New Jersey Used Cars Under $450 a Month. Finance Payments Below $450

2025 Hyundai ELANTRA SEL Convenience

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This low mileage preowned 2025 Hyundai ELANTRA SEL Convenience FWD sedan below 2,000 miles, cvt transmission, and 26 MPG, 2.0L gas engine is for sale right now below $24K at Lynnes Hyundai Llc in Bloomfield, NJ. ...View More Details

Sales Price:	$23,995
Est. Payment:	$447.37 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	2,251
Location:	Bloomfield, NJ

Item	Amount
Used Car Price⁽¹⁾	$23,995.00
Avg. Dealer Doc Fee	399.00
NJ Sales Tax (6.63%)	1,617.32
Avg. DMV Fee	133.00
Cash Sale Price	$26,144.32
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$26,144.32
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$447.37

(1) Auto Loan calculations are based on the used car dealer's advertised price of $23,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai ELANTRA Limited

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This low mileage second hand 2023 Hyundai ELANTRA Limited FWD sedan under 12,000 miles, cvt transmission, and 26 MPG, 2.0L gas engine is for sale right now under $22K at Paramus Hyundai in Paramus, NJ. ...View More Details

Sales Price:	$21,990
Est. Payment:	$410.79 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	11,841
Location:	Paramus, NJ

Item	Amount
Used Car Price⁽¹⁾	$21,990.00
Avg. Dealer Doc Fee	399.00
NJ Sales Tax (6.63%)	1,484.39
Avg. DMV Fee	133.00
Cash Sale Price	$24,006.39
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$24,006.39
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$410.79

(1) Car Finance calculations are based on the used car dealer's advertised price of $21,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Hyundai TUCSON SEL

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This low mileage preowned 2024 Hyundai TUCSON SEL AWD SUV under 25,000 miles, a transmission, and 26 MPG, 2.5L gas engine is for sale right now under $22K at Maxon Hyundai in Union, NJ. ...View More Details

Sales Price:	$21,800
Est. Payment:	$407.32 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	25,446
Location:	Union, NJ

Item	Amount
Used Car Price⁽¹⁾	$21,800.00
Avg. Dealer Doc Fee	399.00
NJ Sales Tax (6.63%)	1,471.79
Avg. DMV Fee	133.00
Cash Sale Price	$23,803.79
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$23,803.79
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$407.32

(1) Auto Finance calculations are based on the used car dealer's advertised price of $21,800.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Hyundai SANTA FE SE

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This average mileage used 2022 Hyundai SANTA FE SE AWD SUV below 72,000 miles, a transmission, and 26 MPG, 2.5L gas engine is for sale right now under $18K at Sansone's Route 1 Hyundai in Avenel, NJ. ...View More Details

Sales Price:	$17,959
Est. Payment:	$427.71 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	71,773
Location:	Avenel, NJ

Item	Amount
Used Car Price⁽¹⁾	$17,959.00
Avg. Dealer Doc Fee	399.00
NJ Sales Tax (6.63%)	1,217.14
Avg. DMV Fee	133.00
Cash Sale Price	$19,708.14
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$19,708.14
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Auto Finance Payment	$427.71

(1) Auto Finance calculations are based on the used car dealer's advertised price of $17,959.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 54 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Hyundai KONA SEL

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This low mileage second hand 2024 Hyundai KONA SEL AWD SUV below 40,000 miles, cvt transmission, and 26 MPG, 2.0L gas engine is for sale right now below $22K at Maxon Hyundai in Union, NJ. ...View More Details

Sales Price:	$21,964
Est. Payment:	$410.31 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	40,002
Location:	Union, NJ

Item	Amount
Used Car Price⁽¹⁾	$21,964.00
Avg. Dealer Doc Fee	399.00
NJ Sales Tax (6.63%)	1,482.67
Avg. DMV Fee	133.00
Cash Sale Price	$23,978.67
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$23,978.67
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$410.31

(1) Car Loan calculations are based on the used car dealer's advertised price of $21,964.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Buick Encore GX Essence

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This low mileage second hand 2023 Buick Encore GX Essence AWD SUV below 6,000 miles, a transmission, and 26 MPG, 1.3L gas engine is for sale right now under $23K at Maxon Buick GMC in Union, NJ. ...View More Details

Sales Price:	$22,584
Est. Payment:	$421.62 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	5,707
Location:	Union, NJ

Item	Amount
Used Car Price⁽¹⁾	$22,584.00
Avg. Dealer Doc Fee	399.00
NJ Sales Tax (6.63%)	1,523.77
Avg. DMV Fee	133.00
Cash Sale Price	$24,639.77
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$24,639.77
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$421.62

(1) Car Loan calculations are based on the used car dealer's advertised price of $22,584.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Buick Envista Sport Touring

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This low mileage preowned 2024 Buick Envista Sport Touring FWD wagon under 18,000 miles, a transmission, and 26 MPG, 1.2L gas engine is for sale right now below $24K at Maxon Buick GMC in Union, NJ. ...View More Details

