Texas Used Cars Under $40,000 |with Payments|

2026 Hyundai SANTA FE Hybrid SEL

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This low mileage certified used 2026 Hyundai SANTA FE Hybrid SEL FWD SUV under 2,000 miles, automatic transmission, and 20 MPG, 1.6L hybrid engine is for sale right now under $37K at Red Mccombs Hyundai in San Antonio, TX. ...View More Details

Sales Price:	$36,884
Est. Payment:	$687.60 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	2,290
Location:	San Antonio, TX

Item	Amount
Used Car Price⁽¹⁾	$36,884.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,055.31
Avg. DMV Fee	94.00
Cash Sale Price	$40,183.31
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,183.31
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$687.60

(1) Car Loan calculations are based on the used car dealer's advertised price of $36,884.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 BMW X1 xDrive28i

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This low mileage used 2025 BMW X1 xDrive28i AWD SUV under 14,000 miles, transmission, and 20 MPG, 2.0L gas engine is for sale right now below $38K at BMW of Pharr in Pharr, TX. ...View More Details

Sales Price:	$37,861
Est. Payment:	$705.69 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	14,470
Location:	Pharr, TX

Item	Amount
Used Car Price⁽¹⁾	$37,861.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,135.91
Avg. DMV Fee	94.00
Cash Sale Price	$41,240.91
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,240.91
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$705.69

(1) Auto Loan calculations are based on the used car dealer's advertised price of $37,861.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ram 1500 Laramie

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This low mileage second hand 2022 Ram 1500 Laramie RWD pickup below 42,000 miles, automatic transmission, and 20 MPG, 5.7L gas engine is for sale right now below $39K at Charlie Clark Hyundai in Pharr, TX. ...View More Details

Sales Price:	$38,485
Est. Payment:	$717.25 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	42,103
Location:	Pharr, TX

Item	Amount
Used Car Price⁽¹⁾	$38,485.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,187.39
Avg. DMV Fee	94.00
Cash Sale Price	$41,916.39
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,916.39
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$717.25

(1) Car Loan calculations are based on the used car dealer's advertised price of $38,485.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Ram 1500 Laramie

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This low mileage second hand 2021 Ram 1500 Laramie 4x4 pickup below 52,000 miles, automatic transmission, and 20 MPG, 5.7L gas engine is for sale right now under $36K at Norm Reeves Hyundai of Irving in Irving, TX. ...View More Details

Sales Price:	$36,000
Est. Payment:	$720.21 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	51,825
Location:	Irving, TX

Item	Amount
Used Car Price⁽¹⁾	$36,000.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	2,982.38
Avg. DMV Fee	94.00
Cash Sale Price	$39,226.38
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,226.38
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Finance Payment	$720.21

(1) Car Finance calculations are based on the used car dealer's advertised price of $36,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 66 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Dodge Durango GT

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This low mileage preowned 2026 Dodge Durango GT AWD SUV under 9,000 miles, automatic transmission, and 20 MPG, 3.6L gas engine is for sale right now below $36K at Don Davis Hyundai in Lake Jackson, TX. ...View More Details

Sales Price:	$35,988
Est. Payment:	$671.00 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	8,554
Location:	Lake Jackson, TX

Item	Amount
Used Car Price⁽¹⁾	$35,988.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	2,981.39
Avg. DMV Fee	94.00
Cash Sale Price	$39,213.39
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,213.39
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$671.00

(1) Auto Finance calculations are based on the used car dealer's advertised price of $35,988.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai PALISADE Limited

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This low mileage certified used 2023 Hyundai PALISADE Limited FWD SUV below 42,000 miles, automatic transmission, and 20 MPG, 3.8L gas engine is for sale right now under $36K at Oscar Leeser's Hyundai of E El Paso in El Paso, TX. ...View More Details

Sales Price:	$35,191
Est. Payment:	$656.24 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	42,361
Location:	El Paso, TX

Item	Amount
Used Car Price⁽¹⁾	$35,191.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	2,915.63
Avg. DMV Fee	94.00
Cash Sale Price	$38,350.63
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,350.63
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$656.24

(1) Auto Loan calculations are based on the used car dealer's advertised price of $35,191.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Hyundai SANTA FE Calligraphy

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This low mileage certified preowned 2024 Hyundai SANTA FE Calligraphy AWD SUV under 25,000 miles, automatic transmission, and 20 MPG, 2.5L gas engine is for sale right now below $39K at Oscar Leeser's Hyundai of E El Paso in El Paso, TX. ...View More Details

Sales Price:	$38,252
Est. Payment:	$712.94 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	24,626
Location:	El Paso, TX

