Utica, NY Area Used Cars Under $55,000

2026 Hyundai PALISADE XRT Pro

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This low mileage certified used 2026 Hyundai PALISADE XRT Pro AWD SUV under 3,000 miles, automatic transmission, and 20 MPG, 3.5L gas engine is for sale right now below $54K at Mastrovito Hyundai in Yorkville, NY. ...View More Details

Sales Price:	$53,305
Est. Payment:	$995.99 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	3,280
Location:	Yorkville, NY

Item	Amount
Used Car Price⁽¹⁾	$53,305.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	4,740.14
Avg. DMV Fee	86.00
Cash Sale Price	$58,206.14
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$58,206.14
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$995.99

(1) Auto Loan calculations are based on the used car dealer's advertised price of $53,305.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai SANTA FE Calligraphy

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This low mileage certified preowned 2025 Hyundai SANTA FE Calligraphy AWD SUV below 9,000 miles, automatic transmission, and 20 MPG, 2.5L gas engine is for sale right now under $52K at Country Club Hyundai in Oneonta, NY. ...View More Details

Sales Price:	$51,440
Est. Payment:	$961.25 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	9,085
Location:	Oneonta, NY

Item	Amount
Used Car Price⁽¹⁾	$51,440.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	4,574.53
Avg. DMV Fee	86.00
Cash Sale Price	$56,175.53
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$56,175.53
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$961.25

(1) Auto Finance calculations are based on the used car dealer's advertised price of $51,440.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai PALISADE Hybrid Calligraphy

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This low mileage certified second hand 2026 Hyundai PALISADE Hybrid Calligraphy AWD SUV under 3,000 miles, automatic transmission, and 20 MPG, 2.5L hybrid engine is for sale right now below $55K at Mastrovito Hyundai in Yorkville, NY. ...View More Details

Sales Price:	$54,999
Est. Payment:	$1027.56 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	2,603
Location:	Yorkville, NY

Item	Amount
Used Car Price⁽¹⁾	$54,999.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	4,890.57
Avg. DMV Fee	86.00
Cash Sale Price	$60,050.57
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$60,050.57
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$1027.56

(1) Car Finance calculations are based on the used car dealer's advertised price of $54,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2017 Ford F-350 Super Duty King Ranch

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This low mileage preowned 2017 Ford F-350 Super Duty King Ranch 4x4 pickup below 49,000 miles, automatic transmission, and 20 MPG, 6.7L diesel engine is for sale right now under $53K at Steet-Ponte Ford Lincoln in Yorkville, NY. ...View More Details

Sales Price:	$52,995
Est. Payment:	$990.22 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	48,945
Location:	Yorkville, NY

Item	Amount
Used Car Price⁽¹⁾	$52,995.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	4,712.62
Avg. DMV Fee	86.00
Cash Sale Price	$57,868.62
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$57,868.62
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$990.22

(1) Car Finance calculations are based on the used car dealer's advertised price of $52,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford F-350 Super Duty Lariat

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This low mileage used 2024 Ford F-350 Super Duty Lariat 4x4 pickup below 13,000 miles, automatic transmission, and 20 MPG, 7.3L gas engine is for sale right now below $54K at Steet-Ponte Ford Lincoln in Yorkville, NY. ...View More Details

Sales Price:	$53,995
Est. Payment:	$1008.85 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	13,046
Location:	Yorkville, NY

Item	Amount
Used Car Price⁽¹⁾	$53,995.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	4,801.42
Avg. DMV Fee	86.00
Cash Sale Price	$58,957.42
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$58,957.42
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$1008.85

(1) Car Finance calculations are based on the used car dealer's advertised price of $53,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Lincoln Nautilus Hybrid Reserve

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This low mileage used 2024 Lincoln Nautilus Hybrid Reserve AWD SUV under 24,000 miles, cvt transmission, and 20 MPG, 2.0L hybrid engine is for sale right now under $51K at Steet-Ponte Ford Lincoln in Yorkville, NY. ...View More Details

Sales Price:	$50,995
Est. Payment:	$952.96 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	23,823
Location:	Yorkville, NY

Item	Amount
Used Car Price⁽¹⁾	$50,995.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	4,535.02
Avg. DMV Fee	86.00
Cash Sale Price	$55,691.02
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$55,691.02
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$952.96

(1) Auto Finance calculations are based on the used car dealer's advertised price of $50,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Bronco Badlands

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This low mileage used 2024 Ford Bronco Badlands 4x4 SUV under 8,000 miles, automatic transmission, and 20 MPG, 2.7L gas engine is for sale right now below $52K at Steet-Ponte Ford Lincoln in Yorkville, NY. ...View More Details

Sales Price:	$51,995
Est. Payment:	$971.59 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	8,184
Location:	Yorkville, NY

Item	Amount
Used Car Price⁽¹⁾	$51,995.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	4,623.82
Avg. DMV Fee	86.00
Cash Sale Price	$56,779.82
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$56,779.82
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$971.59

