Utica, NY Area Used Cars Under $45,000

2025 Hyundai SANTA CRUZ Limited

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This low mileage certified used 2025 Hyundai SANTA CRUZ Limited AWD pickup below 2,000 miles, automatic transmission, and 21 MPG, 2.5L gas engine is for sale right now below $45K at Mastrovito Hyundai in Yorkville, NY. ...View More Details

Sales Price:	$44,875
Est. Payment:	$838.94 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	2,107
Location:	Yorkville, NY

Item	Amount
Used Car Price⁽¹⁾	$44,875.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,991.56
Avg. DMV Fee	86.00
Cash Sale Price	$49,027.56
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$49,027.56
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$838.94

(1) Car Loan calculations are based on the used car dealer's advertised price of $44,875.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Chevrolet Colorado Z71

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This low mileage used 2025 Chevrolet Colorado Z71 4x4 pickup under 15,000 miles, automatic transmission, and 21 MPG, 2.7L gas engine is for sale right now under $43K at Mastrovito Hyundai in Yorkville, NY. ...View More Details

Sales Price:	$42,599
Est. Payment:	$796.53 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	15,420
Location:	Yorkville, NY

Item	Amount
Used Car Price⁽¹⁾	$42,599.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,789.45
Avg. DMV Fee	86.00
Cash Sale Price	$46,549.45
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,549.45
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$796.53

(1) Car Finance calculations are based on the used car dealer's advertised price of $42,599.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai PALISADE SEL Premium

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This low mileage certified second hand 2025 Hyundai PALISADE SEL Premium AWD SUV under 15,000 miles, automatic transmission, and 21 MPG, 3.8L gas engine is for sale right now below $41K at Mastrovito Hyundai in Yorkville, NY. ...View More Details

Sales Price:	$40,599
Est. Payment:	$759.27 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	15,472
Location:	Yorkville, NY

Item	Amount
Used Car Price⁽¹⁾	$40,599.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,611.85
Avg. DMV Fee	86.00
Cash Sale Price	$44,371.85
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,371.85
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$759.27

(1) Auto Loan calculations are based on the used car dealer's advertised price of $40,599.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Toyota Highlander Hybrid Limited

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This low mileage second hand 2023 Toyota Highlander Hybrid Limited AWD SUV under 51,000 miles, cvt transmission, and 21 MPG, 2.5L hybrid engine is for sale right now below $42K at Mastrovito Hyundai in Yorkville, NY. ...View More Details

Sales Price:	$41,799
Est. Payment:	$838.67 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	51,027
Location:	Yorkville, NY

Item	Amount
Used Car Price⁽¹⁾	$41,799.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,718.41
Avg. DMV Fee	86.00
Cash Sale Price	$45,678.41
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,678.41
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Loan Payment	$838.67

(1) Car Loan calculations are based on the used car dealer's advertised price of $41,799.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 66 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Toyota Tacoma TRD Sport

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This low mileage second hand 2023 Toyota Tacoma TRD Sport 4x4 pickup under 32,000 miles, manual transmission, and 21 MPG, 3.5L gas engine is for sale right now under $44K at Mastrovito Hyundai in Yorkville, NY. ...View More Details

Sales Price:	$43,199
Est. Payment:	$807.71 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	32,089
Location:	Yorkville, NY

Item	Amount
Used Car Price⁽¹⁾	$43,199.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,842.73
Avg. DMV Fee	86.00
Cash Sale Price	$47,202.73
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$47,202.73
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$807.71

(1) Car Loan calculations are based on the used car dealer's advertised price of $43,199.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Kia Telluride EX

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This low mileage preowned 2025 Kia Telluride EX AWD SUV below 12,000 miles, automatic transmission, and 21 MPG, 3.8L gas engine is for sale right now below $42K at Mastrovito Hyundai in Yorkville, NY. ...View More Details

Sales Price:	$41,999
Est. Payment:	$785.35 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	12,305
Location:	Yorkville, NY

Item	Amount
Used Car Price⁽¹⁾	$41,999.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,736.17
Avg. DMV Fee	86.00
Cash Sale Price	$45,896.17
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,896.17
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$785.35

(1) Car Loan calculations are based on the used car dealer's advertised price of $41,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Toyota Tundra Limited

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This low mileage second hand 2023 Toyota Tundra Limited 4x4 pickup under 50,000 miles, automatic transmission, and 21 MPG, 3.4L gas engine is for sale right now below $44K at Mastrovito Hyundai in Yorkville, NY. ...View More Details

Sales Price:	$43,499
Est. Payment:	$813.30 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	49,859
Location:	Yorkville, NY

