New Jersey Used Cars Under $550 a Month. Finance Payments Below $550

2022 Hyundai PALISADE SEL

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This low mileage certified preowned 2022 Hyundai PALISADE SEL AWD SUV below 41,000 miles, automatic transmission, and 25 MPG, 3.8L gas engine is for sale right now below $28K at Wayne Auto Mall Hyundai in Wayne, NJ. ...View More Details

Sales Price:	$27,975
Est. Payment:	$519.99 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	41,290
Location:	Wayne, NJ

Item	Amount
Used Car Price⁽¹⁾	$27,975.00
Avg. Dealer Doc Fee	399.00
NJ Sales Tax (6.63%)	1,881.20
Avg. DMV Fee	133.00
Cash Sale Price	$30,388.20
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$30,388.20
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$519.99

(1) Auto Finance calculations are based on the used car dealer's advertised price of $27,975.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 BMW 3 Series 330i xDrive

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This low mileage preowned 2020 BMW 3 Series 330i xDrive AWD sedan below 48,000 miles, automatic transmission, and 25 MPG, 2.0L gas engine is for sale right now under $29K at BMW of Morristown in Morristown, NJ. ...View More Details

Sales Price:	$28,487
Est. Payment:	$529.33 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	47,656
Location:	Morristown, NJ

Item	Amount
Used Car Price⁽¹⁾	$28,487.00
Avg. Dealer Doc Fee	399.00
NJ Sales Tax (6.63%)	1,915.14
Avg. DMV Fee	133.00
Cash Sale Price	$30,934.14
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$30,934.14
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$529.33

(1) Car Loan calculations are based on the used car dealer's advertised price of $28,487.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Acura Integra w/A-SPEC

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This low mileage second hand 2023 Acura Integra w/A-SPEC FWD hatchback under 20,000 miles, cvt transmission, and 25 MPG, 1.5L gas engine is for sale right now below $28K at Freehold Hyundai in Freehold, NJ. ...View More Details

Sales Price:	$27,999
Est. Payment:	$520.43 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	19,528
Location:	Freehold, NJ

Item	Amount
Used Car Price⁽¹⁾	$27,999.00
Avg. Dealer Doc Fee	399.00
NJ Sales Tax (6.63%)	1,882.79
Avg. DMV Fee	133.00
Cash Sale Price	$30,413.79
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$30,413.79
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$520.43

(1) Auto Loan calculations are based on the used car dealer's advertised price of $27,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA CRUZ SEL

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This low mileage second hand 2026 Hyundai SANTA CRUZ SEL AWD pickup under 1,000 miles, automatic transmission, and 25 MPG, 2.5L gas engine is for sale right now below $30K at Paramus Hyundai in Paramus, NJ. ...View More Details

Sales Price:	$29,490
Est. Payment:	$547.63 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	1,206
Location:	Paramus, NJ

Item	Amount
Used Car Price⁽¹⁾	$29,490.00
Avg. Dealer Doc Fee	399.00
NJ Sales Tax (6.63%)	1,981.64
Avg. DMV Fee	133.00
Cash Sale Price	$32,003.64
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$32,003.64
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$547.63

(1) Auto Finance calculations are based on the used car dealer's advertised price of $29,490.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai SANTA FE SEL

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This low mileage used 2023 Hyundai SANTA FE SEL AWD SUV under 12,000 miles, automatic transmission, and 25 MPG, 2.5L gas engine is for sale right now under $29K at Paramus Hyundai in Paramus, NJ. ...View More Details

Sales Price:	$28,990
Est. Payment:	$538.51 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	12,368
Location:	Paramus, NJ

Item	Amount
Used Car Price⁽¹⁾	$28,990.00
Avg. Dealer Doc Fee	399.00
NJ Sales Tax (6.63%)	1,948.49
Avg. DMV Fee	133.00
Cash Sale Price	$31,470.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$31,470.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$538.51

(1) Car Finance calculations are based on the used car dealer's advertised price of $28,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA CRUZ SEL

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This low mileage used 2026 Hyundai SANTA CRUZ SEL AWD pickup under 1,000 miles, automatic transmission, and 25 MPG, 2.5L gas engine is for sale right now under $30K at Paramus Hyundai in Paramus, NJ. ...View More Details

Sales Price:	$29,490
Est. Payment:	$547.63 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	1,156
Location:	Paramus, NJ

Item	Amount
Used Car Price⁽¹⁾	$29,490.00
Avg. Dealer Doc Fee	399.00
NJ Sales Tax (6.63%)	1,981.64
Avg. DMV Fee	133.00
Cash Sale Price	$32,003.64
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$32,003.64
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$547.63

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Mazda CX-5 2.5 S Premium Plus

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This low mileage used 2025 Mazda CX-5 2.5 S Premium Plus AWD SUV under 15,000 miles, automatic transmission, and 25 MPG, 2.5L gas engine is for sale right now below $30K at BMW of Newton in Newton, NJ. ...View More Details

Sales Price:	$29,495
Est. Payment:	$547.72 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	14,813
Location:	Newton, NJ

