New Jersey Used Cars Under $45,000 |with Payments|

2023 GMC Sierra 1500 Denali

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This low mileage preowned 2023 GMC Sierra 1500 Denali 4x4 pickup under 53,000 miles, automatic transmission, and 25 MPG, 5.3L gas engine is for sale right now below $45K at Maxon Buick GMC in Union, NJ. ...View More Details

Sales Price:	$44,441
Est. Payment:	$880.31 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	53,261
Location:	Union, NJ

Item	Amount
Used Car Price⁽¹⁾	$44,441.00
Avg. Dealer Doc Fee	399.00
NJ Sales Tax (6.63%)	2,972.89
Avg. DMV Fee	133.00
Cash Sale Price	$47,945.89
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$47,945.89
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Finance Payment	$880.31

(1) Auto Finance calculations are based on the used car dealer's advertised price of $44,441.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 66 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 BMW X3 xDrive30i

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This low mileage certified second hand 2024 BMW X3 xDrive30i AWD SUV below 24,000 miles, automatic transmission, and 25 MPG, 2.0L gas engine is for sale right now below $41K at BMW of Morristown in Morristown, NJ. ...View More Details

Sales Price:	$40,487
Est. Payment:	$748.28 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	23,669
Location:	Morristown, NJ

Item	Amount
Used Car Price⁽¹⁾	$40,487.00
Avg. Dealer Doc Fee	399.00
NJ Sales Tax (6.63%)	2,710.74
Avg. DMV Fee	133.00
Cash Sale Price	$43,729.74
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,729.74
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$748.28

(1) Auto Loan calculations are based on the used car dealer's advertised price of $40,487.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Genesis GV70 2.5T Standard

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This low mileage used 2025 Genesis GV70 2.5T Standard AWD SUV under 11,000 miles, automatic transmission, and 25 MPG, 2.5L gas engine is for sale right now below $43K at Freehold Hyundai in Freehold, NJ. ...View More Details

Sales Price:	$42,999
Est. Payment:	$794.12 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	11,492
Location:	Freehold, NJ

Item	Amount
Used Car Price⁽¹⁾	$42,999.00
Avg. Dealer Doc Fee	399.00
NJ Sales Tax (6.63%)	2,877.29
Avg. DMV Fee	133.00
Cash Sale Price	$46,408.29
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,408.29
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$794.12

(1) Car Finance calculations are based on the used car dealer's advertised price of $42,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Genesis G70 3.3T Sport Advanced

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This low mileage used 2024 Genesis G70 3.3T Sport Advanced RWD sedan under 4,000 miles, automatic transmission, and 25 MPG, 3.3L gas engine is for sale right now under $42K at Freehold Hyundai in Freehold, NJ. ...View More Details

Sales Price:	$41,999
Est. Payment:	$775.87 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	3,533
Location:	Freehold, NJ

Item	Amount
Used Car Price⁽¹⁾	$41,999.00
Avg. Dealer Doc Fee	399.00
NJ Sales Tax (6.63%)	2,810.99
Avg. DMV Fee	133.00
Cash Sale Price	$45,341.99
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,341.99
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$775.87

(1) Car Finance calculations are based on the used car dealer's advertised price of $41,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Hyundai PALISADE Calligraphy

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This low mileage certified used 2024 Hyundai PALISADE Calligraphy AWD SUV below 9,000 miles, automatic transmission, and 25 MPG, 3.8L gas engine is for sale right now below $41K at Wayne Auto Mall Hyundai in Wayne, NJ. ...View More Details

Sales Price:	$40,375
Est. Payment:	$746.24 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	9,210
Location:	Wayne, NJ

Item	Amount
Used Car Price⁽¹⁾	$40,375.00
Avg. Dealer Doc Fee	399.00
NJ Sales Tax (6.63%)	2,703.32
Avg. DMV Fee	133.00
Cash Sale Price	$43,610.32
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,610.32
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$746.24

(1) Car Finance calculations are based on the used car dealer's advertised price of $40,375.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Acura MDX SH-AWD w/A-SPEC

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This low mileage used 2023 Acura MDX SH-AWD w/A-SPEC AWD SUV below 23,000 miles, automatic transmission, and 25 MPG, 3.5L gas engine is for sale right now under $41K at Lynnes Hyundai Llc in Bloomfield, NJ. ...View More Details

Sales Price:	$40,338
Est. Payment:	$745.56 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	22,609
Location:	Bloomfield, NJ

Item	Amount
Used Car Price⁽¹⁾	$40,338.00
Avg. Dealer Doc Fee	399.00
NJ Sales Tax (6.63%)	2,700.86
Avg. DMV Fee	133.00
Cash Sale Price	$43,570.86
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,570.86
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$745.56

(1) Auto Loan calculations are based on the used car dealer's advertised price of $40,338.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 BMW 4 Series 430i xDrive

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This low mileage preowned 2025 BMW 4 Series 430i xDrive AWD coupe under 11,000 miles, automatic transmission, and 25 MPG, 2.0L hybrid engine is for sale right now below $45K at BMW of Newton in Newton, NJ. ...View More Details

Sales Price:	$44,995
Est. Payment:	$830.53 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	10,656
Location:	Newton, NJ

