Rochester NY, NY Area Used SUVs Under $40,000

2026 Hyundai SANTA FE SEL

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This low mileage second hand 2026 Hyundai SANTA FE SEL AWD SUV below 4,000 miles, automatic transmission, and 35 MPG, 2.5L gas engine is for sale right now below $40K at Matthews Hyundai of Greece in Rochester, NY. ...View More Details

Sales Price:	$39,990
Est. Payment:	$747.92 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	3,811
Location:	Rochester, NY

Item	Amount
Used Car Price⁽¹⁾	$39,990.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,557.77
Avg. DMV Fee	86.00
Cash Sale Price	$43,708.77
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,708.77
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$747.92

(1) Auto Loan calculations are based on the used car dealer's advertised price of $39,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Dodge Durango GT

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This low mileage used 2026 Dodge Durango GT AWD SUV below 14,000 miles, automatic transmission, and 35 MPG, 3.6L gas engine is for sale right now under $36K at Matthews Hyundai of Greece in Rochester, NY. ...View More Details

Sales Price:	$35,490
Est. Payment:	$664.08 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	13,930
Location:	Rochester, NY

Item	Amount
Used Car Price⁽¹⁾	$35,490.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,158.17
Avg. DMV Fee	86.00
Cash Sale Price	$38,809.17
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,809.17
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$664.08

(1) Auto Finance calculations are based on the used car dealer's advertised price of $35,490.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA FE SEL

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This low mileage certified used 2026 Hyundai SANTA FE SEL AWD SUV under 11,000 miles, automatic transmission, and 35 MPG, 2.5L gas engine is for sale right now below $37K at Matthews Hyundai of Greece in Rochester, NY. ...View More Details

Sales Price:	$36,290
Est. Payment:	$678.99 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	11,284
Location:	Rochester, NY

Item	Amount
Used Car Price⁽¹⁾	$36,290.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,229.21
Avg. DMV Fee	86.00
Cash Sale Price	$39,680.21
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,680.21
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$678.99

(1) Auto Loan calculations are based on the used car dealer's advertised price of $36,290.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Mustang Mach-E Premium

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This low mileage used 2025 Ford Mustang Mach-E Premium AWD SUV below 2,000 miles, automatic transmission, and 0.0L electric engine is for sale right now under $40K at Maguire Ford of Canandaigua in Canandaigua, NY. ...View More Details

Sales Price:	$39,099
Est. Payment:	$731.32 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	2,393
Location:	Canandaigua, NY

Item	Amount
Used Car Price⁽¹⁾	$39,099.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,478.65
Avg. DMV Fee	86.00
Cash Sale Price	$42,738.65
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,738.65
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$731.32

(1) Car Finance calculations are based on the used car dealer's advertised price of $39,099.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Hyundai SANTA FE Calligraphy

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This low mileage used 2024 Hyundai SANTA FE Calligraphy AWD SUV under 38,000 miles, automatic transmission, and 35 MPG, 2.5L gas engine is for sale right now under $37K at Maguire Ford of Canandaigua in Canandaigua, NY. ...View More Details

Sales Price:	$36,999
Est. Payment:	$692.20 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	37,826
Location:	Canandaigua, NY

Item	Amount
Used Car Price⁽¹⁾	$36,999.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,292.17
Avg. DMV Fee	86.00
Cash Sale Price	$40,452.17
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,452.17
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$692.20

(1) Car Finance calculations are based on the used car dealer's advertised price of $36,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Mustang Mach-E Premium

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This low mileage preowned 2025 Ford Mustang Mach-E Premium AWD SUV below 8,000 miles, automatic transmission, and 0.0L electric engine is for sale right now below $40K at Maguire Ford of Canandaigua in Canandaigua, NY. ...View More Details

Sales Price:	$39,499
Est. Payment:	$738.77 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	8,164
Location:	Canandaigua, NY

Item	Amount
Used Car Price⁽¹⁾	$39,499.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,514.17
Avg. DMV Fee	86.00
Cash Sale Price	$43,174.17
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,174.17
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$738.77

(1) Auto Loan calculations are based on the used car dealer's advertised price of $39,499.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Ford Bronco Sport Big Bend

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This low mileage preowned 2026 Ford Bronco Sport Big Bend AWD SUV below 4,000 miles, automatic transmission, and 35 MPG, 1.5L gas engine is for sale right now below $38K at Van Bortel Ford in East Rochester, NY. ...View More Details

Sales Price:	$37,535
Est. Payment:	$702.18 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	3,876
Location:	East Rochester, NY

Item	Amount
Used Car Price⁽¹⁾	$37,535.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,339.77
Avg. DMV Fee	86.00
Cash Sale Price	$41,035.77
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,035.77
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$702.18

