New Jersey Used Cars Under $45,000 |with Payments|

2023 BMW X3 xDrive30i

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This low mileage certified second hand 2023 BMW X3 xDrive30i AWD SUV below 29,000 miles, automatic transmission, and 21 MPG, 2.0L gas engine is for sale right now below $43K at BMW of Morristown in Morristown, NJ. ...View More Details

Sales Price:	$42,897
Est. Payment:	$792.25 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	28,950
Location:	Morristown, NJ

Item	Amount
Used Car Price⁽¹⁾	$42,897.00
Avg. Dealer Doc Fee	399.00
NJ Sales Tax (6.63%)	2,870.52
Avg. DMV Fee	133.00
Cash Sale Price	$46,299.52
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,299.52
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$792.25

(1) Auto Loan calculations are based on the used car dealer's advertised price of $42,897.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 BMW X3 xDrive30i

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This low mileage preowned 2023 BMW X3 xDrive30i AWD SUV under 30,000 miles, automatic transmission, and 21 MPG, 2.0L gas engine is for sale right now under $41K at BMW of Morristown in Morristown, NJ. ...View More Details

Sales Price:	$40,497
Est. Payment:	$748.46 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	29,559
Location:	Morristown, NJ

Item	Amount
Used Car Price⁽¹⁾	$40,497.00
Avg. Dealer Doc Fee	399.00
NJ Sales Tax (6.63%)	2,711.40
Avg. DMV Fee	133.00
Cash Sale Price	$43,740.40
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,740.40
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$748.46

(1) Car Finance calculations are based on the used car dealer's advertised price of $40,497.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 BMW 5 Series 540i xDrive

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This low mileage preowned 2023 BMW 5 Series 540i xDrive AWD sedan under 36,000 miles, automatic transmission, and 21 MPG, 3.0L hybrid engine is for sale right now under $43K at Lynnes Hyundai Llc in Bloomfield, NJ. ...View More Details

Sales Price:	$42,652
Est. Payment:	$787.78 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	36,184
Location:	Bloomfield, NJ

Item	Amount
Used Car Price⁽¹⁾	$42,652.00
Avg. Dealer Doc Fee	399.00
NJ Sales Tax (6.63%)	2,854.28
Avg. DMV Fee	133.00
Cash Sale Price	$46,038.28
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,038.28
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$787.78

(1) Auto Finance calculations are based on the used car dealer's advertised price of $42,652.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 BMW X3 xDrive30i

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This low mileage second hand 2023 BMW X3 xDrive30i AWD SUV below 28,000 miles, automatic transmission, and 21 MPG, 2.0L gas engine is for sale right now below $42K at BMW of Morristown in Morristown, NJ. ...View More Details

Sales Price:	$41,999
Est. Payment:	$775.87 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	28,406
Location:	Morristown, NJ

Item	Amount
Used Car Price⁽¹⁾	$41,999.00
Avg. Dealer Doc Fee	399.00
NJ Sales Tax (6.63%)	2,810.99
Avg. DMV Fee	133.00
Cash Sale Price	$45,341.99
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,341.99
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$775.87

(1) Auto Finance calculations are based on the used car dealer's advertised price of $41,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 BMW X3 xDrive30i

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This low mileage preowned 2023 BMW X3 xDrive30i AWD SUV under 5,000 miles, automatic transmission, and 21 MPG, 2.0L gas engine is for sale right now under $42K at BMW of Morristown in Morristown, NJ. ...View More Details

Sales Price:	$41,487
Est. Payment:	$766.53 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	4,566
Location:	Morristown, NJ

Item	Amount
Used Car Price⁽¹⁾	$41,487.00
Avg. Dealer Doc Fee	399.00
NJ Sales Tax (6.63%)	2,777.04
Avg. DMV Fee	133.00
Cash Sale Price	$44,796.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,796.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$766.53

(1) Auto Loan calculations are based on the used car dealer's advertised price of $41,487.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 BMW 4 Series 430i xDrive

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This low mileage preowned 2025 BMW 4 Series 430i xDrive AWD coupe under 11,000 miles, automatic transmission, and 21 MPG, 2.0L hybrid engine is for sale right now below $44K at BMW of Newton in Newton, NJ. ...View More Details

Sales Price:	$43,995
Est. Payment:	$812.29 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	10,656
Location:	Newton, NJ

Item	Amount
Used Car Price⁽¹⁾	$43,995.00
Avg. Dealer Doc Fee	399.00
NJ Sales Tax (6.63%)	2,943.32
Avg. DMV Fee	133.00
Cash Sale Price	$47,470.32
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$47,470.32
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$812.29

(1) Car Finance calculations are based on the used car dealer's advertised price of $43,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 BMW X7 xDrive40i

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This low mileage preowned 2022 BMW X7 xDrive40i AWD SUV under 28,000 miles, automatic transmission, and 21 MPG, 3.0L hybrid engine is for sale right now under $43K at BMW of Newton in Newton, NJ. ...View More Details

