Utica, NY Area Used Cars Under $45,000

2023 Toyota Tacoma TRD Sport

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This low mileage second hand 2023 Toyota Tacoma TRD Sport 4x4 pickup below 32,000 miles, manual transmission, and 17 MPG, 3.5L gas engine is for sale right now below $43K at Mastrovito Hyundai in Yorkville, NY. ...View More Details

Sales Price:	$42,699
Est. Payment:	$798.39 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	32,089
Location:	Yorkville, NY

Item	Amount
Used Car Price⁽¹⁾	$42,699.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,798.33
Avg. DMV Fee	86.00
Cash Sale Price	$46,658.33
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,658.33
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$798.39

(1) Car Loan calculations are based on the used car dealer's advertised price of $42,699.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA FE Hybrid SEL

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This low mileage preowned 2026 Hyundai SANTA FE Hybrid SEL AWD SUV below 7,000 miles, automatic transmission, and 17 MPG, 1.6L hybrid engine is for sale right now under $43K at Mastrovito Hyundai in Yorkville, NY. ...View More Details

Sales Price:	$42,695
Est. Payment:	$798.32 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	7,038
Location:	Yorkville, NY

Item	Amount
Used Car Price⁽¹⁾	$42,695.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,797.98
Avg. DMV Fee	86.00
Cash Sale Price	$46,653.98
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,653.98
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$798.32

(1) Auto Finance calculations are based on the used car dealer's advertised price of $42,695.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Chevrolet Colorado Z71

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This low mileage used 2025 Chevrolet Colorado Z71 4x4 pickup below 15,000 miles, automatic transmission, and 17 MPG, 2.7L gas engine is for sale right now under $43K at Mastrovito Hyundai in Yorkville, NY. ...View More Details

Sales Price:	$42,499
Est. Payment:	$794.67 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	15,420
Location:	Yorkville, NY

Item	Amount
Used Car Price⁽¹⁾	$42,499.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,780.57
Avg. DMV Fee	86.00
Cash Sale Price	$46,440.57
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,440.57
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$794.67

(1) Car Loan calculations are based on the used car dealer's advertised price of $42,499.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Hyundai PALISADE Calligraphy

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This low mileage certified second hand 2024 Hyundai PALISADE Calligraphy AWD SUV below 26,000 miles, automatic transmission, and 17 MPG, 3.8L gas engine is for sale right now under $41K at Mastrovito Hyundai in Yorkville, NY. ...View More Details

Sales Price:	$40,999
Est. Payment:	$766.72 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	26,024
Location:	Yorkville, NY

Item	Amount
Used Car Price⁽¹⁾	$40,999.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,647.37
Avg. DMV Fee	86.00
Cash Sale Price	$44,807.37
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,807.37
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$766.72

(1) Auto Finance calculations are based on the used car dealer's advertised price of $40,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Toyota Tacoma TRD Sport

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This low mileage preowned 2023 Toyota Tacoma TRD Sport 4x4 pickup below 23,000 miles, automatic transmission, and 17 MPG, 3.5L gas engine is for sale right now below $43K at Mastrovito Hyundai in Yorkville, NY. ...View More Details

Sales Price:	$42,699
Est. Payment:	$798.39 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	22,825
Location:	Yorkville, NY

Item	Amount
Used Car Price⁽¹⁾	$42,699.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,798.33
Avg. DMV Fee	86.00
Cash Sale Price	$46,658.33
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,658.33
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$798.39

(1) Car Finance calculations are based on the used car dealer's advertised price of $42,699.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai SANTA CRUZ Limited

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This low mileage certified second hand 2025 Hyundai SANTA CRUZ Limited AWD pickup below 2,000 miles, automatic transmission, and 17 MPG, 2.5L gas engine is for sale right now under $45K at Mastrovito Hyundai in Yorkville, NY. ...View More Details

Sales Price:	$44,875
Est. Payment:	$838.94 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	2,107
Location:	Yorkville, NY

Item	Amount
Used Car Price⁽¹⁾	$44,875.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,991.56
Avg. DMV Fee	86.00
Cash Sale Price	$49,027.56
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$49,027.56
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$838.94

(1) Auto Finance calculations are based on the used car dealer's advertised price of $44,875.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Hyundai PALISADE Calligraphy Night Edition

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This low mileage certified second hand 2024 Hyundai PALISADE Calligraphy Night Edition AWD SUV below 25,000 miles, automatic transmission, and 17 MPG, 3.8L gas engine is for sale right now below $43K at Mastrovito Hyundai in Yorkville, NY. ...View More Details

Sales Price:	$42,999
Est. Payment:	$803.98 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	25,193
Location:	Yorkville, NY

Item	Amount
Used Car Price⁽¹⁾	$42,999.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,824.97
Avg. DMV Fee	86.00
Cash Sale Price	$46,984.97
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,984.97
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$803.98

