Utica, NY Area Used Pickups Under $40,000

2025 Ford Ranger XLT

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This low mileage used 2025 Ford Ranger XLT 4X4 pickup under 19,000 miles, a transmission, and 19 MPG, 2.3L gas engine is for sale right now below $39K at Mastrovito Hyundai in Yorkville, NY. ...View More Details

Sales Price:	$38,299
Est. Payment:	$716.42 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	19,088
Location:	Yorkville, NY

Item	Amount
Used Car Price⁽¹⁾	$38,299.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,407.61
Avg. DMV Fee	86.00
Cash Sale Price	$41,867.61
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,867.61
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$716.42

(1) Car Loan calculations are based on the used car dealer's advertised price of $38,299.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Toyota Tacoma SR

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This low mileage second hand 2026 Toyota Tacoma SR 4X4 pickup under 1,000 miles, a transmission, and 19 MPG, 2.4L gas engine is for sale right now below $36K at Mastrovito Hyundai in Yorkville, NY. ...View More Details

Sales Price:	$35,999
Est. Payment:	$673.57 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	1,448
Location:	Yorkville, NY

Item	Amount
Used Car Price⁽¹⁾	$35,999.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,203.37
Avg. DMV Fee	86.00
Cash Sale Price	$39,363.37
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,363.37
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$673.57

(1) Auto Finance calculations are based on the used car dealer's advertised price of $35,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XL

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This low mileage used 2023 Ford F-150 XL 4X4 pickup below 26,000 miles, a transmission, and 19 MPG, 2.7L gas engine is for sale right now under $36K at Fenton Ford in Camden, NY. ...View More Details

Sales Price:	$35,900
Est. Payment:	$671.72 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	26,014
Location:	Camden, NY

Item	Amount
Used Car Price⁽¹⁾	$35,900.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,194.58
Avg. DMV Fee	86.00
Cash Sale Price	$39,255.58
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,255.58
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$671.72

(1) Auto Loan calculations are based on the used car dealer's advertised price of $35,900.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XL

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This low mileage second hand 2023 Ford F-150 XL 4X4 pickup under 20,000 miles, a transmission, and 19 MPG, 2.7L gas engine is for sale right now below $37K at Steet Ponte Ford in Yorkville, NY. ...View More Details

Sales Price:	$36,495
Est. Payment:	$682.81 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	19,964
Location:	Yorkville, NY

Item	Amount
Used Car Price⁽¹⁾	$36,495.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,247.42
Avg. DMV Fee	86.00
Cash Sale Price	$39,903.42
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,903.42
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$682.81

(1) Auto Finance calculations are based on the used car dealer's advertised price of $36,495.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XL

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This low mileage second hand 2023 Ford F-150 XL 4X4 pickup under 0,000 miles, a transmission, and 19 MPG, 2.7L gas engine is for sale right now below $40K at Fenton Ford in Camden, NY. ...View More Details

Sales Price:	$39,500
Est. Payment:	$738.79 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	0
Location:	Camden, NY

Item	Amount
Used Car Price⁽¹⁾	$39,500.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,514.26
Avg. DMV Fee	86.00
Cash Sale Price	$43,175.26
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,175.26
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$738.79

(1) Auto Loan calculations are based on the used car dealer's advertised price of $39,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XL

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This low mileage used 2023 Ford F-150 XL 4X4 pickup under 36,000 miles, a transmission, and 19 MPG, 2.7L gas engine is for sale right now below $38K at Fenton Ford in Camden, NY. ...View More Details

Sales Price:	$37,900
Est. Payment:	$708.98 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	35,535
Location:	Camden, NY

Item	Amount
Used Car Price⁽¹⁾	$37,900.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,372.18
Avg. DMV Fee	86.00
Cash Sale Price	$41,433.18
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,433.18
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$708.98

(1) Auto Loan calculations are based on the used car dealer's advertised price of $37,900.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XL

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This low mileage used 2023 Ford F-150 XL 4X4 pickup below 9,000 miles, a transmission, and 19 MPG, 2.7L gas engine is for sale right now under $38K at Steet Ponte Ford in Yorkville, NY. ...View More Details

Sales Price:	$37,995
Est. Payment:	$710.75 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	8,705
Location:	Yorkville, NY

