New Jersey Used Cars Under $550 a Month. Finance Payments Below $550

2026 Hyundai TUCSON SEL

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This low mileage preowned 2026 Hyundai TUCSON SEL AWD SUV below 13,000 miles, automatic transmission, and 26 MPG, 2.5L gas engine is for sale right now under $29K at Maxon Hyundai in Union, NJ. ...View More Details

Sales Price:	$28,849
Est. Payment:	$535.93 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	13,368
Location:	Union, NJ

Item	Amount
Used Car Price⁽¹⁾	$28,849.00
Avg. Dealer Doc Fee	399.00
NJ Sales Tax (6.63%)	1,939.14
Avg. DMV Fee	133.00
Cash Sale Price	$31,320.14
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$31,320.14
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$535.93

(1) Car Finance calculations are based on the used car dealer's advertised price of $28,849.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA CRUZ SEL

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This low mileage used 2026 Hyundai SANTA CRUZ SEL AWD pickup below 1,000 miles, automatic transmission, and 26 MPG, 2.5L gas engine is for sale right now under $30K at Paramus Hyundai in Paramus, NJ. ...View More Details

Sales Price:	$29,490
Est. Payment:	$547.63 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	1,206
Location:	Paramus, NJ

Item	Amount
Used Car Price⁽¹⁾	$29,490.00
Avg. Dealer Doc Fee	399.00
NJ Sales Tax (6.63%)	1,981.64
Avg. DMV Fee	133.00
Cash Sale Price	$32,003.64
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$32,003.64
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$547.63

(1) Car Finance calculations are based on the used car dealer's advertised price of $29,490.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai TUCSON SEL Convenience

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This low mileage certified second hand 2025 Hyundai TUCSON SEL Convenience AWD SUV below 11,000 miles, automatic transmission, and 26 MPG, 2.5L gas engine is for sale right now under $29K at Wayne Auto Mall Hyundai in Wayne, NJ. ...View More Details

Sales Price:	$28,195
Est. Payment:	$524.00 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	10,745
Location:	Wayne, NJ

Item	Amount
Used Car Price⁽¹⁾	$28,195.00
Avg. Dealer Doc Fee	399.00
NJ Sales Tax (6.63%)	1,895.78
Avg. DMV Fee	133.00
Cash Sale Price	$30,622.78
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$30,622.78
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$524.00

(1) Auto Finance calculations are based on the used car dealer's advertised price of $28,195.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Audi Q7 quattro Premium Plus 45 TFSI

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This low mileage second hand 2021 Audi Q7 quattro Premium Plus 45 TFSI AWD SUV below 46,000 miles, automatic transmission, and 26 MPG, 2.0L gas engine is for sale right now below $28K at Lynnes Hyundai Llc in Bloomfield, NJ. ...View More Details

Sales Price:	$27,441
Est. Payment:	$510.24 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	46,138
Location:	Bloomfield, NJ

Item	Amount
Used Car Price⁽¹⁾	$27,441.00
Avg. Dealer Doc Fee	399.00
NJ Sales Tax (6.63%)	1,845.79
Avg. DMV Fee	133.00
Cash Sale Price	$29,818.79
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$29,818.79
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$510.24

(1) Car Loan calculations are based on the used car dealer's advertised price of $27,441.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai TUCSON SEL

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This low mileage certified preowned 2026 Hyundai TUCSON SEL AWD SUV under 8,000 miles, automatic transmission, and 26 MPG, 2.5L gas engine is for sale right now below $30K at Maxon Hyundai in Union, NJ. ...View More Details

Sales Price:	$29,133
Est. Payment:	$541.12 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	7,717
Location:	Union, NJ

Item	Amount
Used Car Price⁽¹⁾	$29,133.00
Avg. Dealer Doc Fee	399.00
NJ Sales Tax (6.63%)	1,957.97
Avg. DMV Fee	133.00
Cash Sale Price	$31,622.97
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$31,622.97
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$541.12

(1) Car Finance calculations are based on the used car dealer's advertised price of $29,133.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai SANTA FE SEL

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This low mileage preowned 2023 Hyundai SANTA FE SEL AWD SUV below 12,000 miles, automatic transmission, and 26 MPG, 2.5L gas engine is for sale right now under $29K at Paramus Hyundai in Paramus, NJ. ...View More Details

Sales Price:	$28,990
Est. Payment:	$538.51 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	12,368
Location:	Paramus, NJ

Item	Amount
Used Car Price⁽¹⁾	$28,990.00
Avg. Dealer Doc Fee	399.00
NJ Sales Tax (6.63%)	1,948.49
Avg. DMV Fee	133.00
Cash Sale Price	$31,470.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$31,470.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$538.51

(1) Car Finance calculations are based on the used car dealer's advertised price of $28,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 BMW 3 Series 330i xDrive

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This low mileage preowned 2020 BMW 3 Series 330i xDrive AWD sedan under 48,000 miles, automatic transmission, and 26 MPG, 2.0L gas engine is for sale right now below $29K at BMW of Morristown in Morristown, NJ. ...View More Details

Sales Price:	$28,487
Est. Payment:	$529.33 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	47,656
Location:	Morristown, NJ