(1) Car Finance calculations are based on the used car dealer's advertised price of $37,535.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA FE SE

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This low mileage second hand 2026 Hyundai SANTA FE SE AWD SUV under 0,000 miles, automatic transmission, and 35 MPG, 2.5L gas engine is for sale right now below $36K at Vision Hyundai Henrietta in Rochester, NY. ...View More Details

Sales Price:	$35,750
Est. Payment:	$668.93 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	4
Location:	Rochester, NY

Item	Amount
Used Car Price⁽¹⁾	$35,750.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,181.26
Avg. DMV Fee	86.00
Cash Sale Price	$39,092.26
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,092.26
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$668.93

(1) Car Loan calculations are based on the used car dealer's advertised price of $35,750.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA FE Hybrid SEL

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This low mileage preowned 2026 Hyundai SANTA FE Hybrid SEL AWD SUV under 0,000 miles, automatic transmission, and 35 MPG, 1.6L hybrid engine is for sale right now under $40K at Vision Hyundai Canandaigua in Canandaigua, NY. ...View More Details

Sales Price:	$39,895
Est. Payment:	$746.15 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	3
Location:	Canandaigua, NY

Item	Amount
Used Car Price⁽¹⁾	$39,895.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,549.34
Avg. DMV Fee	86.00
Cash Sale Price	$43,605.34
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,605.34
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$746.15

(1) Auto Finance calculations are based on the used car dealer's advertised price of $39,895.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA FE Hybrid SEL

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This low mileage used 2026 Hyundai SANTA FE Hybrid SEL AWD SUV below 0,000 miles, automatic transmission, and 35 MPG, 1.6L hybrid engine is for sale right now below $40K at Vision Hyundai Henrietta in Rochester, NY. ...View More Details

Sales Price:	$39,410
Est. Payment:	$737.12 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	4
Location:	Rochester, NY

Item	Amount
Used Car Price⁽¹⁾	$39,410.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,506.27
Avg. DMV Fee	86.00
Cash Sale Price	$43,077.27
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,077.27
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$737.12

(1) Car Finance calculations are based on the used car dealer's advertised price of $39,410.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used SUVs under $40,000 for Sale in the Greater Rochester NY Area

Metro Rochester NY Secondhand Used SUVs Priced Below $40,000

2026 Hyundai SANTA FE SEL

2026 Dodge Durango GT

2026 Hyundai SANTA FE SEL

2025 Ford Mustang Mach-E Premium

2024 Hyundai SANTA FE Calligraphy

2025 Ford Mustang Mach-E Premium

2026 Ford Bronco Sport Big Bend

2026 Hyundai SANTA FE SE

2026 Hyundai SANTA FE Hybrid SEL

2026 Hyundai SANTA FE Hybrid SEL

Greater Rochester NY Area Cities with Used SUVs for Sale Below $40K

Metro Rochester NY Area Counties with Used SUVs for Sale Below $40,000

Used SUVs under $40,000 for Sale in the Greater Rochester NY Area

Metro Rochester NY Secondhand Used SUVs Priced Below $40,000

2026 Hyundai SANTA FE SEL

Hyundai SANTA FE SEL

2026 Hyundai SANTA FE SEL Car Loan Estimate

2026 Dodge Durango GT

Dodge Durango GT

2026 Dodge Durango GT Car Loan Estimate

2026 Hyundai SANTA FE SEL

Hyundai SANTA FE SEL

2026 Hyundai SANTA FE SEL Car Loan Estimate

2025 Ford Mustang Mach-E Premium

Ford Mustang Mach-E Premium

2025 Ford Mustang Mach-E Premium Car Loan Estimate

2024 Hyundai SANTA FE Calligraphy

Hyundai SANTA FE Calligraphy

2024 Hyundai SANTA FE Calligraphy Car Loan Estimate

2025 Ford Mustang Mach-E Premium

Ford Mustang Mach-E Premium

2025 Ford Mustang Mach-E Premium Car Loan Estimate

2026 Ford Bronco Sport Big Bend

Ford Bronco Sport Big Bend

2026 Ford Bronco Sport Big Bend Car Loan Estimate

2026 Hyundai SANTA FE SE

Hyundai SANTA FE SE

2026 Hyundai SANTA FE SE Car Loan Estimate

2026 Hyundai SANTA FE Hybrid SEL

Hyundai SANTA FE Hybrid SEL

2026 Hyundai SANTA FE Hybrid SEL Car Loan Estimate

2026 Hyundai SANTA FE Hybrid SEL

Hyundai SANTA FE Hybrid SEL

2026 Hyundai SANTA FE Hybrid SEL Car Loan Estimate

Greater Rochester NY Area Cities with Used SUVs for Sale Below $40K

Metro Rochester NY Area Counties with Used SUVs for Sale Below $40,000

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