(1) Car Finance calculations are based on the used car dealer's advertised price of $51,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 GMC Sierra 1500 SLT

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This low mileage second hand 2023 GMC Sierra 1500 SLT 4x4 pickup below 26,000 miles, automatic transmission, and 20 MPG, 6.2L gas engine is for sale right now below $51K at Steet-Ponte Ford Lincoln in Yorkville, NY. ...View More Details

Sales Price:	$50,995
Est. Payment:	$952.96 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	26,315
Location:	Yorkville, NY

Item	Amount
Used Car Price⁽¹⁾	$50,995.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	4,535.02
Avg. DMV Fee	86.00
Cash Sale Price	$55,691.02
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$55,691.02
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$952.96

(1) Car Finance calculations are based on the used car dealer's advertised price of $50,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Toyota Tundra 1794 Edition

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This low mileage second hand 2023 Toyota Tundra 1794 Edition 4x4 pickup under 36,000 miles, automatic transmission, and 20 MPG, 3.4L gas engine is for sale right now below $53K at Steet-Ponte Ford Lincoln in Yorkville, NY. ...View More Details

Sales Price:	$52,995
Est. Payment:	$990.22 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	36,155
Location:	Yorkville, NY

Item	Amount
Used Car Price⁽¹⁾	$52,995.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	4,712.62
Avg. DMV Fee	86.00
Cash Sale Price	$57,868.62
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$57,868.62
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$990.22

(1) Auto Finance calculations are based on the used car dealer's advertised price of $52,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XL

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This low mileage preowned 2023 Ford F-150 XL 4x4 pickup under 32,000 miles, automatic transmission, and 20 MPG, 3.5L gas engine is for sale right now below $52K at Steet-Ponte Ford Lincoln in Yorkville, NY. ...View More Details

Sales Price:	$51,995
Est. Payment:	$971.59 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	32,360
Location:	Yorkville, NY

Item	Amount
Used Car Price⁽¹⁾	$51,995.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	4,623.82
Avg. DMV Fee	86.00
Cash Sale Price	$56,779.82
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$56,779.82
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$971.59

(1) Car Loan calculations are based on the used car dealer's advertised price of $51,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $55,000 for Sale in the Greater Utica Area

Metro Utica Secondhand Used Vehicles Priced Below $55,000

2026 Hyundai PALISADE XRT Pro

2025 Hyundai SANTA FE Calligraphy

2026 Hyundai PALISADE Hybrid Calligraphy

2017 Ford F-350 Super Duty King Ranch

2024 Ford F-350 Super Duty Lariat

2024 Lincoln Nautilus Hybrid Reserve

2024 Ford Bronco Badlands

2023 GMC Sierra 1500 SLT

2023 Toyota Tundra 1794 Edition

2023 Ford F-150 XL

Greater Utica Area Cities with Used Cars for Sale Below $55K

Metro Utica Area Counties with Used Cars for Sale Below $55,000

Used Cars under $55,000 for Sale in the Greater Utica Area

Metro Utica Secondhand Used Vehicles Priced Below $55,000

2026 Hyundai PALISADE XRT Pro

Hyundai PALISADE XRT Pro

2026 Hyundai PALISADE XRT Pro Car Loan Estimate

2025 Hyundai SANTA FE Calligraphy

Hyundai SANTA FE Calligraphy

2025 Hyundai SANTA FE Calligraphy Car Loan Estimate

2026 Hyundai PALISADE Hybrid Calligraphy

Hyundai PALISADE Hybrid Calligraphy

2026 Hyundai PALISADE Hybrid Calligraphy Car Loan Estimate

2017 Ford F-350 Super Duty King Ranch

Ford F-350 Super Duty King Ranch

2017 Ford F-350 Super Duty King Ranch Car Loan Estimate

2024 Ford F-350 Super Duty Lariat

Ford F-350 Super Duty Lariat

2024 Ford F-350 Super Duty Lariat Car Loan Estimate

2024 Lincoln Nautilus Hybrid Reserve

Lincoln Nautilus Hybrid Reserve

2024 Lincoln Nautilus Hybrid Reserve Car Loan Estimate

2024 Ford Bronco Badlands

Ford Bronco Badlands

2024 Ford Bronco Badlands Car Loan Estimate

2023 GMC Sierra 1500 SLT

GMC Sierra 1500 SLT

2023 GMC Sierra 1500 SLT Car Loan Estimate

2023 Toyota Tundra 1794 Edition

Toyota Tundra 1794 Edition

2023 Toyota Tundra 1794 Edition Car Loan Estimate

2023 Ford F-150 XL

Ford F-150 XL

2023 Ford F-150 XL Car Loan Estimate

Greater Utica Area Cities with Used Cars for Sale Below $55K

Metro Utica Area Counties with Used Cars for Sale Below $55,000

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