Minnesota Used Pickups Under $40,000 |with Payments|

2025 GMC Sierra 1500 Pro

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This low mileage preowned 2025 GMC Sierra 1500 Pro 4x4 pickup below 4,000 miles, automatic transmission, and 21 MPG, 2.7L gas engine is for sale right now below $39K at Dondelinger Hyundai in Baxter, MN. ...View More Details

Sales Price:	$38,990
Est. Payment:	$732.42 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	3,850
Location:	Baxter, MN

Item	Amount
Used Car Price⁽¹⁾	$38,990.00
Avg. Dealer Doc Fee	75.00
MN Sales Tax (8.38%)	3,273.65
Avg. DMV Fee	464.00
Cash Sale Price	$42,802.65
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,802.65
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$732.42

(1) Auto Finance calculations are based on the used car dealer's advertised price of $38,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Chevrolet Silverado 1500 RST

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This below average mileage preowned 2021 Chevrolet Silverado 1500 RST 4x4 pickup below 65,000 miles, automatic transmission, and 21 MPG, 6.2L gas engine is for sale right now below $37K at MTH of Brainerd in Brainerd, MN. ...View More Details

Sales Price:	$36,993
Est. Payment:	$807.18 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	64,700
Location:	Brainerd, MN

Item	Amount
Used Car Price⁽¹⁾	$36,993.00
Avg. Dealer Doc Fee	75.00
MN Sales Tax (8.38%)	3,106.30
Avg. DMV Fee	464.00
Cash Sale Price	$40,638.30
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,638.30
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Loan Payment	$807.18

(1) Auto Loan calculations are based on the used car dealer's advertised price of $36,993.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 60 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Ram 3500 Big Horn

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This high mileage preowned 2021 Ram 3500 Big Horn 4x4 pickup under 116,000 miles, transmission, and 21 MPG, 6.7L diesel engine is for sale right now under $36K at MTH of Saint Cloud in Saint Cloud, MN. ...View More Details

Sales Price:	$35,999
Est. Payment:	$1223.88 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	115,535
Location:	Saint Cloud, MN

Item	Amount
Used Car Price⁽¹⁾	$35,999.00
Avg. Dealer Doc Fee	75.00
MN Sales Tax (8.38%)	3,023.00
Avg. DMV Fee	464.00
Cash Sale Price	$39,561.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,561.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Car Loan Payment	$1223.88

(1) Car Loan calculations are based on the used car dealer's advertised price of $35,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 36 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Ford F-250 Super Duty XL

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This low mileage used 2021 Ford F-250 Super Duty XL 4x4 pickup under 25,000 miles, automatic transmission, and 21 MPG, 6.2L gas engine is for sale right now below $37K at MTH of Saint Cloud in Saint Cloud, MN. ...View More Details

Sales Price:	$36,993
Est. Payment:	$695.38 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	25,178
Location:	Saint Cloud, MN

Item	Amount
Used Car Price⁽¹⁾	$36,993.00
Avg. Dealer Doc Fee	75.00
MN Sales Tax (8.38%)	3,106.30
Avg. DMV Fee	464.00
Cash Sale Price	$40,638.30
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,638.30
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$695.38

(1) Car Loan calculations are based on the used car dealer's advertised price of $36,993.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XLT

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This low mileage preowned 2023 Ford F-150 XLT 4x4 pickup below 38,000 miles, automatic transmission, and 21 MPG, 2.7L gas engine is for sale right now under $37K at MTH of Brainerd in Brainerd, MN. ...View More Details

Sales Price:	$36,493
Est. Payment:	$686.11 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	38,126
Location:	Brainerd, MN

Item	Amount
Used Car Price⁽¹⁾	$36,493.00
Avg. Dealer Doc Fee	75.00
MN Sales Tax (8.38%)	3,064.40
Avg. DMV Fee	464.00
Cash Sale Price	$40,096.40
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,096.40
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$686.11

(1) Car Loan calculations are based on the used car dealer's advertised price of $36,493.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Nissan Frontier PRO-4X

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This low mileage used 2023 Nissan Frontier PRO-4X 4x4 pickup below 31,000 miles, automatic transmission, and 21 MPG, 3.8L gas engine is for sale right now under $36K at Rapids Honda in Minneapolis, MN. ...View More Details

Sales Price:	$35,286
Est. Payment:	$663.73 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	30,980
Location:	Minneapolis, MN

Item	Amount
Used Car Price⁽¹⁾	$35,286.00
Avg. Dealer Doc Fee	75.00
MN Sales Tax (8.38%)	2,963.25
Avg. DMV Fee	464.00
Cash Sale Price	$38,788.25
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,788.25
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$663.73

(1) Car Loan calculations are based on the used car dealer's advertised price of $35,286.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XLT

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This low mileage preowned 2023 Ford F-150 XLT 4x4 pickup below 38,000 miles, automatic transmission, and 21 MPG, 2.7L gas engine is for sale right now below $40K at MTH of Brainerd in Brainerd, MN. ...View More Details

