Utica, NY Area Used Pickups Under $40,000

2026 Toyota Tacoma SR

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This low mileage second hand 2026 Toyota Tacoma SR 4x4 pickup under 1,000 miles, automatic transmission, and 19 MPG, 2.4L gas engine is for sale right now under $39K at Mastrovito Hyundai in Yorkville, NY. ...View More Details

Sales Price:	$38,299
Est. Payment:	$716.42 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	1,448
Location:	Yorkville, NY

Item	Amount
Used Car Price⁽¹⁾	$38,299.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,407.61
Avg. DMV Fee	86.00
Cash Sale Price	$41,867.61
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,867.61
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$716.42

(1) Car Loan calculations are based on the used car dealer's advertised price of $38,299.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XL

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This low mileage used 2023 Ford F-150 XL 4x4 pickup below 20,000 miles, automatic transmission, and 19 MPG, 2.7L gas engine is for sale right now below $40K at Steet Ponte Ford in Yorkville, NY. ...View More Details

Sales Price:	$39,995
Est. Payment:	$748.02 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	19,964
Location:	Yorkville, NY

Item	Amount
Used Car Price⁽¹⁾	$39,995.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,558.22
Avg. DMV Fee	86.00
Cash Sale Price	$43,714.22
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,714.22
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$748.02

(1) Auto Loan calculations are based on the used car dealer's advertised price of $39,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XLT

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This low mileage used 2023 Ford F-150 XLT 4x4 pickup under 44,000 miles, automatic transmission, and 19 MPG, 2.7L gas engine is for sale right now under $38K at Steet Ponte Ford in Yorkville, NY. ...View More Details

Sales Price:	$37,200
Est. Payment:	$695.94 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	44,095
Location:	Yorkville, NY

Item	Amount
Used Car Price⁽¹⁾	$37,200.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,310.02
Avg. DMV Fee	86.00
Cash Sale Price	$40,671.02
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,671.02
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$695.94

(1) Auto Finance calculations are based on the used car dealer's advertised price of $37,200.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Toyota Tacoma SR5 V6

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This low mileage preowned 2023 Toyota Tacoma SR5 V6 4x4 pickup below 17,000 miles, automatic transmission, and 19 MPG, 3.5L gas engine is for sale right now under $40K at Steet Ponte Ford in Yorkville, NY. ...View More Details

Sales Price:	$39,995
Est. Payment:	$748.02 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	17,239
Location:	Yorkville, NY

Item	Amount
Used Car Price⁽¹⁾	$39,995.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,558.22
Avg. DMV Fee	86.00
Cash Sale Price	$43,714.22
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,714.22
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$748.02

(1) Auto Finance calculations are based on the used car dealer's advertised price of $39,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Ford F-150 XL

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This low mileage second hand 2020 Ford F-150 XL 4x4 pickup below 46,000 miles, automatic transmission, and 19 MPG, 3.5L gas engine is for sale right now under $36K at Steet Ponte Ford in Yorkville, NY. ...View More Details

Sales Price:	$35,995
Est. Payment:	$673.49 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	46,027
Location:	Yorkville, NY

Item	Amount
Used Car Price⁽¹⁾	$35,995.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,203.02
Avg. DMV Fee	86.00
Cash Sale Price	$39,359.02
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,359.02
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$673.49

(1) Car Loan calculations are based on the used car dealer's advertised price of $35,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XLT

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This low mileage used 2023 Ford F-150 XLT 4x4 pickup under 20,000 miles, automatic transmission, and 19 MPG, 2.7L gas engine is for sale right now below $38K at Steet Ponte Ford in Yorkville, NY. ...View More Details

Sales Price:	$37,995
Est. Payment:	$710.75 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	20,490
Location:	Yorkville, NY

Item	Amount
Used Car Price⁽¹⁾	$37,995.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,380.62
Avg. DMV Fee	86.00
Cash Sale Price	$41,536.62
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,536.62
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$710.75

(1) Auto Loan calculations are based on the used car dealer's advertised price of $37,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Ram 1500 Big Horn

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This low mileage second hand 2021 Ram 1500 Big Horn 4x4 pickup below 28,000 miles, automatic transmission, and 19 MPG, 5.7L gas engine is for sale right now below $37K at Fenton Ford in Camden, NY. ...View More Details

Sales Price:	$36,995
Est. Payment:	$692.12 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	28,119
Location:	Camden, NY

Item	Amount
Used Car Price⁽¹⁾	$36,995.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,291.82
Avg. DMV Fee	86.00
Cash Sale Price	$40,447.82
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,447.82
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$692.12

(1) Car Loan calculations are based on the used car dealer's advertised price of $36,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Ford F-150 XL

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This high mileage second hand 2021 Ford F-150 XL 4x4 pickup under 112,000 miles, automatic transmission, and 19 MPG, 5.0L gas engine is for sale right now under $40K at Steet Ponte Ford in Yorkville, NY. ...View More Details

Sales Price:	$39,495
Est. Payment:	$1335.53 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	111,851
Location:	Yorkville, NY

Item	Amount
Used Car Price⁽¹⁾	$39,495.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,513.82
Avg. DMV Fee	86.00
Cash Sale Price	$43,169.82
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,169.82
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Auto Finance Payment	$1335.53

(1) Auto Finance calculations are based on the used car dealer's advertised price of $39,495.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 36 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Pickups under $40,000 for Sale in the Greater Utica Area

Metro Utica Secondhand Used Pickups Priced Below $40,000

2026 Toyota Tacoma SR

2023 Ford F-150 XL

2023 Ford F-150 XLT

2023 Toyota Tacoma SR5 V6

2020 Ford F-150 XL

2023 Ford F-150 XLT

2021 Ram 1500 Big Horn

2021 Ford F-150 XL

Greater Utica Area Cities with Used Pickups for Sale Below $40K

Metro Utica Area Counties with Used Pickups for Sale Below $40,000

Used Pickups under $40,000 for Sale in the Greater Utica Area

Metro Utica Secondhand Used Pickups Priced Below $40,000

2026 Toyota Tacoma SR

Toyota Tacoma SR

2026 Toyota Tacoma SR Car Loan Estimate

2023 Ford F-150 XL

Ford F-150 XL

2023 Ford F-150 XL Car Loan Estimate

2023 Ford F-150 XLT

Ford F-150 XLT

2023 Ford F-150 XLT Car Loan Estimate

2023 Toyota Tacoma SR5 V6

Toyota Tacoma SR5 V6

2023 Toyota Tacoma SR5 V6 Car Loan Estimate

2020 Ford F-150 XL

Ford F-150 XL

2020 Ford F-150 XL Car Loan Estimate

2023 Ford F-150 XLT

Ford F-150 XLT

2023 Ford F-150 XLT Car Loan Estimate

2021 Ram 1500 Big Horn

Ram 1500 Big Horn

2021 Ram 1500 Big Horn Car Loan Estimate

2021 Ford F-150 XL

Ford F-150 XL

2021 Ford F-150 XL Car Loan Estimate

Greater Utica Area Cities with Used Pickups for Sale Below $40K

Metro Utica Area Counties with Used Pickups for Sale Below $40,000

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