Sales Price:	$42,995
Est. Payment:	$794.04 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	28,471
Location:	Newton, NJ

Item	Amount
Used Car Price⁽¹⁾	$42,995.00
Avg. Dealer Doc Fee	399.00
NJ Sales Tax (6.63%)	2,877.02
Avg. DMV Fee	133.00
Cash Sale Price	$46,404.02
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,404.02
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$794.04

(1) Car Finance calculations are based on the used car dealer's advertised price of $42,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Dodge Durango R/T

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This low mileage second hand 2023 Dodge Durango R/T AWD SUV under 25,000 miles, automatic transmission, and 21 MPG, 5.7L gas engine is for sale right now under $41K at Maxon Buick GMC in Union, NJ. ...View More Details

Sales Price:	$40,630
Est. Payment:	$750.89 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	25,066
Location:	Union, NJ

Item	Amount
Used Car Price⁽¹⁾	$40,630.00
Avg. Dealer Doc Fee	399.00
NJ Sales Tax (6.63%)	2,720.22
Avg. DMV Fee	133.00
Cash Sale Price	$43,882.22
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,882.22
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$750.89

(1) Auto Loan calculations are based on the used car dealer's advertised price of $40,630.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 BMW i4 eDrive40 Gran Coupe

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This low mileage used 2024 BMW i4 eDrive40 Gran Coupe RWD sedan under 3,000 miles, automatic transmission, and 0.0L electric engine is for sale right now under $41K at BMW of Newton in Newton, NJ. ...View More Details

Sales Price:	$40,995
Est. Payment:	$757.55 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	3,139
Location:	Newton, NJ

Item	Amount
Used Car Price⁽¹⁾	$40,995.00
Avg. Dealer Doc Fee	399.00
NJ Sales Tax (6.63%)	2,744.42
Avg. DMV Fee	133.00
Cash Sale Price	$44,271.42
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,271.42
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$757.55

(1) Car Finance calculations are based on the used car dealer's advertised price of $40,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai PALISADE SEL Convenience

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This low mileage preowned 2026 Hyundai PALISADE SEL Convenience AWD SUV below 15,000 miles, automatic transmission, and 21 MPG, 3.5L gas engine is for sale right now under $43K at Freehold Hyundai in Freehold, NJ. ...View More Details

Sales Price:	$42,999
Est. Payment:	$794.12 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	14,788
Location:	Freehold, NJ

Item	Amount
Used Car Price⁽¹⁾	$42,999.00
Avg. Dealer Doc Fee	399.00
NJ Sales Tax (6.63%)	2,877.29
Avg. DMV Fee	133.00
Cash Sale Price	$46,408.29
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,408.29
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$794.12

(1) Car Loan calculations are based on the used car dealer's advertised price of $42,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $45,000 for Sale in New Jersey

New Jersey Secondhand Used Vehicles Priced Below $45,000

2023 BMW X3 xDrive30i

2023 BMW X3 xDrive30i

2023 BMW 5 Series 540i xDrive

2023 BMW X3 xDrive30i

2023 BMW X3 xDrive30i

2025 BMW 4 Series 430i xDrive

2022 BMW X7 xDrive40i

2023 Dodge Durango R/T

2024 BMW i4 eDrive40 Gran Coupe

2026 Hyundai PALISADE SEL Convenience

New Jersey Areas with Used Cars for Sale Below $45,000

Used Cars under $45,000 for Sale in New Jersey

New Jersey Secondhand Used Vehicles Priced Below $45,000

2023 BMW X3 xDrive30i

BMW X3 xDrive30i

2023 BMW X3 xDrive30i Car Loan Estimate

2023 BMW X3 xDrive30i

BMW X3 xDrive30i

2023 BMW X3 xDrive30i Car Loan Estimate

2023 BMW 5 Series 540i xDrive

BMW 5 Series 540i xDrive

2023 BMW 5 Series 540i xDrive Car Loan Estimate

2023 BMW X3 xDrive30i

BMW X3 xDrive30i

2023 BMW X3 xDrive30i Car Loan Estimate

2023 BMW X3 xDrive30i

BMW X3 xDrive30i

2023 BMW X3 xDrive30i Car Loan Estimate

2025 BMW 4 Series 430i xDrive

BMW 4 Series 430i xDrive

2025 BMW 4 Series 430i xDrive Car Loan Estimate

2022 BMW X7 xDrive40i

BMW X7 xDrive40i

2022 BMW X7 xDrive40i Car Loan Estimate

2023 Dodge Durango R/T

Dodge Durango R/T

2023 Dodge Durango R/T Car Loan Estimate

2024 BMW i4 eDrive40 Gran Coupe

BMW i4 eDrive40 Gran Coupe

2024 BMW i4 eDrive40 Gran Coupe Car Loan Estimate

2026 Hyundai PALISADE SEL Convenience

Hyundai PALISADE SEL Convenience

2026 Hyundai PALISADE SEL Convenience Car Loan Estimate

New Jersey Areas with Used Cars for Sale Below $45,000

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