New Jersey Used Cars Under $45,000 |with Payments|

2025 INFINITI QX60 Luxe

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This low mileage preowned 2025 INFINITI QX60 Luxe AWD SUV below 13,000 miles, a transmission, and 23 MPG, 2.0L gas engine is for sale right now under $42K at Bridgewater Infiniti in Bridgewater, NJ. ...View More Details

Sales Price:	$41,452
Est. Payment:	$765.89 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	13,005
Location:	Bridgewater, NJ

Item	Amount
Used Car Price⁽¹⁾	$41,452.00
Avg. Dealer Doc Fee	399.00
NJ Sales Tax (6.63%)	2,774.72
Avg. DMV Fee	133.00
Cash Sale Price	$44,758.72
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,758.72
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$765.89

(1) Car Finance calculations are based on the used car dealer's advertised price of $41,452.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 BMW X3 xDrive30i

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This low mileage second hand 2024 BMW X3 xDrive30i AWD SUV under 21,000 miles, a transmission, and 23 MPG, 2.0L gas engine is for sale right now under $44K at BMW of Morristown in Morristown, NJ. ...View More Details

Sales Price:	$43,997
Est. Payment:	$812.32 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	20,981
Location:	Morristown, NJ

Item	Amount
Used Car Price⁽¹⁾	$43,997.00
Avg. Dealer Doc Fee	399.00
NJ Sales Tax (6.63%)	2,943.45
Avg. DMV Fee	133.00
Cash Sale Price	$47,472.45
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$47,472.45
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$812.32

(1) Car Loan calculations are based on the used car dealer's advertised price of $43,997.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 BMW X3 xDrive30i

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This low mileage used 2023 BMW X3 xDrive30i AWD SUV below 26,000 miles, a transmission, and 23 MPG, 2.0L gas engine is for sale right now under $41K at BMW of Morristown in Morristown, NJ. ...View More Details

Sales Price:	$40,999
Est. Payment:	$757.62 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	25,716
Location:	Morristown, NJ

Item	Amount
Used Car Price⁽¹⁾	$40,999.00
Avg. Dealer Doc Fee	399.00
NJ Sales Tax (6.63%)	2,744.69
Avg. DMV Fee	133.00
Cash Sale Price	$44,275.69
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,275.69
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$757.62

(1) Car Loan calculations are based on the used car dealer's advertised price of $40,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai PALISADE Calligraphy Night Edition

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This low mileage second hand 2025 Hyundai PALISADE Calligraphy Night Edition AWD SUV under 20,000 miles, a transmission, and 23 MPG, 3.8L gas engine is for sale right now below $41K at Maxon Hyundai in Union, NJ. ...View More Details

Sales Price:	$40,900
Est. Payment:	$755.82 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	19,910
Location:	Union, NJ

Item	Amount
Used Car Price⁽¹⁾	$40,900.00
Avg. Dealer Doc Fee	399.00
NJ Sales Tax (6.63%)	2,738.12
Avg. DMV Fee	133.00
Cash Sale Price	$44,170.12
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,170.12
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$755.82

(1) Auto Loan calculations are based on the used car dealer's advertised price of $40,900.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 BMW X5 xDrive40i

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This low mileage second hand 2022 BMW X5 xDrive40i AWD SUV below 47,000 miles, a transmission, and 23 MPG, 3.0L hybrid engine is for sale right now below $42K at BMW of Morristown in Morristown, NJ. ...View More Details

Sales Price:	$41,999
Est. Payment:	$775.87 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	47,324
Location:	Morristown, NJ

Item	Amount
Used Car Price⁽¹⁾	$41,999.00
Avg. Dealer Doc Fee	399.00
NJ Sales Tax (6.63%)	2,810.99
Avg. DMV Fee	133.00
Cash Sale Price	$45,341.99
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,341.99
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$775.87

(1) Car Loan calculations are based on the used car dealer's advertised price of $41,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Kia Telluride EX

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This low mileage preowned 2024 Kia Telluride EX AWD SUV under 31,000 miles, a transmission, and 23 MPG, 3.8L gas engine is for sale right now below $45K at Lynnes Hyundai Llc in Bloomfield, NJ. ...View More Details

Sales Price:	$44,355
Est. Payment:	$818.86 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	30,741
Location:	Bloomfield, NJ

Item	Amount
Used Car Price⁽¹⁾	$44,355.00
Avg. Dealer Doc Fee	399.00
NJ Sales Tax (6.63%)	2,967.19
Avg. DMV Fee	133.00
Cash Sale Price	$47,854.19
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$47,854.19
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$818.86

(1) Auto Loan calculations are based on the used car dealer's advertised price of $44,355.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 BMW 3 Series 330i xDrive

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This low mileage second hand 2025 BMW 3 Series 330i xDrive AWD sedan under 4,000 miles, a transmission, and 23 MPG, 2.0L hybrid engine is for sale right now below $43K at BMW of Morristown in Morristown, NJ. ...View More Details

Sales Price:	$42,997
Est. Payment:	$794.08 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	3,823
Location:	Morristown, NJ

