Texas Used Cars Under $40,000 |with Payments|

2026 Hyundai PALISADE SEL Convenience

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This low mileage certified used 2026 Hyundai PALISADE SEL Convenience FWD SUV below 8,000 miles, automatic transmission, and 22 MPG, 3.5L gas engine is for sale right now below $40K at Red Mccombs Hyundai in San Antonio, TX. ...View More Details

Sales Price:	$39,991
Est. Payment:	$1,007.12 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	8,417
Location:	San Antonio, TX
Estimated Cash Down:	$400

Item	Amount
Used Car Price⁽¹⁾	$39,991.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,311.63
Avg. DMV Fee	94.00
Cash Sale Price	$43,546.63
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	400.00
Factory Rebate Incentive	0.00
Total Down Payment	$400.00
Total Loan Amount	$43,230.27
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Car Loan Payment	$1,007.12

(1) Car Loan calculations are based on the used car dealer's advertised price of $39,991.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Loan Interest rate of 18.86% APR and 72 month car loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2022 Ford Explorer King Ranch

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This low mileage second hand 2022 Ford Explorer King Ranch AWD SUV under 38,000 miles, automatic transmission, and 22 MPG, 3.0L gas engine is for sale right now below $39K at Oscar Leeser's Hyundai of E El Paso in El Paso, TX. ...View More Details

Sales Price:	$38,922
Est. Payment:	$980.20 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	38,000
Location:	El Paso, TX
Estimated Cash Down:	$400

Item	Amount
Used Car Price⁽¹⁾	$38,922.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,223.44
Avg. DMV Fee	94.00
Cash Sale Price	$42,389.44
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	400.00
Factory Rebate Incentive	0.00
Total Down Payment	$400.00
Total Loan Amount	$42,074.68
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Car Loan Payment	$980.20

(1) Car Loan calculations are based on the used car dealer's advertised price of $38,922.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Loan Interest rate of 18.86% APR and 72 month car loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2026 Dodge Durango GT

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This low mileage preowned 2026 Dodge Durango GT AWD SUV below 6,000 miles, automatic transmission, and 22 MPG, 3.6L gas engine is for sale right now under $38K at Don Davis Hyundai in Lake Jackson, TX. ...View More Details

Sales Price:	$37,494
Est. Payment:	$944.24 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	5,731
Location:	Lake Jackson, TX
Estimated Cash Down:	$400

Item	Amount
Used Car Price⁽¹⁾	$37,494.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,105.63
Avg. DMV Fee	94.00
Cash Sale Price	$40,843.63
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	400.00
Factory Rebate Incentive	0.00
Total Down Payment	$400.00
Total Loan Amount	$40,531.01
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Car Loan Payment	$944.24

(1) Car Loan calculations are based on the used car dealer's advertised price of $37,494.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Loan Interest rate of 18.86% APR and 72 month car loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2024 BMW X3 sDrive30i

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This low mileage second hand 2024 BMW X3 sDrive30i RWD SUV under 22,000 miles, automatic transmission, and 22 MPG, 2.0L gas engine is for sale right now below $38K at BMW of Pharr in Pharr, TX. ...View More Details

Sales Price:	$37,098
Est. Payment:	$934.26 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	21,701
Location:	Pharr, TX
Estimated Cash Down:	$400

Item	Amount
Used Car Price⁽¹⁾	$37,098.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,072.96
Avg. DMV Fee	94.00
Cash Sale Price	$40,414.96
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	400.00
Factory Rebate Incentive	0.00
Total Down Payment	$400.00
Total Loan Amount	$40,102.94
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Car Finance Payment	$934.26

(1) Car Finance calculations are based on the used car dealer's advertised price of $37,098.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Finance Interest rate of 18.86% APR and 72 month car finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2019 Chevrolet Camaro SS

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This low mileage used 2019 Chevrolet Camaro SS RWD coupe below 54,000 miles, automatic transmission, and 22 MPG, 6.2L gas engine is for sale right now below $39K at Tipton Hyundai in Brownsville, TX. ...View More Details

