New Jersey Used Cars Under $40,000 |with Payments|

2024 Lexus NX 350 Premium

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This low mileage used 2024 Lexus NX 350 Premium AWD wagon below 21,000 miles, automatic transmission, and 22 MPG, 2.4L gas engine is for sale right now under $40K at Freehold Hyundai in Freehold, NJ. ...View More Details

Sales Price:	$39,999
Est. Payment:	$739.38 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	21,150
Location:	Freehold, NJ

Item	Amount
Used Car Price⁽¹⁾	$39,999.00
Avg. Dealer Doc Fee	399.00
NJ Sales Tax (6.63%)	2,678.39
Avg. DMV Fee	133.00
Cash Sale Price	$43,209.39
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,209.39
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$739.38

(1) Car Loan calculations are based on the used car dealer's advertised price of $39,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Nissan Frontier PRO-4X

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This low mileage second hand 2023 Nissan Frontier PRO-4X 4x4 pickup under 18,000 miles, automatic transmission, and 22 MPG, 3.8L gas engine is for sale right now below $37K at Bridgewater Infiniti in Bridgewater, NJ. ...View More Details

Sales Price:	$36,270
Est. Payment:	$671.34 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	18,419
Location:	Bridgewater, NJ

Item	Amount
Used Car Price⁽¹⁾	$36,270.00
Avg. Dealer Doc Fee	399.00
NJ Sales Tax (6.63%)	2,431.15
Avg. DMV Fee	133.00
Cash Sale Price	$39,233.15
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,233.15
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$671.34

(1) Car Finance calculations are based on the used car dealer's advertised price of $36,270.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 BMW X3 xDrive30i

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This low mileage second hand 2023 BMW X3 xDrive30i AWD SUV below 41,000 miles, automatic transmission, and 22 MPG, 2.0L gas engine is for sale right now below $39K at BMW of Morristown in Morristown, NJ. ...View More Details

Sales Price:	$38,497
Est. Payment:	$711.97 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	41,007
Location:	Morristown, NJ

Item	Amount
Used Car Price⁽¹⁾	$38,497.00
Avg. Dealer Doc Fee	399.00
NJ Sales Tax (6.63%)	2,578.80
Avg. DMV Fee	133.00
Cash Sale Price	$41,607.80
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,607.80
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$711.97

(1) Car Loan calculations are based on the used car dealer's advertised price of $38,497.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai PALISADE Calligraphy

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This low mileage certified second hand 2023 Hyundai PALISADE Calligraphy AWD SUV below 31,000 miles, automatic transmission, and 22 MPG, 3.8L gas engine is for sale right now below $36K at Maxon Hyundai in Union, NJ. ...View More Details

Sales Price:	$35,173
Est. Payment:	$651.32 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	30,977
Location:	Union, NJ

Item	Amount
Used Car Price⁽¹⁾	$35,173.00
Avg. Dealer Doc Fee	399.00
NJ Sales Tax (6.63%)	2,358.42
Avg. DMV Fee	133.00
Cash Sale Price	$38,063.42
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,063.42
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$651.32

(1) Auto Loan calculations are based on the used car dealer's advertised price of $35,173.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Genesis GV70 2.5T Standard

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This low mileage preowned 2025 Genesis GV70 2.5T Standard AWD SUV below 11,000 miles, automatic transmission, and 22 MPG, 2.5L gas engine is for sale right now under $36K at Freehold Hyundai in Freehold, NJ. ...View More Details

Sales Price:	$35,999
Est. Payment:	$666.39 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	11,496
Location:	Freehold, NJ

Item	Amount
Used Car Price⁽¹⁾	$35,999.00
Avg. Dealer Doc Fee	399.00
NJ Sales Tax (6.63%)	2,413.19
Avg. DMV Fee	133.00
Cash Sale Price	$38,944.19
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,944.19
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$666.39

(1) Auto Loan calculations are based on the used car dealer's advertised price of $35,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Hyundai PALISADE SEL

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This low mileage preowned 2024 Hyundai PALISADE SEL AWD SUV below 34,000 miles, automatic transmission, and 22 MPG, 3.8L gas engine is for sale right now under $37K at Paramus Hyundai in Paramus, NJ. ...View More Details

Sales Price:	$36,990
Est. Payment:	$684.48 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	33,890
Location:	Paramus, NJ

Item	Amount
Used Car Price⁽¹⁾	$36,990.00
Avg. Dealer Doc Fee	399.00
NJ Sales Tax (6.63%)	2,478.89
Avg. DMV Fee	133.00
Cash Sale Price	$40,000.89
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,000.89
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$684.48

(1) Car Loan calculations are based on the used car dealer's advertised price of $36,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 BMW X3 xDrive30i

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This low mileage certified preowned 2023 BMW X3 xDrive30i AWD SUV under 31,000 miles, automatic transmission, and 22 MPG, 2.0L gas engine is for sale right now under $39K at BMW of Morristown in Morristown, NJ. ...View More Details

