Texas Used Cars Under $650 a Month. Finance Payments Below $650

2026 Hyundai SANTA FE SE

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This low mileage certified preowned 2026 Hyundai SANTA FE SE FWD SUV under 6,000 miles, automatic transmission, and 23 MPG, 2.5L gas engine is for sale right now below $34K at Charlie Clark Hyundai of Laredo in Laredo, TX. ...View More Details

Sales Price:	$33,272
Est. Payment:	$620.69 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	6,458
Location:	Laredo, TX

Item	Amount
Used Car Price⁽¹⁾	$33,272.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	2,757.32
Avg. DMV Fee	94.00
Cash Sale Price	$36,273.32
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$36,273.32
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$620.69

(1) Auto Finance calculations are based on the used car dealer's advertised price of $33,272.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Hyundai PALISADE SEL

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This average mileage certified used 2022 Hyundai PALISADE SEL FWD SUV below 81,000 miles, automatic transmission, and 23 MPG, 3.8L gas engine is for sale right now below $25K at Hyundai of El Paso in El Paso, TX. ...View More Details

Sales Price:	$24,940
Est. Payment:	$654.27 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	81,225
Location:	El Paso, TX

Item	Amount
Used Car Price⁽¹⁾	$24,940.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	2,069.93
Avg. DMV Fee	94.00
Cash Sale Price	$27,253.93
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$27,253.93
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Car Loan Payment	$654.27

(1) Car Loan calculations are based on the used car dealer's advertised price of $24,940.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 48 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai SANTA FE XRT

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This low mileage certified used 2025 Hyundai SANTA FE XRT AWD SUV below 12,000 miles, automatic transmission, and 23 MPG, 2.5L gas engine is for sale right now under $35K at Van Hyundai in Carrollton, TX. ...View More Details

Sales Price:	$34,378
Est. Payment:	$641.18 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	11,897
Location:	Carrollton, TX

Item	Amount
Used Car Price⁽¹⁾	$34,378.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	2,848.56
Avg. DMV Fee	94.00
Cash Sale Price	$37,470.56
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$37,470.56
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$641.18

(1) Auto Loan calculations are based on the used car dealer's advertised price of $34,378.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2017 Toyota RAV4 LE

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This high mileage used 2017 Toyota RAV4 LE AWD SUV below 111,000 miles, automatic transmission, and 23 MPG, 2.5L gas engine is for sale right now below $18K at Amarillo in Amarillo, TX. ...View More Details

Sales Price:	$17,998
Est. Payment:	$610.66 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	110,546
Location:	Amarillo, TX

Item	Amount
Used Car Price⁽¹⁾	$17,998.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	1,497.21
Avg. DMV Fee	94.00
Cash Sale Price	$19,739.21
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$19,739.21
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Car Loan Payment	$610.66

(1) Car Loan calculations are based on the used car dealer's advertised price of $17,998.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 36 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Cadillac XT4 Sport

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This low mileage preowned 2023 Cadillac XT4 Sport 4x4 SUV below 34,000 miles, automatic transmission, and 23 MPG, 2.0L gas engine is for sale right now under $33K at Oscar Leeser's Hyundai of E El Paso in El Paso, TX. ...View More Details

Sales Price:	$32,855
Est. Payment:	$612.97 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	34,141
Location:	El Paso, TX

Item	Amount
Used Car Price⁽¹⁾	$32,855.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	2,722.91
Avg. DMV Fee	94.00
Cash Sale Price	$35,821.91
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$35,821.91
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$612.97

(1) Car Finance calculations are based on the used car dealer's advertised price of $32,855.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Hyundai PALISADE Limited

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This low mileage certified preowned 2022 Hyundai PALISADE Limited FWD SUV under 57,000 miles, automatic transmission, and 23 MPG, 3.8L gas engine is for sale right now under $33K at Hyundai of El Paso in El Paso, TX. ...View More Details

Sales Price:	$32,607
Est. Payment:	$652.78 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	56,769
Location:	El Paso, TX

Item	Amount
Used Car Price⁽¹⁾	$32,607.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	2,702.45
Avg. DMV Fee	94.00
Cash Sale Price	$35,553.45
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$35,553.45
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Finance Payment	$652.78

(1) Car Finance calculations are based on the used car dealer's advertised price of $32,607.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 66 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2016 GMC Canyon SLE

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This above average mileage used 2016 GMC Canyon SLE 4x4 pickup below 90,000 miles, automatic transmission, and 23 MPG, 3.6L gas engine is for sale right now below $22K at Amarillo in Amarillo, TX. ...View More Details

