Texas Used Cars Under $20,000 |with Payments|

2023 Kia Rio 5-Door S

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This below average mileage second hand 2023 Kia Rio 5-Door S FWD hatchback under 65,000 miles, cvt transmission, and 32 MPG, 1.6L gas engine is for sale right now below $19K at Hyundai of Del Rio in Del Rio, TX. ...View More Details

Sales Price:	$18,216
Est. Payment:	$396.76 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	65,362
Location:	Del Rio, TX

Item	Amount
Used Car Price⁽¹⁾	$18,216.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	1,515.20
Avg. DMV Fee	94.00
Cash Sale Price	$19,975.20
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$19,975.20
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Finance Payment	$396.76

(1) Car Finance calculations are based on the used car dealer's advertised price of $18,216.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 60 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Buick Encore GX Preferred

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This low mileage used 2023 Buick Encore GX Preferred FWD SUV below 26,000 miles, cvt transmission, and 32 MPG, 1.2L gas engine is for sale right now under $20K at Hyundai of El Paso in El Paso, TX. ...View More Details

Sales Price:	$19,962
Est. Payment:	$374.15 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	26,139
Location:	El Paso, TX

Item	Amount
Used Car Price⁽¹⁾	$19,962.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	1,659.24
Avg. DMV Fee	94.00
Cash Sale Price	$21,865.24
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,865.24
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$374.15

(1) Auto Finance calculations are based on the used car dealer's advertised price of $19,962.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Volvo XC40 T5 Momentum

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This above average mileage used 2021 Volvo XC40 T5 Momentum AWD SUV below 92,000 miles, automatic transmission, and 32 MPG, 2.0L gas engine is for sale right now below $19K at Oscar Leeser's Hyundai of E El Paso in El Paso, TX. ...View More Details

Sales Price:	$18,620
Est. Payment:	$550.61 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	92,230
Location:	El Paso, TX

Item	Amount
Used Car Price⁽¹⁾	$18,620.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	1,548.53
Avg. DMV Fee	94.00
Cash Sale Price	$20,412.53
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,412.53
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Auto Finance Payment	$550.61

(1) Auto Finance calculations are based on the used car dealer's advertised price of $18,620.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 42 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2018 Hyundai KONA SEL

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This low mileage second hand 2018 Hyundai KONA SEL FWD SUV below 54,000 miles, automatic transmission, and 32 MPG, 2.0L gas engine is for sale right now below $18K at Wiesner Hyundai in Conroe, TX. ...View More Details

Sales Price:	$17,486
Est. Payment:	$352.24 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	53,628
Location:	Conroe, TX

Item	Amount
Used Car Price⁽¹⁾	$17,486.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	1,454.97
Avg. DMV Fee	94.00
Cash Sale Price	$19,184.97
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$19,184.97
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Finance Payment	$352.24

(1) Car Finance calculations are based on the used car dealer's advertised price of $17,486.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 66 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Hyundai SANTA FE SEL

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This average mileage used 2022 Hyundai SANTA FE SEL FWD SUV under 80,000 miles, automatic transmission, and 32 MPG, 2.5L gas engine is for sale right now under $20K at Wiesner Hyundai in Conroe, TX. ...View More Details

Sales Price:	$19,488
Est. Payment:	$463.39 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	79,885
Location:	Conroe, TX

Item	Amount
Used Car Price⁽¹⁾	$19,488.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	1,620.14
Avg. DMV Fee	94.00
Cash Sale Price	$21,352.14
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,352.14
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Car Finance Payment	$463.39

(1) Car Finance calculations are based on the used car dealer's advertised price of $19,488.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 54 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Hyundai SANTA FE SE

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This low mileage used 2021 Hyundai SANTA FE SE FWD SUV below 44,000 miles, automatic transmission, and 32 MPG, 2.5L gas engine is for sale right now below $18K at Van Hyundai in Carrollton, TX. ...View More Details

Sales Price:	$17,984
Est. Payment:	$337.51 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	44,469
Location:	Carrollton, TX

Item	Amount
Used Car Price⁽¹⁾	$17,984.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	1,496.06
Avg. DMV Fee	94.00
Cash Sale Price	$19,724.06
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$19,724.06
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$337.51

(1) Auto Finance calculations are based on the used car dealer's advertised price of $17,984.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai ELANTRA SEL

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This low mileage certified used 2023 Hyundai ELANTRA SEL FWD sedan below 54,000 miles, cvt transmission, and 32 MPG, 2.0L gas engine is for sale right now under $20K at Charlie Clark Hyundai of Laredo in Laredo, TX. ...View More Details

