New Jersey Used Cars Under $400 a Month. Finance Payments Below $400

2022 Hyundai KONA SE

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This low mileage certified second hand 2022 Hyundai KONA SE AWD SUV under 23,000 miles, cvt transmission, and 27 MPG, 2.0L gas engine is for sale right now below $19K at Freehold Hyundai in Freehold, NJ. ...View More Details

Sales Price:	$18,999
Est. Payment:	$356.21 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	22,769
Location:	Freehold, NJ

Item	Amount
Used Car Price⁽¹⁾	$18,999.00
Avg. Dealer Doc Fee	399.00
NJ Sales Tax (6.63%)	1,286.09
Avg. DMV Fee	133.00
Cash Sale Price	$20,817.09
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,817.09
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$356.21

(1) Car Finance calculations are based on the used car dealer's advertised price of $18,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai ELANTRA SEL Convenience

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This low mileage certified preowned 2025 Hyundai ELANTRA SEL Convenience FWD sedan below 29,000 miles, cvt transmission, and 27 MPG, 2.0L gas engine is for sale right now under $22K at Sansone's Route 1 Hyundai in Avenel, NJ. ...View More Details

Sales Price:	$21,459
Est. Payment:	$401.10 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	28,663
Location:	Avenel, NJ

Item	Amount
Used Car Price⁽¹⁾	$21,459.00
Avg. Dealer Doc Fee	399.00
NJ Sales Tax (6.63%)	1,449.19
Avg. DMV Fee	133.00
Cash Sale Price	$23,440.19
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$23,440.19
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$401.10

(1) Auto Loan calculations are based on the used car dealer's advertised price of $21,459.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Hyundai TUCSON SEL

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This low mileage certified preowned 2024 Hyundai TUCSON SEL AWD SUV below 31,000 miles, automatic transmission, and 27 MPG, 2.5L gas engine is for sale right now below $22K at Maxon Hyundai in Union, NJ. ...View More Details

Sales Price:	$21,329
Est. Payment:	$398.72 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	31,385
Location:	Union, NJ

Item	Amount
Used Car Price⁽¹⁾	$21,329.00
Avg. Dealer Doc Fee	399.00
NJ Sales Tax (6.63%)	1,440.57
Avg. DMV Fee	133.00
Cash Sale Price	$23,301.57
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$23,301.57
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$398.72

(1) Auto Loan calculations are based on the used car dealer's advertised price of $21,329.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai ELANTRA SEL

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This low mileage certified second hand 2023 Hyundai ELANTRA SEL FWD sedan under 13,000 miles, cvt transmission, and 27 MPG, 2.0L gas engine is for sale right now under $20K at Freehold Hyundai in Freehold, NJ. ...View More Details

Sales Price:	$19,999
Est. Payment:	$374.46 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	13,393
Location:	Freehold, NJ

Item	Amount
Used Car Price⁽¹⁾	$19,999.00
Avg. Dealer Doc Fee	399.00
NJ Sales Tax (6.63%)	1,352.39
Avg. DMV Fee	133.00
Cash Sale Price	$21,883.39
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,883.39
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$374.46

(1) Auto Finance calculations are based on the used car dealer's advertised price of $19,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai KONA SEL

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This low mileage certified second hand 2023 Hyundai KONA SEL AWD SUV below 29,000 miles, cvt transmission, and 27 MPG, 2.0L gas engine is for sale right now under $21K at Maxon Hyundai in Union, NJ. ...View More Details

Sales Price:	$20,450
Est. Payment:	$382.69 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	28,605
Location:	Union, NJ

Item	Amount
Used Car Price⁽¹⁾	$20,450.00
Avg. Dealer Doc Fee	399.00
NJ Sales Tax (6.63%)	1,382.29
Avg. DMV Fee	133.00
Cash Sale Price	$22,364.29
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,364.29
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$382.69

(1) Car Finance calculations are based on the used car dealer's advertised price of $20,450.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai ELANTRA SEL

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This low mileage second hand 2023 Hyundai ELANTRA SEL FWD sedan under 34,000 miles, cvt transmission, and 27 MPG, 2.0L gas engine is for sale right now under $20K at Paramus Hyundai in Paramus, NJ. ...View More Details

Sales Price:	$19,990
Est. Payment:	$374.29 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	34,463
Location:	Paramus, NJ

Item	Amount
Used Car Price⁽¹⁾	$19,990.00
Avg. Dealer Doc Fee	399.00
NJ Sales Tax (6.63%)	1,351.79
Avg. DMV Fee	133.00
Cash Sale Price	$21,873.79
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,873.79
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$374.29

(1) Car Loan calculations are based on the used car dealer's advertised price of $19,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Mazda CX-30 2.5 S

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This low mileage preowned 2023 Mazda CX-30 2.5 S AWD SUV under 29,000 miles, automatic transmission, and 27 MPG, 2.5L gas engine is for sale right now under $21K at Freehold Hyundai in Freehold, NJ. ...View More Details

Sales Price:	$20,499
Est. Payment:	$383.58 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	28,511
Location:	Freehold, NJ