Sales Price:	$21,998
Est. Payment:	$649.25 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	90,054
Location:	Amarillo, TX

Item	Amount
Used Car Price⁽¹⁾	$21,998.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	1,827.21
Avg. DMV Fee	94.00
Cash Sale Price	$24,069.21
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$24,069.21
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Auto Loan Payment	$649.25

(1) Auto Loan calculations are based on the used car dealer's advertised price of $21,998.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 42 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 BMW 2 Series 230i

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This low mileage used 2023 BMW 2 Series 230i RWD coupe under 21,000 miles, automatic transmission, and 23 MPG, 2.0L gas engine is for sale right now below $34K at BMW of Pharr in Pharr, TX. ...View More Details

Sales Price:	$33,262
Est. Payment:	$620.51 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	21,220
Location:	Pharr, TX

Item	Amount
Used Car Price⁽¹⁾	$33,262.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	2,756.49
Avg. DMV Fee	94.00
Cash Sale Price	$36,262.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$36,262.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$620.51

(1) Auto Finance calculations are based on the used car dealer's advertised price of $33,262.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Jeep Wrangler Unlimited Willys

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This low mileage used 2021 Jeep Wrangler Unlimited Willys 4x4 SUV below 49,000 miles, transmission, and 23 MPG, 3.6L gas engine is for sale right now below $33K at Tipton Hyundai in Brownsville, TX. ...View More Details

Sales Price:	$32,999
Est. Payment:	$615.63 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	49,163
Location:	Brownsville, TX

Item	Amount
Used Car Price⁽¹⁾	$32,999.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	2,734.79
Avg. DMV Fee	94.00
Cash Sale Price	$35,977.79
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$35,977.79
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$615.63

(1) Auto Finance calculations are based on the used car dealer's advertised price of $32,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Kia Telluride LX

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This low mileage preowned 2025 Kia Telluride LX FWD SUV below 3,000 miles, automatic transmission, and 23 MPG, 3.8L gas engine is for sale right now below $34K at Don Davis Hyundai in Lake Jackson, TX. ...View More Details

Sales Price:	$33,988
Est. Payment:	$633.95 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	2,668
Location:	Lake Jackson, TX

Item	Amount
Used Car Price⁽¹⁾	$33,988.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	2,816.39
Avg. DMV Fee	94.00
Cash Sale Price	$37,048.39
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$37,048.39
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$633.95

(1) Car Loan calculations are based on the used car dealer's advertised price of $33,988.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $650 per month for Sale in Texas

Texas Secondhand Used Vehicles with Payments Below $650 / Month

2026 Hyundai SANTA FE SE

2022 Hyundai PALISADE SEL

2025 Hyundai SANTA FE XRT

2017 Toyota RAV4 LE

2023 Cadillac XT4 Sport

2022 Hyundai PALISADE Limited

2016 GMC Canyon SLE

2023 BMW 2 Series 230i

2021 Jeep Wrangler Unlimited Willys

2025 Kia Telluride LX

Texas Areas with Used Cars for Sale Below $650 / Month

Used Cars under $650 per month for Sale in Texas

Texas Secondhand Used Vehicles with Payments Below $650 / Month

2026 Hyundai SANTA FE SE

Hyundai SANTA FE SE

2026 Hyundai SANTA FE SE Car Loan Estimate

2022 Hyundai PALISADE SEL

Hyundai PALISADE SEL

2022 Hyundai PALISADE SEL Car Loan Estimate

2025 Hyundai SANTA FE XRT

Hyundai SANTA FE XRT

2025 Hyundai SANTA FE XRT Car Loan Estimate

2017 Toyota RAV4 LE

Toyota RAV4 LE

2017 Toyota RAV4 LE Car Loan Estimate

2023 Cadillac XT4 Sport

Cadillac XT4 Sport

2023 Cadillac XT4 Sport Car Loan Estimate

2022 Hyundai PALISADE Limited

Hyundai PALISADE Limited

2022 Hyundai PALISADE Limited Car Loan Estimate

2016 GMC Canyon SLE

GMC Canyon SLE

2016 GMC Canyon SLE Car Loan Estimate

2023 BMW 2 Series 230i

BMW 2 Series 230i

2023 BMW 2 Series 230i Car Loan Estimate

2021 Jeep Wrangler Unlimited Willys

Jeep Wrangler Unlimited Willys

2021 Jeep Wrangler Unlimited Willys Car Loan Estimate

2025 Kia Telluride LX

Kia Telluride LX

2025 Kia Telluride LX Car Loan Estimate

Texas Areas with Used Cars for Sale Below $650 / Month

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