New Jersey Used Cars Under $40,000 |with Payments|

2022 BMW X5 xDrive40i

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This low mileage second hand 2022 BMW X5 xDrive40i AWD SUV under 46,000 miles, automatic transmission, and 25 MPG, 3.0L hybrid engine is for sale right now below $36K at BMW of Newton in Newton, NJ. ...View More Details

Sales Price:	$35,995
Est. Payment:	$666.32 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	46,196
Location:	Newton, NJ

Item	Amount
Used Car Price⁽¹⁾	$35,995.00
Avg. Dealer Doc Fee	399.00
NJ Sales Tax (6.63%)	2,412.92
Avg. DMV Fee	133.00
Cash Sale Price	$38,939.92
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,939.92
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$666.32

(1) Car Finance calculations are based on the used car dealer's advertised price of $35,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 BMW X3 xDrive30i

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This low mileage used 2024 BMW X3 xDrive30i AWD SUV below 15,000 miles, automatic transmission, and 25 MPG, 2.0L gas engine is for sale right now below $38K at Maxon Buick GMC in Union, NJ. ...View More Details

Sales Price:	$37,855
Est. Payment:	$700.26 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	15,330
Location:	Union, NJ

Item	Amount
Used Car Price⁽¹⁾	$37,855.00
Avg. Dealer Doc Fee	399.00
NJ Sales Tax (6.63%)	2,536.24
Avg. DMV Fee	133.00
Cash Sale Price	$40,923.24
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,923.24
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$700.26

(1) Car Loan calculations are based on the used car dealer's advertised price of $37,855.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 BMW 5 Series 530e xDrive

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This low mileage used 2023 BMW 5 Series 530e xDrive AWD sedan below 45,000 miles, automatic transmission, and 25 MPG, 2.0L hybrid engine is for sale right now under $38K at BMW of Morristown in Morristown, NJ. ...View More Details

Sales Price:	$37,999
Est. Payment:	$702.89 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	44,691
Location:	Morristown, NJ

Item	Amount
Used Car Price⁽¹⁾	$37,999.00
Avg. Dealer Doc Fee	399.00
NJ Sales Tax (6.63%)	2,545.79
Avg. DMV Fee	133.00
Cash Sale Price	$41,076.79
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,076.79
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$702.89

(1) Car Finance calculations are based on the used car dealer's advertised price of $37,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Genesis GV70 2.5T Standard

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This low mileage second hand 2023 Genesis GV70 2.5T Standard AWD SUV below 24,000 miles, automatic transmission, and 25 MPG, 2.5L gas engine is for sale right now below $37K at Freehold Hyundai in Freehold, NJ. ...View More Details

Sales Price:	$36,999
Est. Payment:	$684.64 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	24,282
Location:	Freehold, NJ

Item	Amount
Used Car Price⁽¹⁾	$36,999.00
Avg. Dealer Doc Fee	399.00
NJ Sales Tax (6.63%)	2,479.49
Avg. DMV Fee	133.00
Cash Sale Price	$40,010.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,010.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$684.64

(1) Auto Loan calculations are based on the used car dealer's advertised price of $36,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Genesis GV70 2.5T Standard

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This low mileage preowned 2025 Genesis GV70 2.5T Standard AWD SUV below 11,000 miles, automatic transmission, and 25 MPG, 2.5L gas engine is for sale right now under $40K at Freehold Hyundai in Freehold, NJ. ...View More Details

Sales Price:	$39,999
Est. Payment:	$739.38 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	11,496
Location:	Freehold, NJ

Item	Amount
Used Car Price⁽¹⁾	$39,999.00
Avg. Dealer Doc Fee	399.00
NJ Sales Tax (6.63%)	2,678.39
Avg. DMV Fee	133.00
Cash Sale Price	$43,209.39
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,209.39
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$739.38

(1) Car Finance calculations are based on the used car dealer's advertised price of $39,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA FE SEL

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This low mileage certified second hand 2026 Hyundai SANTA FE SEL AWD SUV below 3,000 miles, automatic transmission, and 25 MPG, 2.5L gas engine is for sale right now under $37K at Liberty Hyundai in Mahwah, NJ. ...View More Details

Sales Price:	$36,995
Est. Payment:	$684.57 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	3,221
Location:	Mahwah, NJ

Item	Amount
Used Car Price⁽¹⁾	$36,995.00
Avg. Dealer Doc Fee	399.00
NJ Sales Tax (6.63%)	2,479.22
Avg. DMV Fee	133.00
Cash Sale Price	$40,006.22
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,006.22
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$684.57

(1) Car Finance calculations are based on the used car dealer's advertised price of $36,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 BMW X3 xDrive30i

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This low mileage preowned 2023 BMW X3 xDrive30i AWD SUV under 38,000 miles, automatic transmission, and 25 MPG, 2.0L gas engine is for sale right now below $39K at BMW of Morristown in Morristown, NJ. ...View More Details