Sales Price:	$23,294
Est. Payment:	$434.58 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	17,862
Location:	Union, NJ

Item	Amount
Used Car Price⁽¹⁾	$23,294.00
Avg. Dealer Doc Fee	399.00
NJ Sales Tax (6.63%)	1,570.85
Avg. DMV Fee	133.00
Cash Sale Price	$25,396.85
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$25,396.85
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$434.58

(1) Auto Finance calculations are based on the used car dealer's advertised price of $23,294.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Hyundai SANTA FE XRT

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This low mileage second hand 2022 Hyundai SANTA FE XRT AWD SUV below 21,000 miles, a transmission, and 26 MPG, 2.5L gas engine is for sale right now below $24K at Paramus Hyundai in Paramus, NJ. ...View More Details

Sales Price:	$23,390
Est. Payment:	$436.33 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	21,470
Location:	Paramus, NJ

Item	Amount
Used Car Price⁽¹⁾	$23,390.00
Avg. Dealer Doc Fee	399.00
NJ Sales Tax (6.63%)	1,577.21
Avg. DMV Fee	133.00
Cash Sale Price	$25,499.21
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$25,499.21
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$436.33

(1) Auto Finance calculations are based on the used car dealer's advertised price of $23,390.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 GMC Terrain SLT

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This low mileage used 2023 GMC Terrain SLT AWD SUV below 31,000 miles, a transmission, and 26 MPG, 1.5L gas engine is for sale right now under $23K at Maxon Buick GMC in Union, NJ. ...View More Details

Sales Price:	$22,899
Est. Payment:	$427.37 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	31,405
Location:	Union, NJ

Item	Amount
Used Car Price⁽¹⁾	$22,899.00
Avg. Dealer Doc Fee	399.00
NJ Sales Tax (6.63%)	1,544.66
Avg. DMV Fee	133.00
Cash Sale Price	$24,975.66
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$24,975.66
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$427.37

(1) Auto Finance calculations are based on the used car dealer's advertised price of $22,899.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Hyundai TUCSON SE

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This low mileage second hand 2024 Hyundai TUCSON SE AWD SUV under 28,000 miles, a transmission, and 26 MPG, 2.5L gas engine is for sale right now under $23K at Maxon Hyundai in Union, NJ. ...View More Details

Sales Price:	$22,480
Est. Payment:	$419.73 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	28,371
Location:	Union, NJ

Item	Amount
Used Car Price⁽¹⁾	$22,480.00
Avg. Dealer Doc Fee	399.00
NJ Sales Tax (6.63%)	1,516.88
Avg. DMV Fee	133.00
Cash Sale Price	$24,528.88
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$24,528.88
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$419.73

(1) Car Loan calculations are based on the used car dealer's advertised price of $22,480.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $450 per month for Sale in New Jersey

New Jersey Secondhand Used Vehicles with Payments Below $450 / Month

2025 Hyundai ELANTRA SEL Convenience

2023 Hyundai ELANTRA Limited

2024 Hyundai TUCSON SEL

2022 Hyundai SANTA FE SE

2024 Hyundai KONA SEL

2023 Buick Encore GX Essence

2024 Buick Envista Sport Touring

2022 Hyundai SANTA FE XRT

2023 GMC Terrain SLT

2024 Hyundai TUCSON SE

New Jersey Areas with Used Cars for Sale Below $450 / Month

Used Cars under $450 per month for Sale in New Jersey

New Jersey Secondhand Used Vehicles with Payments Below $450 / Month

2025 Hyundai ELANTRA SEL Convenience

Hyundai ELANTRA SEL Convenience

2025 Hyundai ELANTRA SEL Convenience Car Loan Estimate

2023 Hyundai ELANTRA Limited

Hyundai ELANTRA Limited

2023 Hyundai ELANTRA Limited Car Loan Estimate

2024 Hyundai TUCSON SEL

Hyundai TUCSON SEL

2024 Hyundai TUCSON SEL Car Loan Estimate

2022 Hyundai SANTA FE SE

Hyundai SANTA FE SE

2022 Hyundai SANTA FE SE Car Loan Estimate

2024 Hyundai KONA SEL

Hyundai KONA SEL

2024 Hyundai KONA SEL Car Loan Estimate

2023 Buick Encore GX Essence

Buick Encore GX Essence

2023 Buick Encore GX Essence Car Loan Estimate

2024 Buick Envista Sport Touring

Buick Envista Sport Touring

2024 Buick Envista Sport Touring Car Loan Estimate

2022 Hyundai SANTA FE XRT

Hyundai SANTA FE XRT

2022 Hyundai SANTA FE XRT Car Loan Estimate

2023 GMC Terrain SLT

GMC Terrain SLT

2023 GMC Terrain SLT Car Loan Estimate

2024 Hyundai TUCSON SE

Hyundai TUCSON SE

2024 Hyundai TUCSON SE Car Loan Estimate

New Jersey Areas with Used Cars for Sale Below $450 / Month

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