Texas Used Cars Under $400 a Month. Finance Payments Below $400

2023 Ford Escape Active

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This low mileage used 2023 Ford Escape Active FWD SUV under 21,000 miles, automatic transmission, and 29 MPG, 1.5L gas engine is for sale right now below $21K at Amarillo in Amarillo, TX. ...View More Details

Sales Price:	$20,998
Est. Payment:	$393.34 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	20,721
Location:	Amarillo, TX

Item	Amount
Used Car Price⁽¹⁾	$20,998.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	1,744.71
Avg. DMV Fee	94.00
Cash Sale Price	$22,986.71
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,986.71
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$393.34

(1) Auto Finance calculations are based on the used car dealer's advertised price of $20,998.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Hyundai ELANTRA SEL

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This low mileage second hand 2020 Hyundai ELANTRA SEL FWD sedan under 35,000 miles, cvt transmission, and 29 MPG, 2.0L gas engine is for sale right now under $19K at Amarillo in Amarillo, TX. ...View More Details

Sales Price:	$18,998
Est. Payment:	$356.29 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	34,531
Location:	Amarillo, TX

Item	Amount
Used Car Price⁽¹⁾	$18,998.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	1,579.71
Avg. DMV Fee	94.00
Cash Sale Price	$20,821.71
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,821.71
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$356.29

(1) Car Finance calculations are based on the used car dealer's advertised price of $18,998.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Hyundai ELANTRA SEL

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This low mileage certified used 2024 Hyundai ELANTRA SEL FWD sedan under 45,000 miles, cvt transmission, and 29 MPG, 2.0L gas engine is for sale right now below $22K at Charlie Clark Hyundai of Laredo in Laredo, TX. ...View More Details

Sales Price:	$21,087
Est. Payment:	$394.99 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	44,591
Location:	Laredo, TX

Item	Amount
Used Car Price⁽¹⁾	$21,087.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	1,752.05
Avg. DMV Fee	94.00
Cash Sale Price	$23,083.05
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$23,083.05
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$394.99

(1) Car Finance calculations are based on the used car dealer's advertised price of $21,087.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Buick Encore GX Preferred

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This low mileage second hand 2023 Buick Encore GX Preferred FWD SUV below 31,000 miles, cvt transmission, and 29 MPG, 1.2L gas engine is for sale right now under $21K at Don Davis Hyundai in Lake Jackson, TX. ...View More Details

Sales Price:	$20,988
Est. Payment:	$393.15 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	30,734
Location:	Lake Jackson, TX

Item	Amount
Used Car Price⁽¹⁾	$20,988.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	1,743.89
Avg. DMV Fee	94.00
Cash Sale Price	$22,975.89
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,975.89
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$393.15

(1) Auto Finance calculations are based on the used car dealer's advertised price of $20,988.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Toyota Prius Nightshade

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This low mileage preowned 2022 Toyota Prius Nightshade FWD hatchback below 49,000 miles, cvt transmission, and 29 MPG, 1.8L hybrid engine is for sale right now under $22K at Oscar Leeser's Hyundai of E El Paso in El Paso, TX. ...View More Details

Sales Price:	$21,462
Est. Payment:	$401.93 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	48,500
Location:	El Paso, TX

Item	Amount
Used Car Price⁽¹⁾	$21,462.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	1,782.99
Avg. DMV Fee	94.00
Cash Sale Price	$23,488.99
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$23,488.99
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$401.93

(1) Auto Finance calculations are based on the used car dealer's advertised price of $21,462.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Chevrolet Malibu LS

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This low mileage preowned 2024 Chevrolet Malibu LS FWD sedan below 37,000 miles, cvt transmission, and 29 MPG, 1.5L gas engine is for sale right now below $21K at Amarillo in Amarillo, TX. ...View More Details

Sales Price:	$20,998
Est. Payment:	$393.34 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	36,808
Location:	Amarillo, TX

Item	Amount
Used Car Price⁽¹⁾	$20,998.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	1,744.71
Avg. DMV Fee	94.00
Cash Sale Price	$22,986.71
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,986.71
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$393.34

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Kia Sportage LX

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This low mileage used 2019 Kia Sportage LX FWD SUV under 23,000 miles, automatic transmission, and 29 MPG, 2.4L gas engine is for sale right now under $19K at Amarillo in Amarillo, TX. ...View More Details