Sales Price:	$19,266
Est. Payment:	$387.62 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	54,360
Location:	Laredo, TX

Item	Amount
Used Car Price⁽¹⁾	$19,266.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	1,601.82
Avg. DMV Fee	94.00
Cash Sale Price	$21,111.82
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,111.82
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Loan Payment	$387.62

(1) Car Loan calculations are based on the used car dealer's advertised price of $19,266.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 66 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2018 Ford Explorer XLT

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This above average mileage used 2018 Ford Explorer XLT FWD SUV under 99,000 miles, automatic transmission, and 32 MPG, 2.3L gas engine is for sale right now under $16K at Don Davis Hyundai in Lake Jackson, TX. ...View More Details

Sales Price:	$15,988
Est. Payment:	$473.76 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	99,476
Location:	Lake Jackson, TX

Item	Amount
Used Car Price⁽¹⁾	$15,988.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	1,331.39
Avg. DMV Fee	94.00
Cash Sale Price	$17,563.39
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$17,563.39
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Car Finance Payment	$473.76

(1) Car Finance calculations are based on the used car dealer's advertised price of $15,988.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 42 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Hyundai PALISADE Limited

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This high mileage second hand 2020 Hyundai PALISADE Limited FWD SUV below 115,000 miles, automatic transmission, and 32 MPG, 3.8L gas engine is for sale right now below $20K at Red Mccombs Hyundai Northwest in San Antonio, TX. ...View More Details

Sales Price:	$19,792
Est. Payment:	$670.74 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	115,391
Location:	San Antonio, TX

Item	Amount
Used Car Price⁽¹⁾	$19,792.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	1,645.22
Avg. DMV Fee	94.00
Cash Sale Price	$21,681.22
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,681.22
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Car Loan Payment	$670.74

(1) Car Loan calculations are based on the used car dealer's advertised price of $19,792.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 36 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Hyundai KONA SEL

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This low mileage second hand 2024 Hyundai KONA SEL FWD SUV under 45,000 miles, cvt transmission, and 32 MPG, 2.0L gas engine is for sale right now below $20K at Van Hyundai in Carrollton, TX. ...View More Details

Sales Price:	$19,993
Est. Payment:	$374.72 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	44,609
Location:	Carrollton, TX

Item	Amount
Used Car Price⁽¹⁾	$19,993.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	1,661.80
Avg. DMV Fee	94.00
Cash Sale Price	$21,898.80
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,898.80
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$374.72

(1) Auto Loan calculations are based on the used car dealer's advertised price of $19,993.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $20,000 for Sale in Texas

Texas Secondhand Used Vehicles Priced Below $20,000

2023 Kia Rio 5-Door S

2023 Buick Encore GX Preferred

2021 Volvo XC40 T5 Momentum

2018 Hyundai KONA SEL

2022 Hyundai SANTA FE SEL

2021 Hyundai SANTA FE SE

2023 Hyundai ELANTRA SEL

2018 Ford Explorer XLT

2020 Hyundai PALISADE Limited

2024 Hyundai KONA SEL

Texas Areas with Used Cars for Sale Below $20,000

Used Cars under $20,000 for Sale in Texas

Texas Secondhand Used Vehicles Priced Below $20,000

2023 Kia Rio 5-Door S

Kia Rio 5-Door S

2023 Kia Rio 5-Door S Car Loan Estimate

2023 Buick Encore GX Preferred

Buick Encore GX Preferred

2023 Buick Encore GX Preferred Car Loan Estimate

2021 Volvo XC40 T5 Momentum

Volvo XC40 T5 Momentum

2021 Volvo XC40 T5 Momentum Car Loan Estimate

2018 Hyundai KONA SEL

Hyundai KONA SEL

2018 Hyundai KONA SEL Car Loan Estimate

2022 Hyundai SANTA FE SEL

Hyundai SANTA FE SEL

2022 Hyundai SANTA FE SEL Car Loan Estimate

2021 Hyundai SANTA FE SE

Hyundai SANTA FE SE

2021 Hyundai SANTA FE SE Car Loan Estimate

2023 Hyundai ELANTRA SEL

Hyundai ELANTRA SEL

2023 Hyundai ELANTRA SEL Car Loan Estimate

2018 Ford Explorer XLT

Ford Explorer XLT

2018 Ford Explorer XLT Car Loan Estimate

2020 Hyundai PALISADE Limited

Hyundai PALISADE Limited

2020 Hyundai PALISADE Limited Car Loan Estimate

2024 Hyundai KONA SEL

Hyundai KONA SEL

2024 Hyundai KONA SEL Car Loan Estimate

Texas Areas with Used Cars for Sale Below $20,000

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