Item	Amount
Used Car Price⁽¹⁾	$38,252.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,168.17
Avg. DMV Fee	94.00
Cash Sale Price	$41,664.17
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,664.17
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$712.94

(1) Auto Loan calculations are based on the used car dealer's advertised price of $38,252.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai PALISADE SEL

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This low mileage certified second hand 2025 Hyundai PALISADE SEL FWD SUV below 14,000 miles, automatic transmission, and 20 MPG, 3.8L gas engine is for sale right now under $36K at Charlie Clark Hyundai of Laredo in Laredo, TX. ...View More Details

Sales Price:	$35,995
Est. Payment:	$671.13 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	14,496
Location:	Laredo, TX

Item	Amount
Used Car Price⁽¹⁾	$35,995.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	2,981.96
Avg. DMV Fee	94.00
Cash Sale Price	$39,220.96
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,220.96
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$671.13

(1) Car Finance calculations are based on the used car dealer's advertised price of $35,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Hyundai SANTA FE Limited

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This low mileage certified second hand 2024 Hyundai SANTA FE Limited FWD SUV under 17,000 miles, automatic transmission, and 20 MPG, 2.5L gas engine is for sale right now under $36K at Charlie Clark Hyundai of Laredo in Laredo, TX. ...View More Details

Sales Price:	$35,467
Est. Payment:	$661.35 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	17,138
Location:	Laredo, TX

Item	Amount
Used Car Price⁽¹⁾	$35,467.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	2,938.40
Avg. DMV Fee	94.00
Cash Sale Price	$38,649.40
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,649.40
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$661.35

(1) Auto Loan calculations are based on the used car dealer's advertised price of $35,467.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Jeep Gladiator NightHawk

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This low mileage used 2025 Jeep Gladiator NightHawk 4x4 pickup below 38,000 miles, automatic transmission, and 20 MPG, 3.6L gas engine is for sale right now below $39K at Tipton Hyundai in Brownsville, TX. ...View More Details

Sales Price:	$38,999
Est. Payment:	$726.77 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	38,175
Location:	Brownsville, TX

Item	Amount
Used Car Price⁽¹⁾	$38,999.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,229.79
Avg. DMV Fee	94.00
Cash Sale Price	$42,472.79
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,472.79
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$726.77

(1) Car Finance calculations are based on the used car dealer's advertised price of $38,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in Texas

Texas Secondhand Used Vehicles Priced Below $40,000

2026 Hyundai SANTA FE Hybrid SEL

2025 BMW X1 xDrive28i

2022 Ram 1500 Laramie

2021 Ram 1500 Laramie

2026 Dodge Durango GT

2023 Hyundai PALISADE Limited

2024 Hyundai SANTA FE Calligraphy

2025 Hyundai PALISADE SEL

2024 Hyundai SANTA FE Limited

2025 Jeep Gladiator NightHawk

Texas Areas with Used Cars for Sale Below $40,000

Used Cars under $40,000 for Sale in Texas

Texas Secondhand Used Vehicles Priced Below $40,000

2026 Hyundai SANTA FE Hybrid SEL

Hyundai SANTA FE Hybrid SEL

2026 Hyundai SANTA FE Hybrid SEL Car Loan Estimate

2025 BMW X1 xDrive28i

BMW X1 xDrive28i

2025 BMW X1 xDrive28i Car Loan Estimate

2022 Ram 1500 Laramie

Ram 1500 Laramie

2022 Ram 1500 Laramie Car Loan Estimate

2021 Ram 1500 Laramie

Ram 1500 Laramie

2021 Ram 1500 Laramie Car Loan Estimate

2026 Dodge Durango GT

Dodge Durango GT

2026 Dodge Durango GT Car Loan Estimate

2023 Hyundai PALISADE Limited

Hyundai PALISADE Limited

2023 Hyundai PALISADE Limited Car Loan Estimate

2024 Hyundai SANTA FE Calligraphy

Hyundai SANTA FE Calligraphy

2024 Hyundai SANTA FE Calligraphy Car Loan Estimate

2025 Hyundai PALISADE SEL

Hyundai PALISADE SEL

2025 Hyundai PALISADE SEL Car Loan Estimate

2024 Hyundai SANTA FE Limited

Hyundai SANTA FE Limited

2024 Hyundai SANTA FE Limited Car Loan Estimate

2025 Jeep Gladiator NightHawk

Jeep Gladiator NightHawk

2025 Jeep Gladiator NightHawk Car Loan Estimate

Texas Areas with Used Cars for Sale Below $40,000

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