Metro Rochester NY, NY Area Used Cars Under $550 a Month

2026 Hyundai KONA SEL Premium

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This low mileage preowned 2026 Hyundai KONA SEL Premium AWD SUV under 3,000 miles, a transmission, and 101 MPG, 1.6L gas engine is for sale right now under $30K at Matthews Hyundai of Greece in Rochester, NY. ...View More Details

Sales Price:	$29,790
Est. Payment:	$557.89 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	3,068
Location:	Rochester, NY

Item	Amount
Used Car Price⁽¹⁾	$29,790.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	2,652.01
Avg. DMV Fee	86.00
Cash Sale Price	$32,603.01
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$32,603.01
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$557.89

(1) Car Finance calculations are based on the used car dealer's advertised price of $29,790.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Chrysler Pacifica Touring L

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This below average mileage second hand 2023 Chrysler Pacifica Touring L FWD mini-van below 65,000 miles, a transmission, and 101 MPG, 3.6L gas engine is for sale right now below $24K at Matthews Hyundai of Greece in Rochester, NY. ...View More Details

Sales Price:	$23,490
Est. Payment:	$511.33 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	64,643
Location:	Rochester, NY

Item	Amount
Used Car Price⁽¹⁾	$23,490.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	2,092.57
Avg. DMV Fee	86.00
Cash Sale Price	$25,743.57
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$25,743.57
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Finance Payment	$511.33

(1) Auto Finance calculations are based on the used car dealer's advertised price of $23,490.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 60 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Honda CR-V EX

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This low mileage second hand 2023 Honda CR-V EX AWD SUV under 50,000 miles, cvt transmission, and 101 MPG, 1.5L gas engine is for sale right now below $30K at Matthews Hyundai of Greece in Rochester, NY. ...View More Details

Sales Price:	$29,490
Est. Payment:	$552.30 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	49,517
Location:	Rochester, NY

Item	Amount
Used Car Price⁽¹⁾	$29,490.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	2,625.37
Avg. DMV Fee	86.00
Cash Sale Price	$32,276.37
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$32,276.37
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$552.30

(1) Car Finance calculations are based on the used car dealer's advertised price of $29,490.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai SANTA FE Hybrid Limited

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This low mileage second hand 2023 Hyundai SANTA FE Hybrid Limited AWD SUV under 46,000 miles, a transmission, and 101 MPG, 1.6L hybrid engine is for sale right now below $28K at Vision Hyundai Canandaigua in Canandaigua, NY. ...View More Details

Sales Price:	$27,999
Est. Payment:	$524.52 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	45,678
Location:	Canandaigua, NY

Item	Amount
Used Car Price⁽¹⁾	$27,999.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	2,492.97
Avg. DMV Fee	86.00
Cash Sale Price	$30,652.97
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$30,652.97
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$524.52

(1) Car Loan calculations are based on the used car dealer's advertised price of $27,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford Explorer XLT

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This low mileage used 2022 Ford Explorer XLT AWD SUV below 37,000 miles, a transmission, and 101 MPG, 2.3L gas engine is for sale right now below $30K at Maguire Ford of Canandaigua in Canandaigua, NY. ...View More Details

Sales Price:	$29,799
Est. Payment:	$558.05 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	37,294
Location:	Canandaigua, NY

Item	Amount
Used Car Price⁽¹⁾	$29,799.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	2,652.81
Avg. DMV Fee	86.00
Cash Sale Price	$32,612.81
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$32,612.81
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$558.05

(1) Auto Finance calculations are based on the used car dealer's advertised price of $29,799.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Escape Platinum

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This low mileage used 2023 Ford Escape Platinum AWD SUV below 27,000 miles, a transmission, and 101 MPG, 2.0L gas engine is for sale right now under $28K at Van Bortel Ford, Inc. in East Rochester, NY. ...View More Details

Sales Price:	$27,990
Est. Payment:	$524.35 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	27,476
Location:	East Rochester, NY

Item	Amount
Used Car Price⁽¹⁾	$27,990.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	2,492.17
Avg. DMV Fee	86.00
Cash Sale Price	$30,643.17
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$30,643.17
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$524.35

(1) Auto Loan calculations are based on the used car dealer's advertised price of $27,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Escape Plug-In Hybrid PHEV

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This low mileage second hand 2025 Ford Escape Plug-In Hybrid PHEV FWD SUV under 18,000 miles, cvt transmission, and 101 MPG, 2.5L hybrid engine is for sale right now below $29K at Maguire Ford of Canandaigua in Canandaigua, NY. ...View More Details

Sales Price:	$28,799
Est. Payment:	$539.42 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	18,207
Location:	Canandaigua, NY

Item	Amount
Used Car Price⁽¹⁾	$28,799.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	2,564.01
Avg. DMV Fee	86.00
Cash Sale Price	$31,524.01
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$31,524.01
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$539.42

