New Jersey Used Cars Under $400 a Month. Finance Payments Below $400

2015 Hyundai SANTA FE GLS

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This average mileage second hand 2015 Hyundai SANTA FE GLS AWD SUV under 81,000 miles, automatic transmission, and 3.3L gas engine is for sale right now below $14K at Liberty Hyundai in Mahwah, NJ. ...View More Details

Sales Price:	$13,995
Est. Payment:	$371.65 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	81,211
Location:	Mahwah, NJ

Item	Amount
Used Car Price⁽¹⁾	$13,995.00
Avg. Dealer Doc Fee	399.00
NJ Sales Tax (6.63%)	954.32
Avg. DMV Fee	133.00
Cash Sale Price	$15,481.32
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$15,481.32
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Car Finance Payment	$371.65

(1) Car Finance calculations are based on the used car dealer's advertised price of $13,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 48 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Mazda CX-30 2.5 S Select

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This low mileage preowned 2023 Mazda CX-30 2.5 S Select AWD SUV below 23,000 miles, automatic transmission, and 2.5L gas engine is for sale right now below $21K at Freehold Hyundai in Freehold, NJ. ...View More Details

Sales Price:	$20,999
Est. Payment:	$392.70 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	22,787
Location:	Freehold, NJ

Item	Amount
Used Car Price⁽¹⁾	$20,999.00
Avg. Dealer Doc Fee	399.00
NJ Sales Tax (6.63%)	1,418.69
Avg. DMV Fee	133.00
Cash Sale Price	$22,949.69
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,949.69
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$392.70

(1) Car Finance calculations are based on the used car dealer's advertised price of $20,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Hyundai ELANTRA SEL

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This low mileage certified preowned 2024 Hyundai ELANTRA SEL FWD sedan under 24,000 miles, cvt transmission, and 2.0L gas engine is for sale right now below $19K at Paramus Hyundai in Paramus, NJ. ...View More Details

Sales Price:	$18,990
Est. Payment:	$356.05 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	24,499
Location:	Paramus, NJ

Item	Amount
Used Car Price⁽¹⁾	$18,990.00
Avg. Dealer Doc Fee	399.00
NJ Sales Tax (6.63%)	1,285.49
Avg. DMV Fee	133.00
Cash Sale Price	$20,807.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,807.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$356.05

(1) Car Finance calculations are based on the used car dealer's advertised price of $18,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai SANTA FE SEL

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This low mileage certified used 2023 Hyundai SANTA FE SEL AWD SUV under 24,000 miles, automatic transmission, and 2.5L gas engine is for sale right now under $22K at Maxon Hyundai in Union, NJ. ...View More Details

Sales Price:	$21,524
Est. Payment:	$402.28 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	23,756
Location:	Union, NJ

Item	Amount
Used Car Price⁽¹⁾	$21,524.00
Avg. Dealer Doc Fee	399.00
NJ Sales Tax (6.63%)	1,453.49
Avg. DMV Fee	133.00
Cash Sale Price	$23,509.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$23,509.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$402.28

(1) Auto Finance calculations are based on the used car dealer's advertised price of $21,524.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai ELANTRA SE

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This low mileage certified second hand 2025 Hyundai ELANTRA SE FWD sedan below 6,000 miles, cvt transmission, and 2.0L gas engine is for sale right now below $20K at Lynnes Hyundai Llc in Bloomfield, NJ. ...View More Details

Sales Price:	$19,034
Est. Payment:	$356.85 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	6,098
Location:	Bloomfield, NJ

Item	Amount
Used Car Price⁽¹⁾	$19,034.00
Avg. Dealer Doc Fee	399.00
NJ Sales Tax (6.63%)	1,288.41
Avg. DMV Fee	133.00
Cash Sale Price	$20,854.41
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,854.41
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$356.85

(1) Car Loan calculations are based on the used car dealer's advertised price of $19,034.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai ELANTRA SEL Convenience

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This low mileage certified second hand 2025 Hyundai ELANTRA SEL Convenience FWD sedan below 29,000 miles, cvt transmission, and 2.0L gas engine is for sale right now under $22K at Sansone's Route 1 Hyundai in Avenel, NJ. ...View More Details

Sales Price:	$21,459
Est. Payment:	$401.10 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	28,663
Location:	Avenel, NJ

Item	Amount
Used Car Price⁽¹⁾	$21,459.00
Avg. Dealer Doc Fee	399.00
NJ Sales Tax (6.63%)	1,449.19
Avg. DMV Fee	133.00
Cash Sale Price	$23,440.19
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$23,440.19
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$401.10

(1) Auto Finance calculations are based on the used car dealer's advertised price of $21,459.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Mazda CX-30 2.5 S Preferred

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This low mileage preowned 2023 Mazda CX-30 2.5 S Preferred AWD SUV under 26,000 miles, automatic transmission, and 2.5L gas engine is for sale right now below $21K at Lynnes Hyundai Llc in Bloomfield, NJ. ...View More Details

Sales Price:	$20,783
Est. Payment:	$388.76 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	26,350
Location:	Bloomfield, NJ

