Utica, NY Area Used Cars Under $40,000

2024 Hyundai PALISADE Limited

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This low mileage second hand 2024 Hyundai PALISADE Limited AWD SUV under 41,000 miles, a transmission, and 22 MPG, 3.8L gas engine is for sale right now under $37K at Mastrovito Hyundai in Yorkville, NY. ...View More Details

Sales Price:	$36,999
Est. Payment:	$931.77 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	40,758
Location:	Yorkville, NY
Estimated Cash Down:	$500

Item	Amount
Used Car Price⁽¹⁾	$36,999.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,292.17
Avg. DMV Fee	86.00
Cash Sale Price	$40,452.17
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	500.00
Factory Rebate Incentive	0.00
Total Down Payment	$500.00
Total Loan Amount	$39,995.92
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Car Finance Payment	$931.77

(1) Car Finance calculations are based on the used car dealer's advertised price of $36,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Finance Interest rate of 18.86% APR and 72 month car finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2025 Kia Telluride EX

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This low mileage used 2025 Kia Telluride EX AWD SUV below 12,000 miles, a transmission, and 22 MPG, 3.8L gas engine is for sale right now below $40K at Mastrovito Hyundai in Yorkville, NY. ...View More Details

Sales Price:	$39,699
Est. Payment:	$999.77 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	12,305
Location:	Yorkville, NY
Estimated Cash Down:	$500

Item	Amount
Used Car Price⁽¹⁾	$39,699.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,531.93
Avg. DMV Fee	86.00
Cash Sale Price	$43,391.93
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	500.00
Factory Rebate Incentive	0.00
Total Down Payment	$500.00
Total Loan Amount	$42,914.62
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Car Loan Payment	$999.77

(1) Car Loan calculations are based on the used car dealer's advertised price of $39,699.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Loan Interest rate of 18.86% APR and 72 month car loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2026 Hyundai TUCSON SEL

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This low mileage preowned 2026 Hyundai TUCSON SEL AWD SUV below 4,000 miles, a transmission, and 22 MPG, 2.5L gas engine is for sale right now below $36K at Mastrovito Hyundai in Yorkville, NY. ...View More Details

Sales Price:	$35,270
Est. Payment:	$888.23 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	3,581
Location:	Yorkville, NY
Estimated Cash Down:	$500

Item	Amount
Used Car Price⁽¹⁾	$35,270.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,138.64
Avg. DMV Fee	86.00
Cash Sale Price	$38,569.64
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	500.00
Factory Rebate Incentive	0.00
Total Down Payment	$500.00
Total Loan Amount	$38,126.87
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Auto Loan Payment	$888.23

(1) Auto Loan calculations are based on the used car dealer's advertised price of $35,270.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Loan Interest rate of 18.86% APR and 72 month auto loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2022 Jeep Grand Cherokee Summit

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This low mileage preowned 2022 Jeep Grand Cherokee Summit 4X4 SUV below 43,000 miles, a transmission, and 22 MPG, 5.7L gas engine is for sale right now below $37K at Mastrovito Hyundai in Yorkville, NY. ...View More Details

Sales Price:	$36,999
Est. Payment:	$931.77 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	43,206
Location:	Yorkville, NY
Estimated Cash Down:	$500

Item	Amount
Used Car Price⁽¹⁾	$36,999.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,292.17
Avg. DMV Fee	86.00
Cash Sale Price	$40,452.17
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	500.00
Factory Rebate Incentive	0.00
Total Down Payment	$500.00
Total Loan Amount	$39,995.92
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Car Finance Payment	$931.77

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Finance Interest rate of 18.86% APR and 72 month car finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2025 Ford Ranger XLT

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This low mileage second hand 2025 Ford Ranger XLT 4X4 pickup below 19,000 miles, a transmission, and 22 MPG, 2.3L gas engine is for sale right now under $39K at Mastrovito Hyundai in Yorkville, NY. ...View More Details

