Metro Utica, NY Area Used Cars Under $500 a Month

2023 GMC Terrain SLE

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This low mileage used 2023 GMC Terrain SLE AWD SUV below 19,000 miles, automatic transmission, and 26 MPG, 1.5L gas engine is for sale right now below $27K at Mastrovito Hyundai in Yorkville, NY. ...View More Details

Sales Price:	$26,499
Est. Payment:	$667.34 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	19,169
Location:	Yorkville, NY
Estimated Cash Down:	$400

Item	Amount
Used Car Price⁽¹⁾	$26,499.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	2,359.77
Avg. DMV Fee	86.00
Cash Sale Price	$29,019.77
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	400.00
Factory Rebate Incentive	0.00
Total Down Payment	$400.00
Total Loan Amount	$28,645.42
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Auto Loan Payment	$667.34

(1) Auto Loan calculations are based on the used car dealer's advertised price of $26,499.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Loan Interest rate of 18.86% APR and 72 month auto loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2020 Honda Civic Sport

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This below average mileage used 2020 Honda Civic Sport FWD hatchback below 63,000 miles, manual transmission, and 26 MPG, 1.5L gas engine is for sale right now under $22K at Mastrovito Hyundai in Yorkville, NY. ...View More Details

Sales Price:	$21,999
Est. Payment:	$615.06 / 60 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	62,626
Location:	Yorkville, NY
Estimated Cash Down:	$400

Item	Amount
Used Car Price⁽¹⁾	$21,999.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,960.17
Avg. DMV Fee	86.00
Cash Sale Price	$24,120.17
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	400.00
Factory Rebate Incentive	0.00
Total Down Payment	$400.00
Total Loan Amount	$23,780.92
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	60
Auto Finance Payment	$615.06

(1) Auto Finance calculations are based on the used car dealer's advertised price of $21,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Finance Interest rate of 18.86% APR and 60 month auto finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2022 Volkswagen Tiguan SE R-Line Black 4Motion

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This below average mileage preowned 2022 Volkswagen Tiguan SE R-Line Black 4Motion AWD SUV under 62,000 miles, automatic transmission, and 26 MPG, 2.0L gas engine is for sale right now under $22K at Mastrovito Hyundai in Yorkville, NY. ...View More Details

Sales Price:	$21,999
Est. Payment:	$615.06 / 60 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	62,183
Location:	Yorkville, NY
Estimated Cash Down:	$400

Item	Amount
Used Car Price⁽¹⁾	$21,999.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,960.17
Avg. DMV Fee	86.00
Cash Sale Price	$24,120.17
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	400.00
Factory Rebate Incentive	0.00
Total Down Payment	$400.00
Total Loan Amount	$23,780.92
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	60
Car Finance Payment	$615.06

(1) Car Finance calculations are based on the used car dealer's advertised price of $21,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Finance Interest rate of 18.86% APR and 60 month car finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2025 Hyundai SONATA SEL

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This low mileage certified used 2025 Hyundai SONATA SEL FWD sedan below 22,000 miles, automatic transmission, and 26 MPG, 2.5L gas engine is for sale right now under $25K at Country Club Hyundai in Oneonta, NY. ...View More Details

Sales Price:	$24,566
Est. Payment:	$618.66 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	22,334
Location:	Oneonta, NY
Estimated Cash Down:	$400

Item	Amount
Used Car Price⁽¹⁾	$24,566.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	2,188.12
Avg. DMV Fee	86.00
Cash Sale Price	$26,915.12
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	400.00
Factory Rebate Incentive	0.00
Total Down Payment	$400.00
Total Loan Amount	$26,555.85
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Auto Loan Payment	$618.66

(1) Auto Loan calculations are based on the used car dealer's advertised price of $24,566.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Loan Interest rate of 18.86% APR and 72 month auto loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2024 Hyundai TUCSON SEL

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This low mileage certified preowned 2024 Hyundai TUCSON SEL AWD SUV under 27,000 miles, automatic transmission, and 26 MPG, 2.5L gas engine is for sale right now under $27K at Mastrovito Hyundai in Yorkville, NY. ...View More Details

