Texas Used Cars Under $40,000 |with Payments|

2025 BMW X1 xDrive28i

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This low mileage second hand 2025 BMW X1 xDrive28i AWD SUV below 14,000 miles, transmission, and 25 MPG, 2.0L gas engine is for sale right now below $38K at BMW of Pharr in Pharr, TX. ...View More Details

Sales Price:	$37,861
Est. Payment:	$705.69 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	14,470
Location:	Pharr, TX

Item	Amount
Used Car Price⁽¹⁾	$37,861.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,135.91
Avg. DMV Fee	94.00
Cash Sale Price	$41,240.91
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,240.91
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$705.69

(1) Car Loan calculations are based on the used car dealer's advertised price of $37,861.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Chevrolet Silverado 1500 RST

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This below average mileage used 2023 Chevrolet Silverado 1500 RST RWD pickup under 64,000 miles, automatic transmission, and 25 MPG, 2.7L gas engine is for sale right now under $39K at Tipton Hyundai in Brownsville, TX. ...View More Details

Sales Price:	$38,499
Est. Payment:	$832.87 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	64,220
Location:	Brownsville, TX

Item	Amount
Used Car Price⁽¹⁾	$38,499.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,188.54
Avg. DMV Fee	94.00
Cash Sale Price	$41,931.54
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,931.54
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Loan Payment	$832.87

(1) Auto Loan calculations are based on the used car dealer's advertised price of $38,499.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 60 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Hyundai SANTA FE Calligraphy

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This low mileage certified second hand 2024 Hyundai SANTA FE Calligraphy FWD SUV under 23,000 miles, automatic transmission, and 25 MPG, 2.5L gas engine is for sale right now under $37K at Oscar Leeser's Hyundai of E El Paso in El Paso, TX. ...View More Details

Sales Price:	$36,153
Est. Payment:	$674.06 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	23,272
Location:	El Paso, TX

Item	Amount
Used Car Price⁽¹⁾	$36,153.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	2,995.00
Avg. DMV Fee	94.00
Cash Sale Price	$39,392.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,392.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$674.06

(1) Auto Finance calculations are based on the used car dealer's advertised price of $36,153.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Hyundai SANTA FE Calligraphy

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This low mileage certified second hand 2024 Hyundai SANTA FE Calligraphy FWD SUV below 12,000 miles, automatic transmission, and 25 MPG, 2.5L gas engine is for sale right now below $37K at Red Mccombs Hyundai Northwest in San Antonio, TX. ...View More Details

Sales Price:	$36,991
Est. Payment:	$689.58 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	11,500
Location:	San Antonio, TX

Item	Amount
Used Car Price⁽¹⁾	$36,991.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,064.13
Avg. DMV Fee	94.00
Cash Sale Price	$40,299.13
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,299.13
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$689.58

(1) Auto Finance calculations are based on the used car dealer's advertised price of $36,991.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Hyundai PALISADE XRT

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This low mileage certified second hand 2024 Hyundai PALISADE XRT FWD SUV below 51,000 miles, automatic transmission, and 25 MPG, 3.8L gas engine is for sale right now below $36K at Oscar Leeser's Hyundai of E El Paso in El Paso, TX. ...View More Details

Sales Price:	$35,174
Est. Payment:	$703.80 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	50,550
Location:	El Paso, TX

Item	Amount
Used Car Price⁽¹⁾	$35,174.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	2,914.23
Avg. DMV Fee	94.00
Cash Sale Price	$38,332.23
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,332.23
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Loan Payment	$703.80

(1) Car Loan calculations are based on the used car dealer's advertised price of $35,174.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 66 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA FE Hybrid SEL

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This low mileage certified used 2026 Hyundai SANTA FE Hybrid SEL FWD SUV under 2,000 miles, automatic transmission, and 25 MPG, 1.6L hybrid engine is for sale right now below $37K at Red Mccombs Hyundai in San Antonio, TX. ...View More Details

Sales Price:	$36,884
Est. Payment:	$687.60 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	2,290
Location:	San Antonio, TX

Item	Amount
Used Car Price⁽¹⁾	$36,884.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,055.31
Avg. DMV Fee	94.00
Cash Sale Price	$40,183.31
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,183.31
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$687.60

(1) Auto Loan calculations are based on the used car dealer's advertised price of $36,884.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Hyundai PALISADE Calligraphy

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This low mileage certified preowned 2024 Hyundai PALISADE Calligraphy FWD SUV below 51,000 miles, automatic transmission, and 25 MPG, 3.8L gas engine is for sale right now under $38K at Oscar Leeser's Hyundai of E El Paso in El Paso, TX. ...View More Details

Sales Price:	$37,552
Est. Payment:	$751.06 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	50,864
Location:	El Paso, TX

