New Jersey Used Cars Under $45,000 |with Payments|

2024 Hyundai PALISADE Calligraphy

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This low mileage certified preowned 2024 Hyundai PALISADE Calligraphy AWD SUV under 9,000 miles, automatic transmission, and 25 MPG, 3.8L gas engine is for sale right now under $41K at Wayne Auto Mall Hyundai in Wayne, NJ. ...View More Details

Sales Price:	$40,295
Est. Payment:	$744.78 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	9,210
Location:	Wayne, NJ

Item	Amount
Used Car Price⁽¹⁾	$40,295.00
Avg. Dealer Doc Fee	399.00
NJ Sales Tax (6.63%)	2,698.01
Avg. DMV Fee	133.00
Cash Sale Price	$43,525.01
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,525.01
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$744.78

(1) Car Loan calculations are based on the used car dealer's advertised price of $40,295.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 GMC Sierra 1500 SLT

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This low mileage preowned 2024 GMC Sierra 1500 SLT 4x4 pickup below 53,000 miles, automatic transmission, and 25 MPG, 5.3L gas engine is for sale right now below $45K at Maxon Buick GMC in Union, NJ. ...View More Details

Sales Price:	$44,354
Est. Payment:	$878.60 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	52,906
Location:	Union, NJ

Item	Amount
Used Car Price⁽¹⁾	$44,354.00
Avg. Dealer Doc Fee	399.00
NJ Sales Tax (6.63%)	2,967.12
Avg. DMV Fee	133.00
Cash Sale Price	$47,853.12
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$47,853.12
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Loan Payment	$878.60

(1) Auto Loan calculations are based on the used car dealer's advertised price of $44,354.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 66 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 BMW X3 xDrive30i

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This low mileage certified second hand 2024 BMW X3 xDrive30i AWD SUV below 24,000 miles, automatic transmission, and 25 MPG, 2.0L gas engine is for sale right now under $41K at BMW of Morristown in Morristown, NJ. ...View More Details

Sales Price:	$40,999
Est. Payment:	$757.62 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	23,695
Location:	Morristown, NJ

Item	Amount
Used Car Price⁽¹⁾	$40,999.00
Avg. Dealer Doc Fee	399.00
NJ Sales Tax (6.63%)	2,744.69
Avg. DMV Fee	133.00
Cash Sale Price	$44,275.69
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,275.69
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$757.62

(1) Auto Loan calculations are based on the used car dealer's advertised price of $40,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 GMC Canyon Denali

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This low mileage used 2023 GMC Canyon Denali 4x4 pickup under 33,000 miles, automatic transmission, and 25 MPG, 2.7L gas engine is for sale right now below $42K at Maxon Buick GMC in Union, NJ. ...View More Details

Sales Price:	$41,079
Est. Payment:	$759.08 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	33,419
Location:	Union, NJ

Item	Amount
Used Car Price⁽¹⁾	$41,079.00
Avg. Dealer Doc Fee	399.00
NJ Sales Tax (6.63%)	2,749.99
Avg. DMV Fee	133.00
Cash Sale Price	$44,360.99
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,360.99
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$759.08

(1) Car Finance calculations are based on the used car dealer's advertised price of $41,079.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 BMW X7 xDrive40i

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This low mileage preowned 2022 BMW X7 xDrive40i AWD SUV under 28,000 miles, automatic transmission, and 25 MPG, 3.0L hybrid engine is for sale right now below $43K at BMW of Newton in Newton, NJ. ...View More Details

Sales Price:	$42,995
Est. Payment:	$794.04 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	28,471
Location:	Newton, NJ

Item	Amount
Used Car Price⁽¹⁾	$42,995.00
Avg. Dealer Doc Fee	399.00
NJ Sales Tax (6.63%)	2,877.02
Avg. DMV Fee	133.00
Cash Sale Price	$46,404.02
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,404.02
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$794.04

(1) Car Loan calculations are based on the used car dealer's advertised price of $42,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 BMW X3 xDrive30i

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This low mileage preowned 2023 BMW X3 xDrive30i AWD SUV under 28,000 miles, automatic transmission, and 25 MPG, 2.0L gas engine is for sale right now under $42K at BMW of Morristown in Morristown, NJ. ...View More Details

Sales Price:	$41,999
Est. Payment:	$775.87 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	28,406
Location:	Morristown, NJ

Item	Amount
Used Car Price⁽¹⁾	$41,999.00
Avg. Dealer Doc Fee	399.00
NJ Sales Tax (6.63%)	2,810.99
Avg. DMV Fee	133.00
Cash Sale Price	$45,341.99
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,341.99
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$775.87

(1) Car Finance calculations are based on the used car dealer's advertised price of $41,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Genesis GV70 2.5T Standard

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This low mileage preowned 2026 Genesis GV70 2.5T Standard AWD SUV below 4,000 miles, automatic transmission, and 25 MPG, 2.5L gas engine is for sale right now below $45K at Wayne Auto Mall Hyundai in Wayne, NJ. ...View More Details

