Utica, NY Area Used Cars Under $40,000

2022 Genesis G70 3.3T Standard

⇩ View Seller Description

This low mileage used 2022 Genesis G70 3.3T Standard RWD sedan below 34,000 miles, a transmission, and 23 MPG, 3.3L gas engine is for sale right now below $37K at Mastrovito Hyundai in Yorkville, NY. ...View More Details

Sales Price:	$36,699
Est. Payment:	$686.61 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	33,759
Location:	Yorkville, NY

Item	Amount
Used Car Price⁽¹⁾	$36,699.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,265.53
Avg. DMV Fee	86.00
Cash Sale Price	$40,125.53
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,125.53
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$686.61

(1) Auto Finance calculations are based on the used car dealer's advertised price of $36,699.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai PALISADE Calligraphy

⇩ View Seller Description

This low mileage second hand 2023 Hyundai PALISADE Calligraphy AWD SUV below 26,000 miles, a transmission, and 23 MPG, 3.8L gas engine is for sale right now below $38K at Mastrovito Hyundai in Yorkville, NY. ...View More Details

Sales Price:	$37,999
Est. Payment:	$710.83 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	26,280
Location:	Yorkville, NY

Item	Amount
Used Car Price⁽¹⁾	$37,999.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,380.97
Avg. DMV Fee	86.00
Cash Sale Price	$41,540.97
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,540.97
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$710.83

(1) Auto Loan calculations are based on the used car dealer's advertised price of $37,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Kia Telluride EX

⇩ View Seller Description

This low mileage used 2025 Kia Telluride EX AWD SUV under 12,000 miles, a transmission, and 23 MPG, 3.8L gas engine is for sale right now below $40K at Mastrovito Hyundai in Yorkville, NY. ...View More Details

Sales Price:	$39,699
Est. Payment:	$742.50 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	12,305
Location:	Yorkville, NY

Item	Amount
Used Car Price⁽¹⁾	$39,699.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,531.93
Avg. DMV Fee	86.00
Cash Sale Price	$43,391.93
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,391.93
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$742.50

(1) Auto Loan calculations are based on the used car dealer's advertised price of $39,699.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Hyundai PALISADE SEL

⇩ View Seller Description

This low mileage second hand 2024 Hyundai PALISADE SEL AWD SUV below 14,000 miles, a transmission, and 23 MPG, 3.8L gas engine is for sale right now below $39K at Mastrovito Hyundai in Yorkville, NY. ...View More Details

Sales Price:	$38,599
Est. Payment:	$722.01 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	13,896
Location:	Yorkville, NY

Item	Amount
Used Car Price⁽¹⁾	$38,599.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,434.25
Avg. DMV Fee	86.00
Cash Sale Price	$42,194.25
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,194.25
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$722.01

(1) Car Finance calculations are based on the used car dealer's advertised price of $38,599.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai TUCSON SEL

⇩ View Seller Description

This low mileage second hand 2026 Hyundai TUCSON SEL AWD SUV under 6,000 miles, a transmission, and 23 MPG, 2.5L gas engine is for sale right now below $36K at Mastrovito Hyundai in Yorkville, NY. ...View More Details

Sales Price:	$35,250
Est. Payment:	$659.61 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	6,039
Location:	Yorkville, NY

Item	Amount
Used Car Price⁽¹⁾	$35,250.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,136.86
Avg. DMV Fee	86.00
Cash Sale Price	$38,547.86
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,547.86
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$659.61

(1) Auto Loan calculations are based on the used car dealer's advertised price of $35,250.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Toyota Tacoma SR

⇩ View Seller Description

This low mileage used 2026 Toyota Tacoma SR 4X4 pickup under 1,000 miles, a transmission, and 23 MPG, 2.4L gas engine is for sale right now under $36K at Mastrovito Hyundai in Yorkville, NY. ...View More Details

Sales Price:	$35,999
Est. Payment:	$673.57 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	1,448
Location:	Yorkville, NY

Item	Amount
Used Car Price⁽¹⁾	$35,999.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,203.37
Avg. DMV Fee	86.00
Cash Sale Price	$39,363.37
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,363.37
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$673.57

(1) Car Finance calculations are based on the used car dealer's advertised price of $35,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai ELANTRA N Base

⇩ View Seller Description

This low mileage preowned 2025 Hyundai ELANTRA N Base FWD sedan below 14,000 miles, m transmission, and 23 MPG, 2.0L gas engine is for sale right now below $36K at Mastrovito Hyundai in Yorkville, NY. ...View More Details

Sales Price:	$35,199
Est. Payment:	$658.66 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	14,320
Location:	Yorkville, NY

