Utica, NY Area Used Cars Under $55,000

2026 Hyundai PALISADE Calligraphy

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This low mileage certified used 2026 Hyundai PALISADE Calligraphy AWD SUV below 22,000 miles, automatic transmission, and 21 MPG, 3.5L gas engine is for sale right now below $51K at Mastrovito Hyundai in Yorkville, NY. ...View More Details

Sales Price:	$50,999
Est. Payment:	$953.03 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	21,922
Location:	Yorkville, NY

Item	Amount
Used Car Price⁽¹⁾	$50,999.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	4,535.37
Avg. DMV Fee	86.00
Cash Sale Price	$55,695.37
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$55,695.37
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$953.03

(1) Car Loan calculations are based on the used car dealer's advertised price of $50,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai SANTA FE Hybrid Calligraphy

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This low mileage certified used 2025 Hyundai SANTA FE Hybrid Calligraphy AWD SUV under 3,000 miles, automatic transmission, and 21 MPG, 1.6L hybrid engine is for sale right now below $53K at Mastrovito Hyundai in Yorkville, NY. ...View More Details

Sales Price:	$52,539
Est. Payment:	$981.72 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	3,009
Location:	Yorkville, NY

Item	Amount
Used Car Price⁽¹⁾	$52,539.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	4,672.12
Avg. DMV Fee	86.00
Cash Sale Price	$57,372.12
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$57,372.12
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$981.72

(1) Car Finance calculations are based on the used car dealer's advertised price of $52,539.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai SANTA FE Calligraphy

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This low mileage certified preowned 2025 Hyundai SANTA FE Calligraphy AWD SUV under 9,000 miles, automatic transmission, and 21 MPG, 2.5L gas engine is for sale right now below $52K at Country Club Hyundai in Oneonta, NY. ...View More Details

Sales Price:	$51,440
Est. Payment:	$961.25 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	9,085
Location:	Oneonta, NY

Item	Amount
Used Car Price⁽¹⁾	$51,440.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	4,574.53
Avg. DMV Fee	86.00
Cash Sale Price	$56,175.53
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$56,175.53
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$961.25

(1) Car Finance calculations are based on the used car dealer's advertised price of $51,440.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai PALISADE Calligraphy

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This low mileage certified used 2026 Hyundai PALISADE Calligraphy AWD SUV under 4,000 miles, automatic transmission, and 21 MPG, 3.5L gas engine is for sale right now under $53K at Mastrovito Hyundai in Yorkville, NY. ...View More Details

Sales Price:	$52,999
Est. Payment:	$990.29 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	3,562
Location:	Yorkville, NY

Item	Amount
Used Car Price⁽¹⁾	$52,999.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	4,712.97
Avg. DMV Fee	86.00
Cash Sale Price	$57,872.97
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$57,872.97
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$990.29

(1) Car Finance calculations are based on the used car dealer's advertised price of $52,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai PALISADE Calligraphy

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This low mileage certified preowned 2026 Hyundai PALISADE Calligraphy AWD SUV below 6,000 miles, automatic transmission, and 21 MPG, 3.5L gas engine is for sale right now below $52K at Mastrovito Hyundai in Yorkville, NY. ...View More Details

Sales Price:	$51,999
Est. Payment:	$971.66 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	5,893
Location:	Yorkville, NY

Item	Amount
Used Car Price⁽¹⁾	$51,999.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	4,624.17
Avg. DMV Fee	86.00
Cash Sale Price	$56,784.17
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$56,784.17
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$971.66

(1) Auto Finance calculations are based on the used car dealer's advertised price of $51,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Toyota Sequoia Platinum

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This average mileage second hand 2021 Toyota Sequoia Platinum 4x4 SUV below 81,000 miles, automatic transmission, and 21 MPG, 5.7L gas engine is for sale right now under $51K at Steet-Ponte Ford Lincoln in Yorkville, NY. ...View More Details

Sales Price:	$50,995
Est. Payment:	$1336.95 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	81,475
Location:	Yorkville, NY

Item	Amount
Used Car Price⁽¹⁾	$50,995.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	4,535.02
Avg. DMV Fee	86.00
Cash Sale Price	$55,691.02
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$55,691.02
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Auto Finance Payment	$1336.95

(1) Auto Finance calculations are based on the used car dealer's advertised price of $50,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 48 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Lincoln Nautilus Reserve

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This low mileage preowned 2024 Lincoln Nautilus Reserve AWD SUV below 14,000 miles, automatic transmission, and 21 MPG, 2.0L gas engine is for sale right now below $54K at Steet-Ponte Ford Lincoln in Yorkville, NY. ...View More Details

Sales Price:	$53,495
Est. Payment:	$999.53 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	13,917
Location:	Yorkville, NY

Item	Amount
Used Car Price⁽¹⁾	$53,495.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	4,757.02
Avg. DMV Fee	86.00
Cash Sale Price	$58,413.02
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$58,413.02
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$999.53

