Metro Utica, NY Area Used Cars Under $650 a Month

2026 Hyundai TUCSON SE

⇩ View Seller Description

This low mileage certified preowned 2026 Hyundai TUCSON SE AWD SUV under 3,000 miles, automatic transmission, and 24 MPG, 2.5L gas engine is for sale right now below $34K at Mastrovito Hyundai in Yorkville, NY. ...View More Details

Sales Price:	$33,830
Est. Payment:	$633.16 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	2,776
Location:	Yorkville, NY

Item	Amount
Used Car Price⁽¹⁾	$33,830.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,010.76
Avg. DMV Fee	86.00
Cash Sale Price	$37,001.76
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$37,001.76
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$633.16

(1) Car Finance calculations are based on the used car dealer's advertised price of $33,830.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai PALISADE SEL

⇩ View Seller Description

This low mileage certified used 2023 Hyundai PALISADE SEL AWD SUV below 31,000 miles, automatic transmission, and 24 MPG, 3.8L gas engine is for sale right now below $34K at Mastrovito Hyundai in Yorkville, NY. ...View More Details

Sales Price:	$33,999
Est. Payment:	$636.30 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	30,576
Location:	Yorkville, NY

Item	Amount
Used Car Price⁽¹⁾	$33,999.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,025.77
Avg. DMV Fee	86.00
Cash Sale Price	$37,185.77
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$37,185.77
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$636.30

(1) Auto Finance calculations are based on the used car dealer's advertised price of $33,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai TUCSON SEL

⇩ View Seller Description

This low mileage certified second hand 2026 Hyundai TUCSON SEL AWD SUV under 3,000 miles, automatic transmission, and 24 MPG, 2.5L gas engine is for sale right now under $36K at Mastrovito Hyundai in Yorkville, NY. ...View More Details

Sales Price:	$35,250
Est. Payment:	$659.61 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	3,186
Location:	Yorkville, NY

Item	Amount
Used Car Price⁽¹⁾	$35,250.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,136.86
Avg. DMV Fee	86.00
Cash Sale Price	$38,547.86
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,547.86
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$659.61

(1) Auto Finance calculations are based on the used car dealer's advertised price of $35,250.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Ford Ranger Lariat

⇩ View Seller Description

This low mileage second hand 2021 Ford Ranger Lariat 4x4 pickup under 58,000 miles, automatic transmission, and 24 MPG, 2.3L gas engine is for sale right now under $32K at Mastrovito Hyundai in Yorkville, NY. ...View More Details

Sales Price:	$31,599
Est. Payment:	$634.77 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	57,872
Location:	Yorkville, NY

Item	Amount
Used Car Price⁽¹⁾	$31,599.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	2,812.65
Avg. DMV Fee	86.00
Cash Sale Price	$34,572.65
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$34,572.65
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Finance Payment	$634.77

(1) Auto Finance calculations are based on the used car dealer's advertised price of $31,599.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 66 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai PALISADE SEL

⇩ View Seller Description

This low mileage certified used 2023 Hyundai PALISADE SEL AWD SUV below 42,000 miles, automatic transmission, and 24 MPG, 3.8L gas engine is for sale right now below $35K at Mastrovito Hyundai in Yorkville, NY. ...View More Details

Sales Price:	$34,399
Est. Payment:	$643.76 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	42,401
Location:	Yorkville, NY

Item	Amount
Used Car Price⁽¹⁾	$34,399.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,061.29
Avg. DMV Fee	86.00
Cash Sale Price	$37,621.29
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$37,621.29
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$643.76

(1) Auto Finance calculations are based on the used car dealer's advertised price of $34,399.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai TUCSON Limited

⇩ View Seller Description

This low mileage certified second hand 2025 Hyundai TUCSON Limited AWD SUV below 6,000 miles, automatic transmission, and 24 MPG, 2.5L gas engine is for sale right now below $35K at Mastrovito Hyundai in Yorkville, NY. ...View More Details

Sales Price:	$34,999
Est. Payment:	$654.94 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	5,539
Location:	Yorkville, NY

Item	Amount
Used Car Price⁽¹⁾	$34,999.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,114.57
Avg. DMV Fee	86.00
Cash Sale Price	$38,274.57
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,274.57
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$654.94

(1) Car Loan calculations are based on the used car dealer's advertised price of $34,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 GMC Acadia SLT

⇩ View Seller Description

This average mileage second hand 2022 GMC Acadia SLT 4x4 SUV under 72,000 miles, automatic transmission, and 24 MPG, 3.6L gas engine is for sale right now under $27K at Mastrovito Hyundai in Yorkville, NY. ...View More Details

Sales Price:	$26,599
Est. Payment:	$632.16 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	72,260
Location:	Yorkville, NY

