New Jersey Used Cars Under $800 a Month. Finance Payments Below $800

2026 Buick Enclave Preferred

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This low mileage used 2026 Buick Enclave Preferred 4x4 SUV below 6,000 miles, automatic transmission, and 25 MPG, 2.5L gas engine is for sale right now under $43K at Maxon Buick GMC in Union, NJ. ...View More Details

Sales Price:	$42,250
Est. Payment:	$780.45 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	6,467
Location:	Union, NJ

Item	Amount
Used Car Price⁽¹⁾	$42,250.00
Avg. Dealer Doc Fee	399.00
NJ Sales Tax (6.63%)	2,827.63
Avg. DMV Fee	133.00
Cash Sale Price	$45,609.63
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,609.63
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$780.45

(1) Car Loan calculations are based on the used car dealer's advertised price of $42,250.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 BMW X3 xDrive30i

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This low mileage certified used 2024 BMW X3 xDrive30i AWD SUV below 13,000 miles, automatic transmission, and 25 MPG, 2.0L gas engine is for sale right now under $43K at BMW of Morristown in Morristown, NJ. ...View More Details

Sales Price:	$42,987
Est. Payment:	$793.90 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	12,926
Location:	Morristown, NJ

Item	Amount
Used Car Price⁽¹⁾	$42,987.00
Avg. Dealer Doc Fee	399.00
NJ Sales Tax (6.63%)	2,876.49
Avg. DMV Fee	133.00
Cash Sale Price	$46,395.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,395.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$793.90

(1) Car Loan calculations are based on the used car dealer's advertised price of $42,987.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 BMW X1 xDrive28i

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This low mileage preowned 2025 BMW X1 xDrive28i AWD SUV below 3,000 miles, transmission, and 25 MPG, 2.0L gas engine is for sale right now under $43K at BMW of Morristown in Morristown, NJ. ...View More Details

Sales Price:	$42,937
Est. Payment:	$792.98 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	3,426
Location:	Morristown, NJ

Item	Amount
Used Car Price⁽¹⁾	$42,937.00
Avg. Dealer Doc Fee	399.00
NJ Sales Tax (6.63%)	2,873.18
Avg. DMV Fee	133.00
Cash Sale Price	$46,342.18
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,342.18
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$792.98

(1) Car Loan calculations are based on the used car dealer's advertised price of $42,937.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 BMW 4 Series 430i Gran Coupe

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This low mileage second hand 2025 BMW 4 Series 430i Gran Coupe RWD sedan under 6,000 miles, automatic transmission, and 25 MPG, 2.0L hybrid engine is for sale right now under $42K at BMW of Morristown in Morristown, NJ. ...View More Details

Sales Price:	$41,467
Est. Payment:	$766.16 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	6,153
Location:	Morristown, NJ

Item	Amount
Used Car Price⁽¹⁾	$41,467.00
Avg. Dealer Doc Fee	399.00
NJ Sales Tax (6.63%)	2,775.72
Avg. DMV Fee	133.00
Cash Sale Price	$44,774.72
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,774.72
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$766.16

(1) Car Loan calculations are based on the used car dealer's advertised price of $41,467.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Genesis G70 3.3T Sport Advanced

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This low mileage used 2024 Genesis G70 3.3T Sport Advanced RWD sedan under 4,000 miles, automatic transmission, and 25 MPG, 3.3L gas engine is for sale right now below $42K at Freehold Hyundai in Freehold, NJ. ...View More Details

Sales Price:	$41,999
Est. Payment:	$775.87 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	3,533
Location:	Freehold, NJ

Item	Amount
Used Car Price⁽¹⁾	$41,999.00
Avg. Dealer Doc Fee	399.00
NJ Sales Tax (6.63%)	2,810.99
Avg. DMV Fee	133.00
Cash Sale Price	$45,341.99
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,341.99
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$775.87

(1) Car Loan calculations are based on the used car dealer's advertised price of $41,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 BMW 5 Series 530i xDrive

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This low mileage certified second hand 2023 BMW 5 Series 530i xDrive AWD sedan below 14,000 miles, automatic transmission, and 25 MPG, 2.0L gas engine is for sale right now under $42K at BMW of Morristown in Morristown, NJ. ...View More Details

Sales Price:	$41,487
Est. Payment:	$766.53 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	14,404
Location:	Morristown, NJ

Item	Amount
Used Car Price⁽¹⁾	$41,487.00
Avg. Dealer Doc Fee	399.00
NJ Sales Tax (6.63%)	2,777.04
Avg. DMV Fee	133.00
Cash Sale Price	$44,796.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,796.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$766.53

(1) Auto Finance calculations are based on the used car dealer's advertised price of $41,487.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 BMW X4 xDrive30i

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This low mileage used 2023 BMW X4 xDrive30i AWD SUV under 30,000 miles, automatic transmission, and 25 MPG, 2.0L gas engine is for sale right now below $42K at BMW of Morristown in Morristown, NJ. ...View More Details

Sales Price:	$41,497
Est. Payment:	$766.71 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	30,427
Location:	Morristown, NJ

