Rochester NY, NY Area Used Cars Under $45,000

2022 Ford F-150 Lariat

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This low mileage second hand 2022 Ford F-150 Lariat 4x4 pickup below 28,000 miles, automatic transmission, and 90 MPG, 2.7L gas engine is for sale right now below $43K at Maguire Ford of Canandaigua in Canandaigua, NY. ...View More Details

Sales Price:	$42,499
Est. Payment:	$794.67 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	28,162
Location:	Canandaigua, NY

Item	Amount
Used Car Price⁽¹⁾	$42,499.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,780.57
Avg. DMV Fee	86.00
Cash Sale Price	$46,440.57
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,440.57
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$794.67

(1) Auto Finance calculations are based on the used car dealer's advertised price of $42,499.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford F-150 XLT

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This low mileage preowned 2024 Ford F-150 XLT 4x4 pickup under 20,000 miles, automatic transmission, and 90 MPG, 3.5L gas engine is for sale right now below $42K at Maguire Ford of Canandaigua in Canandaigua, NY. ...View More Details

Sales Price:	$41,999
Est. Payment:	$785.35 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	20,423
Location:	Canandaigua, NY

Item	Amount
Used Car Price⁽¹⁾	$41,999.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,736.17
Avg. DMV Fee	86.00
Cash Sale Price	$45,896.17
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,896.17
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$785.35

(1) Car Finance calculations are based on the used car dealer's advertised price of $41,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Ford Explorer Active

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This low mileage preowned 2026 Ford Explorer Active AWD SUV below 2,000 miles, automatic transmission, and 90 MPG, 2.3L gas engine is for sale right now below $45K at Van Bortel Ford in East Rochester, NY. ...View More Details

Sales Price:	$44,440
Est. Payment:	$830.83 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	2,093
Location:	East Rochester, NY

Item	Amount
Used Car Price⁽¹⁾	$44,440.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,952.93
Avg. DMV Fee	86.00
Cash Sale Price	$48,553.93
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$48,553.93
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$830.83

(1) Car Loan calculations are based on the used car dealer's advertised price of $44,440.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 King Ranch

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This low mileage second hand 2023 Ford F-150 King Ranch 4x4 pickup below 18,000 miles, automatic transmission, and 90 MPG, 5.0L gas engine is for sale right now under $44K at Maguire Ford of Canandaigua in Canandaigua, NY. ...View More Details

Sales Price:	$43,399
Est. Payment:	$811.44 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	18,400
Location:	Canandaigua, NY

Item	Amount
Used Car Price⁽¹⁾	$43,399.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,860.49
Avg. DMV Fee	86.00
Cash Sale Price	$47,420.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$47,420.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$811.44

(1) Car Loan calculations are based on the used car dealer's advertised price of $43,399.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Mustang Mach-E GT

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This low mileage second hand 2025 Ford Mustang Mach-E GT AWD SUV under 5,000 miles, automatic transmission, and 0.0L electric engine is for sale right now below $43K at Maguire Ford of Canandaigua in Canandaigua, NY. ...View More Details

Sales Price:	$42,999
Est. Payment:	$803.98 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	5,034
Location:	Canandaigua, NY

Item	Amount
Used Car Price⁽¹⁾	$42,999.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,824.97
Avg. DMV Fee	86.00
Cash Sale Price	$46,984.97
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,984.97
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$803.98

(1) Car Loan calculations are based on the used car dealer's advertised price of $42,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Chevrolet Silverado 1500 LT

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This low mileage second hand 2026 Chevrolet Silverado 1500 LT 4x4 pickup below 15,000 miles, automatic transmission, and 90 MPG, 2.7L gas engine is for sale right now under $43K at Van Bortel Ford in East Rochester, NY. ...View More Details

Sales Price:	$42,990
Est. Payment:	$803.82 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	15,198
Location:	East Rochester, NY

Item	Amount
Used Car Price⁽¹⁾	$42,990.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,824.17
Avg. DMV Fee	86.00
Cash Sale Price	$46,975.17
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,975.17
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$803.82

(1) Auto Loan calculations are based on the used car dealer's advertised price of $42,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford F-150 XLT

⇩ View Seller Description

This low mileage preowned 2024 Ford F-150 XLT 4x4 pickup below 21,000 miles, automatic transmission, and 90 MPG, 3.5L gas engine is for sale right now under $43K at Maguire Ford of Canandaigua in Canandaigua, NY. ...View More Details

Sales Price:	$42,799
Est. Payment:	$800.26 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	20,741
Location:	Canandaigua, NY