Sales Price:	$38,897
Est. Payment:	$719.27 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	37,792
Location:	Morristown, NJ

Item	Amount
Used Car Price⁽¹⁾	$38,897.00
Avg. Dealer Doc Fee	399.00
NJ Sales Tax (6.63%)	2,605.32
Avg. DMV Fee	133.00
Cash Sale Price	$42,034.32
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,034.32
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$719.27

(1) Car Loan calculations are based on the used car dealer's advertised price of $38,897.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 INFINITI QX60 Luxe

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This low mileage certified used 2023 INFINITI QX60 Luxe AWD SUV below 21,000 miles, automatic transmission, and 25 MPG, 3.5L gas engine is for sale right now below $39K at Bridgewater Infiniti in Bridgewater, NJ. ...View More Details

Sales Price:	$38,999
Est. Payment:	$721.13 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	20,579
Location:	Bridgewater, NJ

Item	Amount
Used Car Price⁽¹⁾	$38,999.00
Avg. Dealer Doc Fee	399.00
NJ Sales Tax (6.63%)	2,612.09
Avg. DMV Fee	133.00
Cash Sale Price	$42,143.09
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,143.09
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$721.13

(1) Car Finance calculations are based on the used car dealer's advertised price of $38,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Lexus NX 250 Base

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This low mileage second hand 2025 Lexus NX 250 Base AWD wagon under 29,000 miles, automatic transmission, and 25 MPG, 2.5L gas engine is for sale right now under $37K at Freehold Hyundai in Freehold, NJ. ...View More Details

Sales Price:	$36,999
Est. Payment:	$684.64 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	28,640
Location:	Freehold, NJ

Item	Amount
Used Car Price⁽¹⁾	$36,999.00
Avg. Dealer Doc Fee	399.00
NJ Sales Tax (6.63%)	2,479.49
Avg. DMV Fee	133.00
Cash Sale Price	$40,010.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,010.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$684.64

(1) Auto Finance calculations are based on the used car dealer's advertised price of $36,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 BMW X3 xDrive30i

⇩ View Seller Description

This low mileage preowned 2023 BMW X3 xDrive30i AWD SUV under 41,000 miles, automatic transmission, and 25 MPG, 2.0L gas engine is for sale right now below $40K at BMW of Morristown in Morristown, NJ. ...View More Details

Sales Price:	$39,999
Est. Payment:	$739.38 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	40,583
Location:	Morristown, NJ

Item	Amount
Used Car Price⁽¹⁾	$39,999.00
Avg. Dealer Doc Fee	399.00
NJ Sales Tax (6.63%)	2,678.39
Avg. DMV Fee	133.00
Cash Sale Price	$43,209.39
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,209.39
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$739.38

(1) Car Loan calculations are based on the used car dealer's advertised price of $39,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in New Jersey

New Jersey Secondhand Used Vehicles Priced Below $40,000

2022 BMW X5 xDrive40i

2024 BMW X3 xDrive30i

2023 BMW 5 Series 530e xDrive

2023 Genesis GV70 2.5T Standard

2025 Genesis GV70 2.5T Standard

2026 Hyundai SANTA FE SEL

2023 BMW X3 xDrive30i

2023 INFINITI QX60 Luxe

2025 Lexus NX 250 Base

2023 BMW X3 xDrive30i

New Jersey Areas with Used Cars for Sale Below $40,000

Used Cars under $40,000 for Sale in New Jersey

New Jersey Secondhand Used Vehicles Priced Below $40,000

2022 BMW X5 xDrive40i

BMW X5 xDrive40i

2022 BMW X5 xDrive40i Car Loan Estimate

2024 BMW X3 xDrive30i

BMW X3 xDrive30i

2024 BMW X3 xDrive30i Car Loan Estimate

2023 BMW 5 Series 530e xDrive

BMW 5 Series 530e xDrive

2023 BMW 5 Series 530e xDrive Car Loan Estimate

2023 Genesis GV70 2.5T Standard

Genesis GV70 2.5T Standard

2023 Genesis GV70 2.5T Standard Car Loan Estimate

2025 Genesis GV70 2.5T Standard

Genesis GV70 2.5T Standard

2025 Genesis GV70 2.5T Standard Car Loan Estimate

2026 Hyundai SANTA FE SEL

Hyundai SANTA FE SEL

2026 Hyundai SANTA FE SEL Car Loan Estimate

2023 BMW X3 xDrive30i

BMW X3 xDrive30i

2023 BMW X3 xDrive30i Car Loan Estimate

2023 INFINITI QX60 Luxe

INFINITI QX60 Luxe

2023 INFINITI QX60 Luxe Car Loan Estimate

2025 Lexus NX 250 Base

Lexus NX 250 Base

2025 Lexus NX 250 Base Car Loan Estimate

2023 BMW X3 xDrive30i

BMW X3 xDrive30i

2023 BMW X3 xDrive30i Car Loan Estimate

New Jersey Areas with Used Cars for Sale Below $40,000

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