New Jersey Used Cars Under $45,000 |with Payments|

2024 BMW i4 eDrive40 Gran Coupe

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This low mileage used 2024 BMW i4 eDrive40 Gran Coupe RWD sedan under 3,000 miles, automatic transmission, and 0.0L electric engine is for sale right now under $41K at BMW of Newton in Newton, NJ. ...View More Details

Sales Price:	$40,995
Est. Payment:	$757.55 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	3,139
Location:	Newton, NJ

Item	Amount
Used Car Price⁽¹⁾	$40,995.00
Avg. Dealer Doc Fee	399.00
NJ Sales Tax (6.63%)	2,744.42
Avg. DMV Fee	133.00
Cash Sale Price	$44,271.42
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,271.42
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$757.55

(1) Auto Loan calculations are based on the used car dealer's advertised price of $40,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Lexus NX 350 Premium

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This low mileage used 2024 Lexus NX 350 Premium AWD wagon below 21,000 miles, automatic transmission, and 2.4L gas engine is for sale right now below $42K at Freehold Hyundai in Freehold, NJ. ...View More Details

Sales Price:	$41,999
Est. Payment:	$775.87 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	21,148
Location:	Freehold, NJ

Item	Amount
Used Car Price⁽¹⁾	$41,999.00
Avg. Dealer Doc Fee	399.00
NJ Sales Tax (6.63%)	2,810.99
Avg. DMV Fee	133.00
Cash Sale Price	$45,341.99
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,341.99
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$775.87

(1) Auto Finance calculations are based on the used car dealer's advertised price of $41,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Acura MDX SH-AWD w/Tech

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This below average mileage used 2024 Acura MDX SH-AWD w/Tech AWD SUV below 67,000 miles, automatic transmission, and 3.5L gas engine is for sale right now under $43K at Maxon Buick GMC in Union, NJ. ...View More Details

Sales Price:	$42,559
Est. Payment:	$912.47 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	67,189
Location:	Union, NJ

Item	Amount
Used Car Price⁽¹⁾	$42,559.00
Avg. Dealer Doc Fee	399.00
NJ Sales Tax (6.63%)	2,848.12
Avg. DMV Fee	133.00
Cash Sale Price	$45,939.12
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,939.12
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Finance Payment	$912.47

(1) Car Finance calculations are based on the used car dealer's advertised price of $42,559.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 60 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 BMW X3 xDrive30i

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This low mileage used 2023 BMW X3 xDrive30i AWD SUV under 24,000 miles, automatic transmission, and 2.0L gas engine is for sale right now below $41K at BMW of Morristown in Morristown, NJ. ...View More Details

Sales Price:	$40,997
Est. Payment:	$757.59 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	24,155
Location:	Morristown, NJ

Item	Amount
Used Car Price⁽¹⁾	$40,997.00
Avg. Dealer Doc Fee	399.00
NJ Sales Tax (6.63%)	2,744.55
Avg. DMV Fee	133.00
Cash Sale Price	$44,273.55
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,273.55
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$757.59

(1) Car Finance calculations are based on the used car dealer's advertised price of $40,997.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 INFINITI QX50 Sport

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This low mileage certified second hand 2025 INFINITI QX50 Sport AWD SUV below 1,000 miles, cvt transmission, and 2.0L gas engine is for sale right now under $43K at Bridgewater Infiniti in Bridgewater, NJ. ...View More Details

Sales Price:	$42,999
Est. Payment:	$794.12 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	1,200
Location:	Bridgewater, NJ

Item	Amount
Used Car Price⁽¹⁾	$42,999.00
Avg. Dealer Doc Fee	399.00
NJ Sales Tax (6.63%)	2,877.29
Avg. DMV Fee	133.00
Cash Sale Price	$46,408.29
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,408.29
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$794.12

(1) Auto Loan calculations are based on the used car dealer's advertised price of $42,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 BMW 4 Series 430i xDrive

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This low mileage used 2025 BMW 4 Series 430i xDrive AWD coupe under 11,000 miles, automatic transmission, and 2.0L hybrid engine is for sale right now under $44K at BMW of Newton in Newton, NJ. ...View More Details

Sales Price:	$43,995
Est. Payment:	$812.29 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	10,656
Location:	Newton, NJ

Item	Amount
Used Car Price⁽¹⁾	$43,995.00
Avg. Dealer Doc Fee	399.00
NJ Sales Tax (6.63%)	2,943.32
Avg. DMV Fee	133.00
Cash Sale Price	$47,470.32
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$47,470.32
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$812.29

(1) Car Finance calculations are based on the used car dealer's advertised price of $43,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 BMW X3 xDrive30i

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This low mileage certified second hand 2023 BMW X3 xDrive30i AWD SUV under 31,000 miles, automatic transmission, and 2.0L gas engine is for sale right now below $42K at BMW of Morristown in Morristown, NJ. ...View More Details

Sales Price:	$41,497
Est. Payment:	$766.71 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	31,189
Location:	Morristown, NJ

