Rochester NY, NY Area Used Cars Under $55,000

2026 Hyundai PALISADE Calligraphy

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This low mileage second hand 2026 Hyundai PALISADE Calligraphy AWD SUV under 6,000 miles, a transmission, and 3.5L gas engine is for sale right now under $54K at Matthews Hyundai of Greece in Rochester, NY. ...View More Details

Sales Price:	$53,490
Est. Payment:	$999.44 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	6,401
Location:	Rochester, NY

Item	Amount
Used Car Price⁽¹⁾	$53,490.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	4,756.57
Avg. DMV Fee	86.00
Cash Sale Price	$58,407.57
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$58,407.57
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$999.44

(1) Car Finance calculations are based on the used car dealer's advertised price of $53,490.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Ford Explorer ST-Line

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This low mileage second hand 2026 Ford Explorer ST-Line AWD SUV under 2,000 miles, a transmission, and 2.3L gas engine is for sale right now under $52K at Van Bortel Ford, Inc. in East Rochester, NY. ...View More Details

Sales Price:	$51,040
Est. Payment:	$953.80 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	1,974
Location:	East Rochester, NY

Item	Amount
Used Car Price⁽¹⁾	$51,040.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	4,539.01
Avg. DMV Fee	86.00
Cash Sale Price	$55,740.01
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$55,740.01
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$953.80

(1) Car Loan calculations are based on the used car dealer's advertised price of $51,040.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 King Ranch

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This low mileage preowned 2023 Ford F-150 King Ranch 4X4 pickup under 45,000 miles, a transmission, and 3.5L gas engine is for sale right now below $53K at Maguire Ford of Canandaigua in Canandaigua, NY. ...View More Details

Sales Price:	$52,899
Est. Payment:	$988.43 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	44,646
Location:	Canandaigua, NY

Item	Amount
Used Car Price⁽¹⁾	$52,899.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	4,704.09
Avg. DMV Fee	86.00
Cash Sale Price	$57,764.09
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$57,764.09
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$988.43

(1) Auto Finance calculations are based on the used car dealer's advertised price of $52,899.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Ford F-150 STX

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This low mileage second hand 2026 Ford F-150 STX 4X4 pickup below 2,000 miles, a transmission, and 2.7L gas engine is for sale right now under $52K at Van Bortel Ford, Inc. in East Rochester, NY. ...View More Details

Sales Price:	$51,645
Est. Payment:	$965.07 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	1,854
Location:	East Rochester, NY

Item	Amount
Used Car Price⁽¹⁾	$51,645.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	4,592.74
Avg. DMV Fee	86.00
Cash Sale Price	$56,398.74
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$56,398.74
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$965.07

(1) Auto Finance calculations are based on the used car dealer's advertised price of $51,645.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Ford Explorer ST-Line

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This low mileage preowned 2026 Ford Explorer ST-Line AWD SUV below 2,000 miles, a transmission, and 2.3L gas engine is for sale right now below $51K at Van Bortel Ford, Inc. in East Rochester, NY. ...View More Details

Sales Price:	$50,295
Est. Payment:	$939.92 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	1,826
Location:	East Rochester, NY

Item	Amount
Used Car Price⁽¹⁾	$50,295.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	4,472.86
Avg. DMV Fee	86.00
Cash Sale Price	$54,928.86
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$54,928.86
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$939.92

(1) Auto Loan calculations are based on the used car dealer's advertised price of $50,295.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Ford Explorer ST-Line

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This low mileage second hand 2026 Ford Explorer ST-Line AWD SUV below 2,000 miles, a transmission, and 2.3L gas engine is for sale right now below $51K at Van Bortel Ford, Inc. in East Rochester, NY. ...View More Details

Sales Price:	$50,500
Est. Payment:	$943.73 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	1,699
Location:	East Rochester, NY

Item	Amount
Used Car Price⁽¹⁾	$50,500.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	4,491.06
Avg. DMV Fee	86.00
Cash Sale Price	$55,152.06
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$55,152.06
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$943.73

(1) Car Finance calculations are based on the used car dealer's advertised price of $50,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Mustang GT Premium

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This low mileage used 2024 Ford Mustang GT Premium RWD convertible under 1,000 miles, transmission, and 5.0L gas engine is for sale right now below $54K at Van Bortel Ford, Inc. in East Rochester, NY. ...View More Details

Sales Price:	$53,990
Est. Payment:	$1008.76 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	1,347
Location:	East Rochester, NY

