Texas Used Cars Under $550 a Month. Finance Payments Below $550

2020 Lexus NX 300 Base

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This low mileage second hand 2020 Lexus NX 300 Base FWD wagon under 39,000 miles, automatic transmission, and 28 MPG, 2.0L gas engine is for sale right now below $29K at Amarillo in Amarillo, TX. ...View More Details

Sales Price:	$28,998
Est. Payment:	$541.52 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	38,688
Location:	Amarillo, TX

Item	Amount
Used Car Price⁽¹⁾	$28,998.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	2,404.71
Avg. DMV Fee	94.00
Cash Sale Price	$31,646.71
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$31,646.71
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$541.52

(1) Car Loan calculations are based on the used car dealer's advertised price of $28,998.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Hyundai PALISADE SEL

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This average mileage used 2020 Hyundai PALISADE SEL FWD SUV below 80,000 miles, automatic transmission, and 28 MPG, 3.8L gas engine is for sale right now under $20K at Principle Hyundai Boerne in Boerne, TX. ...View More Details

Sales Price:	$19,938
Est. Payment:	$524.29 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	80,329
Location:	Boerne, TX

Item	Amount
Used Car Price⁽¹⁾	$19,938.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	1,657.26
Avg. DMV Fee	94.00
Cash Sale Price	$21,839.26
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,839.26
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Car Finance Payment	$524.29

(1) Car Finance calculations are based on the used car dealer's advertised price of $19,938.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 48 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Toyota Corolla Cross LE

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This low mileage second hand 2026 Toyota Corolla Cross LE FWD SUV under 3,000 miles, cvt transmission, and 28 MPG, 2.0L gas engine is for sale right now under $29K at Charlie Clark Hyundai of Laredo in Laredo, TX. ...View More Details

Sales Price:	$28,555
Est. Payment:	$533.32 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	3,016
Location:	Laredo, TX

Item	Amount
Used Car Price⁽¹⁾	$28,555.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	2,368.16
Avg. DMV Fee	94.00
Cash Sale Price	$31,167.16
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$31,167.16
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$533.32

(1) Car Loan calculations are based on the used car dealer's advertised price of $28,555.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Toyota RAV4 Hybrid LE

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This low mileage used 2023 Toyota RAV4 Hybrid LE AWD SUV below 50,000 miles, cvt transmission, and 28 MPG, 2.5L hybrid engine is for sale right now under $30K at Tipton Hyundai in Brownsville, TX. ...View More Details

Sales Price:	$29,049
Est. Payment:	$542.47 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	49,540
Location:	Brownsville, TX

Item	Amount
Used Car Price⁽¹⁾	$29,049.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	2,408.92
Avg. DMV Fee	94.00
Cash Sale Price	$31,701.92
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$31,701.92
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$542.47

(1) Auto Finance calculations are based on the used car dealer's advertised price of $29,049.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SONATA Hybrid Blue

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This low mileage used 2026 Hyundai SONATA Hybrid Blue FWD sedan under 3,000 miles, automatic transmission, and 28 MPG, 2.0L hybrid engine is for sale right now below $29K at Don Davis Hyundai in Lake Jackson, TX. ...View More Details

Sales Price:	$28,988
Est. Payment:	$541.34 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	3,255
Location:	Lake Jackson, TX

Item	Amount
Used Car Price⁽¹⁾	$28,988.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	2,403.89
Avg. DMV Fee	94.00
Cash Sale Price	$31,635.89
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$31,635.89
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$541.34

(1) Car Loan calculations are based on the used car dealer's advertised price of $28,988.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai TUCSON Hybrid Blue

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This low mileage preowned 2025 Hyundai TUCSON Hybrid Blue AWD SUV below 8,000 miles, automatic transmission, and 28 MPG, 1.6L hybrid engine is for sale right now below $29K at Principle Hyundai Boerne in Boerne, TX. ...View More Details

Sales Price:	$29,000
Est. Payment:	$541.56 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	8,243
Location:	Boerne, TX

Item	Amount
Used Car Price⁽¹⁾	$29,000.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	2,404.88
Avg. DMV Fee	94.00
Cash Sale Price	$31,648.88
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$31,648.88
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$541.56

(1) Auto Loan calculations are based on the used car dealer's advertised price of $29,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai ELANTRA SEL Convenience

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This low mileage used 2025 Hyundai ELANTRA SEL Convenience FWD sedan below 1,000 miles, cvt transmission, and 28 MPG, 2.0L gas engine is for sale right now under $29K at Hyundai of El Paso in El Paso, TX. ...View More Details

Sales Price:	$28,240
Est. Payment:	$527.48 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	500
Location:	El Paso, TX

Item	Amount
Used Car Price⁽¹⁾	$28,240.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	2,342.18
Avg. DMV Fee	94.00
Cash Sale Price	$30,826.18
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$30,826.18
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$527.48

