Rio Rancho, NM Used Pickups Under $45,000 |with Payments|

2025 Ford F-150 XLT

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This low mileage certified used 2025 Ford F-150 XLT 4x4 pickup under 26,000 miles, automatic transmission, and 23 MPG, 2.7L gas engine is for sale right now below $45K at Chalmers Ford in Rio Rancho, NM. ...View More Details

Sales Price:	$44,884
Est. Payment:	$845.05 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	25,693
Location:	Rio Rancho, NM

Item	Amount
Used Car Price⁽¹⁾	$44,884.00
Avg. Dealer Doc Fee	339.00
NM Sales Tax (9.06%)	4,097.20
Avg. DMV Fee	65.00
Cash Sale Price	$49,385.20
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$49,385.20
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$845.05

(1) Car Finance calculations are based on the used car dealer's advertised price of $44,884.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford F-150 XLT

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This low mileage preowned 2024 Ford F-150 XLT 4x4 pickup under 30,000 miles, automatic transmission, and 23 MPG, 3.5L hybrid engine is for sale right now under $42K at Chalmers Ford in Rio Rancho, NM. ...View More Details

Sales Price:	$41,995
Est. Payment:	$791.14 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	29,678
Location:	Rio Rancho, NM

Item	Amount
Used Car Price⁽¹⁾	$41,995.00
Avg. Dealer Doc Fee	339.00
NM Sales Tax (9.06%)	3,835.46
Avg. DMV Fee	65.00
Cash Sale Price	$46,234.46
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,234.46
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$791.14

(1) Auto Finance calculations are based on the used car dealer's advertised price of $41,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Chevrolet Silverado 1500 ZR2

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This below average mileage second hand 2022 Chevrolet Silverado 1500 ZR2 4x4 pickup below 65,000 miles, automatic transmission, and 23 MPG, 6.2L gas engine is for sale right now under $45K at Chalmers Ford in Rio Rancho, NM. ...View More Details

Sales Price:	$44,375
Est. Payment:	$969.89 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	64,951
Location:	Rio Rancho, NM

Item	Amount
Used Car Price⁽¹⁾	$44,375.00
Avg. Dealer Doc Fee	339.00
NM Sales Tax (9.06%)	4,051.09
Avg. DMV Fee	65.00
Cash Sale Price	$48,830.09
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$48,830.09
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Finance Payment	$969.89

(1) Car Finance calculations are based on the used car dealer's advertised price of $44,375.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 60 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XL

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This low mileage used 2023 Ford F-150 XL 4x4 pickup under 59,000 miles, automatic transmission, and 23 MPG, 3.5L hybrid engine is for sale right now below $45K at Chalmers Ford in Rio Rancho, NM. ...View More Details

Sales Price:	$44,995
Est. Payment:	$908.96 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	59,456
Location:	Rio Rancho, NM

Item	Amount
Used Car Price⁽¹⁾	$44,995.00
Avg. Dealer Doc Fee	339.00
NM Sales Tax (9.06%)	4,107.26
Avg. DMV Fee	65.00
Cash Sale Price	$49,506.26
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$49,506.26
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Loan Payment	$908.96

(1) Car Loan calculations are based on the used car dealer's advertised price of $44,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 66 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford F-150 XLT

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This low mileage certified used 2024 Ford F-150 XLT 4x4 pickup below 51,000 miles, automatic transmission, and 23 MPG, 3.5L hybrid engine is for sale right now under $45K at Chalmers Ford in Rio Rancho, NM. ...View More Details

Sales Price:	$44,268
Est. Payment:	$894.40 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	51,424
Location:	Rio Rancho, NM

Item	Amount
Used Car Price⁽¹⁾	$44,268.00
Avg. Dealer Doc Fee	339.00
NM Sales Tax (9.06%)	4,041.39
Avg. DMV Fee	65.00
Cash Sale Price	$48,713.39
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$48,713.39
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Loan Payment	$894.40

(1) Auto Loan calculations are based on the used car dealer's advertised price of $44,268.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 66 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford F-150 XLT

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This low mileage preowned 2024 Ford F-150 XLT 4x4 pickup under 10,000 miles, automatic transmission, and 23 MPG, 2.7L gas engine is for sale right now below $44K at Chalmers Ford in Rio Rancho, NM. ...View More Details

Sales Price:	$43,599
Est. Payment:	$821.07 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	9,972
Location:	Rio Rancho, NM

Item	Amount
Used Car Price⁽¹⁾	$43,599.00
Avg. Dealer Doc Fee	339.00
NM Sales Tax (9.06%)	3,980.78
Avg. DMV Fee	65.00
Cash Sale Price	$47,983.78
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$47,983.78
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$821.07

(1) Auto Finance calculations are based on the used car dealer's advertised price of $43,599.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 Platinum

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This low mileage used 2023 Ford F-150 Platinum 4x4 pickup below 27,000 miles, automatic transmission, and 23 MPG, 3.5L hybrid engine is for sale right now below $45K at Chalmers Ford in Rio Rancho, NM. ...View More Details

Sales Price:	$44,948
Est. Payment:	$846.25 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	26,780
Location:	Rio Rancho, NM

Item	Amount
Used Car Price⁽¹⁾	$44,948.00
Avg. Dealer Doc Fee	339.00
NM Sales Tax (9.06%)	4,103.00
Avg. DMV Fee	65.00
Cash Sale Price	$49,455.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$49,455.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$846.25

(1) Auto Finance calculations are based on the used car dealer's advertised price of $44,948.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Pickups under $45,000 for Sale in Rio Rancho, NM

Rio Rancho, NM Secondhand Used Pickups Priced Below $45,000

2025 Ford F-150 XLT

2024 Ford F-150 XLT

2022 Chevrolet Silverado 1500 ZR2

2023 Ford F-150 XL

2024 Ford F-150 XLT

2024 Ford F-150 XLT

2023 Ford F-150 Platinum

Used Pickups under $45,000 for Sale in Rio Rancho, NM

Rio Rancho, NM Secondhand Used Pickups Priced Below $45,000

2025 Ford F-150 XLT

Ford F-150 XLT

2025 Ford F-150 XLT Car Loan Estimate

2024 Ford F-150 XLT

Ford F-150 XLT

2024 Ford F-150 XLT Car Loan Estimate

2022 Chevrolet Silverado 1500 ZR2

Chevrolet Silverado 1500 ZR2

2022 Chevrolet Silverado 1500 ZR2 Car Loan Estimate

2023 Ford F-150 XL

Ford F-150 XL

2023 Ford F-150 XL Car Loan Estimate

2024 Ford F-150 XLT

Ford F-150 XLT

2024 Ford F-150 XLT Car Loan Estimate

2024 Ford F-150 XLT

Ford F-150 XLT

2024 Ford F-150 XLT Car Loan Estimate

2023 Ford F-150 Platinum

Ford F-150 Platinum

2023 Ford F-150 Platinum Car Loan Estimate

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