Sales Price:	$38,999
Est. Payment:	$1,030.90 / 66 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	53,554
Location:	Brownsville, TX
Estimated Cash Down:	$400

Item	Amount
Used Car Price⁽¹⁾	$38,999.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,229.79
Avg. DMV Fee	94.00
Cash Sale Price	$42,472.79
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	400.00
Factory Rebate Incentive	0.00
Total Down Payment	$400.00
Total Loan Amount	$42,157.92
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	66
Auto Finance Payment	$1,030.90

(1) Auto Finance calculations are based on the used car dealer's advertised price of $38,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Finance Interest rate of 18.86% APR and 66 month auto finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2024 Hyundai SANTA FE Calligraphy

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This low mileage certified preowned 2024 Hyundai SANTA FE Calligraphy AWD SUV under 25,000 miles, automatic transmission, and 22 MPG, 2.5L gas engine is for sale right now below $39K at Oscar Leeser's Hyundai of E El Paso in El Paso, TX. ...View More Details

Sales Price:	$38,252
Est. Payment:	$963.33 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	24,626
Location:	El Paso, TX
Estimated Cash Down:	$400

Item	Amount
Used Car Price⁽¹⁾	$38,252.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,168.17
Avg. DMV Fee	94.00
Cash Sale Price	$41,664.17
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	400.00
Factory Rebate Incentive	0.00
Total Down Payment	$400.00
Total Loan Amount	$41,350.41
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Car Loan Payment	$963.33

(1) Car Loan calculations are based on the used car dealer's advertised price of $38,252.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Loan Interest rate of 18.86% APR and 72 month car loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2022 INFINITI QX80 Luxe

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This low mileage used 2022 INFINITI QX80 Luxe RWD SUV below 29,000 miles, automatic transmission, and 22 MPG, 5.6L gas engine is for sale right now below $38K at Oscar Leeser's Hyundai of E El Paso in El Paso, TX. ...View More Details

Sales Price:	$37,151
Est. Payment:	$935.60 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	29,365
Location:	El Paso, TX
Estimated Cash Down:	$400

Item	Amount
Used Car Price⁽¹⁾	$37,151.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,077.33
Avg. DMV Fee	94.00
Cash Sale Price	$40,472.33
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	400.00
Factory Rebate Incentive	0.00
Total Down Payment	$400.00
Total Loan Amount	$40,160.23
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Auto Finance Payment	$935.60

(1) Auto Finance calculations are based on the used car dealer's advertised price of $37,151.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Finance Interest rate of 18.86% APR and 72 month auto finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2023 Hyundai PALISADE Limited

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This low mileage certified used 2023 Hyundai PALISADE Limited AWD SUV under 51,000 miles, automatic transmission, and 22 MPG, 3.8L gas engine is for sale right now below $37K at Hyundai of El Paso in El Paso, TX. ...View More Details

Sales Price:	$36,097
Est. Payment:	$954.19 / 66 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	50,600
Location:	El Paso, TX
Estimated Cash Down:	$400

Item	Amount
Used Car Price⁽¹⁾	$36,097.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	2,990.38
Avg. DMV Fee	94.00
Cash Sale Price	$39,331.38
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	400.00
Factory Rebate Incentive	0.00
Total Down Payment	$400.00
Total Loan Amount	$39,020.86
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	66
Auto Loan Payment	$954.19

(1) Auto Loan calculations are based on the used car dealer's advertised price of $36,097.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Loan Interest rate of 18.86% APR and 66 month auto loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2024 Hyundai SANTA FE Calligraphy

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This low mileage certified used 2024 Hyundai SANTA FE Calligraphy FWD SUV under 12,000 miles, automatic transmission, and 22 MPG, 2.5L gas engine is for sale right now below $37K at Red Mccombs Hyundai Northwest in San Antonio, TX. ...View More Details

