New Jersey Used Cars Under $400 a Month. Finance Payments Below $400

2024 Hyundai ELANTRA SEL

⇩ View Seller Description

This low mileage certified second hand 2024 Hyundai ELANTRA SEL FWD sedan under 23,000 miles, cvt transmission, and 2.0L gas engine is for sale right now under $21K at Paramus Hyundai in Paramus, NJ. ...View More Details

Sales Price:	$20,990
Est. Payment:	$392.54 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	23,348
Location:	Paramus, NJ

Item	Amount
Used Car Price⁽¹⁾	$20,990.00
Avg. Dealer Doc Fee	399.00
NJ Sales Tax (6.63%)	1,418.09
Avg. DMV Fee	133.00
Cash Sale Price	$22,940.09
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,940.09
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$392.54

(1) Car Finance calculations are based on the used car dealer's advertised price of $20,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai ELANTRA SEL Convenience

⇩ View Seller Description

This low mileage certified used 2025 Hyundai ELANTRA SEL Convenience FWD sedan below 7,000 miles, cvt transmission, and 2.0L gas engine is for sale right now below $22K at Lynnes Hyundai Llc in Bloomfield, NJ. ...View More Details

Sales Price:	$21,616
Est. Payment:	$403.96 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	6,709
Location:	Bloomfield, NJ

Item	Amount
Used Car Price⁽¹⁾	$21,616.00
Avg. Dealer Doc Fee	399.00
NJ Sales Tax (6.63%)	1,459.59
Avg. DMV Fee	133.00
Cash Sale Price	$23,607.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$23,607.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$403.96

(1) Auto Finance calculations are based on the used car dealer's advertised price of $21,616.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai ELANTRA Hybrid Blue

⇩ View Seller Description

This low mileage used 2023 Hyundai ELANTRA Hybrid Blue FWD sedan below 53,000 miles, automatic transmission, and 1.6L hybrid engine is for sale right now under $19K at Paramus Hyundai in Paramus, NJ. ...View More Details

Sales Price:	$18,490
Est. Payment:	$372.25 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	53,424
Location:	Paramus, NJ

Item	Amount
Used Car Price⁽¹⁾	$18,490.00
Avg. Dealer Doc Fee	399.00
NJ Sales Tax (6.63%)	1,252.34
Avg. DMV Fee	133.00
Cash Sale Price	$20,274.34
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,274.34
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Finance Payment	$372.25

(1) Auto Finance calculations are based on the used car dealer's advertised price of $18,490.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 66 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2012 BMW 5 Series 550i xDrive

⇩ View Seller Description

This low mileage second hand 2012 BMW 5 Series 550i xDrive AWD sedan below 23,000 miles, transmission, and 4.4L gas engine is for sale right now below $20K at BMW of Newton in Newton, NJ. ...View More Details

Sales Price:	$19,995
Est. Payment:	$374.38 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	22,701
Location:	Newton, NJ

Item	Amount
Used Car Price⁽¹⁾	$19,995.00
Avg. Dealer Doc Fee	399.00
NJ Sales Tax (6.63%)	1,352.12
Avg. DMV Fee	133.00
Cash Sale Price	$21,879.12
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,879.12
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$374.38

(1) Auto Loan calculations are based on the used car dealer's advertised price of $19,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai ELANTRA SE

⇩ View Seller Description

This low mileage certified second hand 2025 Hyundai ELANTRA SE FWD sedan under 9,000 miles, cvt transmission, and 2.0L gas engine is for sale right now below $22K at Sansone's Route 1 Hyundai in Avenel, NJ. ...View More Details

Sales Price:	$21,059
Est. Payment:	$393.80 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	8,720
Location:	Avenel, NJ

Item	Amount
Used Car Price⁽¹⁾	$21,059.00
Avg. Dealer Doc Fee	399.00
NJ Sales Tax (6.63%)	1,422.67
Avg. DMV Fee	133.00
Cash Sale Price	$23,013.67
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$23,013.67
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$393.80

(1) Auto Finance calculations are based on the used car dealer's advertised price of $21,059.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai ELANTRA SEL

⇩ View Seller Description

This low mileage certified used 2023 Hyundai ELANTRA SEL FWD sedan below 22,000 miles, cvt transmission, and 2.0L gas engine is for sale right now below $21K at Freehold Hyundai in Freehold, NJ. ...View More Details

Sales Price:	$20,999
Est. Payment:	$392.70 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	22,338
Location:	Freehold, NJ

Item	Amount
Used Car Price⁽¹⁾	$20,999.00
Avg. Dealer Doc Fee	399.00
NJ Sales Tax (6.63%)	1,418.69
Avg. DMV Fee	133.00
Cash Sale Price	$22,949.69
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,949.69
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$392.70

(1) Auto Loan calculations are based on the used car dealer's advertised price of $20,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 GMC Terrain SLE

⇩ View Seller Description

This low mileage used 2021 GMC Terrain SLE 4x4 SUV under 36,000 miles, automatic transmission, and 1.5L gas engine is for sale right now under $20K at Maxon Buick GMC in Union, NJ. ...View More Details

Sales Price:	$19,717
Est. Payment:	$369.31 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	35,930
Location:	Union, NJ

