Utica, NY Area Used Cars Under $20,000

2023 Hyundai KONA SE

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This low mileage used 2023 Hyundai KONA SE AWD SUV under 38,000 miles, cvt transmission, and 35 MPG, 2.0L gas engine is for sale right now under $20K at Country Club Hyundai in Oneonta, NY. ...View More Details

Sales Price:	$19,870
Est. Payment:	$373.07 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	38,187
Location:	Oneonta, NY

Item	Amount
Used Car Price⁽¹⁾	$19,870.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,771.12
Avg. DMV Fee	86.00
Cash Sale Price	$21,802.12
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,802.12
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$373.07

(1) Car Finance calculations are based on the used car dealer's advertised price of $19,870.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Kia Forte LXS

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This low mileage used 2021 Kia Forte LXS FWD sedan under 14,000 miles, m transmission, and 35 MPG, 2.0L gas engine is for sale right now below $18K at Mastrovito Hyundai in Yorkville, NY. ...View More Details

Sales Price:	$17,999
Est. Payment:	$338.21 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	13,618
Location:	Yorkville, NY

Item	Amount
Used Car Price⁽¹⁾	$17,999.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,604.97
Avg. DMV Fee	86.00
Cash Sale Price	$19,764.97
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$19,764.97
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$338.21

(1) Auto Loan calculations are based on the used car dealer's advertised price of $17,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 GMC Terrain SLE

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This low mileage second hand 2019 GMC Terrain SLE FWD SUV below 56,000 miles, a transmission, and 35 MPG, 1.5L gas engine is for sale right now under $19K at Mastrovito Hyundai in Yorkville, NY. ...View More Details

Sales Price:	$18,599
Est. Payment:	$374.89 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	56,003
Location:	Yorkville, NY

Item	Amount
Used Car Price⁽¹⁾	$18,599.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,658.25
Avg. DMV Fee	86.00
Cash Sale Price	$20,418.25
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,418.25
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Finance Payment	$374.89

(1) Car Finance calculations are based on the used car dealer's advertised price of $18,599.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 66 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2017 GMC Acadia Base

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This average mileage used 2017 GMC Acadia Base AWD SUV below 88,000 miles, a transmission, and 35 MPG, 3.6L gas engine is for sale right now below $17K at Mastrovito Hyundai in Yorkville, NY. ...View More Details

Sales Price:	$16,599
Est. Payment:	$437.90 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	87,714
Location:	Yorkville, NY

Item	Amount
Used Car Price⁽¹⁾	$16,599.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,480.65
Avg. DMV Fee	86.00
Cash Sale Price	$18,240.65
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$18,240.65
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Car Finance Payment	$437.90

(1) Car Finance calculations are based on the used car dealer's advertised price of $16,599.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 48 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Hyundai KONA Limited

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This average mileage preowned 2020 Hyundai KONA Limited AWD SUV under 81,000 miles, a transmission, and 35 MPG, 1.6L gas engine is for sale right now below $16K at Country Club Hyundai in Oneonta, NY. ...View More Details

Sales Price:	$15,990
Est. Payment:	$421.98 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	81,136
Location:	Oneonta, NY

Item	Amount
Used Car Price⁽¹⁾	$15,990.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,426.57
Avg. DMV Fee	86.00
Cash Sale Price	$17,577.57
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$17,577.57
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Car Finance Payment	$421.98

(1) Car Finance calculations are based on the used car dealer's advertised price of $15,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 48 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2015 Ram 1500 Big Horn

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This average mileage second hand 2015 Ram 1500 Big Horn 4X4 pickup under 89,000 miles, a transmission, and 35 MPG, 5.7L gas engine is for sale right now under $20K at Mastrovito Hyundai in Yorkville, NY. ...View More Details

Sales Price:	$19,999
Est. Payment:	$526.77 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	88,884
Location:	Yorkville, NY

Item	Amount
Used Car Price⁽¹⁾	$19,999.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,782.57
Avg. DMV Fee	86.00
Cash Sale Price	$21,942.57
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,942.57
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Car Finance Payment	$526.77

(1) Car Finance calculations are based on the used car dealer's advertised price of $19,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 48 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Nissan Rogue S

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This low mileage second hand 2019 Nissan Rogue S AWD wagon below 51,000 miles, cvt transmission, and 35 MPG, 2.5L gas engine is for sale right now under $19K at Mastrovito Hyundai in Yorkville, NY. ...View More Details

Sales Price:	$18,899
Est. Payment:	$380.88 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	50,688
Location:	Yorkville, NY