Item	Amount
Used Car Price⁽¹⁾	$29,495.00
Avg. Dealer Doc Fee	399.00
NJ Sales Tax (6.63%)	1,981.97
Avg. DMV Fee	133.00
Cash Sale Price	$32,008.97
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$32,008.97
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$547.72

(1) Auto Loan calculations are based on the used car dealer's advertised price of $29,495.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA CRUZ SEL

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This low mileage used 2026 Hyundai SANTA CRUZ SEL AWD pickup below 1,000 miles, automatic transmission, and 25 MPG, 2.5L gas engine is for sale right now under $30K at Paramus Hyundai in Paramus, NJ. ...View More Details

Sales Price:	$29,490
Est. Payment:	$547.63 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	1,357
Location:	Paramus, NJ

Item	Amount
Used Car Price⁽¹⁾	$29,490.00
Avg. Dealer Doc Fee	399.00
NJ Sales Tax (6.63%)	1,981.64
Avg. DMV Fee	133.00
Cash Sale Price	$32,003.64
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$32,003.64
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$547.63

(1) Car Finance calculations are based on the used car dealer's advertised price of $29,490.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai TUCSON SEL

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This low mileage certified preowned 2026 Hyundai TUCSON SEL AWD SUV below 9,000 miles, automatic transmission, and 25 MPG, 2.5L gas engine is for sale right now below $28K at Paramus Hyundai in Paramus, NJ. ...View More Details

Sales Price:	$27,290
Est. Payment:	$507.49 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	8,555
Location:	Paramus, NJ

Item	Amount
Used Car Price⁽¹⁾	$27,290.00
Avg. Dealer Doc Fee	399.00
NJ Sales Tax (6.63%)	1,835.78
Avg. DMV Fee	133.00
Cash Sale Price	$29,657.78
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$29,657.78
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$507.49

(1) Auto Loan calculations are based on the used car dealer's advertised price of $27,290.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Kia Sorento SX

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This low mileage second hand 2022 Kia Sorento SX AWD SUV under 29,000 miles, automatic transmission, and 25 MPG, 2.5L gas engine is for sale right now below $29K at Freehold Hyundai in Freehold, NJ. ...View More Details

Sales Price:	$28,999
Est. Payment:	$538.67 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	29,213
Location:	Freehold, NJ

Item	Amount
Used Car Price⁽¹⁾	$28,999.00
Avg. Dealer Doc Fee	399.00
NJ Sales Tax (6.63%)	1,949.09
Avg. DMV Fee	133.00
Cash Sale Price	$31,480.09
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$31,480.09
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$538.67

(1) Auto Loan calculations are based on the used car dealer's advertised price of $28,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $550 per month for Sale in New Jersey

New Jersey Secondhand Used Vehicles with Payments Below $550 / Month

2022 Hyundai PALISADE SEL

2020 BMW 3 Series 330i xDrive

2023 Acura Integra w/A-SPEC

2026 Hyundai SANTA CRUZ SEL

2023 Hyundai SANTA FE SEL

2026 Hyundai SANTA CRUZ SEL

2025 Mazda CX-5 2.5 S Premium Plus

2026 Hyundai SANTA CRUZ SEL

2026 Hyundai TUCSON SEL

2022 Kia Sorento SX

New Jersey Areas with Used Cars for Sale Below $550 / Month

Used Cars under $550 per month for Sale in New Jersey

New Jersey Secondhand Used Vehicles with Payments Below $550 / Month

2022 Hyundai PALISADE SEL

Hyundai PALISADE SEL

2022 Hyundai PALISADE SEL Car Loan Estimate

2020 BMW 3 Series 330i xDrive

BMW 3 Series 330i xDrive

2020 BMW 3 Series 330i xDrive Car Loan Estimate

2023 Acura Integra w/A-SPEC

Acura Integra w/A-SPEC

2023 Acura Integra w/A-SPEC Car Loan Estimate

2026 Hyundai SANTA CRUZ SEL

Hyundai SANTA CRUZ SEL

2026 Hyundai SANTA CRUZ SEL Car Loan Estimate

2023 Hyundai SANTA FE SEL

Hyundai SANTA FE SEL

2023 Hyundai SANTA FE SEL Car Loan Estimate

2026 Hyundai SANTA CRUZ SEL

Hyundai SANTA CRUZ SEL

2026 Hyundai SANTA CRUZ SEL Car Loan Estimate

2025 Mazda CX-5 2.5 S Premium Plus

Mazda CX-5 2.5 S Premium Plus

2025 Mazda CX-5 2.5 S Premium Plus Car Loan Estimate

2026 Hyundai SANTA CRUZ SEL

Hyundai SANTA CRUZ SEL

2026 Hyundai SANTA CRUZ SEL Car Loan Estimate

2026 Hyundai TUCSON SEL

Hyundai TUCSON SEL

2026 Hyundai TUCSON SEL Car Loan Estimate

2022 Kia Sorento SX

Kia Sorento SX

2022 Kia Sorento SX Car Loan Estimate

New Jersey Areas with Used Cars for Sale Below $550 / Month

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