Rochester NY, NY Area Used Cars Under $20,000

2024 Nissan Sentra SV

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This low mileage preowned 2024 Nissan Sentra SV FWD sedan under 58,000 miles, cvt transmission, and 28 MPG, 2.0L gas engine is for sale right now below $18K at Matthews Hyundai of Greece in Rochester, NY. ...View More Details

Sales Price:	$17,798
Est. Payment:	$358.87 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	58,436
Location:	Rochester, NY

Item	Amount
Used Car Price⁽¹⁾	$17,798.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,587.12
Avg. DMV Fee	86.00
Cash Sale Price	$19,546.12
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$19,546.12
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Finance Payment	$358.87

(1) Car Finance calculations are based on the used car dealer's advertised price of $17,798.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 66 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Hyundai SANTA FE SEL

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This below average mileage preowned 2022 Hyundai SANTA FE SEL AWD SUV under 65,000 miles, automatic transmission, and 28 MPG, 2.5L gas engine is for sale right now below $16K at Matthews Hyundai of Greece in Rochester, NY. ...View More Details

Sales Price:	$15,799
Est. Payment:	$345.01 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	65,124
Location:	Rochester, NY

Item	Amount
Used Car Price⁽¹⁾	$15,799.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,409.61
Avg. DMV Fee	86.00
Cash Sale Price	$17,369.61
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$17,369.61
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Finance Payment	$345.01

(1) Auto Finance calculations are based on the used car dealer's advertised price of $15,799.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 60 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2017 Mazda CX-5 Grand Select

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This average mileage preowned 2017 Mazda CX-5 Grand Select AWD SUV below 89,000 miles, automatic transmission, and 28 MPG, 2.5L gas engine is for sale right now under $17K at Matthews Hyundai of Greece in Rochester, NY. ...View More Details

Sales Price:	$16,490
Est. Payment:	$435.05 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	89,164
Location:	Rochester, NY

Item	Amount
Used Car Price⁽¹⁾	$16,490.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,470.97
Avg. DMV Fee	86.00
Cash Sale Price	$18,121.97
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$18,121.97
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Car Finance Payment	$435.05

(1) Car Finance calculations are based on the used car dealer's advertised price of $16,490.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 48 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Kia Sportage EX

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This low mileage preowned 2020 Kia Sportage EX AWD SUV under 57,000 miles, automatic transmission, and 28 MPG, 2.4L gas engine is for sale right now below $19K at Matthews Hyundai of Greece in Rochester, NY. ...View More Details

Sales Price:	$18,990
Est. Payment:	$382.70 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	57,145
Location:	Rochester, NY

Item	Amount
Used Car Price⁽¹⁾	$18,990.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,692.97
Avg. DMV Fee	86.00
Cash Sale Price	$20,843.97
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,843.97
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Finance Payment	$382.70

(1) Auto Finance calculations are based on the used car dealer's advertised price of $18,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 66 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai VENUE Limited

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This low mileage used 2025 Hyundai VENUE Limited FWD hatchback below 4,000 miles, cvt transmission, and 28 MPG, 1.6L gas engine is for sale right now under $19K at Matthews Hyundai of Greece in Rochester, NY. ...View More Details

Sales Price:	$18,659
Est. Payment:	$350.50 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	4,230
Location:	Rochester, NY

Item	Amount
Used Car Price⁽¹⁾	$18,659.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,663.58
Avg. DMV Fee	86.00
Cash Sale Price	$20,483.58
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,483.58
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$350.50

(1) Car Loan calculations are based on the used car dealer's advertised price of $18,659.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Nissan Sentra SV

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This below average mileage preowned 2024 Nissan Sentra SV FWD sedan under 64,000 miles, cvt transmission, and 28 MPG, 2.0L gas engine is for sale right now under $20K at Matthews Hyundai of Greece in Rochester, NY. ...View More Details

Sales Price:	$19,990
Est. Payment:	$435.64 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	64,190
Location:	Rochester, NY

Item	Amount
Used Car Price⁽¹⁾	$19,990.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,781.77
Avg. DMV Fee	86.00
Cash Sale Price	$21,932.77
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,932.77
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Finance Payment	$435.64

(1) Car Finance calculations are based on the used car dealer's advertised price of $19,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 60 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2018 Buick Encore Preferred II

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This low mileage second hand 2018 Buick Encore Preferred II AWD SUV under 33,000 miles, automatic transmission, and 28 MPG, 1.4L gas engine is for sale right now below $19K at Matthews Hyundai of Greece in Rochester, NY. ...View More Details

Sales Price:	$18,990
Est. Payment:	$356.67 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	33,082
Location:	Rochester, NY

