Rochester NY, NY Area Used Cars Under $40,000

2024 Ford Transit 350 XL

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This below average mileage second hand 2024 Ford Transit 350 XL RWD full-size below 68,000 miles, a transmission, and 20 MPG, 3.5L flexible engine is for sale right now under $37K at Matthews Hyundai of Greece in Rochester, NY. ...View More Details

Sales Price:	$36,490
Est. Payment:	$792.48 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	67,561
Location:	Rochester, NY

Item	Amount
Used Car Price⁽¹⁾	$36,490.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,246.97
Avg. DMV Fee	86.00
Cash Sale Price	$39,897.97
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,897.97
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Finance Payment	$792.48

(1) Car Finance calculations are based on the used car dealer's advertised price of $36,490.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 60 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA FE SEL

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This low mileage preowned 2026 Hyundai SANTA FE SEL AWD SUV below 11,000 miles, a transmission, and 20 MPG, 2.5L gas engine is for sale right now under $36K at Matthews Hyundai of Greece in Rochester, NY. ...View More Details

Sales Price:	$35,990
Est. Payment:	$673.40 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	11,284
Location:	Rochester, NY

Item	Amount
Used Car Price⁽¹⁾	$35,990.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,202.57
Avg. DMV Fee	86.00
Cash Sale Price	$39,353.57
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,353.57
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$673.40

(1) Car Loan calculations are based on the used car dealer's advertised price of $35,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA FE SEL

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This low mileage preowned 2026 Hyundai SANTA FE SEL AWD SUV below 4,000 miles, a transmission, and 20 MPG, 2.5L gas engine is for sale right now under $39K at Matthews Hyundai of Greece in Rochester, NY. ...View More Details

Sales Price:	$38,990
Est. Payment:	$729.29 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	3,811
Location:	Rochester, NY

Item	Amount
Used Car Price⁽¹⁾	$38,990.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,468.97
Avg. DMV Fee	86.00
Cash Sale Price	$42,619.97
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,619.97
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$729.29

(1) Car Loan calculations are based on the used car dealer's advertised price of $38,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Chevrolet Silverado 1500 LT

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This low mileage preowned 2023 Chevrolet Silverado 1500 LT 4X4 pickup under 8,000 miles, a transmission, and 20 MPG, 2.7L gas engine is for sale right now below $38K at Maguire Ford of Canandaigua in Canandaigua, NY. ...View More Details

Sales Price:	$37,499
Est. Payment:	$701.51 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	8,258
Location:	Canandaigua, NY

Item	Amount
Used Car Price⁽¹⁾	$37,499.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,336.57
Avg. DMV Fee	86.00
Cash Sale Price	$40,996.57
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,996.57
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$701.51

(1) Auto Loan calculations are based on the used car dealer's advertised price of $37,499.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Ram 3500 Tradesman

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This average mileage used 2021 Ram 3500 Tradesman 4X4 pickup below 82,000 miles, transmission, and 20 MPG, 6.7L diesel engine is for sale right now under $40K at Maguire Ford of Canandaigua in Canandaigua, NY. ...View More Details

Sales Price:	$39,999
Est. Payment:	$1049.53 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	82,283
Location:	Canandaigua, NY

Item	Amount
Used Car Price⁽¹⁾	$39,999.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,558.57
Avg. DMV Fee	86.00
Cash Sale Price	$43,718.57
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,718.57
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Car Finance Payment	$1049.53

(1) Car Finance calculations are based on the used car dealer's advertised price of $39,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 48 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford F-150 XLT

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This low mileage used 2024 Ford F-150 XLT 4X4 pickup under 32,000 miles, a transmission, and 20 MPG, 3.5L gas engine is for sale right now below $39K at Maguire Ford of Canandaigua in Canandaigua, NY. ...View More Details

Sales Price:	$38,299
Est. Payment:	$716.42 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	31,657
Location:	Canandaigua, NY

Item	Amount
Used Car Price⁽¹⁾	$38,299.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,407.61
Avg. DMV Fee	86.00
Cash Sale Price	$41,867.61
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,867.61
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$716.42

(1) Car Finance calculations are based on the used car dealer's advertised price of $38,299.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Transit 250

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This low mileage used 2025 Ford Transit 250 RWD full-size under 17,000 miles, a transmission, and 20 MPG, 3.5L flexible engine is for sale right now under $36K at Maguire Ford of Canandaigua in Canandaigua, NY. ...View More Details

Sales Price:	$35,999
Est. Payment:	$673.57 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	16,771
Location:	Canandaigua, NY