Item	Amount
Used Car Price⁽¹⁾	$19,717.00
Avg. Dealer Doc Fee	399.00
NJ Sales Tax (6.63%)	1,333.69
Avg. DMV Fee	133.00
Cash Sale Price	$21,582.69
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,582.69
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$369.31

(1) Auto Finance calculations are based on the used car dealer's advertised price of $19,717.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Mazda CX-30 2.5 S

⇩ View Seller Description

This low mileage used 2023 Mazda CX-30 2.5 S AWD SUV under 29,000 miles, automatic transmission, and 2.5L gas engine is for sale right now under $20K at Freehold Hyundai in Freehold, NJ. ...View More Details

Sales Price:	$19,499
Est. Payment:	$365.33 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	28,511
Location:	Freehold, NJ

Item	Amount
Used Car Price⁽¹⁾	$19,499.00
Avg. Dealer Doc Fee	399.00
NJ Sales Tax (6.63%)	1,319.24
Avg. DMV Fee	133.00
Cash Sale Price	$21,350.24
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,350.24
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$365.33

(1) Car Finance calculations are based on the used car dealer's advertised price of $19,499.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai ELANTRA SEL

⇩ View Seller Description

This low mileage certified preowned 2023 Hyundai ELANTRA SEL FWD sedan below 5,000 miles, cvt transmission, and 2.0L gas engine is for sale right now below $20K at Lynnes Hyundai Llc in Bloomfield, NJ. ...View More Details

Sales Price:	$19,792
Est. Payment:	$370.68 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	4,703
Location:	Bloomfield, NJ

Item	Amount
Used Car Price⁽¹⁾	$19,792.00
Avg. Dealer Doc Fee	399.00
NJ Sales Tax (6.63%)	1,338.66
Avg. DMV Fee	133.00
Cash Sale Price	$21,662.66
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,662.66
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$370.68

(1) Auto Finance calculations are based on the used car dealer's advertised price of $19,792.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai ELANTRA SEL Convenience

⇩ View Seller Description

This low mileage certified preowned 2025 Hyundai ELANTRA SEL Convenience FWD sedan below 28,000 miles, cvt transmission, and 2.0L gas engine is for sale right now below $22K at Maxon Hyundai in Union, NJ. ...View More Details

Sales Price:	$21,074
Est. Payment:	$394.07 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	28,498
Location:	Union, NJ

Item	Amount
Used Car Price⁽¹⁾	$21,074.00
Avg. Dealer Doc Fee	399.00
NJ Sales Tax (6.63%)	1,423.66
Avg. DMV Fee	133.00
Cash Sale Price	$23,029.66
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$23,029.66
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$394.07

(1) Auto Loan calculations are based on the used car dealer's advertised price of $21,074.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $400 per month for Sale in New Jersey

New Jersey Secondhand Used Vehicles with Payments Below $400 / Month

2024 Hyundai ELANTRA SEL

2025 Hyundai ELANTRA SEL Convenience

2023 Hyundai ELANTRA Hybrid Blue

2012 BMW 5 Series 550i xDrive

2025 Hyundai ELANTRA SE

2023 Hyundai ELANTRA SEL

2021 GMC Terrain SLE

2023 Mazda CX-30 2.5 S

2023 Hyundai ELANTRA SEL

2025 Hyundai ELANTRA SEL Convenience

New Jersey Areas with Used Cars for Sale Below $400 / Month

Used Cars under $400 per month for Sale in New Jersey

New Jersey Secondhand Used Vehicles with Payments Below $400 / Month

2024 Hyundai ELANTRA SEL

Hyundai ELANTRA SEL

2024 Hyundai ELANTRA SEL Car Loan Estimate

2025 Hyundai ELANTRA SEL Convenience

Hyundai ELANTRA SEL Convenience

2025 Hyundai ELANTRA SEL Convenience Car Loan Estimate

2023 Hyundai ELANTRA Hybrid Blue

Hyundai ELANTRA Hybrid Blue

2023 Hyundai ELANTRA Hybrid Blue Car Loan Estimate

2012 BMW 5 Series 550i xDrive

BMW 5 Series 550i xDrive

2012 BMW 5 Series 550i xDrive Car Loan Estimate

2025 Hyundai ELANTRA SE

Hyundai ELANTRA SE

2025 Hyundai ELANTRA SE Car Loan Estimate

2023 Hyundai ELANTRA SEL

Hyundai ELANTRA SEL

2023 Hyundai ELANTRA SEL Car Loan Estimate

2021 GMC Terrain SLE

GMC Terrain SLE

2021 GMC Terrain SLE Car Loan Estimate

2023 Mazda CX-30 2.5 S

Mazda CX-30 2.5 S

2023 Mazda CX-30 2.5 S Car Loan Estimate

2023 Hyundai ELANTRA SEL

Hyundai ELANTRA SEL

2023 Hyundai ELANTRA SEL Car Loan Estimate

2025 Hyundai ELANTRA SEL Convenience

Hyundai ELANTRA SEL Convenience

2025 Hyundai ELANTRA SEL Convenience Car Loan Estimate

New Jersey Areas with Used Cars for Sale Below $400 / Month

Customize Payments

Find Financing

Customize Payments