Metro Utica, NY Area Used Cars Under $650 a Month

2026 Hyundai TUCSON SE

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This low mileage used 2026 Hyundai TUCSON SE AWD SUV under 4,000 miles, a transmission, and 27 MPG, 2.5L gas engine is for sale right now below $34K at Mastrovito Hyundai in Yorkville, NY. ...View More Details

Sales Price:	$33,255
Est. Payment:	$622.44 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	4,259
Location:	Yorkville, NY

Item	Amount
Used Car Price⁽¹⁾	$33,255.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	2,959.70
Avg. DMV Fee	86.00
Cash Sale Price	$36,375.70
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$36,375.70
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$622.44

(1) Car Loan calculations are based on the used car dealer's advertised price of $33,255.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Hyundai SANTA FE Limited

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This low mileage second hand 2024 Hyundai SANTA FE Limited AWD SUV under 26,000 miles, a transmission, and 27 MPG, 2.5L gas engine is for sale right now below $35K at Country Club Hyundai in Oneonta, NY. ...View More Details

Sales Price:	$34,047
Est. Payment:	$637.20 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	25,875
Location:	Oneonta, NY

Item	Amount
Used Car Price⁽¹⁾	$34,047.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,030.03
Avg. DMV Fee	86.00
Cash Sale Price	$37,238.03
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$37,238.03
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$637.20

(1) Car Finance calculations are based on the used car dealer's advertised price of $34,047.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai SANTA CRUZ XRT

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This low mileage used 2025 Hyundai SANTA CRUZ XRT AWD pickup under 12,000 miles, a transmission, and 27 MPG, 2.5L gas engine is for sale right now under $35K at Mastrovito Hyundai in Yorkville, NY. ...View More Details

Sales Price:	$34,599
Est. Payment:	$647.48 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	11,810
Location:	Yorkville, NY

Item	Amount
Used Car Price⁽¹⁾	$34,599.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,079.05
Avg. DMV Fee	86.00
Cash Sale Price	$37,839.05
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$37,839.05
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$647.48

(1) Car Finance calculations are based on the used car dealer's advertised price of $34,599.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai TUCSON SE

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This low mileage second hand 2026 Hyundai TUCSON SE AWD SUV under 3,000 miles, a transmission, and 27 MPG, 2.5L gas engine is for sale right now under $34K at Mastrovito Hyundai in Yorkville, NY. ...View More Details

Sales Price:	$33,255
Est. Payment:	$622.44 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	2,797
Location:	Yorkville, NY

Item	Amount
Used Car Price⁽¹⁾	$33,255.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	2,959.70
Avg. DMV Fee	86.00
Cash Sale Price	$36,375.70
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$36,375.70
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$622.44

(1) Auto Loan calculations are based on the used car dealer's advertised price of $33,255.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Ram 1500 Big Horn

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This average mileage second hand 2019 Ram 1500 Big Horn 4X4 pickup below 79,000 miles, a transmission, and 27 MPG, 3.6L hybrid engine is for sale right now under $26K at Mastrovito Hyundai in Yorkville, NY. ...View More Details

Sales Price:	$25,999
Est. Payment:	$617.98 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	78,697
Location:	Yorkville, NY

Item	Amount
Used Car Price⁽¹⁾	$25,999.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	2,315.37
Avg. DMV Fee	86.00
Cash Sale Price	$28,475.37
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$28,475.37
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Auto Finance Payment	$617.98

(1) Auto Finance calculations are based on the used car dealer's advertised price of $25,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 54 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Chevrolet Colorado LT

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This average mileage second hand 2022 Chevrolet Colorado LT 4X4 pickup below 75,000 miles, a transmission, and 27 MPG, 3.6L gas engine is for sale right now under $27K at Mastrovito Hyundai in Yorkville, NY. ...View More Details

Sales Price:	$26,899
Est. Payment:	$639.25 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	74,697
Location:	Yorkville, NY

Item	Amount
Used Car Price⁽¹⁾	$26,899.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	2,395.29
Avg. DMV Fee	86.00
Cash Sale Price	$29,455.29
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$29,455.29
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Auto Finance Payment	$639.25

(1) Auto Finance calculations are based on the used car dealer's advertised price of $26,899.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 54 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Chrysler Pacifica Limited

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This average mileage second hand 2022 Chrysler Pacifica Limited FWD mini-van under 82,000 miles, a transmission, and 27 MPG, 3.6L gas engine is for sale right now under $24K at Mastrovito Hyundai in Yorkville, NY. ...View More Details

