Texas Used Cars Under $400 a Month. Finance Payments Below $400

2020 Dodge Grand Caravan SE Plus

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This average mileage second hand 2020 Dodge Grand Caravan SE Plus FWD mini-van under 71,000 miles, a transmission, and 26 MPG, 3.6L flexible engine is for sale right now below $16K at Don Davis Hyundai in Lake Jackson, TX. ...View More Details

Sales Price:	$15,988
Est. Payment:	$381.17 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	70,510
Location:	Lake Jackson, TX

Item	Amount
Used Car Price⁽¹⁾	$15,988.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	1,331.39
Avg. DMV Fee	94.00
Cash Sale Price	$17,563.39
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$17,563.39
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Car Finance Payment	$381.17

(1) Car Finance calculations are based on the used car dealer's advertised price of $15,988.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 54 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Ford EcoSport SE

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This high mileage second hand 2021 Ford EcoSport SE FWD wagon under 120,000 miles, a transmission, and 26 MPG, 1.0L gas engine is for sale right now below $11K at Palestine Toyota in Palestine, TX. ...View More Details

Sales Price:	$10,495
Est. Payment:	$359.40 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	119,907
Location:	Palestine, TX

Item	Amount
Used Car Price⁽¹⁾	$10,495.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	878.21
Avg. DMV Fee	94.00
Cash Sale Price	$11,617.21
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$11,617.21
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Car Loan Payment	$359.40

(1) Car Loan calculations are based on the used car dealer's advertised price of $10,495.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 36 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Chevrolet Malibu LT

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This low mileage preowned 2023 Chevrolet Malibu LT FWD sedan below 49,000 miles, cvt transmission, and 26 MPG, 1.5L gas engine is for sale right now under $20K at Tipton Hyundai in Brownsville, TX. ...View More Details

Sales Price:	$19,799
Est. Payment:	$371.13 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	49,137
Location:	Brownsville, TX

Item	Amount
Used Car Price⁽¹⁾	$19,799.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	1,645.79
Avg. DMV Fee	94.00
Cash Sale Price	$21,688.79
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,688.79
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$371.13

(1) Car Loan calculations are based on the used car dealer's advertised price of $19,799.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai ELANTRA SEL Convenience

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This low mileage second hand 2025 Hyundai ELANTRA SEL Convenience FWD sedan under 19,000 miles, cvt transmission, and 26 MPG, 2.0L gas engine is for sale right now under $22K at Hyundai of Del Rio in Del Rio, TX. ...View More Details

Sales Price:	$21,587
Est. Payment:	$404.25 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	18,900
Location:	Del Rio, TX

Item	Amount
Used Car Price⁽¹⁾	$21,587.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	1,793.30
Avg. DMV Fee	94.00
Cash Sale Price	$23,624.30
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$23,624.30
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$404.25

(1) Car Finance calculations are based on the used car dealer's advertised price of $21,587.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Nissan Rogue S

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This low mileage preowned 2024 Nissan Rogue S FWD wagon below 34,000 miles, cvt transmission, and 26 MPG, 1.5L gas engine is for sale right now below $21K at Tipton Hyundai in Brownsville, TX. ...View More Details

Sales Price:	$20,999
Est. Payment:	$393.36 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	33,683
Location:	Brownsville, TX

Item	Amount
Used Car Price⁽¹⁾	$20,999.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	1,744.79
Avg. DMV Fee	94.00
Cash Sale Price	$22,987.79
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,987.79
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$393.36

(1) Car Loan calculations are based on the used car dealer's advertised price of $20,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Chevrolet Malibu LS

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This low mileage second hand 2020 Chevrolet Malibu LS FWD sedan under 36,000 miles, cvt transmission, and 26 MPG, 1.5L gas engine is for sale right now under $20K at Hyundai of El Paso in El Paso, TX. ...View More Details

Sales Price:	$19,692
Est. Payment:	$369.15 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	36,023
Location:	El Paso, TX

Item	Amount
Used Car Price⁽¹⁾	$19,692.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	1,636.97
Avg. DMV Fee	94.00
Cash Sale Price	$21,572.97
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,572.97
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$369.15

(1) Auto Loan calculations are based on the used car dealer's advertised price of $19,692.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Toyota Corolla LE

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This low mileage used 2024 Toyota Corolla LE FWD sedan under 19,000 miles, cvt transmission, and 26 MPG, 2.0L gas engine is for sale right now below $20K at Charlie Clark Hyundai of Laredo in Laredo, TX. ...View More Details

