Texas Used Cars Under $40,000 |with Payments|

2019 Ram 2500 Tradesman

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This average mileage used 2019 Ram 2500 Tradesman 4x4 pickup under 83,000 miles, automatic transmission, and 31 MPG, 6.7L diesel engine is for sale right now under $36K at Don Davis Hyundai in Lake Jackson, TX. ...View More Details

Sales Price:	$35,889
Est. Payment:	$938.81 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	82,917
Location:	Lake Jackson, TX

Item	Amount
Used Car Price⁽¹⁾	$35,889.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	2,973.22
Avg. DMV Fee	94.00
Cash Sale Price	$39,106.22
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,106.22
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Auto Loan Payment	$938.81

(1) Auto Loan calculations are based on the used car dealer's advertised price of $35,889.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 48 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Hyundai PALISADE Calligraphy

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This low mileage second hand 2024 Hyundai PALISADE Calligraphy AWD SUV under 26,000 miles, automatic transmission, and 31 MPG, 3.8L gas engine is for sale right now below $40K at Charlie Clark Hyundai in Pharr, TX. ...View More Details

Sales Price:	$39,465
Est. Payment:	$735.41 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	25,546
Location:	Pharr, TX

Item	Amount
Used Car Price⁽¹⁾	$39,465.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,268.24
Avg. DMV Fee	94.00
Cash Sale Price	$42,977.24
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,977.24
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$735.41

(1) Auto Loan calculations are based on the used car dealer's advertised price of $39,465.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Mercedes-Benz GLB GLB 250 4MATIC

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This low mileage used 2025 Mercedes-Benz GLB GLB 250 4MATIC AWD SUV below 39,000 miles, automatic transmission, and 31 MPG, 2.0L hybrid engine is for sale right now below $37K at Hyundai of Del Rio in Del Rio, TX. ...View More Details

Sales Price:	$36,513
Est. Payment:	$680.72 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	39,138
Location:	Del Rio, TX

Item	Amount
Used Car Price⁽¹⁾	$36,513.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,024.70
Avg. DMV Fee	94.00
Cash Sale Price	$39,781.70
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,781.70
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$680.72

(1) Auto Finance calculations are based on the used car dealer's advertised price of $36,513.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 BMW X1 xDrive28i

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This low mileage second hand 2025 BMW X1 xDrive28i AWD SUV under 12,000 miles, transmission, and 31 MPG, 2.0L gas engine is for sale right now under $39K at BMW of Pharr in Pharr, TX. ...View More Details

Sales Price:	$38,986
Est. Payment:	$726.53 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	12,426
Location:	Pharr, TX

Item	Amount
Used Car Price⁽¹⁾	$38,986.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,228.72
Avg. DMV Fee	94.00
Cash Sale Price	$42,458.72
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,458.72
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$726.53

(1) Auto Finance calculations are based on the used car dealer's advertised price of $38,986.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Hyundai PALISADE SEL

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This low mileage certified preowned 2024 Hyundai PALISADE SEL FWD SUV below 32,000 miles, automatic transmission, and 31 MPG, 3.8L gas engine is for sale right now below $36K at Hyundai of El Paso in El Paso, TX. ...View More Details

Sales Price:	$35,012
Est. Payment:	$652.92 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	32,482
Location:	El Paso, TX

Item	Amount
Used Car Price⁽¹⁾	$35,012.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	2,900.87
Avg. DMV Fee	94.00
Cash Sale Price	$38,156.87
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,156.87
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$652.92

(1) Auto Finance calculations are based on the used car dealer's advertised price of $35,012.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Dodge Durango GT

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This low mileage preowned 2026 Dodge Durango GT AWD SUV under 9,000 miles, automatic transmission, and 31 MPG, 3.6L gas engine is for sale right now under $36K at Don Davis Hyundai in Lake Jackson, TX. ...View More Details

Sales Price:	$35,988
Est. Payment:	$671.00 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	8,554
Location:	Lake Jackson, TX

Item	Amount
Used Car Price⁽¹⁾	$35,988.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	2,981.39
Avg. DMV Fee	94.00
Cash Sale Price	$39,213.39
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,213.39
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$671.00

(1) Auto Loan calculations are based on the used car dealer's advertised price of $35,988.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 BMW X3 sDrive30i

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This low mileage preowned 2024 BMW X3 sDrive30i RWD SUV under 22,000 miles, automatic transmission, and 31 MPG, 2.0L gas engine is for sale right now below $38K at BMW of Pharr in Pharr, TX. ...View More Details

Sales Price:	$37,098
Est. Payment:	$691.56 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	21,701
Location:	Pharr, TX