Item	Amount
Used Car Price⁽¹⁾	$35,199.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,132.33
Avg. DMV Fee	86.00
Cash Sale Price	$38,492.33
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,492.33
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$658.66

(1) Auto Finance calculations are based on the used car dealer's advertised price of $35,199.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Jeep Grand Cherokee Summit

⇩ View Seller Description

This low mileage preowned 2022 Jeep Grand Cherokee Summit 4X4 SUV under 43,000 miles, a transmission, and 23 MPG, 5.7L gas engine is for sale right now under $37K at Mastrovito Hyundai in Yorkville, NY. ...View More Details

Sales Price:	$36,999
Est. Payment:	$692.20 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	43,206
Location:	Yorkville, NY

Item	Amount
Used Car Price⁽¹⁾	$36,999.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,292.17
Avg. DMV Fee	86.00
Cash Sale Price	$40,452.17
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,452.17
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$692.20

(1) Auto Finance calculations are based on the used car dealer's advertised price of $36,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai TUCSON SEL

⇩ View Seller Description

This low mileage used 2026 Hyundai TUCSON SEL AWD SUV under 5,000 miles, a transmission, and 23 MPG, 2.5L gas engine is for sale right now under $36K at Mastrovito Hyundai in Yorkville, NY. ...View More Details

Sales Price:	$35,250
Est. Payment:	$659.61 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	4,556
Location:	Yorkville, NY

Item	Amount
Used Car Price⁽¹⁾	$35,250.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,136.86
Avg. DMV Fee	86.00
Cash Sale Price	$38,547.86
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,547.86
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$659.61

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Ranger XLT

⇩ View Seller Description

This low mileage used 2025 Ford Ranger XLT 4X4 pickup below 19,000 miles, a transmission, and 23 MPG, 2.3L gas engine is for sale right now below $39K at Mastrovito Hyundai in Yorkville, NY. ...View More Details

Sales Price:	$38,299
Est. Payment:	$716.42 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	19,088
Location:	Yorkville, NY

Item	Amount
Used Car Price⁽¹⁾	$38,299.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,407.61
Avg. DMV Fee	86.00
Cash Sale Price	$41,867.61
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,867.61
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$716.42

(1) Car Loan calculations are based on the used car dealer's advertised price of $38,299.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in the Greater Utica Area

Metro Utica Secondhand Used Vehicles Priced Below $40,000

2022 Genesis G70 3.3T Standard

2023 Hyundai PALISADE Calligraphy

2025 Kia Telluride EX

2024 Hyundai PALISADE SEL

2026 Hyundai TUCSON SEL

2026 Toyota Tacoma SR

2025 Hyundai ELANTRA N Base

2022 Jeep Grand Cherokee Summit

2026 Hyundai TUCSON SEL

2025 Ford Ranger XLT

Greater Utica Area Cities with Used Cars for Sale Below $40K

Metro Utica Area Counties with Used Cars for Sale Below $40,000

Used Cars under $40,000 for Sale in the Greater Utica Area

Metro Utica Secondhand Used Vehicles Priced Below $40,000

2022 Genesis G70 3.3T Standard

Genesis G70 3.3T Standard

2022 Genesis G70 3.3T Standard Car Loan Estimate

2023 Hyundai PALISADE Calligraphy

Hyundai PALISADE Calligraphy

2023 Hyundai PALISADE Calligraphy Car Loan Estimate

2025 Kia Telluride EX

Kia Telluride EX

2025 Kia Telluride EX Car Loan Estimate

2024 Hyundai PALISADE SEL

Hyundai PALISADE SEL

2024 Hyundai PALISADE SEL Car Loan Estimate

2026 Hyundai TUCSON SEL

Hyundai TUCSON SEL

2026 Hyundai TUCSON SEL Car Loan Estimate

2026 Toyota Tacoma SR

Toyota Tacoma SR

2026 Toyota Tacoma SR Car Loan Estimate

2025 Hyundai ELANTRA N Base

Hyundai ELANTRA N Base

2025 Hyundai ELANTRA N Base Car Loan Estimate

2022 Jeep Grand Cherokee Summit

Jeep Grand Cherokee Summit

2022 Jeep Grand Cherokee Summit Car Loan Estimate

2026 Hyundai TUCSON SEL

Hyundai TUCSON SEL

2026 Hyundai TUCSON SEL Car Loan Estimate

2025 Ford Ranger XLT

Ford Ranger XLT

2025 Ford Ranger XLT Car Loan Estimate

Greater Utica Area Cities with Used Cars for Sale Below $40K

Metro Utica Area Counties with Used Cars for Sale Below $40,000

Customize Payments

Find Financing

Customize Payments