Rochester NY, NY Area Used Cars Under $40,000

2026 Hyundai SANTA FE SEL

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This low mileage second hand 2026 Hyundai SANTA FE SEL AWD SUV under 11,000 miles, a transmission, and 28 MPG, 2.5L gas engine is for sale right now below $36K at Matthews Hyundai of Greece in Rochester, NY. ...View More Details

Sales Price:	$35,990
Est. Payment:	$673.40 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	11,284
Location:	Rochester, NY

Item	Amount
Used Car Price⁽¹⁾	$35,990.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,202.57
Avg. DMV Fee	86.00
Cash Sale Price	$39,353.57
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,353.57
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$673.40

(1) Auto Finance calculations are based on the used car dealer's advertised price of $35,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Transit 350 XL

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This below average mileage preowned 2024 Ford Transit 350 XL RWD full-size under 68,000 miles, a transmission, and 28 MPG, 3.5L flexible engine is for sale right now below $37K at Matthews Hyundai of Greece in Rochester, NY. ...View More Details

Sales Price:	$36,490
Est. Payment:	$792.48 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	67,561
Location:	Rochester, NY

Item	Amount
Used Car Price⁽¹⁾	$36,490.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,246.97
Avg. DMV Fee	86.00
Cash Sale Price	$39,897.97
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,897.97
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Loan Payment	$792.48

(1) Car Loan calculations are based on the used car dealer's advertised price of $36,490.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 60 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA FE SEL

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This low mileage preowned 2026 Hyundai SANTA FE SEL AWD SUV below 4,000 miles, a transmission, and 28 MPG, 2.5L gas engine is for sale right now under $39K at Matthews Hyundai of Greece in Rochester, NY. ...View More Details

Sales Price:	$38,990
Est. Payment:	$729.29 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	3,811
Location:	Rochester, NY

Item	Amount
Used Car Price⁽¹⁾	$38,990.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,468.97
Avg. DMV Fee	86.00
Cash Sale Price	$42,619.97
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,619.97
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$729.29

(1) Car Loan calculations are based on the used car dealer's advertised price of $38,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Transit 250

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This low mileage second hand 2025 Ford Transit 250 RWD full-size under 17,000 miles, a transmission, and 28 MPG, 3.5L flexible engine is for sale right now below $36K at Maguire Ford of Canandaigua in Canandaigua, NY. ...View More Details

Sales Price:	$35,999
Est. Payment:	$673.57 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	16,771
Location:	Canandaigua, NY

Item	Amount
Used Car Price⁽¹⁾	$35,999.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,203.37
Avg. DMV Fee	86.00
Cash Sale Price	$39,363.37
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,363.37
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$673.57

(1) Auto Finance calculations are based on the used car dealer's advertised price of $35,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford F-150 XLT

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This low mileage used 2024 Ford F-150 XLT 4X4 pickup below 20,000 miles, a transmission, and 28 MPG, 3.5L gas engine is for sale right now below $39K at Maguire Ford of Canandaigua in Canandaigua, NY. ...View More Details

Sales Price:	$38,399
Est. Payment:	$718.28 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	20,423
Location:	Canandaigua, NY

Item	Amount
Used Car Price⁽¹⁾	$38,399.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,416.49
Avg. DMV Fee	86.00
Cash Sale Price	$41,976.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,976.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$718.28

(1) Auto Loan calculations are based on the used car dealer's advertised price of $38,399.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Hyundai SANTA FE Calligraphy

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This low mileage preowned 2024 Hyundai SANTA FE Calligraphy AWD SUV under 38,000 miles, a transmission, and 28 MPG, 2.5L gas engine is for sale right now below $37K at Maguire Ford of Canandaigua in Canandaigua, NY. ...View More Details

Sales Price:	$36,899
Est. Payment:	$690.33 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	37,826
Location:	Canandaigua, NY

Item	Amount
Used Car Price⁽¹⁾	$36,899.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,283.29
Avg. DMV Fee	86.00
Cash Sale Price	$40,343.29
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,343.29
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$690.33

(1) Car Loan calculations are based on the used car dealer's advertised price of $36,899.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Chrysler 300 Touring L

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This low mileage preowned 2023 Chrysler 300 Touring L RWD sedan below 7,000 miles, a transmission, and 28 MPG, 3.6L gas engine is for sale right now below $36K at Maguire Ford of Canandaigua in Canandaigua, NY. ...View More Details

Sales Price:	$35,999
Est. Payment:	$673.57 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	6,526
Location:	Canandaigua, NY