Item	Amount
Used Car Price⁽¹⁾	$20,783.00
Avg. Dealer Doc Fee	399.00
NJ Sales Tax (6.63%)	1,404.37
Avg. DMV Fee	133.00
Cash Sale Price	$22,719.37
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,719.37
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$388.76

(1) Auto Loan calculations are based on the used car dealer's advertised price of $20,783.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Mazda CX-30 2.5 S

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This low mileage second hand 2023 Mazda CX-30 2.5 S AWD SUV under 29,000 miles, automatic transmission, and 2.5L gas engine is for sale right now under $21K at Freehold Hyundai in Freehold, NJ. ...View More Details

Sales Price:	$20,499
Est. Payment:	$383.58 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	28,511
Location:	Freehold, NJ

Item	Amount
Used Car Price⁽¹⁾	$20,499.00
Avg. Dealer Doc Fee	399.00
NJ Sales Tax (6.63%)	1,385.54
Avg. DMV Fee	133.00
Cash Sale Price	$22,416.54
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,416.54
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$383.58

(1) Auto Loan calculations are based on the used car dealer's advertised price of $20,499.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai ELANTRA Hybrid Limited

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This low mileage certified preowned 2023 Hyundai ELANTRA Hybrid Limited FWD sedan under 27,000 miles, automatic transmission, and 1.6L hybrid engine is for sale right now under $21K at Lynnes Hyundai Llc in Bloomfield, NJ. ...View More Details

Sales Price:	$20,927
Est. Payment:	$391.39 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	27,429
Location:	Bloomfield, NJ

Item	Amount
Used Car Price⁽¹⁾	$20,927.00
Avg. Dealer Doc Fee	399.00
NJ Sales Tax (6.63%)	1,413.91
Avg. DMV Fee	133.00
Cash Sale Price	$22,872.91
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,872.91
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$391.39

(1) Car Finance calculations are based on the used car dealer's advertised price of $20,927.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai ELANTRA SEL Sport

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This low mileage certified second hand 2025 Hyundai ELANTRA SEL Sport FWD sedan under 9,000 miles, cvt transmission, and 2.0L gas engine is for sale right now under $21K at Maxon Hyundai in Union, NJ. ...View More Details

Sales Price:	$20,496
Est. Payment:	$383.53 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	9,140
Location:	Union, NJ

Item	Amount
Used Car Price⁽¹⁾	$20,496.00
Avg. Dealer Doc Fee	399.00
NJ Sales Tax (6.63%)	1,385.34
Avg. DMV Fee	133.00
Cash Sale Price	$22,413.34
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,413.34
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$383.53

(1) Auto Loan calculations are based on the used car dealer's advertised price of $20,496.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $400 per month for Sale in New Jersey

New Jersey Secondhand Used Vehicles with Payments Below $400 / Month

2015 Hyundai SANTA FE GLS

2023 Mazda CX-30 2.5 S Select

2024 Hyundai ELANTRA SEL

2023 Hyundai SANTA FE SEL

2025 Hyundai ELANTRA SE

2025 Hyundai ELANTRA SEL Convenience

2023 Mazda CX-30 2.5 S Preferred

2023 Mazda CX-30 2.5 S

2023 Hyundai ELANTRA Hybrid Limited

2025 Hyundai ELANTRA SEL Sport

New Jersey Areas with Used Cars for Sale Below $400 / Month

Used Cars under $400 per month for Sale in New Jersey

New Jersey Secondhand Used Vehicles with Payments Below $400 / Month

2015 Hyundai SANTA FE GLS

Hyundai SANTA FE GLS

2015 Hyundai SANTA FE GLS Car Loan Estimate

2023 Mazda CX-30 2.5 S Select

Mazda CX-30 2.5 S Select

2023 Mazda CX-30 2.5 S Select Car Loan Estimate

2024 Hyundai ELANTRA SEL

Hyundai ELANTRA SEL

2024 Hyundai ELANTRA SEL Car Loan Estimate

2023 Hyundai SANTA FE SEL

Hyundai SANTA FE SEL

2023 Hyundai SANTA FE SEL Car Loan Estimate

2025 Hyundai ELANTRA SE

Hyundai ELANTRA SE

2025 Hyundai ELANTRA SE Car Loan Estimate

2025 Hyundai ELANTRA SEL Convenience

Hyundai ELANTRA SEL Convenience

2025 Hyundai ELANTRA SEL Convenience Car Loan Estimate

2023 Mazda CX-30 2.5 S Preferred

Mazda CX-30 2.5 S Preferred

2023 Mazda CX-30 2.5 S Preferred Car Loan Estimate

2023 Mazda CX-30 2.5 S

Mazda CX-30 2.5 S

2023 Mazda CX-30 2.5 S Car Loan Estimate

2023 Hyundai ELANTRA Hybrid Limited

Hyundai ELANTRA Hybrid Limited

2023 Hyundai ELANTRA Hybrid Limited Car Loan Estimate

2025 Hyundai ELANTRA SEL Sport

Hyundai ELANTRA SEL Sport

2025 Hyundai ELANTRA SEL Sport Car Loan Estimate

New Jersey Areas with Used Cars for Sale Below $400 / Month

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