(1) Auto Finance calculations are based on the used car dealer's advertised price of $53,495.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2017 Ford F-350 Super Duty King Ranch

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This low mileage second hand 2017 Ford F-350 Super Duty King Ranch 4x4 pickup below 49,000 miles, automatic transmission, and 21 MPG, 6.7L diesel engine is for sale right now under $54K at Steet-Ponte Ford Lincoln in Yorkville, NY. ...View More Details

Sales Price:	$53,995
Est. Payment:	$1008.85 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	48,945
Location:	Yorkville, NY

Item	Amount
Used Car Price⁽¹⁾	$53,995.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	4,801.42
Avg. DMV Fee	86.00
Cash Sale Price	$58,957.42
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$58,957.42
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$1008.85

(1) Auto Loan calculations are based on the used car dealer's advertised price of $53,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford F-350 Super Duty King Ranch

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This low mileage preowned 2024 Ford F-350 Super Duty King Ranch 4x4 pickup under 48,000 miles, automatic transmission, and 21 MPG, 6.7L diesel engine is for sale right now under $55K at Steet-Ponte Ford Lincoln in Yorkville, NY. ...View More Details

Sales Price:	$54,995
Est. Payment:	$1027.48 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	48,077
Location:	Yorkville, NY

Item	Amount
Used Car Price⁽¹⁾	$54,995.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	4,890.22
Avg. DMV Fee	86.00
Cash Sale Price	$60,046.22
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$60,046.22
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$1027.48

(1) Car Loan calculations are based on the used car dealer's advertised price of $54,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai PALISADE SEL Premium

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This low mileage preowned 2026 Hyundai PALISADE SEL Premium AWD SUV under 0,000 miles, automatic transmission, and 21 MPG, 3.5L gas engine is for sale right now under $51K at Mastrovito Hyundai in Yorkville, NY. ...View More Details

Sales Price:	$50,790
Est. Payment:	$949.14 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	1
Location:	Yorkville, NY

Item	Amount
Used Car Price⁽¹⁾	$50,790.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	4,516.81
Avg. DMV Fee	86.00
Cash Sale Price	$55,467.81
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$55,467.81
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$949.14

(1) Auto Loan calculations are based on the used car dealer's advertised price of $50,790.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $55,000 for Sale in the Greater Utica Area

Metro Utica Secondhand Used Vehicles Priced Below $55,000

2026 Hyundai PALISADE Calligraphy

2025 Hyundai SANTA FE Hybrid Calligraphy

2025 Hyundai SANTA FE Calligraphy

2026 Hyundai PALISADE Calligraphy

2026 Hyundai PALISADE Calligraphy

2021 Toyota Sequoia Platinum

2024 Lincoln Nautilus Reserve

2017 Ford F-350 Super Duty King Ranch

2024 Ford F-350 Super Duty King Ranch

2026 Hyundai PALISADE SEL Premium

Greater Utica Area Cities with Used Cars for Sale Below $55K

Metro Utica Area Counties with Used Cars for Sale Below $55,000

Used Cars under $55,000 for Sale in the Greater Utica Area

Metro Utica Secondhand Used Vehicles Priced Below $55,000

2026 Hyundai PALISADE Calligraphy

Hyundai PALISADE Calligraphy

2026 Hyundai PALISADE Calligraphy Car Loan Estimate

2025 Hyundai SANTA FE Hybrid Calligraphy

Hyundai SANTA FE Hybrid Calligraphy

2025 Hyundai SANTA FE Hybrid Calligraphy Car Loan Estimate

2025 Hyundai SANTA FE Calligraphy

Hyundai SANTA FE Calligraphy

2025 Hyundai SANTA FE Calligraphy Car Loan Estimate

2026 Hyundai PALISADE Calligraphy

Hyundai PALISADE Calligraphy

2026 Hyundai PALISADE Calligraphy Car Loan Estimate

2026 Hyundai PALISADE Calligraphy

Hyundai PALISADE Calligraphy

2026 Hyundai PALISADE Calligraphy Car Loan Estimate

2021 Toyota Sequoia Platinum

Toyota Sequoia Platinum

2021 Toyota Sequoia Platinum Car Loan Estimate

2024 Lincoln Nautilus Reserve

Lincoln Nautilus Reserve

2024 Lincoln Nautilus Reserve Car Loan Estimate

2017 Ford F-350 Super Duty King Ranch

Ford F-350 Super Duty King Ranch

2017 Ford F-350 Super Duty King Ranch Car Loan Estimate

2024 Ford F-350 Super Duty King Ranch

Ford F-350 Super Duty King Ranch

2024 Ford F-350 Super Duty King Ranch Car Loan Estimate

2026 Hyundai PALISADE SEL Premium

Hyundai PALISADE SEL Premium

2026 Hyundai PALISADE SEL Premium Car Loan Estimate

Greater Utica Area Cities with Used Cars for Sale Below $55K

Metro Utica Area Counties with Used Cars for Sale Below $55,000

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