New Jersey Used Cars Under $40,000 |with Payments|

2023 BMW 3 Series 330i xDrive

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This low mileage used 2023 BMW 3 Series 330i xDrive AWD sedan below 18,000 miles, automatic transmission, and 25 MPG, 2.0L gas engine is for sale right now under $38K at BMW of Morristown in Morristown, NJ. ...View More Details

Sales Price:	$37,997
Est. Payment:	$702.85 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	17,515
Location:	Morristown, NJ

Item	Amount
Used Car Price⁽¹⁾	$37,997.00
Avg. Dealer Doc Fee	399.00
NJ Sales Tax (6.63%)	2,545.65
Avg. DMV Fee	133.00
Cash Sale Price	$41,074.65
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,074.65
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$702.85

(1) Car Finance calculations are based on the used car dealer's advertised price of $37,997.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 BMW 3 Series 330i xDrive

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This low mileage certified second hand 2023 BMW 3 Series 330i xDrive AWD sedan below 23,000 miles, automatic transmission, and 25 MPG, 2.0L gas engine is for sale right now under $39K at BMW of Morristown in Morristown, NJ. ...View More Details

Sales Price:	$38,999
Est. Payment:	$721.13 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	22,920
Location:	Morristown, NJ

Item	Amount
Used Car Price⁽¹⁾	$38,999.00
Avg. Dealer Doc Fee	399.00
NJ Sales Tax (6.63%)	2,612.09
Avg. DMV Fee	133.00
Cash Sale Price	$42,143.09
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,143.09
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$721.13

(1) Auto Finance calculations are based on the used car dealer's advertised price of $38,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 BMW 2 Series 230i xDrive

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This low mileage used 2025 BMW 2 Series 230i xDrive AWD coupe below 10,000 miles, automatic transmission, and 25 MPG, 2.0L gas engine is for sale right now under $38K at BMW of Morristown in Morristown, NJ. ...View More Details

Sales Price:	$37,957
Est. Payment:	$702.12 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	9,602
Location:	Morristown, NJ

Item	Amount
Used Car Price⁽¹⁾	$37,957.00
Avg. Dealer Doc Fee	399.00
NJ Sales Tax (6.63%)	2,543.00
Avg. DMV Fee	133.00
Cash Sale Price	$41,032.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,032.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$702.12

(1) Auto Finance calculations are based on the used car dealer's advertised price of $37,957.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA FE SEL

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This low mileage certified preowned 2026 Hyundai SANTA FE SEL AWD SUV under 3,000 miles, automatic transmission, and 25 MPG, 2.5L gas engine is for sale right now below $37K at Liberty Hyundai in Mahwah, NJ. ...View More Details

Sales Price:	$36,995
Est. Payment:	$684.57 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	3,221
Location:	Mahwah, NJ

Item	Amount
Used Car Price⁽¹⁾	$36,995.00
Avg. Dealer Doc Fee	399.00
NJ Sales Tax (6.63%)	2,479.22
Avg. DMV Fee	133.00
Cash Sale Price	$40,006.22
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,006.22
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$684.57

(1) Car Loan calculations are based on the used car dealer's advertised price of $36,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Chevrolet Traverse RS

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This low mileage used 2023 Chevrolet Traverse RS 4x4 SUV below 45,000 miles, automatic transmission, and 25 MPG, 3.6L gas engine is for sale right now below $36K at Maxon Buick GMC in Union, NJ. ...View More Details

Sales Price:	$35,190
Est. Payment:	$651.63 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	44,524
Location:	Union, NJ

Item	Amount
Used Car Price⁽¹⁾	$35,190.00
Avg. Dealer Doc Fee	399.00
NJ Sales Tax (6.63%)	2,359.55
Avg. DMV Fee	133.00
Cash Sale Price	$38,081.55
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,081.55
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$651.63

(1) Auto Loan calculations are based on the used car dealer's advertised price of $35,190.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 BMW X3 xDrive30i

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This low mileage second hand 2023 BMW X3 xDrive30i AWD SUV below 44,000 miles, automatic transmission, and 25 MPG, 2.0L gas engine is for sale right now under $37K at BMW of Morristown in Morristown, NJ. ...View More Details

Sales Price:	$36,397
Est. Payment:	$673.66 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	43,636
Location:	Morristown, NJ

Item	Amount
Used Car Price⁽¹⁾	$36,397.00
Avg. Dealer Doc Fee	399.00
NJ Sales Tax (6.63%)	2,439.57
Avg. DMV Fee	133.00
Cash Sale Price	$39,368.57
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,368.57
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$673.66

(1) Car Finance calculations are based on the used car dealer's advertised price of $36,397.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Hyundai PALISADE Calligraphy

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This low mileage certified preowned 2024 Hyundai PALISADE Calligraphy AWD SUV under 21,000 miles, automatic transmission, and 25 MPG, 3.8L gas engine is for sale right now under $40K at Sansone's Route 1 Hyundai in Avenel, NJ. ...View More Details