Sales Price:	$26,299
Est. Payment:	$662.31 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	27,199
Location:	Yorkville, NY
Estimated Cash Down:	$400

Item	Amount
Used Car Price⁽¹⁾	$26,299.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	2,342.01
Avg. DMV Fee	86.00
Cash Sale Price	$28,802.01
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	400.00
Factory Rebate Incentive	0.00
Total Down Payment	$400.00
Total Loan Amount	$28,429.22
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Car Finance Payment	$662.31

(1) Car Finance calculations are based on the used car dealer's advertised price of $26,299.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Finance Interest rate of 18.86% APR and 72 month car finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2022 Toyota Camry LE

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This low mileage used 2022 Toyota Camry LE FWD sedan under 55,000 miles, automatic transmission, and 26 MPG, 2.5L gas engine is for sale right now under $23K at Mastrovito Hyundai in Yorkville, NY. ...View More Details

Sales Price:	$22,799
Est. Payment:	$602.67 / 66 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	55,048
Location:	Yorkville, NY
Estimated Cash Down:	$400

Item	Amount
Used Car Price⁽¹⁾	$22,799.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	2,031.21
Avg. DMV Fee	86.00
Cash Sale Price	$24,991.21
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	400.00
Factory Rebate Incentive	0.00
Total Down Payment	$400.00
Total Loan Amount	$24,645.72
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	66
Auto Finance Payment	$602.67

(1) Auto Finance calculations are based on the used car dealer's advertised price of $22,799.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Finance Interest rate of 18.86% APR and 66 month auto finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2023 Hyundai TUCSON SEL

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This low mileage certified used 2023 Hyundai TUCSON SEL AWD SUV below 32,000 miles, automatic transmission, and 26 MPG, 2.5L gas engine is for sale right now below $26K at Mastrovito Hyundai in Yorkville, NY. ...View More Details

Sales Price:	$25,999
Est. Payment:	$654.75 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	31,750
Location:	Yorkville, NY
Estimated Cash Down:	$400

Item	Amount
Used Car Price⁽¹⁾	$25,999.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	2,315.37
Avg. DMV Fee	86.00
Cash Sale Price	$28,475.37
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	400.00
Factory Rebate Incentive	0.00
Total Down Payment	$400.00
Total Loan Amount	$28,104.92
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Auto Finance Payment	$654.75

(1) Auto Finance calculations are based on the used car dealer's advertised price of $25,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Finance Interest rate of 18.86% APR and 72 month auto finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2023 Hyundai TUCSON SEL

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This low mileage certified used 2023 Hyundai TUCSON SEL AWD SUV below 29,000 miles, automatic transmission, and 26 MPG, 2.5L gas engine is for sale right now below $26K at Mastrovito Hyundai in Yorkville, NY. ...View More Details

Sales Price:	$25,899
Est. Payment:	$652.23 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	28,645
Location:	Yorkville, NY
Estimated Cash Down:	$400

Item	Amount
Used Car Price⁽¹⁾	$25,899.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	2,306.49
Avg. DMV Fee	86.00
Cash Sale Price	$28,366.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	400.00
Factory Rebate Incentive	0.00
Total Down Payment	$400.00
Total Loan Amount	$27,996.82
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Car Finance Payment	$652.23

(1) Car Finance calculations are based on the used car dealer's advertised price of $25,899.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Finance Interest rate of 18.86% APR and 72 month car finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2022 Hyundai SANTA CRUZ SEL

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This low mileage certified used 2022 Hyundai SANTA CRUZ SEL AWD pickup below 32,000 miles, automatic transmission, and 26 MPG, 2.5L gas engine is for sale right now under $27K at Mastrovito Hyundai in Yorkville, NY. ...View More Details

Sales Price:	$26,599
Est. Payment:	$669.86 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	32,477
Location:	Yorkville, NY
Estimated Cash Down:	$400

