Metro Utica, NY Area Used Cars Under $650 a Month

2025 Hyundai ELANTRA N Base

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This low mileage used 2025 Hyundai ELANTRA N Base FWD sedan under 14,000 miles, m transmission, and 22 MPG, 2.0L gas engine is for sale right now below $36K at Mastrovito Hyundai in Yorkville, NY. ...View More Details

Sales Price:	$35,199
Est. Payment:	$658.66 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	14,320
Location:	Yorkville, NY

Item	Amount
Used Car Price⁽¹⁾	$35,199.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,132.33
Avg. DMV Fee	86.00
Cash Sale Price	$38,492.33
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,492.33
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$658.66

(1) Auto Finance calculations are based on the used car dealer's advertised price of $35,199.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai TUCSON SEL

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This low mileage preowned 2026 Hyundai TUCSON SEL AWD SUV under 6,000 miles, a transmission, and 22 MPG, 2.5L gas engine is for sale right now under $35K at Mastrovito Hyundai in Yorkville, NY. ...View More Details

Sales Price:	$34,750
Est. Payment:	$650.30 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	5,860
Location:	Yorkville, NY

Item	Amount
Used Car Price⁽¹⁾	$34,750.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,092.46
Avg. DMV Fee	86.00
Cash Sale Price	$38,003.46
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,003.46
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$650.30

(1) Auto Loan calculations are based on the used car dealer's advertised price of $34,750.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Chrysler Pacifica Limited

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This average mileage second hand 2022 Chrysler Pacifica Limited FWD mini-van under 82,000 miles, a transmission, and 22 MPG, 3.6L gas engine is for sale right now under $24K at Mastrovito Hyundai in Yorkville, NY. ...View More Details

Sales Price:	$23,299
Est. Payment:	$613.02 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	82,105
Location:	Yorkville, NY

Item	Amount
Used Car Price⁽¹⁾	$23,299.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	2,075.61
Avg. DMV Fee	86.00
Cash Sale Price	$25,535.61
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$25,535.61
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Auto Loan Payment	$613.02

(1) Auto Loan calculations are based on the used car dealer's advertised price of $23,299.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 48 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai SANTA CRUZ XRT

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This low mileage second hand 2025 Hyundai SANTA CRUZ XRT AWD pickup under 12,000 miles, a transmission, and 22 MPG, 2.5L gas engine is for sale right now below $35K at Mastrovito Hyundai in Yorkville, NY. ...View More Details

Sales Price:	$34,599
Est. Payment:	$647.48 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	11,810
Location:	Yorkville, NY

Item	Amount
Used Car Price⁽¹⁾	$34,599.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,079.05
Avg. DMV Fee	86.00
Cash Sale Price	$37,839.05
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$37,839.05
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$647.48

(1) Car Finance calculations are based on the used car dealer's advertised price of $34,599.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai TUCSON SEL

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This low mileage second hand 2026 Hyundai TUCSON SEL AWD SUV below 5,000 miles, a transmission, and 22 MPG, 2.5L gas engine is for sale right now below $35K at Mastrovito Hyundai in Yorkville, NY. ...View More Details

Sales Price:	$34,750
Est. Payment:	$650.30 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	4,739
Location:	Yorkville, NY

Item	Amount
Used Car Price⁽¹⁾	$34,750.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,092.46
Avg. DMV Fee	86.00
Cash Sale Price	$38,003.46
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,003.46
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$650.30

(1) Car Loan calculations are based on the used car dealer's advertised price of $34,750.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai TUCSON SE

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This low mileage second hand 2026 Hyundai TUCSON SE AWD SUV under 4,000 miles, a transmission, and 22 MPG, 2.5L gas engine is for sale right now under $34K at Mastrovito Hyundai in Yorkville, NY. ...View More Details

Sales Price:	$33,255
Est. Payment:	$622.44 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	4,259
Location:	Yorkville, NY

Item	Amount
Used Car Price⁽¹⁾	$33,255.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	2,959.70
Avg. DMV Fee	86.00
Cash Sale Price	$36,375.70
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$36,375.70
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$622.44

(1) Car Finance calculations are based on the used car dealer's advertised price of $33,255.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 GMC Acadia SLT

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This average mileage second hand 2022 GMC Acadia SLT 4X4 SUV below 72,000 miles, a transmission, and 22 MPG, 3.6L gas engine is for sale right now below $26K at Mastrovito Hyundai in Yorkville, NY. ...View More Details

Sales Price:	$25,599
Est. Payment:	$608.53 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	72,260
Location:	Yorkville, NY

Item	Amount
Used Car Price⁽¹⁾	$25,599.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	2,279.85
Avg. DMV Fee	86.00
Cash Sale Price	$28,039.85
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$28,039.85
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Car Loan Payment	$608.53