Item	Amount
Used Car Price⁽¹⁾	$44,995.00
Avg. Dealer Doc Fee	399.00
NJ Sales Tax (6.63%)	3,009.62
Avg. DMV Fee	133.00
Cash Sale Price	$48,536.62
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$48,536.62
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$830.53

(1) Car Finance calculations are based on the used car dealer's advertised price of $44,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai SANTA FE Calligraphy

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This low mileage certified second hand 2025 Hyundai SANTA FE Calligraphy AWD SUV below 4,000 miles, automatic transmission, and 25 MPG, 2.5L gas engine is for sale right now under $41K at Wayne Auto Mall Hyundai in Wayne, NJ. ...View More Details

Sales Price:	$40,990
Est. Payment:	$757.46 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	4,070
Location:	Wayne, NJ

Item	Amount
Used Car Price⁽¹⁾	$40,990.00
Avg. Dealer Doc Fee	399.00
NJ Sales Tax (6.63%)	2,744.09
Avg. DMV Fee	133.00
Cash Sale Price	$44,266.09
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,266.09
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$757.46

(1) Auto Finance calculations are based on the used car dealer's advertised price of $40,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 BMW X3 xDrive30i

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This low mileage certified used 2024 BMW X3 xDrive30i AWD SUV below 16,000 miles, automatic transmission, and 25 MPG, 2.0L gas engine is for sale right now below $44K at BMW of Morristown in Morristown, NJ. ...View More Details

Sales Price:	$43,997
Est. Payment:	$812.32 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	16,326
Location:	Morristown, NJ

Item	Amount
Used Car Price⁽¹⁾	$43,997.00
Avg. Dealer Doc Fee	399.00
NJ Sales Tax (6.63%)	2,943.45
Avg. DMV Fee	133.00
Cash Sale Price	$47,472.45
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$47,472.45
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$812.32

(1) Auto Loan calculations are based on the used car dealer's advertised price of $43,997.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 BMW X3 xDrive30i

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This low mileage certified used 2024 BMW X3 xDrive30i AWD SUV below 13,000 miles, automatic transmission, and 25 MPG, 2.0L gas engine is for sale right now under $43K at BMW of Morristown in Morristown, NJ. ...View More Details

Sales Price:	$42,987
Est. Payment:	$793.90 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	12,926
Location:	Morristown, NJ

Item	Amount
Used Car Price⁽¹⁾	$42,987.00
Avg. Dealer Doc Fee	399.00
NJ Sales Tax (6.63%)	2,876.49
Avg. DMV Fee	133.00
Cash Sale Price	$46,395.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,395.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$793.90

(1) Auto Loan calculations are based on the used car dealer's advertised price of $42,987.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $45,000 for Sale in New Jersey

New Jersey Secondhand Used Vehicles Priced Below $45,000

2023 GMC Sierra 1500 Denali

2024 BMW X3 xDrive30i

2025 Genesis GV70 2.5T Standard

2024 Genesis G70 3.3T Sport Advanced

2024 Hyundai PALISADE Calligraphy

2023 Acura MDX SH-AWD w/A-SPEC

2025 BMW 4 Series 430i xDrive

2025 Hyundai SANTA FE Calligraphy

2024 BMW X3 xDrive30i

2024 BMW X3 xDrive30i

New Jersey Areas with Used Cars for Sale Below $45,000

Used Cars under $45,000 for Sale in New Jersey

New Jersey Secondhand Used Vehicles Priced Below $45,000

2023 GMC Sierra 1500 Denali

GMC Sierra 1500 Denali

2023 GMC Sierra 1500 Denali Car Loan Estimate

2024 BMW X3 xDrive30i

BMW X3 xDrive30i

2024 BMW X3 xDrive30i Car Loan Estimate

2025 Genesis GV70 2.5T Standard

Genesis GV70 2.5T Standard

2025 Genesis GV70 2.5T Standard Car Loan Estimate

2024 Genesis G70 3.3T Sport Advanced

Genesis G70 3.3T Sport Advanced

2024 Genesis G70 3.3T Sport Advanced Car Loan Estimate

2024 Hyundai PALISADE Calligraphy

Hyundai PALISADE Calligraphy

2024 Hyundai PALISADE Calligraphy Car Loan Estimate

2023 Acura MDX SH-AWD w/A-SPEC

Acura MDX SH-AWD w/A-SPEC

2023 Acura MDX SH-AWD w/A-SPEC Car Loan Estimate

2025 BMW 4 Series 430i xDrive

BMW 4 Series 430i xDrive

2025 BMW 4 Series 430i xDrive Car Loan Estimate

2025 Hyundai SANTA FE Calligraphy

Hyundai SANTA FE Calligraphy

2025 Hyundai SANTA FE Calligraphy Car Loan Estimate

2024 BMW X3 xDrive30i

BMW X3 xDrive30i

2024 BMW X3 xDrive30i Car Loan Estimate

2024 BMW X3 xDrive30i

BMW X3 xDrive30i

2024 BMW X3 xDrive30i Car Loan Estimate

New Jersey Areas with Used Cars for Sale Below $45,000

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