Item	Amount
Used Car Price⁽¹⁾	$18,899.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,684.89
Avg. DMV Fee	86.00
Cash Sale Price	$20,744.89
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,744.89
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Finance Payment	$380.88

(1) Car Finance calculations are based on the used car dealer's advertised price of $18,899.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 66 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai ELANTRA SEL

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This low mileage used 2023 Hyundai ELANTRA SEL FWD sedan under 27,000 miles, cvt transmission, and 35 MPG, 2.0L gas engine is for sale right now below $19K at Mastrovito Hyundai in Yorkville, NY. ...View More Details

Sales Price:	$18,999
Est. Payment:	$356.84 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	26,500
Location:	Yorkville, NY

Item	Amount
Used Car Price⁽¹⁾	$18,999.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,693.77
Avg. DMV Fee	86.00
Cash Sale Price	$20,853.77
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,853.77
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$356.84

(1) Car Finance calculations are based on the used car dealer's advertised price of $18,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai SONATA SEL

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This average mileage preowned 2023 Hyundai SONATA SEL FWD sedan below 73,000 miles, a transmission, and 35 MPG, 2.5L gas engine is for sale right now under $19K at Mastrovito Hyundai in Yorkville, NY. ...View More Details

Sales Price:	$18,999
Est. Payment:	$452.58 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	73,472
Location:	Yorkville, NY

Item	Amount
Used Car Price⁽¹⁾	$18,999.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,693.77
Avg. DMV Fee	86.00
Cash Sale Price	$20,853.77
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,853.77
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Car Finance Payment	$452.58

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 54 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai ELANTRA SEL

⇩ View Seller Description

This low mileage preowned 2023 Hyundai ELANTRA SEL FWD sedan under 28,000 miles, cvt transmission, and 35 MPG, 2.0L gas engine is for sale right now below $19K at Mastrovito Hyundai in Yorkville, NY. ...View More Details

Sales Price:	$18,499
Est. Payment:	$347.52 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	28,025
Location:	Yorkville, NY

Item	Amount
Used Car Price⁽¹⁾	$18,499.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,649.37
Avg. DMV Fee	86.00
Cash Sale Price	$20,309.37
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,309.37
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$347.52

(1) Auto Loan calculations are based on the used car dealer's advertised price of $18,499.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $20,000 for Sale in the Greater Utica Area

Metro Utica Secondhand Used Vehicles Priced Below $20,000

2023 Hyundai KONA SE

2021 Kia Forte LXS

2019 GMC Terrain SLE

2017 GMC Acadia Base

2020 Hyundai KONA Limited

2015 Ram 1500 Big Horn

2019 Nissan Rogue S

2023 Hyundai ELANTRA SEL

2023 Hyundai SONATA SEL

2023 Hyundai ELANTRA SEL

Greater Utica Area Cities with Used Cars for Sale Below $20K

Metro Utica Area Counties with Used Cars for Sale Below $20,000

Used Cars under $20,000 for Sale in the Greater Utica Area

Metro Utica Secondhand Used Vehicles Priced Below $20,000

2023 Hyundai KONA SE

Hyundai KONA SE

2023 Hyundai KONA SE Car Loan Estimate

2021 Kia Forte LXS

Kia Forte LXS

2021 Kia Forte LXS Car Loan Estimate

2019 GMC Terrain SLE

GMC Terrain SLE

2019 GMC Terrain SLE Car Loan Estimate

2017 GMC Acadia Base

GMC Acadia Base

2017 GMC Acadia Base Car Loan Estimate

2020 Hyundai KONA Limited

Hyundai KONA Limited

2020 Hyundai KONA Limited Car Loan Estimate

2015 Ram 1500 Big Horn

Ram 1500 Big Horn

2015 Ram 1500 Big Horn Car Loan Estimate

2019 Nissan Rogue S

Nissan Rogue S

2019 Nissan Rogue S Car Loan Estimate

2023 Hyundai ELANTRA SEL

Hyundai ELANTRA SEL

2023 Hyundai ELANTRA SEL Car Loan Estimate

2023 Hyundai SONATA SEL

Hyundai SONATA SEL

2023 Hyundai SONATA SEL Car Loan Estimate

2023 Hyundai ELANTRA SEL

Hyundai ELANTRA SEL

2023 Hyundai ELANTRA SEL Car Loan Estimate

Greater Utica Area Cities with Used Cars for Sale Below $20K

Metro Utica Area Counties with Used Cars for Sale Below $20,000

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