Sales Price:	$18,998
Est. Payment:	$356.29 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	22,896
Location:	Amarillo, TX

Item	Amount
Used Car Price⁽¹⁾	$18,998.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	1,579.71
Avg. DMV Fee	94.00
Cash Sale Price	$20,821.71
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,821.71
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$356.29

(1) Auto Loan calculations are based on the used car dealer's advertised price of $18,998.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Chevrolet Malibu LS

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This low mileage preowned 2024 Chevrolet Malibu LS FWD sedan under 42,000 miles, cvt transmission, and 29 MPG, 1.5L gas engine is for sale right now below $20K at Amarillo in Amarillo, TX. ...View More Details

Sales Price:	$19,998
Est. Payment:	$374.81 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	41,843
Location:	Amarillo, TX

Item	Amount
Used Car Price⁽¹⁾	$19,998.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	1,662.21
Avg. DMV Fee	94.00
Cash Sale Price	$21,904.21
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,904.21
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$374.81

(1) Car Loan calculations are based on the used car dealer's advertised price of $19,998.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai KONA SEL

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This low mileage certified preowned 2023 Hyundai KONA SEL FWD SUV under 23,000 miles, cvt transmission, and 29 MPG, 2.0L gas engine is for sale right now below $21K at Norm Reeves Hyundai of Irving in Irving, TX. ...View More Details

Sales Price:	$20,800
Est. Payment:	$389.67 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	23,094
Location:	Irving, TX

Item	Amount
Used Car Price⁽¹⁾	$20,800.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	1,728.38
Avg. DMV Fee	94.00
Cash Sale Price	$22,772.38
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,772.38
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$389.67

(1) Auto Loan calculations are based on the used car dealer's advertised price of $20,800.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Chevrolet Equinox LT

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This low mileage used 2021 Chevrolet Equinox LT FWD SUV under 35,000 miles, automatic transmission, and 29 MPG, 1.5L gas engine is for sale right now under $21K at Amarillo in Amarillo, TX. ...View More Details

Sales Price:	$20,998
Est. Payment:	$393.34 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	34,916
Location:	Amarillo, TX

Item	Amount
Used Car Price⁽¹⁾	$20,998.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	1,744.71
Avg. DMV Fee	94.00
Cash Sale Price	$22,986.71
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,986.71
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$393.34

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $400 per month for Sale in Texas

Texas Secondhand Used Vehicles with Payments Below $400 / Month

2023 Ford Escape Active

2020 Hyundai ELANTRA SEL

2024 Hyundai ELANTRA SEL

2023 Buick Encore GX Preferred

2022 Toyota Prius Nightshade

2024 Chevrolet Malibu LS

2019 Kia Sportage LX

2024 Chevrolet Malibu LS

2023 Hyundai KONA SEL

2021 Chevrolet Equinox LT

Texas Areas with Used Cars for Sale Below $400 / Month

Used Cars under $400 per month for Sale in Texas

Texas Secondhand Used Vehicles with Payments Below $400 / Month

2023 Ford Escape Active

Ford Escape Active

2023 Ford Escape Active Car Loan Estimate

2020 Hyundai ELANTRA SEL

Hyundai ELANTRA SEL

2020 Hyundai ELANTRA SEL Car Loan Estimate

2024 Hyundai ELANTRA SEL

Hyundai ELANTRA SEL

2024 Hyundai ELANTRA SEL Car Loan Estimate

2023 Buick Encore GX Preferred

Buick Encore GX Preferred

2023 Buick Encore GX Preferred Car Loan Estimate

2022 Toyota Prius Nightshade

Toyota Prius Nightshade

2022 Toyota Prius Nightshade Car Loan Estimate

2024 Chevrolet Malibu LS

Chevrolet Malibu LS

2024 Chevrolet Malibu LS Car Loan Estimate

2019 Kia Sportage LX

Kia Sportage LX

2019 Kia Sportage LX Car Loan Estimate

2024 Chevrolet Malibu LS

Chevrolet Malibu LS

2024 Chevrolet Malibu LS Car Loan Estimate

2023 Hyundai KONA SEL

Hyundai KONA SEL

2023 Hyundai KONA SEL Car Loan Estimate

2021 Chevrolet Equinox LT

Chevrolet Equinox LT

2021 Chevrolet Equinox LT Car Loan Estimate

Texas Areas with Used Cars for Sale Below $400 / Month

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