Item	Amount
Used Car Price⁽¹⁾	$37,552.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,110.42
Avg. DMV Fee	94.00
Cash Sale Price	$40,906.42
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,906.42
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Finance Payment	$751.06

(1) Car Finance calculations are based on the used car dealer's advertised price of $37,552.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 66 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Dodge Charger R/T

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This low mileage used 2023 Dodge Charger R/T RWD sedan below 19,000 miles, automatic transmission, and 25 MPG, 5.7L gas engine is for sale right now under $40K at Norm Reeves Hyundai of Irving in Irving, TX. ...View More Details

Sales Price:	$39,700
Est. Payment:	$739.76 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	19,100
Location:	Irving, TX

Item	Amount
Used Car Price⁽¹⁾	$39,700.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,287.63
Avg. DMV Fee	94.00
Cash Sale Price	$43,231.63
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,231.63
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$739.76

(1) Auto Loan calculations are based on the used car dealer's advertised price of $39,700.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 INFINITI QX80 Luxe

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This low mileage used 2022 INFINITI QX80 Luxe RWD SUV under 29,000 miles, automatic transmission, and 25 MPG, 5.6L gas engine is for sale right now under $38K at Oscar Leeser's Hyundai of E El Paso in El Paso, TX. ...View More Details

Sales Price:	$37,151
Est. Payment:	$692.54 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	29,365
Location:	El Paso, TX

Item	Amount
Used Car Price⁽¹⁾	$37,151.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,077.33
Avg. DMV Fee	94.00
Cash Sale Price	$40,472.33
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,472.33
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$692.54

(1) Car Loan calculations are based on the used car dealer's advertised price of $37,151.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Hyundai SANTA FE Limited

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This low mileage certified second hand 2024 Hyundai SANTA FE Limited FWD SUV under 17,000 miles, automatic transmission, and 25 MPG, 2.5L gas engine is for sale right now under $36K at Charlie Clark Hyundai of Laredo in Laredo, TX. ...View More Details

Sales Price:	$35,467
Est. Payment:	$661.35 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	17,138
Location:	Laredo, TX

Item	Amount
Used Car Price⁽¹⁾	$35,467.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	2,938.40
Avg. DMV Fee	94.00
Cash Sale Price	$38,649.40
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,649.40
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$661.35

(1) Car Finance calculations are based on the used car dealer's advertised price of $35,467.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in Texas

Texas Secondhand Used Vehicles Priced Below $40,000

2025 BMW X1 xDrive28i

2023 Chevrolet Silverado 1500 RST

2024 Hyundai SANTA FE Calligraphy

2024 Hyundai SANTA FE Calligraphy

2024 Hyundai PALISADE XRT

2026 Hyundai SANTA FE Hybrid SEL

2024 Hyundai PALISADE Calligraphy

2023 Dodge Charger R/T

2022 INFINITI QX80 Luxe

2024 Hyundai SANTA FE Limited

Texas Areas with Used Cars for Sale Below $40,000

Used Cars under $40,000 for Sale in Texas

Texas Secondhand Used Vehicles Priced Below $40,000

2025 BMW X1 xDrive28i

BMW X1 xDrive28i

2025 BMW X1 xDrive28i Car Loan Estimate

2023 Chevrolet Silverado 1500 RST

Chevrolet Silverado 1500 RST

2023 Chevrolet Silverado 1500 RST Car Loan Estimate

2024 Hyundai SANTA FE Calligraphy

Hyundai SANTA FE Calligraphy

2024 Hyundai SANTA FE Calligraphy Car Loan Estimate

2024 Hyundai SANTA FE Calligraphy

Hyundai SANTA FE Calligraphy

2024 Hyundai SANTA FE Calligraphy Car Loan Estimate

2024 Hyundai PALISADE XRT

Hyundai PALISADE XRT

2024 Hyundai PALISADE XRT Car Loan Estimate

2026 Hyundai SANTA FE Hybrid SEL

Hyundai SANTA FE Hybrid SEL

2026 Hyundai SANTA FE Hybrid SEL Car Loan Estimate

2024 Hyundai PALISADE Calligraphy

Hyundai PALISADE Calligraphy

2024 Hyundai PALISADE Calligraphy Car Loan Estimate

2023 Dodge Charger R/T

Dodge Charger R/T

2023 Dodge Charger R/T Car Loan Estimate

2022 INFINITI QX80 Luxe

INFINITI QX80 Luxe

2022 INFINITI QX80 Luxe Car Loan Estimate

2024 Hyundai SANTA FE Limited

Hyundai SANTA FE Limited

2024 Hyundai SANTA FE Limited Car Loan Estimate

Texas Areas with Used Cars for Sale Below $40,000

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