(1) Auto Loan calculations are based on the used car dealer's advertised price of $42,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai SANTA FE Hybrid Calligraphy

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This low mileage certified preowned 2025 Hyundai SANTA FE Hybrid Calligraphy AWD SUV under 3,000 miles, automatic transmission, and 17 MPG, 1.6L hybrid engine is for sale right now below $44K at Mastrovito Hyundai in Yorkville, NY. ...View More Details

Sales Price:	$43,999
Est. Payment:	$822.61 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	3,010
Location:	Yorkville, NY

Item	Amount
Used Car Price⁽¹⁾	$43,999.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,913.77
Avg. DMV Fee	86.00
Cash Sale Price	$48,073.77
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$48,073.77
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$822.61

(1) Car Loan calculations are based on the used car dealer's advertised price of $43,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Explorer King Ranch

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This low mileage used 2023 Ford Explorer King Ranch AWD SUV below 19,000 miles, automatic transmission, and 17 MPG, 3.0L gas engine is for sale right now under $45K at Steet-Ponte Ford Lincoln in Yorkville, NY. ...View More Details

Sales Price:	$44,495
Est. Payment:	$831.86 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	18,616
Location:	Yorkville, NY

Item	Amount
Used Car Price⁽¹⁾	$44,495.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,957.82
Avg. DMV Fee	86.00
Cash Sale Price	$48,613.82
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$48,613.82
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$831.86

(1) Auto Loan calculations are based on the used car dealer's advertised price of $44,495.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 GMC Sierra 1500 SLT

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This low mileage preowned 2024 GMC Sierra 1500 SLT 4x4 pickup below 44,000 miles, automatic transmission, and 17 MPG, 6.2L gas engine is for sale right now below $44K at Steet-Ponte Ford Lincoln in Yorkville, NY. ...View More Details

Sales Price:	$43,495
Est. Payment:	$813.22 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	43,935
Location:	Yorkville, NY

Item	Amount
Used Car Price⁽¹⁾	$43,495.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,869.02
Avg. DMV Fee	86.00
Cash Sale Price	$47,525.02
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$47,525.02
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$813.22

(1) Auto Loan calculations are based on the used car dealer's advertised price of $43,495.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $45,000 for Sale in the Greater Utica Area

Metro Utica Secondhand Used Vehicles Priced Below $45,000

2023 Toyota Tacoma TRD Sport

2026 Hyundai SANTA FE Hybrid SEL

2025 Chevrolet Colorado Z71

2024 Hyundai PALISADE Calligraphy

2023 Toyota Tacoma TRD Sport

2025 Hyundai SANTA CRUZ Limited

2024 Hyundai PALISADE Calligraphy Night Edition

2025 Hyundai SANTA FE Hybrid Calligraphy

2023 Ford Explorer King Ranch

2024 GMC Sierra 1500 SLT

Greater Utica Area Cities with Used Cars for Sale Below $45K

Metro Utica Area Counties with Used Cars for Sale Below $45,000

Used Cars under $45,000 for Sale in the Greater Utica Area

Metro Utica Secondhand Used Vehicles Priced Below $45,000

2023 Toyota Tacoma TRD Sport

Toyota Tacoma TRD Sport

2023 Toyota Tacoma TRD Sport Car Loan Estimate

2026 Hyundai SANTA FE Hybrid SEL

Hyundai SANTA FE Hybrid SEL

2026 Hyundai SANTA FE Hybrid SEL Car Loan Estimate

2025 Chevrolet Colorado Z71

Chevrolet Colorado Z71

2025 Chevrolet Colorado Z71 Car Loan Estimate

2024 Hyundai PALISADE Calligraphy

Hyundai PALISADE Calligraphy

2024 Hyundai PALISADE Calligraphy Car Loan Estimate

2023 Toyota Tacoma TRD Sport

Toyota Tacoma TRD Sport

2023 Toyota Tacoma TRD Sport Car Loan Estimate

2025 Hyundai SANTA CRUZ Limited

Hyundai SANTA CRUZ Limited

2025 Hyundai SANTA CRUZ Limited Car Loan Estimate

2024 Hyundai PALISADE Calligraphy Night Edition

Hyundai PALISADE Calligraphy Night Edition

2024 Hyundai PALISADE Calligraphy Night Edition Car Loan Estimate

2025 Hyundai SANTA FE Hybrid Calligraphy

Hyundai SANTA FE Hybrid Calligraphy

2025 Hyundai SANTA FE Hybrid Calligraphy Car Loan Estimate

2023 Ford Explorer King Ranch

Ford Explorer King Ranch

2023 Ford Explorer King Ranch Car Loan Estimate

2024 GMC Sierra 1500 SLT

GMC Sierra 1500 SLT

2024 GMC Sierra 1500 SLT Car Loan Estimate

Greater Utica Area Cities with Used Cars for Sale Below $45K

Metro Utica Area Counties with Used Cars for Sale Below $45,000

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