Item	Amount
Used Car Price⁽¹⁾	$20,499.00
Avg. Dealer Doc Fee	399.00
NJ Sales Tax (6.63%)	1,385.54
Avg. DMV Fee	133.00
Cash Sale Price	$22,416.54
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,416.54
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$383.58

(1) Auto Loan calculations are based on the used car dealer's advertised price of $20,499.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai ELANTRA SEL Sport

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This low mileage certified preowned 2025 Hyundai ELANTRA SEL Sport FWD sedan below 4,000 miles, cvt transmission, and 27 MPG, 2.0L gas engine is for sale right now under $22K at Sansone's Route 1 Hyundai in Avenel, NJ. ...View More Details

Sales Price:	$21,459
Est. Payment:	$401.10 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	3,688
Location:	Avenel, NJ

Item	Amount
Used Car Price⁽¹⁾	$21,459.00
Avg. Dealer Doc Fee	399.00
NJ Sales Tax (6.63%)	1,449.19
Avg. DMV Fee	133.00
Cash Sale Price	$23,440.19
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$23,440.19
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$401.10

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Hyundai IONIQ Hybrid SEL

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This high mileage preowned 2020 Hyundai IONIQ Hybrid SEL FWD hatchback under 107,000 miles, automatic transmission, and 27 MPG, 1.6L hybrid engine is for sale right now under $11K at Liberty Hyundai in Mahwah, NJ. ...View More Details

Sales Price:	$10,995
Est. Payment:	$379.98 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	106,727
Location:	Mahwah, NJ

Item	Amount
Used Car Price⁽¹⁾	$10,995.00
Avg. Dealer Doc Fee	399.00
NJ Sales Tax (6.63%)	755.42
Avg. DMV Fee	133.00
Cash Sale Price	$12,282.42
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$12,282.42
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Auto Finance Payment	$379.98

(1) Auto Finance calculations are based on the used car dealer's advertised price of $10,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 36 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Buick Encore GX Sport Touring

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This low mileage second hand 2024 Buick Encore GX Sport Touring AWD SUV under 12,000 miles, automatic transmission, and 27 MPG, 1.3L gas engine is for sale right now under $22K at Maxon Buick GMC in Union, NJ. ...View More Details

Sales Price:	$21,028
Est. Payment:	$393.23 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	12,136
Location:	Union, NJ

Item	Amount
Used Car Price⁽¹⁾	$21,028.00
Avg. Dealer Doc Fee	399.00
NJ Sales Tax (6.63%)	1,420.61
Avg. DMV Fee	133.00
Cash Sale Price	$22,980.61
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,980.61
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$393.23

(1) Auto Finance calculations are based on the used car dealer's advertised price of $21,028.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $400 per month for Sale in New Jersey

New Jersey Secondhand Used Vehicles with Payments Below $400 / Month

2022 Hyundai KONA SE

2025 Hyundai ELANTRA SEL Convenience

2024 Hyundai TUCSON SEL

2023 Hyundai ELANTRA SEL

2023 Hyundai KONA SEL

2023 Hyundai ELANTRA SEL

2023 Mazda CX-30 2.5 S

2025 Hyundai ELANTRA SEL Sport

2020 Hyundai IONIQ Hybrid SEL

2024 Buick Encore GX Sport Touring

New Jersey Areas with Used Cars for Sale Below $400 / Month

Used Cars under $400 per month for Sale in New Jersey

New Jersey Secondhand Used Vehicles with Payments Below $400 / Month

2022 Hyundai KONA SE

Hyundai KONA SE

2022 Hyundai KONA SE Car Loan Estimate

2025 Hyundai ELANTRA SEL Convenience

Hyundai ELANTRA SEL Convenience

2025 Hyundai ELANTRA SEL Convenience Car Loan Estimate

2024 Hyundai TUCSON SEL

Hyundai TUCSON SEL

2024 Hyundai TUCSON SEL Car Loan Estimate

2023 Hyundai ELANTRA SEL

Hyundai ELANTRA SEL

2023 Hyundai ELANTRA SEL Car Loan Estimate

2023 Hyundai KONA SEL

Hyundai KONA SEL

2023 Hyundai KONA SEL Car Loan Estimate

2023 Hyundai ELANTRA SEL

Hyundai ELANTRA SEL

2023 Hyundai ELANTRA SEL Car Loan Estimate

2023 Mazda CX-30 2.5 S

Mazda CX-30 2.5 S

2023 Mazda CX-30 2.5 S Car Loan Estimate

2025 Hyundai ELANTRA SEL Sport

Hyundai ELANTRA SEL Sport

2025 Hyundai ELANTRA SEL Sport Car Loan Estimate

2020 Hyundai IONIQ Hybrid SEL

Hyundai IONIQ Hybrid SEL

2020 Hyundai IONIQ Hybrid SEL Car Loan Estimate

2024 Buick Encore GX Sport Touring

Buick Encore GX Sport Touring

2024 Buick Encore GX Sport Touring Car Loan Estimate

New Jersey Areas with Used Cars for Sale Below $400 / Month

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