Texas Used Cars Under $400 a Month. Finance Payments Below $400

2023 Hyundai ELANTRA SEL

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This low mileage certified second hand 2023 Hyundai ELANTRA SEL FWD sedan below 48,000 miles, cvt transmission, and 27 MPG, 2.0L gas engine is for sale right now below $21K at Charlie Clark Hyundai of Laredo in Laredo, TX. ...View More Details

Sales Price:	$20,212
Est. Payment:	$378.78 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	48,372
Location:	Laredo, TX

Item	Amount
Used Car Price⁽¹⁾	$20,212.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	1,679.87
Avg. DMV Fee	94.00
Cash Sale Price	$22,135.87
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,135.87
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$378.78

(1) Car Loan calculations are based on the used car dealer's advertised price of $20,212.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Kia Soul LX

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This low mileage second hand 2025 Kia Soul LX FWD hatchback below 9,000 miles, cvt transmission, and 27 MPG, 2.0L gas engine is for sale right now below $21K at Amarillo in Amarillo, TX. ...View More Details

Sales Price:	$20,998
Est. Payment:	$393.34 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	8,657
Location:	Amarillo, TX

Item	Amount
Used Car Price⁽¹⁾	$20,998.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	1,744.71
Avg. DMV Fee	94.00
Cash Sale Price	$22,986.71
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,986.71
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$393.34

(1) Car Loan calculations are based on the used car dealer's advertised price of $20,998.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2017 Chrysler Pacifica Touring-L

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This low mileage second hand 2017 Chrysler Pacifica Touring-L FWD minivan below 48,000 miles, automatic transmission, and 27 MPG, 3.6L gas engine is for sale right now below $21K at Amarillo in Amarillo, TX. ...View More Details

Sales Price:	$20,998
Est. Payment:	$393.34 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	47,926
Location:	Amarillo, TX

Item	Amount
Used Car Price⁽¹⁾	$20,998.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	1,744.71
Avg. DMV Fee	94.00
Cash Sale Price	$22,986.71
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,986.71
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$393.34

(1) Car Finance calculations are based on the used car dealer's advertised price of $20,998.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Hyundai ELANTRA Value Edition

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This average mileage second hand 2020 Hyundai ELANTRA Value Edition FWD sedan below 87,000 miles, cvt transmission, and 27 MPG, 2.0L gas engine is for sale right now below $15K at Wiesner Hyundai in Conroe, TX. ...View More Details

Sales Price:	$14,999
Est. Payment:	$395.94 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	87,109
Location:	Conroe, TX

Item	Amount
Used Car Price⁽¹⁾	$14,999.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	1,249.79
Avg. DMV Fee	94.00
Cash Sale Price	$16,492.79
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$16,492.79
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Auto Finance Payment	$395.94

(1) Auto Finance calculations are based on the used car dealer's advertised price of $14,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 48 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Hyundai TUCSON Limited

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This low mileage preowned 2020 Hyundai TUCSON Limited FWD SUV under 34,000 miles, automatic transmission, and 27 MPG, 2.4L gas engine is for sale right now below $21K at Amarillo in Amarillo, TX. ...View More Details

Sales Price:	$20,998
Est. Payment:	$393.34 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	34,463
Location:	Amarillo, TX

Item	Amount
Used Car Price⁽¹⁾	$20,998.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	1,744.71
Avg. DMV Fee	94.00
Cash Sale Price	$22,986.71
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,986.71
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$393.34

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai KONA N Line

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This low mileage certified used 2023 Hyundai KONA N Line FWD SUV below 23,000 miles, automatic transmission, and 27 MPG, 1.6L gas engine is for sale right now below $22K at Charlie Clark Hyundai of Laredo in Laredo, TX. ...View More Details

Sales Price:	$21,565
Est. Payment:	$403.84 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	23,010
Location:	Laredo, TX

Item	Amount
Used Car Price⁽¹⁾	$21,565.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	1,791.49
Avg. DMV Fee	94.00
Cash Sale Price	$23,600.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$23,600.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$403.84

(1) Car Loan calculations are based on the used car dealer's advertised price of $21,565.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai VENUE Limited

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This low mileage certified second hand 2025 Hyundai VENUE Limited FWD hatchback under 5,000 miles, cvt transmission, and 27 MPG, 1.6L gas engine is for sale right now under $21K at Charlie Clark Hyundai of Laredo in Laredo, TX. ...View More Details