Sales Price:	$38,937
Est. Payment:	$720.00 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	31,189
Location:	Morristown, NJ

Item	Amount
Used Car Price⁽¹⁾	$38,937.00
Avg. Dealer Doc Fee	399.00
NJ Sales Tax (6.63%)	2,607.98
Avg. DMV Fee	133.00
Cash Sale Price	$42,076.98
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,076.98
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$720.00

(1) Car Finance calculations are based on the used car dealer's advertised price of $38,937.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 BMW 3 Series 330i xDrive

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This low mileage certified used 2023 BMW 3 Series 330i xDrive AWD sedan under 38,000 miles, automatic transmission, and 22 MPG, 2.0L gas engine is for sale right now under $36K at BMW of Morristown in Morristown, NJ. ...View More Details

Sales Price:	$35,997
Est. Payment:	$666.36 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	37,619
Location:	Morristown, NJ

Item	Amount
Used Car Price⁽¹⁾	$35,997.00
Avg. Dealer Doc Fee	399.00
NJ Sales Tax (6.63%)	2,413.05
Avg. DMV Fee	133.00
Cash Sale Price	$38,942.05
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,942.05
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$666.36

(1) Car Loan calculations are based on the used car dealer's advertised price of $35,997.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 INFINITI QX50 Sport

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This low mileage certified second hand 2023 INFINITI QX50 Sport AWD SUV below 15,000 miles, cvt transmission, and 22 MPG, 2.0L gas engine is for sale right now below $37K at Bridgewater Infiniti in Bridgewater, NJ. ...View More Details

Sales Price:	$36,999
Est. Payment:	$684.64 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	14,869
Location:	Bridgewater, NJ

Item	Amount
Used Car Price⁽¹⁾	$36,999.00
Avg. Dealer Doc Fee	399.00
NJ Sales Tax (6.63%)	2,479.49
Avg. DMV Fee	133.00
Cash Sale Price	$40,010.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,010.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$684.64

(1) Car Loan calculations are based on the used car dealer's advertised price of $36,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Kia Carnival EX

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This low mileage used 2026 Kia Carnival EX FWD minivan under 1,000 miles, automatic transmission, and 22 MPG, 3.5L gas engine is for sale right now below $40K at Freehold Hyundai in Freehold, NJ. ...View More Details

Sales Price:	$39,999
Est. Payment:	$739.38 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	1,283
Location:	Freehold, NJ

Item	Amount
Used Car Price⁽¹⁾	$39,999.00
Avg. Dealer Doc Fee	399.00
NJ Sales Tax (6.63%)	2,678.39
Avg. DMV Fee	133.00
Cash Sale Price	$43,209.39
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,209.39
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$739.38

(1) Auto Loan calculations are based on the used car dealer's advertised price of $39,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in New Jersey

New Jersey Secondhand Used Vehicles Priced Below $40,000

2024 Lexus NX 350 Premium

2023 Nissan Frontier PRO-4X

2023 BMW X3 xDrive30i

2023 Hyundai PALISADE Calligraphy

2025 Genesis GV70 2.5T Standard

2024 Hyundai PALISADE SEL

2023 BMW X3 xDrive30i

2023 BMW 3 Series 330i xDrive

2023 INFINITI QX50 Sport

2026 Kia Carnival EX

New Jersey Areas with Used Cars for Sale Below $40,000

Used Cars under $40,000 for Sale in New Jersey

New Jersey Secondhand Used Vehicles Priced Below $40,000

2024 Lexus NX 350 Premium

Lexus NX 350 Premium

2024 Lexus NX 350 Premium Car Loan Estimate

2023 Nissan Frontier PRO-4X

Nissan Frontier PRO-4X

2023 Nissan Frontier PRO-4X Car Loan Estimate

2023 BMW X3 xDrive30i

BMW X3 xDrive30i

2023 BMW X3 xDrive30i Car Loan Estimate

2023 Hyundai PALISADE Calligraphy

Hyundai PALISADE Calligraphy

2023 Hyundai PALISADE Calligraphy Car Loan Estimate

2025 Genesis GV70 2.5T Standard

Genesis GV70 2.5T Standard

2025 Genesis GV70 2.5T Standard Car Loan Estimate

2024 Hyundai PALISADE SEL

Hyundai PALISADE SEL

2024 Hyundai PALISADE SEL Car Loan Estimate

2023 BMW X3 xDrive30i

BMW X3 xDrive30i

2023 BMW X3 xDrive30i Car Loan Estimate

2023 BMW 3 Series 330i xDrive

BMW 3 Series 330i xDrive

2023 BMW 3 Series 330i xDrive Car Loan Estimate

2023 INFINITI QX50 Sport

INFINITI QX50 Sport

2023 INFINITI QX50 Sport Car Loan Estimate

2026 Kia Carnival EX

Kia Carnival EX

2026 Kia Carnival EX Car Loan Estimate

New Jersey Areas with Used Cars for Sale Below $40,000

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