New Jersey Used Cars Under $40,000 |with Payments|

2025 Lexus NX 250 Base

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This low mileage used 2025 Lexus NX 250 Base AWD wagon below 29,000 miles, automatic transmission, and 22 MPG, 2.5L gas engine is for sale right now under $37K at Freehold Hyundai in Freehold, NJ. ...View More Details

Sales Price:	$36,999
Est. Payment:	$684.64 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	28,640
Location:	Freehold, NJ

Item	Amount
Used Car Price⁽¹⁾	$36,999.00
Avg. Dealer Doc Fee	399.00
NJ Sales Tax (6.63%)	2,479.49
Avg. DMV Fee	133.00
Cash Sale Price	$40,010.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,010.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$684.64

(1) Auto Finance calculations are based on the used car dealer's advertised price of $36,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai PALISADE SEL Premium

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This low mileage certified second hand 2025 Hyundai PALISADE SEL Premium AWD SUV under 8,000 miles, automatic transmission, and 22 MPG, 3.8L gas engine is for sale right now below $39K at Sansone's Route 1 Hyundai in Avenel, NJ. ...View More Details

Sales Price:	$38,959
Est. Payment:	$720.40 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	7,917
Location:	Avenel, NJ

Item	Amount
Used Car Price⁽¹⁾	$38,959.00
Avg. Dealer Doc Fee	399.00
NJ Sales Tax (6.63%)	2,609.44
Avg. DMV Fee	133.00
Cash Sale Price	$42,100.44
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,100.44
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$720.40

(1) Car Finance calculations are based on the used car dealer's advertised price of $38,959.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 BMW X3 xDrive30i

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This low mileage used 2023 BMW X3 xDrive30i AWD SUV under 44,000 miles, automatic transmission, and 22 MPG, 2.0L gas engine is for sale right now below $39K at BMW of Morristown in Morristown, NJ. ...View More Details

Sales Price:	$38,999
Est. Payment:	$721.13 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	43,636
Location:	Morristown, NJ

Item	Amount
Used Car Price⁽¹⁾	$38,999.00
Avg. Dealer Doc Fee	399.00
NJ Sales Tax (6.63%)	2,612.09
Avg. DMV Fee	133.00
Cash Sale Price	$42,143.09
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,143.09
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$721.13

(1) Auto Finance calculations are based on the used car dealer's advertised price of $38,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Audi SQ5 Sportback 3.0T quattro Premium Plus

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This low mileage second hand 2023 Audi SQ5 Sportback 3.0T quattro Premium Plus AWD SUV under 55,000 miles, automatic transmission, and 22 MPG, 3.0L gas engine is for sale right now below $40K at Lynnes Hyundai Llc in Bloomfield, NJ. ...View More Details

Sales Price:	$39,386
Est. Payment:	$781.34 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	55,083
Location:	Bloomfield, NJ

Item	Amount
Used Car Price⁽¹⁾	$39,386.00
Avg. Dealer Doc Fee	399.00
NJ Sales Tax (6.63%)	2,637.75
Avg. DMV Fee	133.00
Cash Sale Price	$42,555.75
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,555.75
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Loan Payment	$781.34

(1) Auto Loan calculations are based on the used car dealer's advertised price of $39,386.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 66 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Hyundai PALISADE Limited

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This low mileage used 2024 Hyundai PALISADE Limited AWD SUV below 33,000 miles, automatic transmission, and 22 MPG, 3.8L gas engine is for sale right now below $39K at Paramus Hyundai in Paramus, NJ. ...View More Details

Sales Price:	$38,290
Est. Payment:	$708.19 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	32,725
Location:	Paramus, NJ

Item	Amount
Used Car Price⁽¹⁾	$38,290.00
Avg. Dealer Doc Fee	399.00
NJ Sales Tax (6.63%)	2,565.08
Avg. DMV Fee	133.00
Cash Sale Price	$41,387.08
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,387.08
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$708.19

(1) Car Loan calculations are based on the used car dealer's advertised price of $38,290.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 INFINITI QX60 Luxe

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This low mileage certified used 2023 INFINITI QX60 Luxe AWD SUV under 27,000 miles, automatic transmission, and 22 MPG, 3.5L gas engine is for sale right now below $38K at Bridgewater Infiniti in Bridgewater, NJ. ...View More Details

Sales Price:	$37,999
Est. Payment:	$702.89 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	26,998
Location:	Bridgewater, NJ

Item	Amount
Used Car Price⁽¹⁾	$37,999.00
Avg. Dealer Doc Fee	399.00
NJ Sales Tax (6.63%)	2,545.79
Avg. DMV Fee	133.00
Cash Sale Price	$41,076.79
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,076.79
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$702.89

(1) Auto Loan calculations are based on the used car dealer's advertised price of $37,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Mercedes-Benz GLE GLE 350 4MATIC

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This low mileage second hand 2021 Mercedes-Benz GLE GLE 350 4MATIC AWD SUV below 32,000 miles, automatic transmission, and 22 MPG, 2.0L gas engine is for sale right now under $38K at Bridgewater Infiniti in Bridgewater, NJ. ...View More Details

Sales Price:	$37,499
Est. Payment:	$693.76 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	31,531
Location:	Bridgewater, NJ