(1) Car Finance calculations are based on the used car dealer's advertised price of $28,240.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Subaru Outback Onyx Edition XT

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This low mileage second hand 2023 Subaru Outback Onyx Edition XT AWD SUV below 34,000 miles, cvt transmission, and 28 MPG, 2.4L gas engine is for sale right now under $28K at Norm Reeves Hyundai of Irving in Irving, TX. ...View More Details

Sales Price:	$27,900
Est. Payment:	$521.18 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	34,148
Location:	Irving, TX

Item	Amount
Used Car Price⁽¹⁾	$27,900.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	2,314.13
Avg. DMV Fee	94.00
Cash Sale Price	$30,458.13
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$30,458.13
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$521.18

(1) Auto Loan calculations are based on the used car dealer's advertised price of $27,900.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai SANTA CRUZ SEL Premium

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This low mileage certified preowned 2023 Hyundai SANTA CRUZ SEL Premium AWD pickup under 15,000 miles, automatic transmission, and 28 MPG, 2.5L gas engine is for sale right now below $28K at Principle Hyundai Boerne in Boerne, TX. ...View More Details

Sales Price:	$27,471
Est. Payment:	$513.24 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	14,708
Location:	Boerne, TX

Item	Amount
Used Car Price⁽¹⁾	$27,471.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	2,278.73
Avg. DMV Fee	94.00
Cash Sale Price	$29,993.73
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$29,993.73
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$513.24

(1) Car Finance calculations are based on the used car dealer's advertised price of $27,471.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Mitsubishi Outlander SEL

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This average mileage used 2022 Mitsubishi Outlander SEL FWD SUV under 80,000 miles, cvt transmission, and 28 MPG, 2.5L gas engine is for sale right now under $22K at Hyundai of El Paso in El Paso, TX. ...View More Details

Sales Price:	$21,947
Est. Payment:	$521.16 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	79,691
Location:	El Paso, TX

Item	Amount
Used Car Price⁽¹⁾	$21,947.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	1,823.00
Avg. DMV Fee	94.00
Cash Sale Price	$24,014.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$24,014.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Car Loan Payment	$521.16

(1) Car Loan calculations are based on the used car dealer's advertised price of $21,947.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 54 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $550 per month for Sale in Texas

Texas Secondhand Used Vehicles with Payments Below $550 / Month

2020 Lexus NX 300 Base

2020 Hyundai PALISADE SEL

2026 Toyota Corolla Cross LE

2023 Toyota RAV4 Hybrid LE

2026 Hyundai SONATA Hybrid Blue

2025 Hyundai TUCSON Hybrid Blue

2025 Hyundai ELANTRA SEL Convenience

2023 Subaru Outback Onyx Edition XT

2023 Hyundai SANTA CRUZ SEL Premium

2022 Mitsubishi Outlander SEL

Texas Areas with Used Cars for Sale Below $550 / Month

Used Cars under $550 per month for Sale in Texas

Texas Secondhand Used Vehicles with Payments Below $550 / Month

2020 Lexus NX 300 Base

Lexus NX 300 Base

2020 Lexus NX 300 Base Car Loan Estimate

2020 Hyundai PALISADE SEL

Hyundai PALISADE SEL

2020 Hyundai PALISADE SEL Car Loan Estimate

2026 Toyota Corolla Cross LE

Toyota Corolla Cross LE

2026 Toyota Corolla Cross LE Car Loan Estimate

2023 Toyota RAV4 Hybrid LE

Toyota RAV4 Hybrid LE

2023 Toyota RAV4 Hybrid LE Car Loan Estimate

2026 Hyundai SONATA Hybrid Blue

Hyundai SONATA Hybrid Blue

2026 Hyundai SONATA Hybrid Blue Car Loan Estimate

2025 Hyundai TUCSON Hybrid Blue

Hyundai TUCSON Hybrid Blue

2025 Hyundai TUCSON Hybrid Blue Car Loan Estimate

2025 Hyundai ELANTRA SEL Convenience

Hyundai ELANTRA SEL Convenience

2025 Hyundai ELANTRA SEL Convenience Car Loan Estimate

2023 Subaru Outback Onyx Edition XT

Subaru Outback Onyx Edition XT

2023 Subaru Outback Onyx Edition XT Car Loan Estimate

2023 Hyundai SANTA CRUZ SEL Premium

Hyundai SANTA CRUZ SEL Premium

2023 Hyundai SANTA CRUZ SEL Premium Car Loan Estimate

2022 Mitsubishi Outlander SEL

Mitsubishi Outlander SEL

2022 Mitsubishi Outlander SEL Car Loan Estimate

Texas Areas with Used Cars for Sale Below $550 / Month

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