Item	Amount
Used Car Price⁽¹⁾	$53,990.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	4,800.97
Avg. DMV Fee	86.00
Cash Sale Price	$58,951.97
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$58,951.97
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$1008.76

(1) Auto Finance calculations are based on the used car dealer's advertised price of $53,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Explorer ST

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This low mileage used 2025 Ford Explorer ST AWD SUV under 14,000 miles, a transmission, and 3.0L gas engine is for sale right now under $52K at Maguire Ford of Canandaigua in Canandaigua, NY. ...View More Details

Sales Price:	$51,799
Est. Payment:	$967.94 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	13,935
Location:	Canandaigua, NY

Item	Amount
Used Car Price⁽¹⁾	$51,799.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	4,606.41
Avg. DMV Fee	86.00
Cash Sale Price	$56,566.41
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$56,566.41
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$967.94

(1) Auto Loan calculations are based on the used car dealer's advertised price of $51,799.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 Lariat

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This low mileage used 2023 Ford F-150 Lariat 4X4 pickup below 25,000 miles, a transmission, and 3.5L gas engine is for sale right now below $51K at Maguire Ford of Canandaigua in Canandaigua, NY. ...View More Details

Sales Price:	$50,899
Est. Payment:	$951.17 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	24,561
Location:	Canandaigua, NY

Item	Amount
Used Car Price⁽¹⁾	$50,899.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	4,526.49
Avg. DMV Fee	86.00
Cash Sale Price	$55,586.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$55,586.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$951.17

(1) Car Finance calculations are based on the used car dealer's advertised price of $50,899.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-250 Super Duty XLT

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This low mileage preowned 2023 Ford F-250 Super Duty XLT 4X4 pickup below 37,000 miles, a transmission, and 6.7L diesel engine is for sale right now under $55K at Maguire Ford of Canandaigua in Canandaigua, NY. ...View More Details

Sales Price:	$54,499
Est. Payment:	$1018.24 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	36,624
Location:	Canandaigua, NY

Item	Amount
Used Car Price⁽¹⁾	$54,499.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	4,846.17
Avg. DMV Fee	86.00
Cash Sale Price	$59,506.17
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$59,506.17
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$1018.24

(1) Car Finance calculations are based on the used car dealer's advertised price of $54,499.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $55,000 for Sale in the Greater Rochester NY Area

Metro Rochester NY Secondhand Used Vehicles Priced Below $55,000

2026 Hyundai PALISADE Calligraphy

2026 Ford Explorer ST-Line

2023 Ford F-150 King Ranch

2026 Ford F-150 STX

2026 Ford Explorer ST-Line

2026 Ford Explorer ST-Line

2024 Ford Mustang GT Premium

2025 Ford Explorer ST

2023 Ford F-150 Lariat

2023 Ford F-250 Super Duty XLT

Greater Rochester NY Area Cities with Used Cars for Sale Below $55K

Metro Rochester NY Area Counties with Used Cars for Sale Below $55,000

Used Cars under $55,000 for Sale in the Greater Rochester NY Area

Metro Rochester NY Secondhand Used Vehicles Priced Below $55,000

2026 Hyundai PALISADE Calligraphy

Hyundai PALISADE Calligraphy

2026 Hyundai PALISADE Calligraphy Car Loan Estimate

2026 Ford Explorer ST-Line

Ford Explorer ST-Line

2026 Ford Explorer ST-Line Car Loan Estimate

2023 Ford F-150 King Ranch

Ford F-150 King Ranch

2023 Ford F-150 King Ranch Car Loan Estimate

2026 Ford F-150 STX

Ford F-150 STX

2026 Ford F-150 STX Car Loan Estimate

2026 Ford Explorer ST-Line

Ford Explorer ST-Line

2026 Ford Explorer ST-Line Car Loan Estimate

2026 Ford Explorer ST-Line

Ford Explorer ST-Line

2026 Ford Explorer ST-Line Car Loan Estimate

2024 Ford Mustang GT Premium

Ford Mustang GT Premium

2024 Ford Mustang GT Premium Car Loan Estimate

2025 Ford Explorer ST

Ford Explorer ST

2025 Ford Explorer ST Car Loan Estimate

2023 Ford F-150 Lariat

Ford F-150 Lariat

2023 Ford F-150 Lariat Car Loan Estimate

2023 Ford F-250 Super Duty XLT

Ford F-250 Super Duty XLT

2023 Ford F-250 Super Duty XLT Car Loan Estimate

Greater Rochester NY Area Cities with Used Cars for Sale Below $55K

Metro Rochester NY Area Counties with Used Cars for Sale Below $55,000

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