Item	Amount
Used Car Price⁽¹⁾	$37,098.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,072.96
Avg. DMV Fee	94.00
Cash Sale Price	$40,414.96
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,414.96
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$691.56

(1) Car Loan calculations are based on the used car dealer's advertised price of $37,098.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 BMW X1 xDrive28i

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This low mileage used 2025 BMW X1 xDrive28i AWD SUV below 10,000 miles, transmission, and 31 MPG, 2.0L gas engine is for sale right now below $39K at BMW of Pharr in Pharr, TX. ...View More Details

Sales Price:	$38,225
Est. Payment:	$712.44 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	9,680
Location:	Pharr, TX

Item	Amount
Used Car Price⁽¹⁾	$38,225.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,165.94
Avg. DMV Fee	94.00
Cash Sale Price	$41,634.94
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,634.94
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$712.44

(1) Auto Finance calculations are based on the used car dealer's advertised price of $38,225.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Ram 1500 Laramie

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This low mileage used 2021 Ram 1500 Laramie 4x4 pickup below 52,000 miles, automatic transmission, and 31 MPG, 5.7L gas engine is for sale right now below $36K at Norm Reeves Hyundai of Irving in Irving, TX. ...View More Details

Sales Price:	$36,000
Est. Payment:	$720.21 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	51,825
Location:	Irving, TX

Item	Amount
Used Car Price⁽¹⁾	$36,000.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	2,982.38
Avg. DMV Fee	94.00
Cash Sale Price	$39,226.38
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,226.38
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Finance Payment	$720.21

(1) Auto Finance calculations are based on the used car dealer's advertised price of $36,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 66 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Mercedes-Benz C-Class C 300

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This low mileage preowned 2023 Mercedes-Benz C-Class C 300 RWD sedan below 19,000 miles, automatic transmission, and 31 MPG, 2.0L hybrid engine is for sale right now under $38K at Tipton Hyundai in Brownsville, TX. ...View More Details

Sales Price:	$37,499
Est. Payment:	$698.99 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	18,913
Location:	Brownsville, TX

Item	Amount
Used Car Price⁽¹⁾	$37,499.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,106.04
Avg. DMV Fee	94.00
Cash Sale Price	$40,849.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,849.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$698.99

(1) Auto Loan calculations are based on the used car dealer's advertised price of $37,499.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in Texas

Texas Secondhand Used Vehicles Priced Below $40,000

2019 Ram 2500 Tradesman

2024 Hyundai PALISADE Calligraphy

2025 Mercedes-Benz GLB GLB 250 4MATIC

2025 BMW X1 xDrive28i

2024 Hyundai PALISADE SEL

2026 Dodge Durango GT

2024 BMW X3 sDrive30i

2025 BMW X1 xDrive28i

2021 Ram 1500 Laramie

2023 Mercedes-Benz C-Class C 300

Texas Areas with Used Cars for Sale Below $40,000

Used Cars under $40,000 for Sale in Texas

Texas Secondhand Used Vehicles Priced Below $40,000

2019 Ram 2500 Tradesman

Ram 2500 Tradesman

2019 Ram 2500 Tradesman Car Loan Estimate

2024 Hyundai PALISADE Calligraphy

Hyundai PALISADE Calligraphy

2024 Hyundai PALISADE Calligraphy Car Loan Estimate

2025 Mercedes-Benz GLB GLB 250 4MATIC

Mercedes-Benz GLB GLB 250 4MATIC

2025 Mercedes-Benz GLB 250 4MATIC Car Loan Estimate

2025 BMW X1 xDrive28i

BMW X1 xDrive28i

2025 BMW X1 xDrive28i Car Loan Estimate

2024 Hyundai PALISADE SEL

Hyundai PALISADE SEL

2024 Hyundai PALISADE SEL Car Loan Estimate

2026 Dodge Durango GT

Dodge Durango GT

2026 Dodge Durango GT Car Loan Estimate

2024 BMW X3 sDrive30i

BMW X3 sDrive30i

2024 BMW X3 sDrive30i Car Loan Estimate

2025 BMW X1 xDrive28i

BMW X1 xDrive28i

2025 BMW X1 xDrive28i Car Loan Estimate

2021 Ram 1500 Laramie

Ram 1500 Laramie

2021 Ram 1500 Laramie Car Loan Estimate

2023 Mercedes-Benz C-Class C 300

Mercedes-Benz C-Class C 300

2023 Mercedes-Benz C-Class C 300 Car Loan Estimate

Texas Areas with Used Cars for Sale Below $40,000

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