New Jersey Used Cars Under $550 a Month. Finance Payments Below $550

2026 Hyundai SANTA CRUZ SEL

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This low mileage second hand 2026 Hyundai SANTA CRUZ SEL AWD pickup below 1,000 miles, automatic transmission, and 27 MPG, 2.5L gas engine is for sale right now below $30K at Paramus Hyundai in Paramus, NJ. ...View More Details

Sales Price:	$29,490
Est. Payment:	$547.63 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	1,156
Location:	Paramus, NJ

Item	Amount
Used Car Price⁽¹⁾	$29,490.00
Avg. Dealer Doc Fee	399.00
NJ Sales Tax (6.63%)	1,981.64
Avg. DMV Fee	133.00
Cash Sale Price	$32,003.64
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$32,003.64
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$547.63

(1) Auto Loan calculations are based on the used car dealer's advertised price of $29,490.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai SANTA FE Calligraphy

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This low mileage certified second hand 2023 Hyundai SANTA FE Calligraphy AWD SUV below 31,000 miles, automatic transmission, and 27 MPG, 2.5L gas engine is for sale right now below $29K at Maxon Hyundai in Union, NJ. ...View More Details

Sales Price:	$28,277
Est. Payment:	$525.50 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	31,142
Location:	Union, NJ

Item	Amount
Used Car Price⁽¹⁾	$28,277.00
Avg. Dealer Doc Fee	399.00
NJ Sales Tax (6.63%)	1,901.22
Avg. DMV Fee	133.00
Cash Sale Price	$30,710.22
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$30,710.22
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$525.50

(1) Car Finance calculations are based on the used car dealer's advertised price of $28,277.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA CRUZ SEL

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This low mileage second hand 2026 Hyundai SANTA CRUZ SEL AWD pickup below 1,000 miles, automatic transmission, and 27 MPG, 2.5L gas engine is for sale right now under $30K at Paramus Hyundai in Paramus, NJ. ...View More Details

Sales Price:	$29,490
Est. Payment:	$547.63 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	1,206
Location:	Paramus, NJ

Item	Amount
Used Car Price⁽¹⁾	$29,490.00
Avg. Dealer Doc Fee	399.00
NJ Sales Tax (6.63%)	1,981.64
Avg. DMV Fee	133.00
Cash Sale Price	$32,003.64
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$32,003.64
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$547.63

(1) Car Finance calculations are based on the used car dealer's advertised price of $29,490.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Nissan Rogue SL

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This low mileage preowned 2021 Nissan Rogue SL AWD SUV below 5,000 miles, cvt transmission, and 27 MPG, 2.5L gas engine is for sale right now below $29K at Vineland Hyundai in Millville, NJ. ...View More Details

Sales Price:	$28,996
Est. Payment:	$538.62 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	4,996
Location:	Millville, NJ

Item	Amount
Used Car Price⁽¹⁾	$28,996.00
Avg. Dealer Doc Fee	399.00
NJ Sales Tax (6.63%)	1,948.89
Avg. DMV Fee	133.00
Cash Sale Price	$31,476.89
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$31,476.89
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$538.62

(1) Car Finance calculations are based on the used car dealer's advertised price of $28,996.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Chevrolet Traverse LT Cloth

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This low mileage preowned 2023 Chevrolet Traverse LT Cloth 4x4 SUV under 16,000 miles, automatic transmission, and 27 MPG, 3.6L gas engine is for sale right now under $28K at Maxon Buick GMC in Union, NJ. ...View More Details

Sales Price:	$28,000
Est. Payment:	$520.44 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	15,517
Location:	Union, NJ

Item	Amount
Used Car Price⁽¹⁾	$28,000.00
Avg. Dealer Doc Fee	399.00
NJ Sales Tax (6.63%)	1,882.85
Avg. DMV Fee	133.00
Cash Sale Price	$30,414.85
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$30,414.85
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$520.44

(1) Car Finance calculations are based on the used car dealer's advertised price of $28,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Genesis G80 2.5T

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This low mileage preowned 2021 Genesis G80 2.5T RWD sedan below 32,000 miles, automatic transmission, and 27 MPG, 2.5L gas engine is for sale right now below $29K at Wayne Auto Mall Hyundai in Wayne, NJ. ...View More Details

Sales Price:	$28,651
Est. Payment:	$532.32 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	31,765
Location:	Wayne, NJ

Item	Amount
Used Car Price⁽¹⁾	$28,651.00
Avg. Dealer Doc Fee	399.00
NJ Sales Tax (6.63%)	1,926.02
Avg. DMV Fee	133.00
Cash Sale Price	$31,109.02
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$31,109.02
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$532.32

(1) Car Finance calculations are based on the used car dealer's advertised price of $28,651.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 GMC Acadia SLE

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This low mileage second hand 2023 GMC Acadia SLE 4x4 SUV below 28,000 miles, automatic transmission, and 27 MPG, 2.0L gas engine is for sale right now under $29K at Maxon Buick GMC in Union, NJ. ...View More Details

Sales Price:	$28,011
Est. Payment:	$520.64 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	27,850
Location:	Union, NJ