Item	Amount
Used Car Price⁽¹⁾	$35,999.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,203.37
Avg. DMV Fee	86.00
Cash Sale Price	$39,363.37
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,363.37
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$673.57

(1) Auto Loan calculations are based on the used car dealer's advertised price of $35,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Ford F-350 Super Duty XL

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This below average mileage second hand 2021 Ford F-350 Super Duty XL 4X4 pickup under 61,000 miles, a transmission, and 20 MPG, 6.2L flexible engine is for sale right now below $36K at Maguire Ford of Canandaigua in Canandaigua, NY. ...View More Details

Sales Price:	$35,999
Est. Payment:	$781.86 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	60,605
Location:	Canandaigua, NY

Item	Amount
Used Car Price⁽¹⁾	$35,999.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,203.37
Avg. DMV Fee	86.00
Cash Sale Price	$39,363.37
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,363.37
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Loan Payment	$781.86

(1) Car Loan calculations are based on the used car dealer's advertised price of $35,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 60 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford F-150 XL

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This low mileage second hand 2022 Ford F-150 XL 4X4 pickup under 29,000 miles, a transmission, and 20 MPG, 3.5L gas engine is for sale right now under $38K at Maguire Ford of Canandaigua in Canandaigua, NY. ...View More Details

Sales Price:	$37,999
Est. Payment:	$710.83 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	28,849
Location:	Canandaigua, NY

Item	Amount
Used Car Price⁽¹⁾	$37,999.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,380.97
Avg. DMV Fee	86.00
Cash Sale Price	$41,540.97
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,540.97
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$710.83

(1) Car Loan calculations are based on the used car dealer's advertised price of $37,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford F-150 XLT

⇩ View Seller Description

This low mileage second hand 2024 Ford F-150 XLT 4X4 pickup under 20,000 miles, a transmission, and 20 MPG, 3.5L gas engine is for sale right now under $39K at Maguire Ford of Canandaigua in Canandaigua, NY. ...View More Details

Sales Price:	$38,399
Est. Payment:	$718.28 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	20,423
Location:	Canandaigua, NY

Item	Amount
Used Car Price⁽¹⁾	$38,399.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,416.49
Avg. DMV Fee	86.00
Cash Sale Price	$41,976.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,976.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$718.28

(1) Auto Finance calculations are based on the used car dealer's advertised price of $38,399.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in the Greater Rochester NY Area

Metro Rochester NY Secondhand Used Vehicles Priced Below $40,000

2024 Ford Transit 350 XL

2026 Hyundai SANTA FE SEL

2026 Hyundai SANTA FE SEL

2023 Chevrolet Silverado 1500 LT

2021 Ram 3500 Tradesman

2024 Ford F-150 XLT

2025 Ford Transit 250

2021 Ford F-350 Super Duty XL

2022 Ford F-150 XL

2024 Ford F-150 XLT

Greater Rochester NY Area Cities with Used Cars for Sale Below $40K

Metro Rochester NY Area Counties with Used Cars for Sale Below $40,000

Used Cars under $40,000 for Sale in the Greater Rochester NY Area

Metro Rochester NY Secondhand Used Vehicles Priced Below $40,000

2024 Ford Transit 350 XL

Ford Transit 350 XL

2024 Ford Transit 350 XL Car Loan Estimate

2026 Hyundai SANTA FE SEL

Hyundai SANTA FE SEL

2026 Hyundai SANTA FE SEL Car Loan Estimate

2026 Hyundai SANTA FE SEL

Hyundai SANTA FE SEL

2026 Hyundai SANTA FE SEL Car Loan Estimate

2023 Chevrolet Silverado 1500 LT

Chevrolet Silverado 1500 LT

2023 Chevrolet Silverado 1500 LT Car Loan Estimate

2021 Ram 3500 Tradesman

Ram 3500 Tradesman

2021 Ram 3500 Tradesman Car Loan Estimate

2024 Ford F-150 XLT

Ford F-150 XLT

2024 Ford F-150 XLT Car Loan Estimate

2025 Ford Transit 250

Ford Transit 250

2025 Ford Transit 250 Car Loan Estimate

2021 Ford F-350 Super Duty XL

Ford F-350 Super Duty XL

2021 Ford F-350 Super Duty XL Car Loan Estimate

2022 Ford F-150 XL

Ford F-150 XL

2022 Ford F-150 XL Car Loan Estimate

2024 Ford F-150 XLT

Ford F-150 XLT

2024 Ford F-150 XLT Car Loan Estimate

Greater Rochester NY Area Cities with Used Cars for Sale Below $40K

Metro Rochester NY Area Counties with Used Cars for Sale Below $40,000

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