Sales Price:	$38,299
Est. Payment:	$964.51 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	19,088
Location:	Yorkville, NY
Estimated Cash Down:	$500

Item	Amount
Used Car Price⁽¹⁾	$38,299.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,407.61
Avg. DMV Fee	86.00
Cash Sale Price	$41,867.61
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	500.00
Factory Rebate Incentive	0.00
Total Down Payment	$500.00
Total Loan Amount	$41,401.22
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Auto Loan Payment	$964.51

(1) Auto Loan calculations are based on the used car dealer's advertised price of $38,299.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Loan Interest rate of 18.86% APR and 72 month auto loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2024 Hyundai PALISADE SEL

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This low mileage preowned 2024 Hyundai PALISADE SEL AWD SUV under 14,000 miles, a transmission, and 22 MPG, 3.8L gas engine is for sale right now under $39K at Mastrovito Hyundai in Yorkville, NY. ...View More Details

Sales Price:	$38,599
Est. Payment:	$972.06 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	13,896
Location:	Yorkville, NY
Estimated Cash Down:	$500

Item	Amount
Used Car Price⁽¹⁾	$38,599.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,434.25
Avg. DMV Fee	86.00
Cash Sale Price	$42,194.25
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	500.00
Factory Rebate Incentive	0.00
Total Down Payment	$500.00
Total Loan Amount	$41,725.52
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Auto Loan Payment	$972.06

(1) Auto Loan calculations are based on the used car dealer's advertised price of $38,599.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Loan Interest rate of 18.86% APR and 72 month auto loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2023 Hyundai PALISADE Calligraphy

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This low mileage used 2023 Hyundai PALISADE Calligraphy AWD SUV below 26,000 miles, a transmission, and 22 MPG, 3.8L gas engine is for sale right now under $38K at Mastrovito Hyundai in Yorkville, NY. ...View More Details

Sales Price:	$37,999
Est. Payment:	$956.95 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	26,280
Location:	Yorkville, NY
Estimated Cash Down:	$500

Item	Amount
Used Car Price⁽¹⁾	$37,999.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,380.97
Avg. DMV Fee	86.00
Cash Sale Price	$41,540.97
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	500.00
Factory Rebate Incentive	0.00
Total Down Payment	$500.00
Total Loan Amount	$41,076.92
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Auto Finance Payment	$956.95

(1) Auto Finance calculations are based on the used car dealer's advertised price of $37,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Finance Interest rate of 18.86% APR and 72 month auto finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2026 Hyundai TUCSON SEL

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This low mileage second hand 2026 Hyundai TUCSON SEL AWD SUV below 5,000 miles, a transmission, and 22 MPG, 2.5L gas engine is for sale right now under $36K at Mastrovito Hyundai in Yorkville, NY. ...View More Details

Sales Price:	$35,250
Est. Payment:	$887.72 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	4,556
Location:	Yorkville, NY
Estimated Cash Down:	$500

Item	Amount
Used Car Price⁽¹⁾	$35,250.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,136.86
Avg. DMV Fee	86.00
Cash Sale Price	$38,547.86
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	500.00
Factory Rebate Incentive	0.00
Total Down Payment	$500.00
Total Loan Amount	$38,105.25
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Auto Loan Payment	$887.72

(1) Auto Loan calculations are based on the used car dealer's advertised price of $35,250.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Loan Interest rate of 18.86% APR and 72 month auto loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2022 Genesis G70 3.3T Standard

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This low mileage preowned 2022 Genesis G70 3.3T Standard RWD sedan under 34,000 miles, a transmission, and 22 MPG, 3.3L gas engine is for sale right now below $37K at Mastrovito Hyundai in Yorkville, NY. ...View More Details

Sales Price:	$36,699
Est. Payment:	$924.22 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	33,759
Location:	Yorkville, NY
Estimated Cash Down:	$500