(1) Car Loan calculations are based on the used car dealer's advertised price of $25,599.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 54 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Mitsubishi Outlander SEL

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This above average mileage second hand 2022 Mitsubishi Outlander SEL AWD SUV under 95,000 miles, cvt transmission, and 22 MPG, 2.5L gas engine is for sale right now below $21K at Mastrovito Hyundai in Yorkville, NY. ...View More Details

Sales Price:	$20,799
Est. Payment:	$615.38 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	95,141
Location:	Yorkville, NY

Item	Amount
Used Car Price⁽¹⁾	$20,799.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,853.61
Avg. DMV Fee	86.00
Cash Sale Price	$22,813.61
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,813.61
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Auto Finance Payment	$615.38

(1) Auto Finance calculations are based on the used car dealer's advertised price of $20,799.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 42 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai TUCSON Limited

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This low mileage second hand 2025 Hyundai TUCSON Limited AWD SUV under 6,000 miles, a transmission, and 22 MPG, 2.5L gas engine is for sale right now below $34K at Mastrovito Hyundai in Yorkville, NY. ...View More Details

Sales Price:	$33,999
Est. Payment:	$636.30 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	5,539
Location:	Yorkville, NY

Item	Amount
Used Car Price⁽¹⁾	$33,999.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,025.77
Avg. DMV Fee	86.00
Cash Sale Price	$37,185.77
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$37,185.77
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$636.30

(1) Auto Loan calculations are based on the used car dealer's advertised price of $33,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Ram 1500 Big Horn

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This average mileage second hand 2019 Ram 1500 Big Horn 4X4 pickup below 79,000 miles, a transmission, and 22 MPG, 3.6L hybrid engine is for sale right now under $26K at Mastrovito Hyundai in Yorkville, NY. ...View More Details

Sales Price:	$25,999
Est. Payment:	$617.98 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	78,697
Location:	Yorkville, NY

Item	Amount
Used Car Price⁽¹⁾	$25,999.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	2,315.37
Avg. DMV Fee	86.00
Cash Sale Price	$28,475.37
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$28,475.37
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Auto Loan Payment	$617.98

(1) Auto Loan calculations are based on the used car dealer's advertised price of $25,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 54 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $650 per month for Sale in the Greater Utica Area

Metro Utica Secondhand Used Vehicles with Payments Under $650 / Month

2025 Hyundai ELANTRA N Base

2026 Hyundai TUCSON SEL

2022 Chrysler Pacifica Limited

2025 Hyundai SANTA CRUZ XRT

2026 Hyundai TUCSON SEL

2026 Hyundai TUCSON SE

2022 GMC Acadia SLT

2022 Mitsubishi Outlander SEL

2025 Hyundai TUCSON Limited

2019 Ram 1500 Big Horn

Greater Utica Area Cities with Used Cars for Sale Below $650 / Month

Metro Utica Area Counties with Used Cars for Sale Below $650 / Month

Used Cars under $650 per month for Sale in the Greater Utica Area

Metro Utica Secondhand Used Vehicles with Payments Under $650 / Month

2025 Hyundai ELANTRA N Base

Hyundai ELANTRA N Base

2025 Hyundai ELANTRA N Base Car Loan Estimate

2026 Hyundai TUCSON SEL

Hyundai TUCSON SEL

2026 Hyundai TUCSON SEL Car Loan Estimate

2022 Chrysler Pacifica Limited

Chrysler Pacifica Limited

2022 Chrysler Pacifica Limited Car Loan Estimate

2025 Hyundai SANTA CRUZ XRT

Hyundai SANTA CRUZ XRT

2025 Hyundai SANTA CRUZ XRT Car Loan Estimate

2026 Hyundai TUCSON SEL

Hyundai TUCSON SEL

2026 Hyundai TUCSON SEL Car Loan Estimate

2026 Hyundai TUCSON SE

Hyundai TUCSON SE

2026 Hyundai TUCSON SE Car Loan Estimate

2022 GMC Acadia SLT

GMC Acadia SLT

2022 GMC Acadia SLT Car Loan Estimate

2022 Mitsubishi Outlander SEL

Mitsubishi Outlander SEL

2022 Mitsubishi Outlander SEL Car Loan Estimate

2025 Hyundai TUCSON Limited

Hyundai TUCSON Limited

2025 Hyundai TUCSON Limited Car Loan Estimate

2019 Ram 1500 Big Horn

Ram 1500 Big Horn

2019 Ram 1500 Big Horn Car Loan Estimate

Greater Utica Area Cities with Used Cars for Sale Below $650 / Month

Metro Utica Area Counties with Used Cars for Sale Below $650 / Month

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