Item	Amount
Used Car Price⁽¹⁾	$26,599.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	2,368.65
Avg. DMV Fee	86.00
Cash Sale Price	$29,128.65
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	400.00
Factory Rebate Incentive	0.00
Total Down Payment	$400.00
Total Loan Amount	$28,753.52
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Auto Finance Payment	$669.86

(1) Auto Finance calculations are based on the used car dealer's advertised price of $26,599.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Finance Interest rate of 18.86% APR and 72 month auto finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2024 Hyundai TUCSON SE

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This low mileage certified used 2024 Hyundai TUCSON SE AWD SUV under 30,000 miles, automatic transmission, and 26 MPG, 2.5L gas engine is for sale right now under $25K at Mastrovito Hyundai in Yorkville, NY. ...View More Details

Sales Price:	$24,799
Est. Payment:	$624.53 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	30,030
Location:	Yorkville, NY
Estimated Cash Down:	$400

Item	Amount
Used Car Price⁽¹⁾	$24,799.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	2,208.81
Avg. DMV Fee	86.00
Cash Sale Price	$27,168.81
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	400.00
Factory Rebate Incentive	0.00
Total Down Payment	$400.00
Total Loan Amount	$26,807.72
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Auto Finance Payment	$624.53

(1) Auto Finance calculations are based on the used car dealer's advertised price of $24,799.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Finance Interest rate of 18.86% APR and 72 month auto finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

Used Cars under $500 per month for Sale in the Greater Utica Area

Metro Utica Secondhand Used Vehicles with Payments Under $500 / Month

2023 GMC Terrain SLE

2020 Honda Civic Sport

2022 Volkswagen Tiguan SE R-Line Black 4Motion

2025 Hyundai SONATA SEL

2024 Hyundai TUCSON SEL

2022 Toyota Camry LE

2023 Hyundai TUCSON SEL

2023 Hyundai TUCSON SEL

2022 Hyundai SANTA CRUZ SEL

2024 Hyundai TUCSON SE

Greater Utica Area Cities with Used Cars for Sale Below $500 / Month

Metro Utica Area Counties with Used Cars for Sale Below $500 / Month

Used Cars under $500 per month for Sale in the Greater Utica Area

Metro Utica Secondhand Used Vehicles with Payments Under $500 / Month

2023 GMC Terrain SLE

GMC Terrain SLE

2023 GMC Terrain SLE Poor Credit Auto Loan Estimate

2020 Honda Civic Sport

Honda Civic Sport

2020 Honda Civic Sport Poor Credit Auto Finance Estimate

2022 Volkswagen Tiguan SE R-Line Black 4Motion

Volkswagen Tiguan SE R-Line Black 4Motion

2022 Volkswagen Tiguan SE R-Line Black 4Motion Poor Credit Car Finance Estimate

2025 Hyundai SONATA SEL

Hyundai SONATA SEL

2025 Hyundai SONATA SEL Poor Credit Auto Loan Estimate

2024 Hyundai TUCSON SEL

Hyundai TUCSON SEL

2024 Hyundai TUCSON SEL Poor Credit Car Finance Estimate

2022 Toyota Camry LE

Toyota Camry LE

2022 Toyota Camry LE Poor Credit Auto Finance Estimate

2023 Hyundai TUCSON SEL

Hyundai TUCSON SEL

2023 Hyundai TUCSON SEL Poor Credit Auto Finance Estimate

2023 Hyundai TUCSON SEL

Hyundai TUCSON SEL

2023 Hyundai TUCSON SEL Poor Credit Car Finance Estimate

2022 Hyundai SANTA CRUZ SEL

Hyundai SANTA CRUZ SEL

2022 Hyundai SANTA CRUZ SEL Poor Credit Auto Finance Estimate

2024 Hyundai TUCSON SE

Hyundai TUCSON SE

2024 Hyundai TUCSON SE Poor Credit Auto Finance Estimate

Greater Utica Area Cities with Used Cars for Sale Below $500 / Month

Metro Utica Area Counties with Used Cars for Sale Below $500 / Month

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