Rochester NY, NY Area Used Cars Under $45,000

2025 Hyundai SANTA FE Calligraphy

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This low mileage certified preowned 2025 Hyundai SANTA FE Calligraphy AWD SUV below 8,000 miles, automatic transmission, and 24 MPG, 2.5L gas engine is for sale right now under $41K at Vision Hyundai Canandaigua in Canandaigua, NY. ...View More Details

Sales Price:	$40,999
Est. Payment:	$766.72 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	8,012
Location:	Canandaigua, NY

Item	Amount
Used Car Price⁽¹⁾	$40,999.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,647.37
Avg. DMV Fee	86.00
Cash Sale Price	$44,807.37
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,807.37
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$766.72

(1) Auto Loan calculations are based on the used car dealer's advertised price of $40,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Mazda CX-70 3.3 Turbo S Premium Plus

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This low mileage used 2025 Mazda CX-70 3.3 Turbo S Premium Plus AWD SUV under 18,000 miles, automatic transmission, and 24 MPG, 3.3L hybrid engine is for sale right now below $43K at Matthews Hyundai of Greece in Rochester, NY. ...View More Details

Sales Price:	$42,490
Est. Payment:	$794.50 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	17,775
Location:	Rochester, NY

Item	Amount
Used Car Price⁽¹⁾	$42,490.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,779.77
Avg. DMV Fee	86.00
Cash Sale Price	$46,430.77
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,430.77
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$794.50

(1) Auto Loan calculations are based on the used car dealer's advertised price of $42,490.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford F-150 XL

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This low mileage used 2022 Ford F-150 XL 4x4 pickup under 28,000 miles, automatic transmission, and 24 MPG, 2.7L gas engine is for sale right now under $42K at Maguire Ford of Canandaigua in Canandaigua, NY. ...View More Details

Sales Price:	$41,999
Est. Payment:	$785.35 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	28,162
Location:	Canandaigua, NY

Item	Amount
Used Car Price⁽¹⁾	$41,999.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,736.17
Avg. DMV Fee	86.00
Cash Sale Price	$45,896.17
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,896.17
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$785.35

(1) Car Loan calculations are based on the used car dealer's advertised price of $41,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford F-150 Lariat

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This low mileage used 2022 Ford F-150 Lariat 4x4 pickup below 23,000 miles, automatic transmission, and 24 MPG, 2.7L gas engine is for sale right now below $41K at Van Bortel Ford in East Rochester, NY. ...View More Details

Sales Price:	$40,990
Est. Payment:	$766.55 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	22,564
Location:	East Rochester, NY

Item	Amount
Used Car Price⁽¹⁾	$40,990.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,646.57
Avg. DMV Fee	86.00
Cash Sale Price	$44,797.57
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,797.57
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$766.55

(1) Auto Finance calculations are based on the used car dealer's advertised price of $40,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Explorer ST-Line

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This low mileage second hand 2025 Ford Explorer ST-Line AWD SUV below 5,000 miles, automatic transmission, and 24 MPG, 2.3L gas engine is for sale right now under $42K at Maguire Ford of Canandaigua in Canandaigua, NY. ...View More Details

Sales Price:	$41,899
Est. Payment:	$783.49 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	5,320
Location:	Canandaigua, NY

Item	Amount
Used Car Price⁽¹⁾	$41,899.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,727.29
Avg. DMV Fee	86.00
Cash Sale Price	$45,787.29
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,787.29
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$783.49

(1) Car Finance calculations are based on the used car dealer's advertised price of $41,899.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ram 1500 Big Horn

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This low mileage preowned 2025 Ram 1500 Big Horn 4x4 pickup below 24,000 miles, automatic transmission, and 24 MPG, 3.6L hybrid engine is for sale right now below $41K at Maguire Ford of Canandaigua in Canandaigua, NY. ...View More Details

Sales Price:	$40,499
Est. Payment:	$757.41 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	23,780
Location:	Canandaigua, NY

Item	Amount
Used Car Price⁽¹⁾	$40,499.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,602.97
Avg. DMV Fee	86.00
Cash Sale Price	$44,262.97
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,262.97
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$757.41

(1) Car Loan calculations are based on the used car dealer's advertised price of $40,499.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 Platinum

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This low mileage used 2023 Ford F-150 Platinum 4x4 pickup below 18,000 miles, automatic transmission, and 24 MPG, 5.0L gas engine is for sale right now below $43K at Maguire Ford of Canandaigua in Canandaigua, NY. ...View More Details

Sales Price:	$42,999
Est. Payment:	$803.98 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	18,400
Location:	Canandaigua, NY

Item	Amount
Used Car Price⁽¹⁾	$42,999.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,824.97
Avg. DMV Fee	86.00
Cash Sale Price	$46,984.97
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,984.97
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$803.98