Item	Amount
Used Car Price⁽¹⁾	$18,990.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,692.97
Avg. DMV Fee	86.00
Cash Sale Price	$20,843.97
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,843.97
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$356.67

(1) Car Loan calculations are based on the used car dealer's advertised price of $18,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai ELANTRA SEL Sport

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This low mileage preowned 2025 Hyundai ELANTRA SEL Sport FWD sedan under 4,000 miles, cvt transmission, and 28 MPG, 2.0L gas engine is for sale right now below $19K at Matthews Hyundai of Greece in Rochester, NY. ...View More Details

Sales Price:	$18,877
Est. Payment:	$354.57 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	3,673
Location:	Rochester, NY

Item	Amount
Used Car Price⁽¹⁾	$18,877.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,682.94
Avg. DMV Fee	86.00
Cash Sale Price	$20,720.94
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,720.94
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$354.57

(1) Car Loan calculations are based on the used car dealer's advertised price of $18,877.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai VENUE Limited

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This low mileage certified used 2023 Hyundai VENUE Limited FWD hatchback under 25,000 miles, cvt transmission, and 28 MPG, 1.6L gas engine is for sale right now under $19K at Vision Hyundai Canandaigua in Canandaigua, NY. ...View More Details

Sales Price:	$18,499
Est. Payment:	$347.52 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	25,184
Location:	Canandaigua, NY

Item	Amount
Used Car Price⁽¹⁾	$18,499.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,649.37
Avg. DMV Fee	86.00
Cash Sale Price	$20,309.37
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,309.37
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$347.52

(1) Auto Loan calculations are based on the used car dealer's advertised price of $18,499.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Hyundai KONA SEL Plus

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This low mileage used 2021 Hyundai KONA SEL Plus AWD SUV below 39,000 miles, automatic transmission, and 28 MPG, 2.0L gas engine is for sale right now under $20K at Matthews Hyundai of Greece in Rochester, NY. ...View More Details

Sales Price:	$19,990
Est. Payment:	$375.30 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	39,440
Location:	Rochester, NY

Item	Amount
Used Car Price⁽¹⁾	$19,990.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,781.77
Avg. DMV Fee	86.00
Cash Sale Price	$21,932.77
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,932.77
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$375.30

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $20,000 for Sale in the Greater Rochester NY Area

Metro Rochester NY Secondhand Used Vehicles Priced Below $20,000

2024 Nissan Sentra SV

2022 Hyundai SANTA FE SEL

2017 Mazda CX-5 Grand Select

2020 Kia Sportage EX

2025 Hyundai VENUE Limited

2024 Nissan Sentra SV

2018 Buick Encore Preferred II

2025 Hyundai ELANTRA SEL Sport

2023 Hyundai VENUE Limited

2021 Hyundai KONA SEL Plus

Greater Rochester NY Area Cities with Used Cars for Sale Below $20K

Metro Rochester NY Area Counties with Used Cars for Sale Below $20,000

Used Cars under $20,000 for Sale in the Greater Rochester NY Area

Metro Rochester NY Secondhand Used Vehicles Priced Below $20,000

2024 Nissan Sentra SV

Nissan Sentra SV

2024 Nissan Sentra SV Car Loan Estimate

2022 Hyundai SANTA FE SEL

Hyundai SANTA FE SEL

2022 Hyundai SANTA FE SEL Car Loan Estimate

2017 Mazda CX-5 Grand Select

Mazda CX-5 Grand Select

2017 Mazda CX-5 Grand Select Car Loan Estimate

2020 Kia Sportage EX

Kia Sportage EX

2020 Kia Sportage EX Car Loan Estimate

2025 Hyundai VENUE Limited

Hyundai VENUE Limited

2025 Hyundai VENUE Limited Car Loan Estimate

2024 Nissan Sentra SV

Nissan Sentra SV

2024 Nissan Sentra SV Car Loan Estimate

2018 Buick Encore Preferred II

Buick Encore Preferred II

2018 Buick Encore Preferred II Car Loan Estimate

2025 Hyundai ELANTRA SEL Sport

Hyundai ELANTRA SEL Sport

2025 Hyundai ELANTRA SEL Sport Car Loan Estimate

2023 Hyundai VENUE Limited

Hyundai VENUE Limited

2023 Hyundai VENUE Limited Car Loan Estimate

2021 Hyundai KONA SEL Plus

Hyundai KONA SEL Plus

2021 Hyundai KONA SEL Plus Car Loan Estimate

Greater Rochester NY Area Cities with Used Cars for Sale Below $20K

Metro Rochester NY Area Counties with Used Cars for Sale Below $20,000

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