Item	Amount
Used Car Price⁽¹⁾	$26,599.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	2,368.65
Avg. DMV Fee	86.00
Cash Sale Price	$29,128.65
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$29,128.65
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Auto Finance Payment	$632.16

(1) Auto Finance calculations are based on the used car dealer's advertised price of $26,599.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 54 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Ford Explorer ST

⇩ View Seller Description

This low mileage used 2020 Ford Explorer ST AWD SUV below 40,000 miles, automatic transmission, and 24 MPG, 3.0L gas engine is for sale right now under $33K at Mastrovito Hyundai in Yorkville, NY. ...View More Details

Sales Price:	$32,899
Est. Payment:	$615.81 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	40,192
Location:	Yorkville, NY

Item	Amount
Used Car Price⁽¹⁾	$32,899.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	2,928.09
Avg. DMV Fee	86.00
Cash Sale Price	$35,988.09
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$35,988.09
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$615.81

(1) Car Loan calculations are based on the used car dealer's advertised price of $32,899.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai SONATA Hybrid SEL

⇩ View Seller Description

This low mileage certified second hand 2025 Hyundai SONATA Hybrid SEL FWD sedan under 2,000 miles, automatic transmission, and 24 MPG, 2.0L hybrid engine is for sale right now below $34K at Mastrovito Hyundai in Yorkville, NY. ...View More Details

Sales Price:	$33,093
Est. Payment:	$619.42 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	2,011
Location:	Yorkville, NY

Item	Amount
Used Car Price⁽¹⁾	$33,093.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	2,945.32
Avg. DMV Fee	86.00
Cash Sale Price	$36,199.32
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$36,199.32
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$619.42

(1) Car Finance calculations are based on the used car dealer's advertised price of $33,093.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Explorer XLT

⇩ View Seller Description

This low mileage used 2023 Ford Explorer XLT AWD SUV under 23,000 miles, automatic transmission, and 24 MPG, 2.3L gas engine is for sale right now below $35K at Mastrovito Hyundai in Yorkville, NY. ...View More Details

Sales Price:	$34,999
Est. Payment:	$654.94 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	22,657
Location:	Yorkville, NY

Item	Amount
Used Car Price⁽¹⁾	$34,999.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,114.57
Avg. DMV Fee	86.00
Cash Sale Price	$38,274.57
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,274.57
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$654.94

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $650 per month for Sale in the Greater Utica Area

Metro Utica Secondhand Used Vehicles with Payments Under $650 / Month

2026 Hyundai TUCSON SE

2023 Hyundai PALISADE SEL

2026 Hyundai TUCSON SEL

2021 Ford Ranger Lariat

2023 Hyundai PALISADE SEL

2025 Hyundai TUCSON Limited

2022 GMC Acadia SLT

2020 Ford Explorer ST

2025 Hyundai SONATA Hybrid SEL

2023 Ford Explorer XLT

Greater Utica Area Cities with Used Cars for Sale Below $650 / Month

Metro Utica Area Counties with Used Cars for Sale Below $650 / Month

Used Cars under $650 per month for Sale in the Greater Utica Area

Metro Utica Secondhand Used Vehicles with Payments Under $650 / Month

2026 Hyundai TUCSON SE

Hyundai TUCSON SE

2026 Hyundai TUCSON SE Car Loan Estimate

2023 Hyundai PALISADE SEL

Hyundai PALISADE SEL

2023 Hyundai PALISADE SEL Car Loan Estimate

2026 Hyundai TUCSON SEL

Hyundai TUCSON SEL

2026 Hyundai TUCSON SEL Car Loan Estimate

2021 Ford Ranger Lariat

Ford Ranger Lariat

2021 Ford Ranger Lariat Car Loan Estimate

2023 Hyundai PALISADE SEL

Hyundai PALISADE SEL

2023 Hyundai PALISADE SEL Car Loan Estimate

2025 Hyundai TUCSON Limited

Hyundai TUCSON Limited

2025 Hyundai TUCSON Limited Car Loan Estimate

2022 GMC Acadia SLT

GMC Acadia SLT

2022 GMC Acadia SLT Car Loan Estimate

2020 Ford Explorer ST

Ford Explorer ST

2020 Ford Explorer ST Car Loan Estimate

2025 Hyundai SONATA Hybrid SEL

Hyundai SONATA Hybrid SEL

2025 Hyundai SONATA Hybrid SEL Car Loan Estimate

2023 Ford Explorer XLT

Ford Explorer XLT

2023 Ford Explorer XLT Car Loan Estimate

Greater Utica Area Cities with Used Cars for Sale Below $650 / Month

Metro Utica Area Counties with Used Cars for Sale Below $650 / Month

Customize Payments

Find Financing

Customize Payments