(1) Car Loan calculations are based on the used car dealer's advertised price of $28,799.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Subaru Ascent Premium 8-Passenger

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This low mileage preowned 2022 Subaru Ascent Premium 8-Passenger AWD SUV below 53,000 miles, cvt transmission, and 101 MPG, 2.4L gas engine is for sale right now below $26K at Van Bortel Ford, Inc. in East Rochester, NY. ...View More Details

Sales Price:	$25,990
Est. Payment:	$522.64 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	53,386
Location:	East Rochester, NY

Item	Amount
Used Car Price⁽¹⁾	$25,990.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	2,314.57
Avg. DMV Fee	86.00
Cash Sale Price	$28,465.57
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$28,465.57
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Finance Payment	$522.64

(1) Auto Finance calculations are based on the used car dealer's advertised price of $25,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 66 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Ford Ranger XLT

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This low mileage used 2019 Ford Ranger XLT 4X4 pickup under 43,000 miles, a transmission, and 101 MPG, 2.3L gas engine is for sale right now under $29K at Van Bortel Ford, Inc. in East Rochester, NY. ...View More Details

Sales Price:	$28,990
Est. Payment:	$542.98 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	42,538
Location:	East Rochester, NY

Item	Amount
Used Car Price⁽¹⁾	$28,990.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	2,580.97
Avg. DMV Fee	86.00
Cash Sale Price	$31,731.97
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$31,731.97
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$542.98

(1) Car Loan calculations are based on the used car dealer's advertised price of $28,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Escape Plug-In Hybrid PHEV

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This low mileage used 2025 Ford Escape Plug-In Hybrid PHEV FWD SUV below 22,000 miles, cvt transmission, and 101 MPG, 2.5L hybrid engine is for sale right now below $29K at Van Bortel Ford, Inc. in East Rochester, NY. ...View More Details

Sales Price:	$28,990
Est. Payment:	$542.98 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	22,255
Location:	East Rochester, NY

Item	Amount
Used Car Price⁽¹⁾	$28,990.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	2,580.97
Avg. DMV Fee	86.00
Cash Sale Price	$31,731.97
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$31,731.97
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$542.98

(1) Car Finance calculations are based on the used car dealer's advertised price of $28,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $550 per month for Sale in the Greater Rochester NY Area

Metro Rochester NY Secondhand Used Vehicles with Payments Under $550 / Month

2026 Hyundai KONA SEL Premium

2023 Chrysler Pacifica Touring L

2023 Honda CR-V EX

2023 Hyundai SANTA FE Hybrid Limited

2022 Ford Explorer XLT

2023 Ford Escape Platinum

2025 Ford Escape Plug-In Hybrid PHEV

2022 Subaru Ascent Premium 8-Passenger

2019 Ford Ranger XLT

2025 Ford Escape Plug-In Hybrid PHEV

Greater Rochester NY Area Cities with Used Cars for Sale Below $550 / Month

Metro Rochester NY Area Counties with Used Cars for Sale Below $550 / Month

Used Cars under $550 per month for Sale in the Greater Rochester NY Area

Metro Rochester NY Secondhand Used Vehicles with Payments Under $550 / Month

2026 Hyundai KONA SEL Premium

Hyundai KONA SEL Premium

2026 Hyundai KONA SEL Premium Car Loan Estimate

2023 Chrysler Pacifica Touring L

Chrysler Pacifica Touring L

2023 Chrysler Pacifica Touring L Car Loan Estimate

2023 Honda CR-V EX

Honda CR-V EX

2023 Honda CR-V EX Car Loan Estimate

2023 Hyundai SANTA FE Hybrid Limited

Hyundai SANTA FE Hybrid Limited

2023 Hyundai SANTA FE Hybrid Limited Car Loan Estimate

2022 Ford Explorer XLT

Ford Explorer XLT

2022 Ford Explorer XLT Car Loan Estimate

2023 Ford Escape Platinum

Ford Escape Platinum

2023 Ford Escape Platinum Car Loan Estimate

2025 Ford Escape Plug-In Hybrid PHEV

Ford Escape Plug-In Hybrid PHEV

2025 Ford Escape Plug-In Hybrid PHEV Car Loan Estimate

2022 Subaru Ascent Premium 8-Passenger

Subaru Ascent Premium 8-Passenger

2022 Subaru Ascent Premium 8-Passenger Car Loan Estimate

2019 Ford Ranger XLT

Ford Ranger XLT

2019 Ford Ranger XLT Car Loan Estimate

2025 Ford Escape Plug-In Hybrid PHEV

Ford Escape Plug-In Hybrid PHEV

2025 Ford Escape Plug-In Hybrid PHEV Car Loan Estimate

Greater Rochester NY Area Cities with Used Cars for Sale Below $550 / Month

Metro Rochester NY Area Counties with Used Cars for Sale Below $550 / Month

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