Sales Price:	$44,995
Est. Payment:	$830.53 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	4,475
Location:	Wayne, NJ

Item	Amount
Used Car Price⁽¹⁾	$44,995.00
Avg. Dealer Doc Fee	399.00
NJ Sales Tax (6.63%)	3,009.62
Avg. DMV Fee	133.00
Cash Sale Price	$48,536.62
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$48,536.62
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$830.53

(1) Auto Loan calculations are based on the used car dealer's advertised price of $44,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 BMW 4 Series 430i xDrive

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This low mileage used 2025 BMW 4 Series 430i xDrive AWD coupe below 11,000 miles, automatic transmission, and 25 MPG, 2.0L hybrid engine is for sale right now below $44K at BMW of Newton in Newton, NJ. ...View More Details

Sales Price:	$43,995
Est. Payment:	$812.29 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	10,656
Location:	Newton, NJ

Item	Amount
Used Car Price⁽¹⁾	$43,995.00
Avg. Dealer Doc Fee	399.00
NJ Sales Tax (6.63%)	2,943.32
Avg. DMV Fee	133.00
Cash Sale Price	$47,470.32
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$47,470.32
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$812.29

(1) Car Loan calculations are based on the used car dealer's advertised price of $43,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 BMW 5 Series 530i xDrive

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This low mileage certified second hand 2023 BMW 5 Series 530i xDrive AWD sedan below 38,000 miles, automatic transmission, and 25 MPG, 2.0L gas engine is for sale right now under $42K at BMW of Morristown in Morristown, NJ. ...View More Details

Sales Price:	$41,487
Est. Payment:	$766.53 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	38,122
Location:	Morristown, NJ

Item	Amount
Used Car Price⁽¹⁾	$41,487.00
Avg. Dealer Doc Fee	399.00
NJ Sales Tax (6.63%)	2,777.04
Avg. DMV Fee	133.00
Cash Sale Price	$44,796.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,796.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$766.53

(1) Car Loan calculations are based on the used car dealer's advertised price of $41,487.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 BMW X3 xDrive30i

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This low mileage preowned 2023 BMW X3 xDrive30i AWD SUV below 5,000 miles, automatic transmission, and 25 MPG, 2.0L gas engine is for sale right now below $42K at BMW of Morristown in Morristown, NJ. ...View More Details

Sales Price:	$41,487
Est. Payment:	$766.53 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	4,566
Location:	Morristown, NJ

Item	Amount
Used Car Price⁽¹⁾	$41,487.00
Avg. Dealer Doc Fee	399.00
NJ Sales Tax (6.63%)	2,777.04
Avg. DMV Fee	133.00
Cash Sale Price	$44,796.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,796.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$766.53

(1) Auto Loan calculations are based on the used car dealer's advertised price of $41,487.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $45,000 for Sale in New Jersey

New Jersey Secondhand Used Vehicles Priced Below $45,000

2024 Hyundai PALISADE Calligraphy

2024 GMC Sierra 1500 SLT

2024 BMW X3 xDrive30i

2023 GMC Canyon Denali

2022 BMW X7 xDrive40i

2023 BMW X3 xDrive30i

2026 Genesis GV70 2.5T Standard

2025 BMW 4 Series 430i xDrive

2023 BMW 5 Series 530i xDrive

2023 BMW X3 xDrive30i

New Jersey Areas with Used Cars for Sale Below $45,000

Used Cars under $45,000 for Sale in New Jersey

New Jersey Secondhand Used Vehicles Priced Below $45,000

2024 Hyundai PALISADE Calligraphy

Hyundai PALISADE Calligraphy

2024 Hyundai PALISADE Calligraphy Car Loan Estimate

2024 GMC Sierra 1500 SLT

GMC Sierra 1500 SLT

2024 GMC Sierra 1500 SLT Car Loan Estimate

2024 BMW X3 xDrive30i

BMW X3 xDrive30i

2024 BMW X3 xDrive30i Car Loan Estimate

2023 GMC Canyon Denali

GMC Canyon Denali

2023 GMC Canyon Denali Car Loan Estimate

2022 BMW X7 xDrive40i

BMW X7 xDrive40i

2022 BMW X7 xDrive40i Car Loan Estimate

2023 BMW X3 xDrive30i

BMW X3 xDrive30i

2023 BMW X3 xDrive30i Car Loan Estimate

2026 Genesis GV70 2.5T Standard

Genesis GV70 2.5T Standard

2026 Genesis GV70 2.5T Standard Car Loan Estimate

2025 BMW 4 Series 430i xDrive

BMW 4 Series 430i xDrive

2025 BMW 4 Series 430i xDrive Car Loan Estimate

2023 BMW 5 Series 530i xDrive

BMW 5 Series 530i xDrive

2023 BMW 5 Series 530i xDrive Car Loan Estimate

2023 BMW X3 xDrive30i

BMW X3 xDrive30i

2023 BMW X3 xDrive30i Car Loan Estimate

New Jersey Areas with Used Cars for Sale Below $45,000

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