Sales Price:	$39,459
Est. Payment:	$729.52 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	20,669
Location:	Avenel, NJ

Item	Amount
Used Car Price⁽¹⁾	$39,459.00
Avg. Dealer Doc Fee	399.00
NJ Sales Tax (6.63%)	2,642.59
Avg. DMV Fee	133.00
Cash Sale Price	$42,633.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,633.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$729.52

(1) Auto Finance calculations are based on the used car dealer's advertised price of $39,459.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 BMW X1 xDrive28i

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This low mileage used 2025 BMW X1 xDrive28i AWD SUV under 7,000 miles, transmission, and 25 MPG, 2.0L gas engine is for sale right now under $40K at BMW of Morristown in Morristown, NJ. ...View More Details

Sales Price:	$39,937
Est. Payment:	$738.25 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	6,800
Location:	Morristown, NJ

Item	Amount
Used Car Price⁽¹⁾	$39,937.00
Avg. Dealer Doc Fee	399.00
NJ Sales Tax (6.63%)	2,674.28
Avg. DMV Fee	133.00
Cash Sale Price	$43,143.28
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,143.28
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$738.25

(1) Car Loan calculations are based on the used car dealer's advertised price of $39,937.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Toyota RAV4 XLE

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This low mileage preowned 2025 Toyota RAV4 XLE AWD SUV below 11,000 miles, automatic transmission, and 25 MPG, 2.5L gas engine is for sale right now below $37K at Lynnes Hyundai Llc in Bloomfield, NJ. ...View More Details

Sales Price:	$36,995
Est. Payment:	$684.57 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	11,379
Location:	Bloomfield, NJ

Item	Amount
Used Car Price⁽¹⁾	$36,995.00
Avg. Dealer Doc Fee	399.00
NJ Sales Tax (6.63%)	2,479.22
Avg. DMV Fee	133.00
Cash Sale Price	$40,006.22
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,006.22
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$684.57

(1) Auto Finance calculations are based on the used car dealer's advertised price of $36,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 BMW X3 xDrive30i

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This low mileage preowned 2023 BMW X3 xDrive30i AWD SUV below 41,000 miles, automatic transmission, and 25 MPG, 2.0L gas engine is for sale right now below $37K at BMW of Morristown in Morristown, NJ. ...View More Details

Sales Price:	$36,987
Est. Payment:	$684.42 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	40,583
Location:	Morristown, NJ

Item	Amount
Used Car Price⁽¹⁾	$36,987.00
Avg. Dealer Doc Fee	399.00
NJ Sales Tax (6.63%)	2,478.69
Avg. DMV Fee	133.00
Cash Sale Price	$39,997.69
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,997.69
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$684.42

(1) Car Finance calculations are based on the used car dealer's advertised price of $36,987.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in New Jersey

New Jersey Secondhand Used Vehicles Priced Below $40,000

2023 BMW 3 Series 330i xDrive

2023 BMW 3 Series 330i xDrive

2025 BMW 2 Series 230i xDrive

2026 Hyundai SANTA FE SEL

2023 Chevrolet Traverse RS

2023 BMW X3 xDrive30i

2024 Hyundai PALISADE Calligraphy

2025 BMW X1 xDrive28i

2025 Toyota RAV4 XLE

2023 BMW X3 xDrive30i

New Jersey Areas with Used Cars for Sale Below $40,000

Used Cars under $40,000 for Sale in New Jersey

New Jersey Secondhand Used Vehicles Priced Below $40,000

2023 BMW 3 Series 330i xDrive

BMW 3 Series 330i xDrive

2023 BMW 3 Series 330i xDrive Car Loan Estimate

2023 BMW 3 Series 330i xDrive

BMW 3 Series 330i xDrive

2023 BMW 3 Series 330i xDrive Car Loan Estimate

2025 BMW 2 Series 230i xDrive

BMW 2 Series 230i xDrive

2025 BMW 2 Series 230i xDrive Car Loan Estimate

2026 Hyundai SANTA FE SEL

Hyundai SANTA FE SEL

2026 Hyundai SANTA FE SEL Car Loan Estimate

2023 Chevrolet Traverse RS

Chevrolet Traverse RS

2023 Chevrolet Traverse RS Car Loan Estimate

2023 BMW X3 xDrive30i

BMW X3 xDrive30i

2023 BMW X3 xDrive30i Car Loan Estimate

2024 Hyundai PALISADE Calligraphy

Hyundai PALISADE Calligraphy

2024 Hyundai PALISADE Calligraphy Car Loan Estimate

2025 BMW X1 xDrive28i

BMW X1 xDrive28i

2025 BMW X1 xDrive28i Car Loan Estimate

2025 Toyota RAV4 XLE

Toyota RAV4 XLE

2025 Toyota RAV4 XLE Car Loan Estimate

2023 BMW X3 xDrive30i

BMW X3 xDrive30i

2023 BMW X3 xDrive30i Car Loan Estimate

New Jersey Areas with Used Cars for Sale Below $40,000

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