(1) Auto Loan calculations are based on the used car dealer's advertised price of $42,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 Lariat

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This low mileage preowned 2023 Ford F-150 Lariat 4x4 pickup below 27,000 miles, automatic transmission, and 24 MPG, 2.7L gas engine is for sale right now under $45K at Maguire Ford of Canandaigua in Canandaigua, NY. ...View More Details

Sales Price:	$44,999
Est. Payment:	$841.25 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	26,610
Location:	Canandaigua, NY

Item	Amount
Used Car Price⁽¹⁾	$44,999.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	4,002.57
Avg. DMV Fee	86.00
Cash Sale Price	$49,162.57
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$49,162.57
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$841.25

(1) Auto Loan calculations are based on the used car dealer's advertised price of $44,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Chevrolet Tahoe Premier

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This average mileage used 2021 Chevrolet Tahoe Premier 4x4 SUV under 89,000 miles, automatic transmission, and 24 MPG, 5.3L gas engine is for sale right now under $42K at Van Bortel Ford in East Rochester, NY. ...View More Details

Sales Price:	$41,990
Est. Payment:	$1101.58 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	88,509
Location:	East Rochester, NY

Item	Amount
Used Car Price⁽¹⁾	$41,990.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,735.37
Avg. DMV Fee	86.00
Cash Sale Price	$45,886.37
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,886.37
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Auto Loan Payment	$1101.58

(1) Auto Loan calculations are based on the used car dealer's advertised price of $41,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 48 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA FE SEL

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This low mileage second hand 2026 Hyundai SANTA FE SEL AWD SUV under 0,000 miles, automatic transmission, and 24 MPG, 2.5L gas engine is for sale right now under $43K at Matthews Hyundai of Greece in Rochester, NY. ...View More Details

Sales Price:	$42,420
Est. Payment:	$793.20 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	2
Location:	Rochester, NY

Item	Amount
Used Car Price⁽¹⁾	$42,420.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,773.56
Avg. DMV Fee	86.00
Cash Sale Price	$46,354.56
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,354.56
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$793.20

(1) Car Finance calculations are based on the used car dealer's advertised price of $42,420.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $45,000 for Sale in the Greater Rochester NY Area

Metro Rochester NY Secondhand Used Vehicles Priced Below $45,000

2025 Hyundai SANTA FE Calligraphy

2025 Mazda CX-70 3.3 Turbo S Premium Plus

2022 Ford F-150 XL

2022 Ford F-150 Lariat

2025 Ford Explorer ST-Line

2025 Ram 1500 Big Horn

2023 Ford F-150 Platinum

2023 Ford F-150 Lariat

2021 Chevrolet Tahoe Premier

2026 Hyundai SANTA FE SEL

Greater Rochester NY Area Cities with Used Cars for Sale Below $45K

Metro Rochester NY Area Counties with Used Cars for Sale Below $45,000

Used Cars under $45,000 for Sale in the Greater Rochester NY Area

Metro Rochester NY Secondhand Used Vehicles Priced Below $45,000

2025 Hyundai SANTA FE Calligraphy

Hyundai SANTA FE Calligraphy

2025 Hyundai SANTA FE Calligraphy Car Loan Estimate

2025 Mazda CX-70 3.3 Turbo S Premium Plus

Mazda CX-70 3.3 Turbo S Premium Plus

2025 Mazda CX-70 3.3 Turbo S Premium Plus Car Loan Estimate

2022 Ford F-150 XL

Ford F-150 XL

2022 Ford F-150 XL Car Loan Estimate

2022 Ford F-150 Lariat

Ford F-150 Lariat

2022 Ford F-150 Lariat Car Loan Estimate

2025 Ford Explorer ST-Line

Ford Explorer ST-Line

2025 Ford Explorer ST-Line Car Loan Estimate

2025 Ram 1500 Big Horn

Ram 1500 Big Horn

2025 Ram 1500 Big Horn Car Loan Estimate

2023 Ford F-150 Platinum

Ford F-150 Platinum

2023 Ford F-150 Platinum Car Loan Estimate

2023 Ford F-150 Lariat

Ford F-150 Lariat

2023 Ford F-150 Lariat Car Loan Estimate

2021 Chevrolet Tahoe Premier

Chevrolet Tahoe Premier

2021 Chevrolet Tahoe Premier Car Loan Estimate

2026 Hyundai SANTA FE SEL

Hyundai SANTA FE SEL

2026 Hyundai SANTA FE SEL Car Loan Estimate

Greater Rochester NY Area Cities with Used Cars for Sale Below $45K

Metro Rochester NY Area Counties with Used Cars for Sale Below $45,000

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