Utica, NY Area Used Cars Under $40,000

2023 Hyundai PALISADE Calligraphy

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This low mileage certified second hand 2023 Hyundai PALISADE Calligraphy AWD SUV under 26,000 miles, automatic transmission, and 22 MPG, 3.8L gas engine is for sale right now below $38K at Mastrovito Hyundai in Yorkville, NY. ...View More Details

Sales Price:	$37,999
Est. Payment:	$710.83 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	26,280
Location:	Yorkville, NY

Item	Amount
Used Car Price⁽¹⁾	$37,999.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,380.97
Avg. DMV Fee	86.00
Cash Sale Price	$41,540.97
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,540.97
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$710.83

(1) Auto Finance calculations are based on the used car dealer's advertised price of $37,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai TUCSON SEL

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This low mileage certified second hand 2026 Hyundai TUCSON SEL AWD SUV below 3,000 miles, automatic transmission, and 22 MPG, 2.5L gas engine is for sale right now below $36K at Mastrovito Hyundai in Yorkville, NY. ...View More Details

Sales Price:	$35,250
Est. Payment:	$659.61 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	3,186
Location:	Yorkville, NY

Item	Amount
Used Car Price⁽¹⁾	$35,250.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,136.86
Avg. DMV Fee	86.00
Cash Sale Price	$38,547.86
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,547.86
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$659.61

(1) Auto Loan calculations are based on the used car dealer's advertised price of $35,250.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai PALISADE Calligraphy

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This low mileage certified used 2023 Hyundai PALISADE Calligraphy AWD SUV under 35,000 miles, automatic transmission, and 22 MPG, 3.8L gas engine is for sale right now under $37K at Mastrovito Hyundai in Yorkville, NY. ...View More Details

Sales Price:	$36,599
Est. Payment:	$684.74 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	35,161
Location:	Yorkville, NY

Item	Amount
Used Car Price⁽¹⁾	$36,599.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,256.65
Avg. DMV Fee	86.00
Cash Sale Price	$40,016.65
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,016.65
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$684.74

(1) Car Finance calculations are based on the used car dealer's advertised price of $36,599.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 GMC Sierra 1500 AT4

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This average mileage preowned 2021 GMC Sierra 1500 AT4 4x4 pickup under 84,000 miles, automatic transmission, and 22 MPG, 6.2L gas engine is for sale right now under $38K at Mastrovito Hyundai in Yorkville, NY. ...View More Details

Sales Price:	$37,899
Est. Payment:	$994.64 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	84,328
Location:	Yorkville, NY

Item	Amount
Used Car Price⁽¹⁾	$37,899.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,372.09
Avg. DMV Fee	86.00
Cash Sale Price	$41,432.09
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,432.09
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Car Loan Payment	$994.64

(1) Car Loan calculations are based on the used car dealer's advertised price of $37,899.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 48 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai SANTA CRUZ XRT

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This low mileage certified preowned 2025 Hyundai SANTA CRUZ XRT AWD pickup below 12,000 miles, automatic transmission, and 22 MPG, 2.5L gas engine is for sale right now under $36K at Mastrovito Hyundai in Yorkville, NY. ...View More Details

Sales Price:	$35,999
Est. Payment:	$673.57 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	11,810
Location:	Yorkville, NY

Item	Amount
Used Car Price⁽¹⁾	$35,999.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,203.37
Avg. DMV Fee	86.00
Cash Sale Price	$39,363.37
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,363.37
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$673.57

(1) Car Finance calculations are based on the used car dealer's advertised price of $35,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai TUCSON Limited

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This low mileage certified preowned 2025 Hyundai TUCSON Limited AWD SUV below 4,000 miles, automatic transmission, and 22 MPG, 2.5L gas engine is for sale right now below $36K at Mastrovito Hyundai in Yorkville, NY. ...View More Details

Sales Price:	$35,899
Est. Payment:	$671.70 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	3,672
Location:	Yorkville, NY

Item	Amount
Used Car Price⁽¹⁾	$35,899.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,194.49
Avg. DMV Fee	86.00
Cash Sale Price	$39,254.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,254.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$671.70

(1) Car Loan calculations are based on the used car dealer's advertised price of $35,899.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai TUCSON Limited

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This low mileage certified preowned 2025 Hyundai TUCSON Limited AWD SUV under 5,000 miles, automatic transmission, and 22 MPG, 2.5L gas engine is for sale right now below $36K at Mastrovito Hyundai in Yorkville, NY. ...View More Details

Sales Price:	$35,899
Est. Payment:	$671.70 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	5,170
Location:	Yorkville, NY

Item	Amount
Used Car Price⁽¹⁾	$35,899.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,194.49
Avg. DMV Fee	86.00
Cash Sale Price	$39,254.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,254.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$671.70