Item	Amount
Used Car Price⁽¹⁾	$28,011.00
Avg. Dealer Doc Fee	399.00
NJ Sales Tax (6.63%)	1,883.58
Avg. DMV Fee	133.00
Cash Sale Price	$30,426.58
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$30,426.58
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$520.64

(1) Car Finance calculations are based on the used car dealer's advertised price of $28,011.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2013 BMW 3 Series 328i xDrive

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This high mileage used 2013 BMW 3 Series 328i xDrive AWD sedan under 122,000 miles, transmission, and 27 MPG, 2.0L gas engine is for sale right now below $10K at BMW of Morristown in Morristown, NJ. ...View More Details

Sales Price:	$9,987
Est. Payment:	$408.98 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	121,994
Location:	Morristown, NJ

Item	Amount
Used Car Price⁽¹⁾	$9,987.00
Avg. Dealer Doc Fee	399.00
NJ Sales Tax (6.63%)	688.59
Avg. DMV Fee	133.00
Cash Sale Price	$11,207.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$11,207.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Auto Loan Payment	$408.98

(1) Auto Loan calculations are based on the used car dealer's advertised price of $9,987.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 30 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai TUCSON Limited

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This low mileage certified preowned 2023 Hyundai TUCSON Limited AWD SUV under 28,000 miles, automatic transmission, and 27 MPG, 2.5L gas engine is for sale right now under $29K at Vineland Hyundai in Millville, NJ. ...View More Details

Sales Price:	$28,995
Est. Payment:	$538.60 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	27,809
Location:	Millville, NJ

Item	Amount
Used Car Price⁽¹⁾	$28,995.00
Avg. Dealer Doc Fee	399.00
NJ Sales Tax (6.63%)	1,948.82
Avg. DMV Fee	133.00
Cash Sale Price	$31,475.82
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$31,475.82
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$538.60

(1) Auto Loan calculations are based on the used car dealer's advertised price of $28,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai TUCSON SEL

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This low mileage certified second hand 2026 Hyundai TUCSON SEL AWD SUV below 8,000 miles, automatic transmission, and 27 MPG, 2.5L gas engine is for sale right now below $30K at Maxon Hyundai in Union, NJ. ...View More Details

Sales Price:	$29,892
Est. Payment:	$554.97 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	8,059
Location:	Union, NJ

Item	Amount
Used Car Price⁽¹⁾	$29,892.00
Avg. Dealer Doc Fee	399.00
NJ Sales Tax (6.63%)	2,008.29
Avg. DMV Fee	133.00
Cash Sale Price	$32,432.29
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$32,432.29
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$554.97

(1) Car Loan calculations are based on the used car dealer's advertised price of $29,892.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $550 per month for Sale in New Jersey

New Jersey Secondhand Used Vehicles with Payments Below $550 / Month

2026 Hyundai SANTA CRUZ SEL

2023 Hyundai SANTA FE Calligraphy

2026 Hyundai SANTA CRUZ SEL

2021 Nissan Rogue SL

2023 Chevrolet Traverse LT Cloth

2021 Genesis G80 2.5T

2023 GMC Acadia SLE

2013 BMW 3 Series 328i xDrive

2023 Hyundai TUCSON Limited

2026 Hyundai TUCSON SEL

New Jersey Areas with Used Cars for Sale Below $550 / Month

Used Cars under $550 per month for Sale in New Jersey

New Jersey Secondhand Used Vehicles with Payments Below $550 / Month

2026 Hyundai SANTA CRUZ SEL

Hyundai SANTA CRUZ SEL

2026 Hyundai SANTA CRUZ SEL Car Loan Estimate

2023 Hyundai SANTA FE Calligraphy

Hyundai SANTA FE Calligraphy

2023 Hyundai SANTA FE Calligraphy Car Loan Estimate

2026 Hyundai SANTA CRUZ SEL

Hyundai SANTA CRUZ SEL

2026 Hyundai SANTA CRUZ SEL Car Loan Estimate

2021 Nissan Rogue SL

Nissan Rogue SL

2021 Nissan Rogue SL Car Loan Estimate

2023 Chevrolet Traverse LT Cloth

Chevrolet Traverse LT Cloth

2023 Chevrolet Traverse LT Cloth Car Loan Estimate

2021 Genesis G80 2.5T

Genesis G80 2.5T

2021 Genesis G80 2.5T Car Loan Estimate

2023 GMC Acadia SLE

GMC Acadia SLE

2023 GMC Acadia SLE Car Loan Estimate

2013 BMW 3 Series 328i xDrive

BMW 3 Series 328i xDrive

2013 BMW 3 Series 328i xDrive Car Loan Estimate

2023 Hyundai TUCSON Limited

Hyundai TUCSON Limited

2023 Hyundai TUCSON Limited Car Loan Estimate

2026 Hyundai TUCSON SEL

Hyundai TUCSON SEL

2026 Hyundai TUCSON SEL Car Loan Estimate

New Jersey Areas with Used Cars for Sale Below $550 / Month

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