Item	Amount
Used Car Price⁽¹⁾	$42,997.00
Avg. Dealer Doc Fee	399.00
NJ Sales Tax (6.63%)	2,877.15
Avg. DMV Fee	133.00
Cash Sale Price	$46,406.15
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,406.15
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$794.08

(1) Auto Loan calculations are based on the used car dealer's advertised price of $42,997.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 BMW 3 Series M340i xDrive

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This low mileage preowned 2021 BMW 3 Series M340i xDrive AWD sedan under 53,000 miles, a transmission, and 23 MPG, 3.0L hybrid engine is for sale right now below $42K at BMW of Morristown in Morristown, NJ. ...View More Details

Sales Price:	$41,987
Est. Payment:	$832.26 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	52,620
Location:	Morristown, NJ

Item	Amount
Used Car Price⁽¹⁾	$41,987.00
Avg. Dealer Doc Fee	399.00
NJ Sales Tax (6.63%)	2,810.19
Avg. DMV Fee	133.00
Cash Sale Price	$45,329.19
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,329.19
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Finance Payment	$832.26

(1) Car Finance calculations are based on the used car dealer's advertised price of $41,987.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 66 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 BMW X3 xDrive30i

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This low mileage second hand 2024 BMW X3 xDrive30i AWD SUV below 22,000 miles, a transmission, and 23 MPG, 2.0L gas engine is for sale right now under $42K at BMW of Morristown in Morristown, NJ. ...View More Details

Sales Price:	$41,997
Est. Payment:	$775.83 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	21,642
Location:	Morristown, NJ

Item	Amount
Used Car Price⁽¹⁾	$41,997.00
Avg. Dealer Doc Fee	399.00
NJ Sales Tax (6.63%)	2,810.85
Avg. DMV Fee	133.00
Cash Sale Price	$45,339.85
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,339.85
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$775.83

(1) Car Finance calculations are based on the used car dealer's advertised price of $41,997.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 BMW X7 xDrive40i

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This below average mileage second hand 2024 BMW X7 xDrive40i AWD SUV below 61,000 miles, a transmission, and 23 MPG, 3.0L hybrid engine is for sale right now under $45K at BMW of Morristown in Morristown, NJ. ...View More Details

Sales Price:	$44,997
Est. Payment:	$964.11 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	60,691
Location:	Morristown, NJ

Item	Amount
Used Car Price⁽¹⁾	$44,997.00
Avg. Dealer Doc Fee	399.00
NJ Sales Tax (6.63%)	3,009.75
Avg. DMV Fee	133.00
Cash Sale Price	$48,538.75
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$48,538.75
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Loan Payment	$964.11

(1) Auto Loan calculations are based on the used car dealer's advertised price of $44,997.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 60 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $45,000 for Sale in New Jersey

New Jersey Secondhand Used Vehicles Priced Below $45,000

2025 INFINITI QX60 Luxe

2024 BMW X3 xDrive30i

2023 BMW X3 xDrive30i

2025 Hyundai PALISADE Calligraphy Night Edition

2022 BMW X5 xDrive40i

2024 Kia Telluride EX

2025 BMW 3 Series 330i xDrive

2021 BMW 3 Series M340i xDrive

2024 BMW X3 xDrive30i

2024 BMW X7 xDrive40i

New Jersey Areas with Used Cars for Sale Below $45,000

Used Cars under $45,000 for Sale in New Jersey

New Jersey Secondhand Used Vehicles Priced Below $45,000

2025 INFINITI QX60 Luxe

INFINITI QX60 Luxe

2025 INFINITI QX60 Luxe Car Loan Estimate

2024 BMW X3 xDrive30i

BMW X3 xDrive30i

2024 BMW X3 xDrive30i Car Loan Estimate

2023 BMW X3 xDrive30i

BMW X3 xDrive30i

2023 BMW X3 xDrive30i Car Loan Estimate

2025 Hyundai PALISADE Calligraphy Night Edition

Hyundai PALISADE Calligraphy Night Edition

2025 Hyundai PALISADE Calligraphy Night Edition Car Loan Estimate

2022 BMW X5 xDrive40i

BMW X5 xDrive40i

2022 BMW X5 xDrive40i Car Loan Estimate

2024 Kia Telluride EX

Kia Telluride EX

2024 Kia Telluride EX Car Loan Estimate

2025 BMW 3 Series 330i xDrive

BMW 3 Series 330i xDrive

2025 BMW 3 Series 330i xDrive Car Loan Estimate

2021 BMW 3 Series M340i xDrive

BMW 3 Series M340i xDrive

2021 BMW 3 Series M340i xDrive Car Loan Estimate

2024 BMW X3 xDrive30i

BMW X3 xDrive30i

2024 BMW X3 xDrive30i Car Loan Estimate

2024 BMW X7 xDrive40i

BMW X7 xDrive40i

2024 BMW X7 xDrive40i Car Loan Estimate

New Jersey Areas with Used Cars for Sale Below $45,000

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