Item	Amount
Used Car Price⁽¹⁾	$41,497.00
Avg. Dealer Doc Fee	399.00
NJ Sales Tax (6.63%)	2,777.70
Avg. DMV Fee	133.00
Cash Sale Price	$44,806.70
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,806.70
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$766.71

(1) Car Finance calculations are based on the used car dealer's advertised price of $41,497.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 BMW 4 Series 430i Gran Coupe

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This low mileage second hand 2025 BMW 4 Series 430i Gran Coupe RWD sedan below 6,000 miles, automatic transmission, and 2.0L hybrid engine is for sale right now below $42K at BMW of Morristown in Morristown, NJ. ...View More Details

Sales Price:	$41,447
Est. Payment:	$765.80 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	6,153
Location:	Morristown, NJ

Item	Amount
Used Car Price⁽¹⁾	$41,447.00
Avg. Dealer Doc Fee	399.00
NJ Sales Tax (6.63%)	2,774.39
Avg. DMV Fee	133.00
Cash Sale Price	$44,753.39
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,753.39
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$765.80

(1) Auto Loan calculations are based on the used car dealer's advertised price of $41,447.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 BMW X7 xDrive40i

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This low mileage preowned 2022 BMW X7 xDrive40i AWD SUV below 28,000 miles, automatic transmission, and 3.0L hybrid engine is for sale right now under $43K at BMW of Newton in Newton, NJ. ...View More Details

Sales Price:	$42,995
Est. Payment:	$794.04 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	28,471
Location:	Newton, NJ

Item	Amount
Used Car Price⁽¹⁾	$42,995.00
Avg. Dealer Doc Fee	399.00
NJ Sales Tax (6.63%)	2,877.02
Avg. DMV Fee	133.00
Cash Sale Price	$46,404.02
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,404.02
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$794.04

(1) Auto Loan calculations are based on the used car dealer's advertised price of $42,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 BMW X1 xDrive28i

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This low mileage used 2025 BMW X1 xDrive28i AWD SUV under 7,000 miles, transmission, and 2.0L gas engine is for sale right now below $42K at BMW of Morristown in Morristown, NJ. ...View More Details

Sales Price:	$41,977
Est. Payment:	$775.47 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	7,429
Location:	Morristown, NJ

Item	Amount
Used Car Price⁽¹⁾	$41,977.00
Avg. Dealer Doc Fee	399.00
NJ Sales Tax (6.63%)	2,809.53
Avg. DMV Fee	133.00
Cash Sale Price	$45,318.53
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,318.53
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$775.47

(1) Car Finance calculations are based on the used car dealer's advertised price of $41,977.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $45,000 for Sale in New Jersey

New Jersey Secondhand Used Vehicles Priced Below $45,000

2024 BMW i4 eDrive40 Gran Coupe

2024 Lexus NX 350 Premium

2024 Acura MDX SH-AWD w/Tech

2023 BMW X3 xDrive30i

2025 INFINITI QX50 Sport

2025 BMW 4 Series 430i xDrive

2023 BMW X3 xDrive30i

2025 BMW 4 Series 430i Gran Coupe

2022 BMW X7 xDrive40i

2025 BMW X1 xDrive28i

New Jersey Areas with Used Cars for Sale Below $45,000

Used Cars under $45,000 for Sale in New Jersey

New Jersey Secondhand Used Vehicles Priced Below $45,000

2024 BMW i4 eDrive40 Gran Coupe

BMW i4 eDrive40 Gran Coupe

2024 BMW i4 eDrive40 Gran Coupe Car Loan Estimate

2024 Lexus NX 350 Premium

Lexus NX 350 Premium

2024 Lexus NX 350 Premium Car Loan Estimate

2024 Acura MDX SH-AWD w/Tech

Acura MDX SH-AWD w/Tech

2024 Acura MDX SH-AWD w/Tech Car Loan Estimate

2023 BMW X3 xDrive30i

BMW X3 xDrive30i

2023 BMW X3 xDrive30i Car Loan Estimate

2025 INFINITI QX50 Sport

INFINITI QX50 Sport

2025 INFINITI QX50 Sport Car Loan Estimate

2025 BMW 4 Series 430i xDrive

BMW 4 Series 430i xDrive

2025 BMW 4 Series 430i xDrive Car Loan Estimate

2023 BMW X3 xDrive30i

BMW X3 xDrive30i

2023 BMW X3 xDrive30i Car Loan Estimate

2025 BMW 4 Series 430i Gran Coupe

BMW 4 Series 430i Gran Coupe

2025 BMW 4 Series 430i Gran Coupe Car Loan Estimate

2022 BMW X7 xDrive40i

BMW X7 xDrive40i

2022 BMW X7 xDrive40i Car Loan Estimate

2025 BMW X1 xDrive28i

BMW X1 xDrive28i

2025 BMW X1 xDrive28i Car Loan Estimate

New Jersey Areas with Used Cars for Sale Below $45,000

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