Sales Price:	$19,995
Est. Payment:	$374.76 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	18,766
Location:	Laredo, TX

Item	Amount
Used Car Price⁽¹⁾	$19,995.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	1,661.96
Avg. DMV Fee	94.00
Cash Sale Price	$21,900.96
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,900.96
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$374.76

(1) Car Loan calculations are based on the used car dealer's advertised price of $19,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai ELANTRA SEL

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This low mileage second hand 2023 Hyundai ELANTRA SEL FWD sedan under 56,000 miles, cvt transmission, and 26 MPG, 2.0L gas engine is for sale right now under $19K at Hyundai of Del Rio in Del Rio, TX. ...View More Details

Sales Price:	$18,989
Est. Payment:	$382.12 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	56,269
Location:	Del Rio, TX

Item	Amount
Used Car Price⁽¹⁾	$18,989.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	1,578.97
Avg. DMV Fee	94.00
Cash Sale Price	$20,811.97
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,811.97
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Loan Payment	$382.12

(1) Car Loan calculations are based on the used car dealer's advertised price of $18,989.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 66 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai ELANTRA SEL Sport

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This low mileage second hand 2025 Hyundai ELANTRA SEL Sport FWD sedan under 14,000 miles, cvt transmission, and 26 MPG, 2.0L gas engine is for sale right now below $21K at Charlie Clark Hyundai of Laredo in Laredo, TX. ...View More Details

Sales Price:	$20,995
Est. Payment:	$393.28 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	14,403
Location:	Laredo, TX

Item	Amount
Used Car Price⁽¹⁾	$20,995.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	1,744.46
Avg. DMV Fee	94.00
Cash Sale Price	$22,983.46
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,983.46
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$393.28

(1) Auto Loan calculations are based on the used car dealer's advertised price of $20,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai TUCSON SE

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This low mileage used 2023 Hyundai TUCSON SE AWD SUV under 42,000 miles, a transmission, and 26 MPG, 2.5L gas engine is for sale right now under $20K at Charlie Clark Hyundai of Laredo in Laredo, TX. ...View More Details

Sales Price:	$19,995
Est. Payment:	$374.76 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	42,102
Location:	Laredo, TX

Item	Amount
Used Car Price⁽¹⁾	$19,995.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	1,661.96
Avg. DMV Fee	94.00
Cash Sale Price	$21,900.96
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,900.96
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$374.76

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $400 per month for Sale in Texas

Texas Secondhand Used Vehicles with Payments Below $400 / Month

2020 Dodge Grand Caravan SE Plus

2021 Ford EcoSport SE

2023 Chevrolet Malibu LT

2025 Hyundai ELANTRA SEL Convenience

2024 Nissan Rogue S

2020 Chevrolet Malibu LS

2024 Toyota Corolla LE

2023 Hyundai ELANTRA SEL

2025 Hyundai ELANTRA SEL Sport

2023 Hyundai TUCSON SE

Texas Areas with Used Cars for Sale Below $400 / Month

Used Cars under $400 per month for Sale in Texas

Texas Secondhand Used Vehicles with Payments Below $400 / Month

2020 Dodge Grand Caravan SE Plus

Dodge Grand Caravan SE Plus

2020 Dodge Grand Caravan SE Plus Car Loan Estimate

2021 Ford EcoSport SE

Ford EcoSport SE

2021 Ford EcoSport SE Car Loan Estimate

2023 Chevrolet Malibu LT

Chevrolet Malibu LT

2023 Chevrolet Malibu LT Car Loan Estimate

2025 Hyundai ELANTRA SEL Convenience

Hyundai ELANTRA SEL Convenience

2025 Hyundai ELANTRA SEL Convenience Car Loan Estimate

2024 Nissan Rogue S

Nissan Rogue S

2024 Nissan Rogue S Car Loan Estimate

2020 Chevrolet Malibu LS

Chevrolet Malibu LS

2020 Chevrolet Malibu LS Car Loan Estimate

2024 Toyota Corolla LE

Toyota Corolla LE

2024 Toyota Corolla LE Car Loan Estimate

2023 Hyundai ELANTRA SEL

Hyundai ELANTRA SEL

2023 Hyundai ELANTRA SEL Car Loan Estimate

2025 Hyundai ELANTRA SEL Sport

Hyundai ELANTRA SEL Sport

2025 Hyundai ELANTRA SEL Sport Car Loan Estimate

2023 Hyundai TUCSON SE

Hyundai TUCSON SE

2023 Hyundai TUCSON SE Car Loan Estimate

Texas Areas with Used Cars for Sale Below $400 / Month

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