Metro Rochester NY, NY Area Used Cars Under $400 a Month

2023 Nissan Sentra SV

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This low mileage preowned 2023 Nissan Sentra SV FWD sedan under 12,000 miles, cvt transmission, and 26 MPG, 2.0L gas engine is for sale right now below $20K at Matthews Hyundai of Greece in Rochester, NY. ...View More Details

Sales Price:	$19,990
Est. Payment:	$375.30 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	12,387
Location:	Rochester, NY

Item	Amount
Used Car Price⁽¹⁾	$19,990.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,781.77
Avg. DMV Fee	86.00
Cash Sale Price	$21,932.77
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,932.77
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$375.30

(1) Auto Finance calculations are based on the used car dealer's advertised price of $19,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Hyundai TUCSON Ultimate

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This low mileage second hand 2020 Hyundai TUCSON Ultimate AWD SUV under 46,000 miles, a transmission, and 26 MPG, 2.4L gas engine is for sale right now under $21K at Matthews Hyundai of Greece in Rochester, NY. ...View More Details

Sales Price:	$20,590
Est. Payment:	$386.48 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	46,396
Location:	Rochester, NY

Item	Amount
Used Car Price⁽¹⁾	$20,590.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,835.05
Avg. DMV Fee	86.00
Cash Sale Price	$22,586.05
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,586.05
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$386.48

(1) Car Finance calculations are based on the used car dealer's advertised price of $20,590.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai KONA SEL

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This low mileage used 2023 Hyundai KONA SEL AWD SUV below 22,000 miles, cvt transmission, and 26 MPG, 2.0L gas engine is for sale right now under $21K at Matthews Hyundai of Greece in Rochester, NY. ...View More Details

Sales Price:	$20,990
Est. Payment:	$393.93 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	22,339
Location:	Rochester, NY

Item	Amount
Used Car Price⁽¹⁾	$20,990.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,870.57
Avg. DMV Fee	86.00
Cash Sale Price	$23,021.57
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$23,021.57
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$393.93

(1) Auto Finance calculations are based on the used car dealer's advertised price of $20,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai KONA SEL

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This low mileage used 2023 Hyundai KONA SEL AWD SUV below 21,000 miles, cvt transmission, and 26 MPG, 2.0L gas engine is for sale right now below $20K at Matthews Hyundai of Greece in Rochester, NY. ...View More Details

Sales Price:	$19,790
Est. Payment:	$371.58 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	21,491
Location:	Rochester, NY

Item	Amount
Used Car Price⁽¹⁾	$19,790.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,764.01
Avg. DMV Fee	86.00
Cash Sale Price	$21,715.01
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,715.01
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$371.58

(1) Auto Loan calculations are based on the used car dealer's advertised price of $19,790.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Nissan Rogue Sport SV

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This low mileage preowned 2022 Nissan Rogue Sport SV AWD wagon below 50,000 miles, cvt transmission, and 26 MPG, 2.0L gas engine is for sale right now below $22K at Matthews Hyundai of Greece in Rochester, NY. ...View More Details

Sales Price:	$21,290
Est. Payment:	$399.52 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	49,678
Location:	Rochester, NY

Item	Amount
Used Car Price⁽¹⁾	$21,290.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,897.21
Avg. DMV Fee	86.00
Cash Sale Price	$23,348.21
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$23,348.21
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$399.52

(1) Car Finance calculations are based on the used car dealer's advertised price of $21,290.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 GMC Terrain SLE

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This low mileage preowned 2024 GMC Terrain SLE FWD SUV below 43,000 miles, a transmission, and 26 MPG, 1.5L gas engine is for sale right now below $21K at Matthews Hyundai of Greece in Rochester, NY. ...View More Details

Sales Price:	$20,790
Est. Payment:	$390.21 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	42,505
Location:	Rochester, NY

Item	Amount
Used Car Price⁽¹⁾	$20,790.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,852.81
Avg. DMV Fee	86.00
Cash Sale Price	$22,803.81
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,803.81
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$390.21

(1) Auto Loan calculations are based on the used car dealer's advertised price of $20,790.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai KONA SEL

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This low mileage second hand 2023 Hyundai KONA SEL AWD SUV below 26,000 miles, cvt transmission, and 26 MPG, 2.0L gas engine is for sale right now below $21K at Vision Hyundai Canandaigua in Canandaigua, NY. ...View More Details

Sales Price:	$20,399
Est. Payment:	$382.92 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	25,720
Location:	Canandaigua, NY