Item	Amount
Used Car Price⁽¹⁾	$37,499.00
Avg. Dealer Doc Fee	399.00
NJ Sales Tax (6.63%)	2,512.64
Avg. DMV Fee	133.00
Cash Sale Price	$40,543.64
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,543.64
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$693.76

(1) Car Finance calculations are based on the used car dealer's advertised price of $37,499.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Acura RDX SH-AWD w/A-SPEC

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This low mileage certified preowned 2023 Acura RDX SH-AWD w/A-SPEC AWD SUV below 36,000 miles, automatic transmission, and 22 MPG, 2.0L gas engine is for sale right now below $36K at Freehold Hyundai in Freehold, NJ. ...View More Details

Sales Price:	$35,999
Est. Payment:	$666.39 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	35,702
Location:	Freehold, NJ

Item	Amount
Used Car Price⁽¹⁾	$35,999.00
Avg. Dealer Doc Fee	399.00
NJ Sales Tax (6.63%)	2,413.19
Avg. DMV Fee	133.00
Cash Sale Price	$38,944.19
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,944.19
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$666.39

(1) Auto Finance calculations are based on the used car dealer's advertised price of $35,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 BMW 2 Series 230i xDrive

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This low mileage second hand 2025 BMW 2 Series 230i xDrive AWD coupe under 8,000 miles, automatic transmission, and 22 MPG, 2.0L gas engine is for sale right now under $39K at BMW of Morristown in Morristown, NJ. ...View More Details

Sales Price:	$38,857
Est. Payment:	$718.54 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	8,103
Location:	Morristown, NJ

Item	Amount
Used Car Price⁽¹⁾	$38,857.00
Avg. Dealer Doc Fee	399.00
NJ Sales Tax (6.63%)	2,602.67
Avg. DMV Fee	133.00
Cash Sale Price	$41,991.67
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,991.67
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$718.54

(1) Auto Finance calculations are based on the used car dealer's advertised price of $38,857.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Hyundai PALISADE Limited

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This low mileage preowned 2024 Hyundai PALISADE Limited AWD SUV below 28,000 miles, automatic transmission, and 22 MPG, 3.8L gas engine is for sale right now under $37K at Paramus Hyundai in Paramus, NJ. ...View More Details

Sales Price:	$36,790
Est. Payment:	$680.83 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	28,178
Location:	Paramus, NJ

Item	Amount
Used Car Price⁽¹⁾	$36,790.00
Avg. Dealer Doc Fee	399.00
NJ Sales Tax (6.63%)	2,465.63
Avg. DMV Fee	133.00
Cash Sale Price	$39,787.63
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,787.63
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$680.83

(1) Car Finance calculations are based on the used car dealer's advertised price of $36,790.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in New Jersey

New Jersey Secondhand Used Vehicles Priced Below $40,000

2025 Lexus NX 250 Base

2025 Hyundai PALISADE SEL Premium

2023 BMW X3 xDrive30i

2023 Audi SQ5 Sportback 3.0T quattro Premium Plus

2024 Hyundai PALISADE Limited

2023 INFINITI QX60 Luxe

2021 Mercedes-Benz GLE GLE 350 4MATIC

2023 Acura RDX SH-AWD w/A-SPEC

2025 BMW 2 Series 230i xDrive

2024 Hyundai PALISADE Limited

New Jersey Areas with Used Cars for Sale Below $40,000

Used Cars under $40,000 for Sale in New Jersey

New Jersey Secondhand Used Vehicles Priced Below $40,000

2025 Lexus NX 250 Base

Lexus NX 250 Base

2025 Lexus NX 250 Base Car Loan Estimate

2025 Hyundai PALISADE SEL Premium

Hyundai PALISADE SEL Premium

2025 Hyundai PALISADE SEL Premium Car Loan Estimate

2023 BMW X3 xDrive30i

BMW X3 xDrive30i

2023 BMW X3 xDrive30i Car Loan Estimate

2023 Audi SQ5 Sportback 3.0T quattro Premium Plus

Audi SQ5 Sportback 3.0T quattro Premium Plus

2023 Audi SQ5 Sportback 3.0T quattro Premium Plus Car Loan Estimate

2024 Hyundai PALISADE Limited

Hyundai PALISADE Limited

2024 Hyundai PALISADE Limited Car Loan Estimate

2023 INFINITI QX60 Luxe

INFINITI QX60 Luxe

2023 INFINITI QX60 Luxe Car Loan Estimate

2021 Mercedes-Benz GLE GLE 350 4MATIC

Mercedes-Benz GLE GLE 350 4MATIC

2021 Mercedes-Benz GLE 350 4MATIC Car Loan Estimate

2023 Acura RDX SH-AWD w/A-SPEC

Acura RDX SH-AWD w/A-SPEC

2023 Acura RDX SH-AWD w/A-SPEC Car Loan Estimate

2025 BMW 2 Series 230i xDrive

BMW 2 Series 230i xDrive

2025 BMW 2 Series 230i xDrive Car Loan Estimate

2024 Hyundai PALISADE Limited

Hyundai PALISADE Limited

2024 Hyundai PALISADE Limited Car Loan Estimate

New Jersey Areas with Used Cars for Sale Below $40,000

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