT

Ford F-150 XLT

2023 Ford F-150 XLT Car Loan Estimate

Minnesota Areas with Used Pickups for Sale Below $40,000

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