Item	Amount
Used Car Price⁽¹⁾	$20,399.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,818.09
Avg. DMV Fee	86.00
Cash Sale Price	$22,378.09
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,378.09
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$382.92

(1) Auto Loan calculations are based on the used car dealer's advertised price of $20,399.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai ELANTRA N Line

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This low mileage preowned 2023 Hyundai ELANTRA N Line FWD sedan under 34,000 miles, a transmission, and 26 MPG, 1.6L gas engine is for sale right now under $22K at Matthews Hyundai of Greece in Rochester, NY. ...View More Details

Sales Price:	$21,490
Est. Payment:	$403.25 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	33,876
Location:	Rochester, NY

Item	Amount
Used Car Price⁽¹⁾	$21,490.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,914.97
Avg. DMV Fee	86.00
Cash Sale Price	$23,565.97
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$23,565.97
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$403.25

(1) Auto Finance calculations are based on the used car dealer's advertised price of $21,490.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Chevrolet Trax LT

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This low mileage preowned 2024 Chevrolet Trax LT FWD wagon below 18,000 miles, a transmission, and 26 MPG, 1.2L gas engine is for sale right now under $21K at Maguire Ford of Canandaigua in Canandaigua, NY. ...View More Details

Sales Price:	$20,999
Est. Payment:	$394.10 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	17,977
Location:	Canandaigua, NY

Item	Amount
Used Car Price⁽¹⁾	$20,999.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,871.37
Avg. DMV Fee	86.00
Cash Sale Price	$23,031.37
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$23,031.37
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$394.10

(1) Auto Finance calculations are based on the used car dealer's advertised price of $20,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford EcoSport S

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This low mileage second hand 2022 Ford EcoSport S AWD wagon under 7,000 miles, a transmission, and 26 MPG, 2.0L gas engine is for sale right now under $20K at Van Bortel Ford, Inc. in East Rochester, NY. ...View More Details

Sales Price:	$19,990
Est. Payment:	$375.30 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	6,537
Location:	East Rochester, NY

Item	Amount
Used Car Price⁽¹⁾	$19,990.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,781.77
Avg. DMV Fee	86.00
Cash Sale Price	$21,932.77
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,932.77
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$375.30

(1) Car Loan calculations are based on the used car dealer's advertised price of $19,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $400 per month for Sale in the Greater Rochester NY Area

Metro Rochester NY Secondhand Used Vehicles with Payments Under $400 / Month

2023 Nissan Sentra SV

2020 Hyundai TUCSON Ultimate

2023 Hyundai KONA SEL

2023 Hyundai KONA SEL

2022 Nissan Rogue Sport SV

2024 GMC Terrain SLE

2023 Hyundai KONA SEL

2023 Hyundai ELANTRA N Line

2024 Chevrolet Trax LT

2022 Ford EcoSport S

Greater Rochester NY Area Cities with Used Cars for Sale Below $400 / Month

Metro Rochester NY Area Counties with Used Cars for Sale Below $400 / Month

Used Cars under $400 per month for Sale in the Greater Rochester NY Area

Metro Rochester NY Secondhand Used Vehicles with Payments Under $400 / Month

2023 Nissan Sentra SV

Nissan Sentra SV

2023 Nissan Sentra SV Car Loan Estimate

2020 Hyundai TUCSON Ultimate

Hyundai TUCSON Ultimate

2020 Hyundai TUCSON Ultimate Car Loan Estimate

2023 Hyundai KONA SEL

Hyundai KONA SEL

2023 Hyundai KONA SEL Car Loan Estimate

2023 Hyundai KONA SEL

Hyundai KONA SEL

2023 Hyundai KONA SEL Car Loan Estimate

2022 Nissan Rogue Sport SV

Nissan Rogue Sport SV

2022 Nissan Rogue Sport SV Car Loan Estimate

2024 GMC Terrain SLE

GMC Terrain SLE

2024 GMC Terrain SLE Car Loan Estimate

2023 Hyundai KONA SEL

Hyundai KONA SEL

2023 Hyundai KONA SEL Car Loan Estimate

2023 Hyundai ELANTRA N Line

Hyundai ELANTRA N Line

2023 Hyundai ELANTRA N Line Car Loan Estimate

2024 Chevrolet Trax LT

Chevrolet Trax LT

2024 Chevrolet Trax LT Car Loan Estimate

2022 Ford EcoSport S

Ford EcoSport S

2022 Ford EcoSport S Car Loan Estimate

Greater Rochester NY Area Cities with Used Cars for Sale Below $400 / Month

Metro Rochester NY Area Counties with Used Cars for Sale Below $400 / Month

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