Texas Used Cars Under $40,000 |with Payments|

2025 Chrysler Pacifica Limited

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This low mileage used 2025 Chrysler Pacifica Limited FWD minivan below 42,000 miles, automatic transmission, and 22 MPG, 3.6L gas engine is for sale right now below $39K at Tipton Hyundai in Brownsville, TX. ...View More Details

Sales Price:	$38,999
Est. Payment:	$726.77 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	42,197
Location:	Brownsville, TX

Item	Amount
Used Car Price⁽¹⁾	$38,999.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,229.79
Avg. DMV Fee	94.00
Cash Sale Price	$42,472.79
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,472.79
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$726.77

(1) Auto Loan calculations are based on the used car dealer's advertised price of $38,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Jeep Gladiator NightHawk

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This low mileage used 2025 Jeep Gladiator NightHawk 4x4 pickup under 38,000 miles, automatic transmission, and 22 MPG, 3.6L gas engine is for sale right now below $39K at Tipton Hyundai in Brownsville, TX. ...View More Details

Sales Price:	$38,999
Est. Payment:	$726.77 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	38,175
Location:	Brownsville, TX

Item	Amount
Used Car Price⁽¹⁾	$38,999.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,229.79
Avg. DMV Fee	94.00
Cash Sale Price	$42,472.79
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,472.79
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$726.77

(1) Car Finance calculations are based on the used car dealer's advertised price of $38,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA FE SEL

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This low mileage certified preowned 2026 Hyundai SANTA FE SEL FWD SUV below 2,000 miles, automatic transmission, and 22 MPG, 2.5L gas engine is for sale right now under $37K at Red Mccombs Hyundai Northwest in San Antonio, TX. ...View More Details

Sales Price:	$36,792
Est. Payment:	$685.89 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	2,242
Location:	San Antonio, TX

Item	Amount
Used Car Price⁽¹⁾	$36,792.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,047.72
Avg. DMV Fee	94.00
Cash Sale Price	$40,083.72
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,083.72
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$685.89

(1) Car Finance calculations are based on the used car dealer's advertised price of $36,792.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Ford Explorer Active

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This low mileage preowned 2026 Ford Explorer Active RWD SUV below 2,000 miles, automatic transmission, and 22 MPG, 2.3L gas engine is for sale right now under $38K at Charlie Clark Hyundai of Laredo in Laredo, TX. ...View More Details

Sales Price:	$37,703
Est. Payment:	$702.77 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	2,485
Location:	Laredo, TX

Item	Amount
Used Car Price⁽¹⁾	$37,703.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,122.87
Avg. DMV Fee	94.00
Cash Sale Price	$41,069.87
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,069.87
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$702.77

(1) Auto Finance calculations are based on the used car dealer's advertised price of $37,703.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai PALISADE Limited

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This low mileage preowned 2023 Hyundai PALISADE Limited AWD SUV under 51,000 miles, automatic transmission, and 22 MPG, 3.8L gas engine is for sale right now below $37K at Hyundai of El Paso in El Paso, TX. ...View More Details

Sales Price:	$36,897
Est. Payment:	$738.04 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	50,600
Location:	El Paso, TX

Item	Amount
Used Car Price⁽¹⁾	$36,897.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,056.38
Avg. DMV Fee	94.00
Cash Sale Price	$40,197.38
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,197.38
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Loan Payment	$738.04

(1) Car Loan calculations are based on the used car dealer's advertised price of $36,897.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 66 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai PALISADE XRT

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This low mileage second hand 2025 Hyundai PALISADE XRT FWD SUV under 18,000 miles, automatic transmission, and 22 MPG, 3.8L gas engine is for sale right now under $37K at Principle Hyundai Boerne in Boerne, TX. ...View More Details

Sales Price:	$36,909
Est. Payment:	$688.06 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	17,638
Location:	Boerne, TX

Item	Amount
Used Car Price⁽¹⁾	$36,909.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,057.37
Avg. DMV Fee	94.00
Cash Sale Price	$40,210.37
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,210.37
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$688.06

(1) Auto Loan calculations are based on the used car dealer's advertised price of $36,909.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 BMW 4 Series 430i

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This low mileage preowned 2024 BMW 4 Series 430i RWD coupe under 33,000 miles, automatic transmission, and 22 MPG, 2.0L gas engine is for sale right now under $40K at BMW of Pharr in Pharr, TX. ...View More Details

Sales Price:	$39,695
Est. Payment:	$739.67 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	33,454
Location:	Pharr, TX