Item	Amount
Used Car Price⁽¹⁾	$28,487.00
Avg. Dealer Doc Fee	399.00
NJ Sales Tax (6.63%)	1,915.14
Avg. DMV Fee	133.00
Cash Sale Price	$30,934.14
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$30,934.14
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$529.33

(1) Car Finance calculations are based on the used car dealer's advertised price of $28,487.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Hyundai TUCSON Limited

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This low mileage certified preowned 2024 Hyundai TUCSON Limited AWD SUV below 29,000 miles, automatic transmission, and 26 MPG, 2.5L gas engine is for sale right now below $29K at Paramus Hyundai in Paramus, NJ. ...View More Details

Sales Price:	$28,890
Est. Payment:	$536.68 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	28,947
Location:	Paramus, NJ

Item	Amount
Used Car Price⁽¹⁾	$28,890.00
Avg. Dealer Doc Fee	399.00
NJ Sales Tax (6.63%)	1,941.86
Avg. DMV Fee	133.00
Cash Sale Price	$31,363.86
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$31,363.86
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$536.68

(1) Car Finance calculations are based on the used car dealer's advertised price of $28,890.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Kia Sorento SX

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This low mileage used 2022 Kia Sorento SX AWD SUV below 29,000 miles, automatic transmission, and 26 MPG, 2.5L gas engine is for sale right now below $29K at Freehold Hyundai in Freehold, NJ. ...View More Details

Sales Price:	$28,999
Est. Payment:	$538.67 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	29,213
Location:	Freehold, NJ

Item	Amount
Used Car Price⁽¹⁾	$28,999.00
Avg. Dealer Doc Fee	399.00
NJ Sales Tax (6.63%)	1,949.09
Avg. DMV Fee	133.00
Cash Sale Price	$31,480.09
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$31,480.09
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$538.67

(1) Auto Loan calculations are based on the used car dealer's advertised price of $28,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai TUCSON Limited

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This below average mileage certified second hand 2023 Hyundai TUCSON Limited AWD SUV under 69,000 miles, automatic transmission, and 26 MPG, 2.5L gas engine is for sale right now below $24K at Freehold Hyundai in Freehold, NJ. ...View More Details

Sales Price:	$23,999
Est. Payment:	$519.38 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	68,588
Location:	Freehold, NJ

Item	Amount
Used Car Price⁽¹⁾	$23,999.00
Avg. Dealer Doc Fee	399.00
NJ Sales Tax (6.63%)	1,617.59
Avg. DMV Fee	133.00
Cash Sale Price	$26,148.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$26,148.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Finance Payment	$519.38

(1) Car Finance calculations are based on the used car dealer's advertised price of $23,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 60 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $550 per month for Sale in New Jersey

New Jersey Secondhand Used Vehicles with Payments Below $550 / Month

2026 Hyundai TUCSON SEL

2026 Hyundai SANTA CRUZ SEL

2025 Hyundai TUCSON SEL Convenience

2021 Audi Q7 quattro Premium Plus 45 TFSI

2026 Hyundai TUCSON SEL

2023 Hyundai SANTA FE SEL

2020 BMW 3 Series 330i xDrive

2024 Hyundai TUCSON Limited

2022 Kia Sorento SX

2023 Hyundai TUCSON Limited

New Jersey Areas with Used Cars for Sale Below $550 / Month

Used Cars under $550 per month for Sale in New Jersey

New Jersey Secondhand Used Vehicles with Payments Below $550 / Month

2026 Hyundai TUCSON SEL

Hyundai TUCSON SEL

2026 Hyundai TUCSON SEL Car Loan Estimate

2026 Hyundai SANTA CRUZ SEL

Hyundai SANTA CRUZ SEL

2026 Hyundai SANTA CRUZ SEL Car Loan Estimate

2025 Hyundai TUCSON SEL Convenience

Hyundai TUCSON SEL Convenience

2025 Hyundai TUCSON SEL Convenience Car Loan Estimate

2021 Audi Q7 quattro Premium Plus 45 TFSI

Audi Q7 quattro Premium Plus 45 TFSI

2021 Audi Q7 quattro Premium Plus 45 TFSI Car Loan Estimate

2026 Hyundai TUCSON SEL

Hyundai TUCSON SEL

2026 Hyundai TUCSON SEL Car Loan Estimate

2023 Hyundai SANTA FE SEL

Hyundai SANTA FE SEL

2023 Hyundai SANTA FE SEL Car Loan Estimate

2020 BMW 3 Series 330i xDrive

BMW 3 Series 330i xDrive

2020 BMW 3 Series 330i xDrive Car Loan Estimate

2024 Hyundai TUCSON Limited

Hyundai TUCSON Limited

2024 Hyundai TUCSON Limited Car Loan Estimate

2022 Kia Sorento SX

Kia Sorento SX

2022 Kia Sorento SX Car Loan Estimate

2023 Hyundai TUCSON Limited

Hyundai TUCSON Limited

2023 Hyundai TUCSON Limited Car Loan Estimate

New Jersey Areas with Used Cars for Sale Below $550 / Month

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