Sales Price:	$20,907
Est. Payment:	$391.65 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	5,279
Location:	Laredo, TX

Item	Amount
Used Car Price⁽¹⁾	$20,907.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	1,737.20
Avg. DMV Fee	94.00
Cash Sale Price	$22,888.20
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,888.20
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$391.65

(1) Car Finance calculations are based on the used car dealer's advertised price of $20,907.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Kia Soul LX

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This low mileage second hand 2025 Kia Soul LX FWD hatchback below 0,000 miles, cvt transmission, and 27 MPG, 2.0L gas engine is for sale right now below $21K at Amarillo in Amarillo, TX. ...View More Details

Sales Price:	$20,998
Est. Payment:	$393.34 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	332
Location:	Amarillo, TX

Item	Amount
Used Car Price⁽¹⁾	$20,998.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	1,744.71
Avg. DMV Fee	94.00
Cash Sale Price	$22,986.71
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,986.71
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$393.34

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Chevrolet Malibu LS Fleet

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This low mileage second hand 2023 Chevrolet Malibu LS Fleet FWD sedan below 55,000 miles, cvt transmission, and 27 MPG, 1.5L gas engine is for sale right now under $19K at Tipton Hyundai in Brownsville, TX. ...View More Details

Sales Price:	$18,999
Est. Payment:	$382.32 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	55,110
Location:	Brownsville, TX

Item	Amount
Used Car Price⁽¹⁾	$18,999.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	1,579.79
Avg. DMV Fee	94.00
Cash Sale Price	$20,822.79
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,822.79
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Loan Payment	$382.32

(1) Car Loan calculations are based on the used car dealer's advertised price of $18,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 66 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 GMC Terrain SLE

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This low mileage preowned 2024 GMC Terrain SLE FWD SUV under 46,000 miles, automatic transmission, and 27 MPG, 1.5L gas engine is for sale right now under $22K at Norm Reeves Hyundai of Irving in Irving, TX. ...View More Details

Sales Price:	$21,300
Est. Payment:	$398.93 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	45,848
Location:	Irving, TX

Item	Amount
Used Car Price⁽¹⁾	$21,300.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	1,769.63
Avg. DMV Fee	94.00
Cash Sale Price	$23,313.63
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$23,313.63
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$398.93

(1) Auto Loan calculations are based on the used car dealer's advertised price of $21,300.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $400 per month for Sale in Texas

Texas Secondhand Used Vehicles with Payments Below $400 / Month

2023 Hyundai ELANTRA SEL

2025 Kia Soul LX

2017 Chrysler Pacifica Touring-L

2020 Hyundai ELANTRA Value Edition

2020 Hyundai TUCSON Limited

2023 Hyundai KONA N Line

2025 Hyundai VENUE Limited

2025 Kia Soul LX

2023 Chevrolet Malibu LS Fleet

2024 GMC Terrain SLE

Texas Areas with Used Cars for Sale Below $400 / Month

Used Cars under $400 per month for Sale in Texas

Texas Secondhand Used Vehicles with Payments Below $400 / Month

2023 Hyundai ELANTRA SEL

Hyundai ELANTRA SEL

2023 Hyundai ELANTRA SEL Car Loan Estimate

2025 Kia Soul LX

Kia Soul LX

2025 Kia Soul LX Car Loan Estimate

2017 Chrysler Pacifica Touring-L

Chrysler Pacifica Touring-L

2017 Chrysler Pacifica Touring-L Car Loan Estimate

2020 Hyundai ELANTRA Value Edition

Hyundai ELANTRA Value Edition

2020 Hyundai ELANTRA Value Edition Car Loan Estimate

2020 Hyundai TUCSON Limited

Hyundai TUCSON Limited

2020 Hyundai TUCSON Limited Car Loan Estimate

2023 Hyundai KONA N Line

Hyundai KONA N Line

2023 Hyundai KONA N Line Car Loan Estimate

2025 Hyundai VENUE Limited

Hyundai VENUE Limited

2025 Hyundai VENUE Limited Car Loan Estimate

2025 Kia Soul LX

Kia Soul LX

2025 Kia Soul LX Car Loan Estimate

2023 Chevrolet Malibu LS Fleet

Chevrolet Malibu LS Fleet

2023 Chevrolet Malibu LS Fleet Car Loan Estimate

2024 GMC Terrain SLE

GMC Terrain SLE

2024 GMC Terrain SLE Car Loan Estimate

Texas Areas with Used Cars for Sale Below $400 / Month

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