(1) Car Finance calculations are based on the used car dealer's advertised price of $35,899.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Jeep Grand Cherokee Summit

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This low mileage second hand 2022 Jeep Grand Cherokee Summit 4x4 SUV below 43,000 miles, automatic transmission, and 22 MPG, 5.7L gas engine is for sale right now under $40K at Mastrovito Hyundai in Yorkville, NY. ...View More Details

Sales Price:	$39,999
Est. Payment:	$748.09 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	43,206
Location:	Yorkville, NY

Item	Amount
Used Car Price⁽¹⁾	$39,999.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,558.57
Avg. DMV Fee	86.00
Cash Sale Price	$43,718.57
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,718.57
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$748.09

(1) Car Loan calculations are based on the used car dealer's advertised price of $39,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai TUCSON SEL

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This low mileage certified preowned 2026 Hyundai TUCSON SEL AWD SUV below 4,000 miles, automatic transmission, and 22 MPG, 2.5L gas engine is for sale right now below $36K at Mastrovito Hyundai in Yorkville, NY. ...View More Details

Sales Price:	$35,250
Est. Payment:	$659.61 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	4,220
Location:	Yorkville, NY

Item	Amount
Used Car Price⁽¹⁾	$35,250.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,136.86
Avg. DMV Fee	86.00
Cash Sale Price	$38,547.86
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,547.86
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$659.61

(1) Car Finance calculations are based on the used car dealer's advertised price of $35,250.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai PALISADE Calligraphy

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This low mileage certified used 2023 Hyundai PALISADE Calligraphy AWD SUV under 34,000 miles, automatic transmission, and 22 MPG, 3.8L gas engine is for sale right now under $36K at Mastrovito Hyundai in Yorkville, NY. ...View More Details

Sales Price:	$35,599
Est. Payment:	$666.11 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	34,421
Location:	Yorkville, NY

Item	Amount
Used Car Price⁽¹⁾	$35,599.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,167.85
Avg. DMV Fee	86.00
Cash Sale Price	$38,927.85
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,927.85
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$666.11

(1) Auto Loan calculations are based on the used car dealer's advertised price of $35,599.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in the Greater Utica Area

Metro Utica Secondhand Used Vehicles Priced Below $40,000

2023 Hyundai PALISADE Calligraphy

2026 Hyundai TUCSON SEL

2023 Hyundai PALISADE Calligraphy

2021 GMC Sierra 1500 AT4

2025 Hyundai SANTA CRUZ XRT

2025 Hyundai TUCSON Limited

2025 Hyundai TUCSON Limited

2022 Jeep Grand Cherokee Summit

2026 Hyundai TUCSON SEL

2023 Hyundai PALISADE Calligraphy

Greater Utica Area Cities with Used Cars for Sale Below $40K

Metro Utica Area Counties with Used Cars for Sale Below $40,000

Used Cars under $40,000 for Sale in the Greater Utica Area

Metro Utica Secondhand Used Vehicles Priced Below $40,000

2023 Hyundai PALISADE Calligraphy

Hyundai PALISADE Calligraphy

2023 Hyundai PALISADE Calligraphy Car Loan Estimate

2026 Hyundai TUCSON SEL

Hyundai TUCSON SEL

2026 Hyundai TUCSON SEL Car Loan Estimate

2023 Hyundai PALISADE Calligraphy

Hyundai PALISADE Calligraphy

2023 Hyundai PALISADE Calligraphy Car Loan Estimate

2021 GMC Sierra 1500 AT4

GMC Sierra 1500 AT4

2021 GMC Sierra 1500 AT4 Car Loan Estimate

2025 Hyundai SANTA CRUZ XRT

Hyundai SANTA CRUZ XRT

2025 Hyundai SANTA CRUZ XRT Car Loan Estimate

2025 Hyundai TUCSON Limited

Hyundai TUCSON Limited

2025 Hyundai TUCSON Limited Car Loan Estimate

2025 Hyundai TUCSON Limited

Hyundai TUCSON Limited

2025 Hyundai TUCSON Limited Car Loan Estimate

2022 Jeep Grand Cherokee Summit

Jeep Grand Cherokee Summit

2022 Jeep Grand Cherokee Summit Car Loan Estimate

2026 Hyundai TUCSON SEL

Hyundai TUCSON SEL

2026 Hyundai TUCSON SEL Car Loan Estimate

2023 Hyundai PALISADE Calligraphy

Hyundai PALISADE Calligraphy

2023 Hyundai PALISADE Calligraphy Car Loan Estimate

Greater Utica Area Cities with Used Cars for Sale Below $40K

Metro Utica Area Counties with Used Cars for Sale Below $40,000

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