Item	Amount
Used Car Price⁽¹⁾	$37,995.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,380.62
Avg. DMV Fee	86.00
Cash Sale Price	$41,536.62
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,536.62
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$710.75

(1) Car Finance calculations are based on the used car dealer's advertised price of $37,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XL

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This low mileage preowned 2023 Ford F-150 XL 4X4 pickup below 54,000 miles, a transmission, and 19 MPG, 2.7L gas engine is for sale right now under $36K at Steet Ponte Ford in Yorkville, NY. ...View More Details

Sales Price:	$35,495
Est. Payment:	$712.65 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	53,841
Location:	Yorkville, NY

Item	Amount
Used Car Price⁽¹⁾	$35,495.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,158.62
Avg. DMV Fee	86.00
Cash Sale Price	$38,814.62
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,814.62
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Loan Payment	$712.65

(1) Car Loan calculations are based on the used car dealer's advertised price of $35,495.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 66 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Nissan Titan PRO-4X

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This low mileage used 2022 Nissan Titan PRO-4X 4X4 pickup under 39,000 miles, a transmission, and 19 MPG, 5.6L gas engine is for sale right now below $39K at Steet Ponte Ford in Yorkville, NY. ...View More Details

Sales Price:	$38,995
Est. Payment:	$729.38 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	38,703
Location:	Yorkville, NY

Item	Amount
Used Car Price⁽¹⁾	$38,995.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,469.42
Avg. DMV Fee	86.00
Cash Sale Price	$42,625.42
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,625.42
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$729.38

(1) Auto Loan calculations are based on the used car dealer's advertised price of $38,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Ford F-150 Limited

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This below average mileage preowned 2019 Ford F-150 Limited 4X4 pickup under 62,000 miles, a transmission, and 19 MPG, 3.5L gas engine is for sale right now below $40K at Steet Ponte Ford in Yorkville, NY. ...View More Details

Sales Price:	$39,995
Est. Payment:	$868.28 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	61,593
Location:	Yorkville, NY

Item	Amount
Used Car Price⁽¹⁾	$39,995.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,558.22
Avg. DMV Fee	86.00
Cash Sale Price	$43,714.22
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,714.22
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Loan Payment	$868.28

(1) Car Loan calculations are based on the used car dealer's advertised price of $39,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 60 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Pickups under $40,000 for Sale in the Greater Utica Area

Metro Utica Secondhand Used Pickups Priced Below $40,000

2025 Ford Ranger XLT

2026 Toyota Tacoma SR

2023 Ford F-150 XL

2023 Ford F-150 XL

2023 Ford F-150 XL

2023 Ford F-150 XL

2023 Ford F-150 XL

2023 Ford F-150 XL

2022 Nissan Titan PRO-4X

2019 Ford F-150 Limited

Greater Utica Area Cities with Used Pickups for Sale Below $40K

Metro Utica Area Counties with Used Pickups for Sale Below $40,000

Used Pickups under $40,000 for Sale in the Greater Utica Area

Metro Utica Secondhand Used Pickups Priced Below $40,000

2025 Ford Ranger XLT

Ford Ranger XLT

2025 Ford Ranger XLT Car Loan Estimate

2026 Toyota Tacoma SR

Toyota Tacoma SR

2026 Toyota Tacoma SR Car Loan Estimate

2023 Ford F-150 XL

Ford F-150 XL

2023 Ford F-150 XL Car Loan Estimate

2023 Ford F-150 XL

Ford F-150 XL

2023 Ford F-150 XL Car Loan Estimate

2023 Ford F-150 XL

Ford F-150 XL

2023 Ford F-150 XL Car Loan Estimate

2023 Ford F-150 XL

Ford F-150 XL

2023 Ford F-150 XL Car Loan Estimate

2023 Ford F-150 XL

Ford F-150 XL

2023 Ford F-150 XL Car Loan Estimate

2023 Ford F-150 XL

Ford F-150 XL

2023 Ford F-150 XL Car Loan Estimate

2022 Nissan Titan PRO-4X

Nissan Titan PRO-4X

2022 Nissan Titan PRO-4X Car Loan Estimate

2019 Ford F-150 Limited

Ford F-150 Limited

2019 Ford F-150 Limited Car Loan Estimate

Greater Utica Area Cities with Used Pickups for Sale Below $40K

Metro Utica Area Counties with Used Pickups for Sale Below $40,000

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