Sales Price:	$39,993
Est. Payment:	$751.02 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	37,826
Location:	Brainerd, MN

Item	Amount
Used Car Price⁽¹⁾	$39,993.00
Avg. Dealer Doc Fee	75.00
MN Sales Tax (8.38%)	3,357.70
Avg. DMV Fee	464.00
Cash Sale Price	$43,889.70
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,889.70
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$751.02

(1) Car Loan calculations are based on the used car dealer's advertised price of $39,993.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford F-150 XL

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This low mileage preowned 2022 Ford F-150 XL 4x4 pickup below 34,000 miles, automatic transmission, and 21 MPG, 3.5L gas engine is for sale right now below $36K at Rapids Honda in Minneapolis, MN. ...View More Details

Sales Price:	$35,781
Est. Payment:	$672.91 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	34,338
Location:	Minneapolis, MN

Item	Amount
Used Car Price⁽¹⁾	$35,781.00
Avg. Dealer Doc Fee	75.00
MN Sales Tax (8.38%)	3,004.73
Avg. DMV Fee	464.00
Cash Sale Price	$39,324.73
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,324.73
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$672.91

(1) Auto Loan calculations are based on the used car dealer's advertised price of $35,781.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Ford F-150 Lariat

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This low mileage used 2021 Ford F-150 Lariat 4x4 pickup below 43,000 miles, automatic transmission, and 21 MPG, 3.5L hybrid engine is for sale right now under $40K at MTH of Saint Cloud in Saint Cloud, MN. ...View More Details

Sales Price:	$39,993
Est. Payment:	$751.02 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	42,760
Location:	Saint Cloud, MN

Item	Amount
Used Car Price⁽¹⁾	$39,993.00
Avg. Dealer Doc Fee	75.00
MN Sales Tax (8.38%)	3,357.70
Avg. DMV Fee	464.00
Cash Sale Price	$43,889.70
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,889.70
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$751.02

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Honda Ridgeline RTL

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This low mileage second hand 2026 Honda Ridgeline RTL AWD pickup below 1,000 miles, automatic transmission, and 21 MPG, 3.5L gas engine is for sale right now below $38K at Rapids Honda in Minneapolis, MN. ...View More Details

Sales Price:	$37,889
Est. Payment:	$712.00 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	925
Location:	Minneapolis, MN

Item	Amount
Used Car Price⁽¹⁾	$37,889.00
Avg. Dealer Doc Fee	75.00
MN Sales Tax (8.38%)	3,181.38
Avg. DMV Fee	464.00
Cash Sale Price	$41,609.38
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,609.38
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$712.00

(1) Auto Finance calculations are based on the used car dealer's advertised price of $37,889.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Pickups under $40,000 for Sale in Minnesota

Minnesota Secondhand Used Pickups Priced Below $40,000

2025 GMC Sierra 1500 Pro

2021 Chevrolet Silverado 1500 RST

2021 Ram 3500 Big Horn

2021 Ford F-250 Super Duty XL

2023 Ford F-150 XLT

2023 Nissan Frontier PRO-4X

2023 Ford F-150 XLT

2022 Ford F-150 XL

2021 Ford F-150 Lariat

2026 Honda Ridgeline RTL

Minnesota Areas with Used Pickups for Sale Below $40,000

Used Pickups under $40,000 for Sale in Minnesota

Minnesota Secondhand Used Pickups Priced Below $40,000

2025 GMC Sierra 1500 Pro

GMC Sierra 1500 Pro

2025 GMC Sierra 1500 Pro Car Loan Estimate

2021 Chevrolet Silverado 1500 RST

Chevrolet Silverado 1500 RST

2021 Chevrolet Silverado 1500 RST Car Loan Estimate

2021 Ram 3500 Big Horn

Ram 3500 Big Horn

2021 Ram 3500 Big Horn Car Loan Estimate

2021 Ford F-250 Super Duty XL

Ford F-250 Super Duty XL

2021 Ford F-250 Super Duty XL Car Loan Estimate

2023 Ford F-150 XLT

Ford F-150 XLT

2023 Ford F-150 XLT Car Loan Estimate

2023 Nissan Frontier PRO-4X

Nissan Frontier PRO-4X

2023 Nissan Frontier PRO-4X Car Loan Estimate

2023 Ford F-150 XLT

Ford F-150 XLT

2023 Ford F-150 XLT Car Loan Estimate

2022 Ford F-150 XL

Ford F-150 XL

2022 Ford F-150 XL Car Loan Estimate

2021 Ford F-150 Lariat

Ford F-150 Lariat

2021 Ford F-150 Lariat Car Loan Estimate

2026 Honda Ridgeline RTL

Honda Ridgeline RTL

2026 Honda Ridgeline RTL Car Loan Estimate

Minnesota Areas with Used Pickups for Sale Below $40,000

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