Item	Amount
Used Car Price⁽¹⁾	$36,699.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,265.53
Avg. DMV Fee	86.00
Cash Sale Price	$40,125.53
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	500.00
Factory Rebate Incentive	0.00
Total Down Payment	$500.00
Total Loan Amount	$39,671.62
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Car Loan Payment	$924.22

(1) Car Loan calculations are based on the used car dealer's advertised price of $36,699.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Loan Interest rate of 18.86% APR and 72 month car loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2026 Toyota Tacoma SR

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This low mileage preowned 2026 Toyota Tacoma SR 4X4 pickup under 1,000 miles, a transmission, and 22 MPG, 2.4L gas engine is for sale right now under $36K at Mastrovito Hyundai in Yorkville, NY. ...View More Details

Sales Price:	$35,999
Est. Payment:	$906.59 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	1,448
Location:	Yorkville, NY
Estimated Cash Down:	$500

Item	Amount
Used Car Price⁽¹⁾	$35,999.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,203.37
Avg. DMV Fee	86.00
Cash Sale Price	$39,363.37
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	500.00
Factory Rebate Incentive	0.00
Total Down Payment	$500.00
Total Loan Amount	$38,914.92
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Auto Finance Payment	$906.59

(1) Auto Finance calculations are based on the used car dealer's advertised price of $35,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Finance Interest rate of 18.86% APR and 72 month auto finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in the Greater Utica Area

Metro Utica Secondhand Used Vehicles Priced Below $40,000

2024 Hyundai PALISADE Limited

2025 Kia Telluride EX

2026 Hyundai TUCSON SEL

2022 Jeep Grand Cherokee Summit

2025 Ford Ranger XLT

2024 Hyundai PALISADE SEL

2023 Hyundai PALISADE Calligraphy

2026 Hyundai TUCSON SEL

2022 Genesis G70 3.3T Standard

2026 Toyota Tacoma SR

Greater Utica Area Cities with Used Cars for Sale Below $40K

Metro Utica Area Counties with Used Cars for Sale Below $40,000

Used Cars under $40,000 for Sale in the Greater Utica Area

Metro Utica Secondhand Used Vehicles Priced Below $40,000

2024 Hyundai PALISADE Limited

Hyundai PALISADE Limited

2024 Hyundai PALISADE Limited Poor Credit Car Finance Estimate

2025 Kia Telluride EX

Kia Telluride EX

2025 Kia Telluride EX Poor Credit Car Loan Estimate

2026 Hyundai TUCSON SEL

Hyundai TUCSON SEL

2026 Hyundai TUCSON SEL Poor Credit Auto Loan Estimate

2022 Jeep Grand Cherokee Summit

Jeep Grand Cherokee Summit

2022 Jeep Grand Cherokee Summit Poor Credit Car Finance Estimate

2025 Ford Ranger XLT

Ford Ranger XLT

2025 Ford Ranger XLT Poor Credit Auto Loan Estimate

2024 Hyundai PALISADE SEL

Hyundai PALISADE SEL

2024 Hyundai PALISADE SEL Poor Credit Auto Loan Estimate

2023 Hyundai PALISADE Calligraphy

Hyundai PALISADE Calligraphy

2023 Hyundai PALISADE Calligraphy Poor Credit Auto Finance Estimate

2026 Hyundai TUCSON SEL

Hyundai TUCSON SEL

2026 Hyundai TUCSON SEL Poor Credit Auto Loan Estimate

2022 Genesis G70 3.3T Standard

Genesis G70 3.3T Standard

2022 Genesis G70 3.3T Standard Poor Credit Car Loan Estimate

2026 Toyota Tacoma SR

Toyota Tacoma SR

2026 Toyota Tacoma SR Poor Credit Auto Finance Estimate

Greater Utica Area Cities with Used Cars for Sale Below $40K

Metro Utica Area Counties with Used Cars for Sale Below $40,000

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