Item	Amount
Used Car Price⁽¹⁾	$42,799.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,807.21
Avg. DMV Fee	86.00
Cash Sale Price	$46,767.21
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,767.21
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$800.26

(1) Car Finance calculations are based on the used car dealer's advertised price of $42,799.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford F-150 XLT

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This low mileage used 2024 Ford F-150 XLT 4x4 pickup below 17,000 miles, automatic transmission, and 90 MPG, 3.5L gas engine is for sale right now below $41K at Maguire Ford of Canandaigua in Canandaigua, NY. ...View More Details

Sales Price:	$40,999
Est. Payment:	$766.72 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	17,358
Location:	Canandaigua, NY

Item	Amount
Used Car Price⁽¹⁾	$40,999.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,647.37
Avg. DMV Fee	86.00
Cash Sale Price	$44,807.37
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,807.37
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$766.72

(1) Car Loan calculations are based on the used car dealer's advertised price of $40,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Mustang Mach-E Premium

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This low mileage second hand 2025 Ford Mustang Mach-E Premium AWD SUV below 2,000 miles, automatic transmission, and 0.0L electric engine is for sale right now under $41K at Maguire Ford of Canandaigua in Canandaigua, NY. ...View More Details

Sales Price:	$40,499
Est. Payment:	$757.41 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	2,393
Location:	Canandaigua, NY

Item	Amount
Used Car Price⁽¹⁾	$40,499.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,602.97
Avg. DMV Fee	86.00
Cash Sale Price	$44,262.97
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,262.97
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$757.41

(1) Auto Loan calculations are based on the used car dealer's advertised price of $40,499.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Mustang Mach-E GT

⇩ View Seller Description

This low mileage second hand 2025 Ford Mustang Mach-E GT AWD SUV under 8,000 miles, automatic transmission, and 0.0L electric engine is for sale right now below $42K at Maguire Ford of Canandaigua in Canandaigua, NY. ...View More Details

Sales Price:	$41,999
Est. Payment:	$785.35 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	8,476
Location:	Canandaigua, NY

Item	Amount
Used Car Price⁽¹⁾	$41,999.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,736.17
Avg. DMV Fee	86.00
Cash Sale Price	$45,896.17
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,896.17
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$785.35

(1) Car Loan calculations are based on the used car dealer's advertised price of $41,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $45,000 for Sale in the Greater Rochester NY Area

Metro Rochester NY Secondhand Used Vehicles Priced Below $45,000

2022 Ford F-150 Lariat

2024 Ford F-150 XLT

2026 Ford Explorer Active

2023 Ford F-150 King Ranch

2025 Ford Mustang Mach-E GT

2026 Chevrolet Silverado 1500 LT

2024 Ford F-150 XLT

2024 Ford F-150 XLT

2025 Ford Mustang Mach-E Premium

2025 Ford Mustang Mach-E GT

Greater Rochester NY Area Cities with Used Cars for Sale Below $45K

Metro Rochester NY Area Counties with Used Cars for Sale Below $45,000

Used Cars under $45,000 for Sale in the Greater Rochester NY Area

Metro Rochester NY Secondhand Used Vehicles Priced Below $45,000

2022 Ford F-150 Lariat

Ford F-150 Lariat

2022 Ford F-150 Lariat Car Loan Estimate

2024 Ford F-150 XLT

Ford F-150 XLT

2024 Ford F-150 XLT Car Loan Estimate

2026 Ford Explorer Active

Ford Explorer Active

2026 Ford Explorer Active Car Loan Estimate

2023 Ford F-150 King Ranch

Ford F-150 King Ranch

2023 Ford F-150 King Ranch Car Loan Estimate

2025 Ford Mustang Mach-E GT

Ford Mustang Mach-E GT

2025 Ford Mustang Mach-E GT Car Loan Estimate

2026 Chevrolet Silverado 1500 LT

Chevrolet Silverado 1500 LT

2026 Chevrolet Silverado 1500 LT Car Loan Estimate

2024 Ford F-150 XLT

Ford F-150 XLT

2024 Ford F-150 XLT Car Loan Estimate

2024 Ford F-150 XLT

Ford F-150 XLT

2024 Ford F-150 XLT Car Loan Estimate

2025 Ford Mustang Mach-E Premium

Ford Mustang Mach-E Premium

2025 Ford Mustang Mach-E Premium Car Loan Estimate

2025 Ford Mustang Mach-E GT

Ford Mustang Mach-E GT

2025 Ford Mustang Mach-E GT Car Loan Estimate

Greater Rochester NY Area Cities with Used Cars for Sale Below $45K

Metro Rochester NY Area Counties with Used Cars for Sale Below $45,000

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