Item	Amount
Used Car Price⁽¹⁾	$39,695.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,287.21
Avg. DMV Fee	94.00
Cash Sale Price	$43,226.21
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,226.21
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$739.67

(1) Auto Finance calculations are based on the used car dealer's advertised price of $39,695.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Chevrolet Camaro SS

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This low mileage second hand 2019 Chevrolet Camaro SS RWD coupe below 54,000 miles, automatic transmission, and 22 MPG, 6.2L gas engine is for sale right now below $39K at Tipton Hyundai in Brownsville, TX. ...View More Details

Sales Price:	$38,999
Est. Payment:	$779.82 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	53,543
Location:	Brownsville, TX

Item	Amount
Used Car Price⁽¹⁾	$38,999.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,229.79
Avg. DMV Fee	94.00
Cash Sale Price	$42,472.79
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,472.79
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Loan Payment	$779.82

(1) Car Loan calculations are based on the used car dealer's advertised price of $38,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 66 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Hyundai PALISADE Calligraphy

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This low mileage certified second hand 2024 Hyundai PALISADE Calligraphy FWD SUV below 14,000 miles, automatic transmission, and 22 MPG, 3.8L gas engine is for sale right now under $40K at Norm Reeves Hyundai of Irving in Irving, TX. ...View More Details

Sales Price:	$39,900
Est. Payment:	$743.46 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	13,624
Location:	Irving, TX

Item	Amount
Used Car Price⁽¹⁾	$39,900.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,304.13
Avg. DMV Fee	94.00
Cash Sale Price	$43,448.13
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,448.13
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$743.46

(1) Auto Finance calculations are based on the used car dealer's advertised price of $39,900.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai PALISADE Calligraphy

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This low mileage certified used 2023 Hyundai PALISADE Calligraphy AWD SUV under 41,000 miles, automatic transmission, and 22 MPG, 3.8L gas engine is for sale right now under $39K at Oscar Leeser's Hyundai of E El Paso in El Paso, TX. ...View More Details

Sales Price:	$38,923
Est. Payment:	$725.37 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	41,165
Location:	El Paso, TX

Item	Amount
Used Car Price⁽¹⁾	$38,923.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,223.52
Avg. DMV Fee	94.00
Cash Sale Price	$42,390.52
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,390.52
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$725.37

(1) Car Loan calculations are based on the used car dealer's advertised price of $38,923.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in Texas

Texas Secondhand Used Vehicles Priced Below $40,000

2025 Chrysler Pacifica Limited

2025 Jeep Gladiator NightHawk

2026 Hyundai SANTA FE SEL

2026 Ford Explorer Active

2023 Hyundai PALISADE Limited

2025 Hyundai PALISADE XRT

2024 BMW 4 Series 430i

2019 Chevrolet Camaro SS

2024 Hyundai PALISADE Calligraphy

2023 Hyundai PALISADE Calligraphy

Texas Areas with Used Cars for Sale Below $40,000

Used Cars under $40,000 for Sale in Texas

Texas Secondhand Used Vehicles Priced Below $40,000

2025 Chrysler Pacifica Limited

Chrysler Pacifica Limited

2025 Chrysler Pacifica Limited Car Loan Estimate

2025 Jeep Gladiator NightHawk

Jeep Gladiator NightHawk

2025 Jeep Gladiator NightHawk Car Loan Estimate

2026 Hyundai SANTA FE SEL

Hyundai SANTA FE SEL

2026 Hyundai SANTA FE SEL Car Loan Estimate

2026 Ford Explorer Active

Ford Explorer Active

2026 Ford Explorer Active Car Loan Estimate

2023 Hyundai PALISADE Limited

Hyundai PALISADE Limited

2023 Hyundai PALISADE Limited Car Loan Estimate

2025 Hyundai PALISADE XRT

Hyundai PALISADE XRT

2025 Hyundai PALISADE XRT Car Loan Estimate

2024 BMW 4 Series 430i

BMW 4 Series 430i

2024 BMW 4 Series 430i Car Loan Estimate

2019 Chevrolet Camaro SS

Chevrolet Camaro SS

2019 Chevrolet Camaro SS Car Loan Estimate

2024 Hyundai PALISADE Calligraphy

Hyundai PALISADE Calligraphy

2024 Hyundai PALISADE Calligraphy Car Loan Estimate

2023 Hyundai PALISADE Calligraphy

Hyundai PALISADE Calligraphy

2023 Hyundai PALISADE Calligraphy Car Loan Estimate

Texas Areas with Used Cars for Sale Below $40,000

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