Sales Price:	$36,991
Est. Payment:	$931.57 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	11,500
Location:	San Antonio, TX
Estimated Cash Down:	$400

Item	Amount
Used Car Price⁽¹⁾	$36,991.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,064.13
Avg. DMV Fee	94.00
Cash Sale Price	$40,299.13
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	400.00
Factory Rebate Incentive	0.00
Total Down Payment	$400.00
Total Loan Amount	$39,987.27
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Car Finance Payment	$931.57

(1) Car Finance calculations are based on the used car dealer's advertised price of $36,991.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Finance Interest rate of 18.86% APR and 72 month car finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2023 Hyundai PALISADE Limited

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This low mileage certified used 2023 Hyundai PALISADE Limited AWD SUV below 22,000 miles, automatic transmission, and 22 MPG, 3.8L gas engine is for sale right now under $37K at Wiesner Hyundai in Conroe, TX. ...View More Details

Sales Price:	$36,777
Est. Payment:	$926.18 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	21,939
Location:	Conroe, TX
Estimated Cash Down:	$400

Item	Amount
Used Car Price⁽¹⁾	$36,777.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,046.48
Avg. DMV Fee	94.00
Cash Sale Price	$40,067.48
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	400.00
Factory Rebate Incentive	0.00
Total Down Payment	$400.00
Total Loan Amount	$39,755.94
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Car Finance Payment	$926.18

(1) Car Finance calculations are based on the used car dealer's advertised price of $36,777.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Finance Interest rate of 18.86% APR and 72 month car finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in Texas

Texas Secondhand Used Vehicles Priced Below $40,000

2026 Hyundai PALISADE SEL Convenience

2022 Ford Explorer King Ranch

2026 Dodge Durango GT

2024 BMW X3 sDrive30i

2019 Chevrolet Camaro SS

2024 Hyundai SANTA FE Calligraphy

2022 INFINITI QX80 Luxe

2023 Hyundai PALISADE Limited

2024 Hyundai SANTA FE Calligraphy

2023 Hyundai PALISADE Limited

Texas Areas with Used Cars for Sale Below $40,000

Used Cars under $40,000 for Sale in Texas

Texas Secondhand Used Vehicles Priced Below $40,000

2026 Hyundai PALISADE SEL Convenience

Hyundai PALISADE SEL Convenience

2026 Hyundai PALISADE SEL Convenience Poor Credit Car Loan Estimate

2022 Ford Explorer King Ranch

Ford Explorer King Ranch

2022 Ford Explorer King Ranch Poor Credit Car Loan Estimate

2026 Dodge Durango GT

Dodge Durango GT

2026 Dodge Durango GT Poor Credit Car Loan Estimate

2024 BMW X3 sDrive30i

BMW X3 sDrive30i

2024 BMW X3 sDrive30i Poor Credit Car Finance Estimate

2019 Chevrolet Camaro SS

Chevrolet Camaro SS

2019 Chevrolet Camaro SS Poor Credit Auto Finance Estimate

2024 Hyundai SANTA FE Calligraphy

Hyundai SANTA FE Calligraphy

2024 Hyundai SANTA FE Calligraphy Poor Credit Car Loan Estimate

2022 INFINITI QX80 Luxe

INFINITI QX80 Luxe

2022 INFINITI QX80 Luxe Poor Credit Auto Finance Estimate

2023 Hyundai PALISADE Limited

Hyundai PALISADE Limited

2023 Hyundai PALISADE Limited Poor Credit Auto Loan Estimate

2024 Hyundai SANTA FE Calligraphy

Hyundai SANTA FE Calligraphy

2024 Hyundai SANTA FE Calligraphy Poor Credit Car Finance Estimate

2023 Hyundai PALISADE Limited

Hyundai PALISADE Limited

2023 Hyundai PALISADE Limited Poor Credit Car Finance Estimate

Texas Areas with Used Cars for Sale Below $40,000

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