Sales Price:	$23,299
Est. Payment:	$613.02 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	82,105
Location:	Yorkville, NY

Item	Amount
Used Car Price⁽¹⁾	$23,299.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	2,075.61
Avg. DMV Fee	86.00
Cash Sale Price	$25,535.61
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$25,535.61
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Auto Loan Payment	$613.02

(1) Auto Loan calculations are based on the used car dealer's advertised price of $23,299.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 48 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai TUCSON SE

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Sales Price:	$33,885
Est. Payment:	$634.18 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	3,139
Location:	Yorkville, NY

Item	Amount
Used Car Price⁽¹⁾	$33,885.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,015.65
Avg. DMV Fee	86.00
Cash Sale Price	$37,061.65
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$37,061.65
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$634.18

(1) Car Finance calculations are based on the used car dealer's advertised price of $33,885.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai SANTA FE SEL

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This low mileage used 2025 Hyundai SANTA FE SEL AWD SUV below 15,000 miles, a transmission, and 27 MPG, 2.5L gas engine is for sale right now below $34K at Mastrovito Hyundai in Yorkville, NY. ...View More Details

Sales Price:	$33,999
Est. Payment:	$636.30 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	15,437
Location:	Yorkville, NY

Item	Amount
Used Car Price⁽¹⁾	$33,999.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,025.77
Avg. DMV Fee	86.00
Cash Sale Price	$37,185.77
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$37,185.77
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$636.30

(1) Car Finance calculations are based on the used car dealer's advertised price of $33,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai TUCSON SEL

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This low mileage second hand 2026 Hyundai TUCSON SEL AWD SUV below 4,000 miles, a transmission, and 27 MPG, 2.5L gas engine is for sale right now below $36K at Mastrovito Hyundai in Yorkville, NY. ...View More Details

Sales Price:	$35,270
Est. Payment:	$659.98 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	3,581
Location:	Yorkville, NY

Item	Amount
Used Car Price⁽¹⁾	$35,270.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,138.64
Avg. DMV Fee	86.00
Cash Sale Price	$38,569.64
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,569.64
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$659.98

(1) Auto Loan calculations are based on the used car dealer's advertised price of $35,270.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $650 per month for Sale in the Greater Utica Area

Metro Utica Secondhand Used Vehicles with Payments Under $650 / Month

2026 Hyundai TUCSON SE

2024 Hyundai SANTA FE Limited

2025 Hyundai SANTA CRUZ XRT

2026 Hyundai TUCSON SE

2019 Ram 1500 Big Horn

2022 Chevrolet Colorado LT

2022 Chrysler Pacifica Limited

2026 Hyundai TUCSON SE

2025 Hyundai SANTA FE SEL

2026 Hyundai TUCSON SEL

Greater Utica Area Cities with Used Cars for Sale Below $650 / Month

Metro Utica Area Counties with Used Cars for Sale Below $650 / Month

Used Cars under $650 per month for Sale in the Greater Utica Area

Metro Utica Secondhand Used Vehicles with Payments Under $650 / Month

2026 Hyundai TUCSON SE

Hyundai TUCSON SE

2026 Hyundai TUCSON SE Car Loan Estimate

2024 Hyundai SANTA FE Limited

Hyundai SANTA FE Limited

2024 Hyundai SANTA FE Limited Car Loan Estimate

2025 Hyundai SANTA CRUZ XRT

Hyundai SANTA CRUZ XRT

2025 Hyundai SANTA CRUZ XRT Car Loan Estimate

2026 Hyundai TUCSON SE

Hyundai TUCSON SE

2026 Hyundai TUCSON SE Car Loan Estimate

2019 Ram 1500 Big Horn

Ram 1500 Big Horn

2019 Ram 1500 Big Horn Car Loan Estimate

2022 Chevrolet Colorado LT

Chevrolet Colorado LT

2022 Chevrolet Colorado LT Car Loan Estimate

2022 Chrysler Pacifica Limited

Chrysler Pacifica Limited

2022 Chrysler Pacifica Limited Car Loan Estimate

2026 Hyundai TUCSON SE

Hyundai TUCSON SE

2026 Hyundai TUCSON SE Car Loan Estimate

2025 Hyundai SANTA FE SEL

Hyundai SANTA FE SEL

2025 Hyundai SANTA FE SEL Car Loan Estimate

2026 Hyundai TUCSON SEL

Hyundai TUCSON SEL

2026 Hyundai TUCSON SEL Car Loan Estimate

Greater Utica Area Cities with Used Cars for Sale Below $650 / Month

Metro Utica Area Counties with Used Cars for Sale Below $650 / Month

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