Item	Amount
Used Car Price⁽¹⁾	$43,499.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,869.37
Avg. DMV Fee	86.00
Cash Sale Price	$47,529.37
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$47,529.37
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$813.30

(1) Car Loan calculations are based on the used car dealer's advertised price of $43,499.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Toyota Tacoma TRD Sport

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This low mileage second hand 2023 Toyota Tacoma TRD Sport 4x4 pickup below 23,000 miles, automatic transmission, and 21 MPG, 3.5L gas engine is for sale right now below $43K at Mastrovito Hyundai in Yorkville, NY. ...View More Details

Sales Price:	$42,699
Est. Payment:	$798.39 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	22,825
Location:	Yorkville, NY

Item	Amount
Used Car Price⁽¹⁾	$42,699.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,798.33
Avg. DMV Fee	86.00
Cash Sale Price	$46,658.33
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,658.33
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$798.39

(1) Auto Finance calculations are based on the used car dealer's advertised price of $42,699.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford F-150 XL

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This low mileage used 2022 Ford F-150 XL 4x4 pickup below 57,000 miles, automatic transmission, and 21 MPG, 3.5L gas engine is for sale right now under $45K at Fenton Ford in Camden, NY. ...View More Details

Sales Price:	$44,395
Est. Payment:	$890.57 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	57,248
Location:	Camden, NY

Item	Amount
Used Car Price⁽¹⁾	$44,395.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,948.94
Avg. DMV Fee	86.00
Cash Sale Price	$48,504.94
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$48,504.94
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Loan Payment	$890.57

(1) Car Loan calculations are based on the used car dealer's advertised price of $44,395.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 66 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford F-150 STX

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This low mileage used 2025 Ford F-150 STX 4x4 pickup below 20,000 miles, automatic transmission, and 21 MPG, 2.7L gas engine is for sale right now under $42K at Fenton Ford in Camden, NY. ...View More Details

Sales Price:	$42,000
Est. Payment:	$785.37 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	19,560
Location:	Camden, NY

Item	Amount
Used Car Price⁽¹⁾	$42,000.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,736.26
Avg. DMV Fee	86.00
Cash Sale Price	$45,897.26
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,897.26
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$785.37

(1) Auto Finance calculations are based on the used car dealer's advertised price of $42,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $45,000 for Sale in the Greater Utica Area

Metro Utica Secondhand Used Vehicles Priced Below $45,000

2025 Hyundai SANTA CRUZ Limited

2025 Chevrolet Colorado Z71

2025 Hyundai PALISADE SEL Premium

2023 Toyota Highlander Hybrid Limited

2023 Toyota Tacoma TRD Sport

2025 Kia Telluride EX

2023 Toyota Tundra Limited

2023 Toyota Tacoma TRD Sport

2022 Ford F-150 XL

2025 Ford F-150 STX

Greater Utica Area Cities with Used Cars for Sale Below $45K

Metro Utica Area Counties with Used Cars for Sale Below $45,000

Used Cars under $45,000 for Sale in the Greater Utica Area

Metro Utica Secondhand Used Vehicles Priced Below $45,000

2025 Hyundai SANTA CRUZ Limited

Hyundai SANTA CRUZ Limited

2025 Hyundai SANTA CRUZ Limited Car Loan Estimate

2025 Chevrolet Colorado Z71

Chevrolet Colorado Z71

2025 Chevrolet Colorado Z71 Car Loan Estimate

2025 Hyundai PALISADE SEL Premium

Hyundai PALISADE SEL Premium

2025 Hyundai PALISADE SEL Premium Car Loan Estimate

2023 Toyota Highlander Hybrid Limited

Toyota Highlander Hybrid Limited

2023 Toyota Highlander Hybrid Limited Car Loan Estimate

2023 Toyota Tacoma TRD Sport

Toyota Tacoma TRD Sport

2023 Toyota Tacoma TRD Sport Car Loan Estimate

2025 Kia Telluride EX

Kia Telluride EX

2025 Kia Telluride EX Car Loan Estimate

2023 Toyota Tundra Limited

Toyota Tundra Limited

2023 Toyota Tundra Limited Car Loan Estimate

2023 Toyota Tacoma TRD Sport

Toyota Tacoma TRD Sport

2023 Toyota Tacoma TRD Sport Car Loan Estimate

2022 Ford F-150 XL

Ford F-150 XL

2022 Ford F-150 XL Car Loan Estimate

2025 Ford F-150 STX

Ford F-150 STX

2025 Ford F-150 STX Car Loan Estimate

Greater Utica Area Cities with Used Cars for Sale Below $45K

Metro Utica Area Counties with Used Cars for Sale Below $45,000

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