Item	Amount
Used Car Price⁽¹⁾	$35,999.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,203.37
Avg. DMV Fee	86.00
Cash Sale Price	$39,363.37
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,363.37
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$673.57

(1) Car Finance calculations are based on the used car dealer's advertised price of $35,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Transit 250

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This low mileage used 2024 Ford Transit 250 RWD full-size under 34,000 miles, a transmission, and 28 MPG, 3.5L flexible engine is for sale right now under $37K at Maguire Ford of Canandaigua in Canandaigua, NY. ...View More Details

Sales Price:	$36,999
Est. Payment:	$692.20 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	33,711
Location:	Canandaigua, NY

Item	Amount
Used Car Price⁽¹⁾	$36,999.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,292.17
Avg. DMV Fee	86.00
Cash Sale Price	$40,452.17
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,452.17
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$692.20

(1) Auto Finance calculations are based on the used car dealer's advertised price of $36,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford F-150 XL

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This low mileage used 2022 Ford F-150 XL 4X4 pickup under 29,000 miles, a transmission, and 28 MPG, 3.5L gas engine is for sale right now under $38K at Maguire Ford of Canandaigua in Canandaigua, NY. ...View More Details

Sales Price:	$37,999
Est. Payment:	$710.83 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	28,849
Location:	Canandaigua, NY

Item	Amount
Used Car Price⁽¹⁾	$37,999.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,380.97
Avg. DMV Fee	86.00
Cash Sale Price	$41,540.97
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,540.97
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$710.83

(1) Auto Loan calculations are based on the used car dealer's advertised price of $37,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Ford Bronco Sport Big Bend

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This low mileage preowned 2026 Ford Bronco Sport Big Bend AWD SUV under 4,000 miles, a transmission, and 28 MPG, 1.5L gas engine is for sale right now under $38K at Van Bortel Ford, Inc. in East Rochester, NY. ...View More Details

Sales Price:	$37,535
Est. Payment:	$702.18 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	3,876
Location:	East Rochester, NY

Item	Amount
Used Car Price⁽¹⁾	$37,535.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,339.77
Avg. DMV Fee	86.00
Cash Sale Price	$41,035.77
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,035.77
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$702.18

(1) Auto Loan calculations are based on the used car dealer's advertised price of $37,535.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in the Greater Rochester NY Area

Metro Rochester NY Secondhand Used Vehicles Priced Below $40,000

2026 Hyundai SANTA FE SEL

2024 Ford Transit 350 XL

2026 Hyundai SANTA FE SEL

2025 Ford Transit 250

2024 Ford F-150 XLT

2024 Hyundai SANTA FE Calligraphy

2023 Chrysler 300 Touring L

2024 Ford Transit 250

2022 Ford F-150 XL

2026 Ford Bronco Sport Big Bend

Greater Rochester NY Area Cities with Used Cars for Sale Below $40K

Metro Rochester NY Area Counties with Used Cars for Sale Below $40,000

Used Cars under $40,000 for Sale in the Greater Rochester NY Area

Metro Rochester NY Secondhand Used Vehicles Priced Below $40,000

2026 Hyundai SANTA FE SEL

Hyundai SANTA FE SEL

2026 Hyundai SANTA FE SEL Car Loan Estimate

2024 Ford Transit 350 XL

Ford Transit 350 XL

2024 Ford Transit 350 XL Car Loan Estimate

2026 Hyundai SANTA FE SEL

Hyundai SANTA FE SEL

2026 Hyundai SANTA FE SEL Car Loan Estimate

2025 Ford Transit 250

Ford Transit 250

2025 Ford Transit 250 Car Loan Estimate

2024 Ford F-150 XLT

Ford F-150 XLT

2024 Ford F-150 XLT Car Loan Estimate

2024 Hyundai SANTA FE Calligraphy

Hyundai SANTA FE Calligraphy

2024 Hyundai SANTA FE Calligraphy Car Loan Estimate

2023 Chrysler 300 Touring L

Chrysler 300 Touring L

2023 Chrysler 300 Touring L Car Loan Estimate

2024 Ford Transit 250

Ford Transit 250

2024 Ford Transit 250 Car Loan Estimate

2022 Ford F-150 XL

Ford F-150 XL

2022 Ford F-150 XL Car Loan Estimate

2026 Ford Bronco Sport Big Bend

Ford Bronco Sport Big Bend

2026 Ford Bronco Sport Big Bend Car Loan Estimate

Greater Rochester NY Area Cities with Used Cars for Sale Below $40K

Metro Rochester NY Area Counties with Used Cars for Sale Below $40,000

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