Item	Amount
Used Car Price⁽¹⁾	$41,497.00
Avg. Dealer Doc Fee	399.00
NJ Sales Tax (6.63%)	2,777.70
Avg. DMV Fee	133.00
Cash Sale Price	$44,806.70
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,806.70
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$766.71

(1) Car Finance calculations are based on the used car dealer's advertised price of $41,497.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Genesis GV70 2.5T Standard

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This low mileage preowned 2025 Genesis GV70 2.5T Standard AWD SUV under 11,000 miles, automatic transmission, and 25 MPG, 2.5L gas engine is for sale right now under $43K at Freehold Hyundai in Freehold, NJ. ...View More Details

Sales Price:	$42,999
Est. Payment:	$794.12 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	11,492
Location:	Freehold, NJ

Item	Amount
Used Car Price⁽¹⁾	$42,999.00
Avg. Dealer Doc Fee	399.00
NJ Sales Tax (6.63%)	2,877.29
Avg. DMV Fee	133.00
Cash Sale Price	$46,408.29
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,408.29
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$794.12

(1) Car Finance calculations are based on the used car dealer's advertised price of $42,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 BMW 3 Series 330i xDrive

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This low mileage preowned 2025 BMW 3 Series 330i xDrive AWD sedan under 9,000 miles, automatic transmission, and 25 MPG, 2.0L hybrid engine is for sale right now below $42K at BMW of Newton in Newton, NJ. ...View More Details

Sales Price:	$41,995
Est. Payment:	$775.80 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	9,278
Location:	Newton, NJ

Item	Amount
Used Car Price⁽¹⁾	$41,995.00
Avg. Dealer Doc Fee	399.00
NJ Sales Tax (6.63%)	2,810.72
Avg. DMV Fee	133.00
Cash Sale Price	$45,337.72
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,337.72
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$775.80

(1) Car Finance calculations are based on the used car dealer's advertised price of $41,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 BMW X3 xDrive30i

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This low mileage certified preowned 2024 BMW X3 xDrive30i AWD SUV below 14,000 miles, automatic transmission, and 25 MPG, 2.0L gas engine is for sale right now under $43K at BMW of Morristown in Morristown, NJ. ...View More Details

Sales Price:	$42,487
Est. Payment:	$784.77 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	13,791
Location:	Morristown, NJ

Item	Amount
Used Car Price⁽¹⁾	$42,487.00
Avg. Dealer Doc Fee	399.00
NJ Sales Tax (6.63%)	2,843.34
Avg. DMV Fee	133.00
Cash Sale Price	$45,862.34
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,862.34
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$784.77

(1) Car Finance calculations are based on the used car dealer's advertised price of $42,487.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $800 per month for Sale in New Jersey

New Jersey Secondhand Used Vehicles with Payments Below $800 / Month

2026 Buick Enclave Preferred

2024 BMW X3 xDrive30i

2025 BMW X1 xDrive28i

2025 BMW 4 Series 430i Gran Coupe

2024 Genesis G70 3.3T Sport Advanced

2023 BMW 5 Series 530i xDrive

2023 BMW X4 xDrive30i

2025 Genesis GV70 2.5T Standard

2025 BMW 3 Series 330i xDrive

2024 BMW X3 xDrive30i

New Jersey Areas with Used Cars for Sale Below $800 / Month

Used Cars under $800 per month for Sale in New Jersey

New Jersey Secondhand Used Vehicles with Payments Below $800 / Month

2026 Buick Enclave Preferred

Buick Enclave Preferred

2026 Buick Enclave Preferred Car Loan Estimate

2024 BMW X3 xDrive30i

BMW X3 xDrive30i

2024 BMW X3 xDrive30i Car Loan Estimate

2025 BMW X1 xDrive28i

BMW X1 xDrive28i

2025 BMW X1 xDrive28i Car Loan Estimate

2025 BMW 4 Series 430i Gran Coupe

BMW 4 Series 430i Gran Coupe

2025 BMW 4 Series 430i Gran Coupe Car Loan Estimate

2024 Genesis G70 3.3T Sport Advanced

Genesis G70 3.3T Sport Advanced

2024 Genesis G70 3.3T Sport Advanced Car Loan Estimate

2023 BMW 5 Series 530i xDrive

BMW 5 Series 530i xDrive

2023 BMW 5 Series 530i xDrive Car Loan Estimate

2023 BMW X4 xDrive30i

BMW X4 xDrive30i

2023 BMW X4 xDrive30i Car Loan Estimate

2025 Genesis GV70 2.5T Standard

Genesis GV70 2.5T Standard

2025 Genesis GV70 2.5T Standard Car Loan Estimate

2025 BMW 3 Series 330i xDrive

BMW 3 Series 330i xDrive

2025 BMW 3 Series 330i xDrive Car Loan Estimate

2024 BMW X3 xDrive30i

BMW X3 xDrive30i

2024 BMW X3 xDrive30i Car Loan Estimate

New Jersey Areas with Used Cars for Sale Below $800 / Month

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