Texas Used Cars Under $45,000 |with Payments|

2021 GMC Sierra 1500 Denali

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This low mileage preowned 2021 GMC Sierra 1500 Denali 4x4 pickup under 55,000 miles, automatic transmission, and 24 MPG, 3.0L diesel engine is for sale right now under $41K at Amarillo in Amarillo, TX. ...View More Details

Sales Price:	$40,998
Est. Payment:	$819.55 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	55,109
Location:	Amarillo, TX

Item	Amount
Used Car Price⁽¹⁾	$40,998.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,394.71
Avg. DMV Fee	94.00
Cash Sale Price	$44,636.71
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,636.71
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Loan Payment	$819.55

(1) Car Loan calculations are based on the used car dealer's advertised price of $40,998.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 66 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 GMC Yukon XL SLT

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This above average mileage preowned 2021 GMC Yukon XL SLT 4x4 SUV under 96,000 miles, automatic transmission, and 24 MPG, 5.3L gas engine is for sale right now below $42K at Don Davis Hyundai in Lake Jackson, TX. ...View More Details

Sales Price:	$41,988
Est. Payment:	$1232.94 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	96,049
Location:	Lake Jackson, TX

Item	Amount
Used Car Price⁽¹⁾	$41,988.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,476.39
Avg. DMV Fee	94.00
Cash Sale Price	$45,708.39
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,708.39
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Car Loan Payment	$1232.94

(1) Car Loan calculations are based on the used car dealer's advertised price of $41,988.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 42 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai SANTA FE Calligraphy

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This low mileage certified used 2025 Hyundai SANTA FE Calligraphy FWD SUV below 9,000 miles, automatic transmission, and 24 MPG, 2.5L gas engine is for sale right now under $42K at Oscar Leeser's Hyundai of E El Paso in El Paso, TX. ...View More Details

Sales Price:	$41,932
Est. Payment:	$781.10 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	8,968
Location:	El Paso, TX

Item	Amount
Used Car Price⁽¹⁾	$41,932.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,471.77
Avg. DMV Fee	94.00
Cash Sale Price	$45,647.77
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,647.77
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$781.10

(1) Car Finance calculations are based on the used car dealer's advertised price of $41,932.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Toyota Sienna XLE 7-Passenger

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This low mileage preowned 2023 Toyota Sienna XLE 7-Passenger AWD minivan below 41,000 miles, cvt transmission, and 24 MPG, 2.5L hybrid engine is for sale right now under $45K at Oscar Leeser's Hyundai of E El Paso in El Paso, TX. ...View More Details

Sales Price:	$44,496
Est. Payment:	$828.60 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	41,028
Location:	El Paso, TX

Item	Amount
Used Car Price⁽¹⁾	$44,496.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,683.30
Avg. DMV Fee	94.00
Cash Sale Price	$48,423.30
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$48,423.30
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$828.60

(1) Car Loan calculations are based on the used car dealer's advertised price of $44,496.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai SANTA FE Calligraphy

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This low mileage certified used 2025 Hyundai SANTA FE Calligraphy AWD SUV under 2,000 miles, automatic transmission, and 24 MPG, 2.5L gas engine is for sale right now under $43K at Oscar Leeser's Hyundai of E El Paso in El Paso, TX. ...View More Details

Sales Price:	$42,932
Est. Payment:	$799.62 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	2,294
Location:	El Paso, TX

Item	Amount
Used Car Price⁽¹⁾	$42,932.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,554.27
Avg. DMV Fee	94.00
Cash Sale Price	$46,730.27
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,730.27
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$799.62

(1) Car Finance calculations are based on the used car dealer's advertised price of $42,932.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 GMC Sierra 1500 SLE

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This low mileage used 2022 GMC Sierra 1500 SLE 4x4 pickup under 34,000 miles, automatic transmission, and 24 MPG, 3.0L diesel engine is for sale right now under $42K at Tipton Hyundai in Brownsville, TX. ...View More Details

Sales Price:	$41,999
Est. Payment:	$782.34 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	33,577
Location:	Brownsville, TX

Item	Amount
Used Car Price⁽¹⁾	$41,999.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,477.29
Avg. DMV Fee	94.00
Cash Sale Price	$45,720.29
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,720.29
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$782.34

(1) Auto Loan calculations are based on the used car dealer's advertised price of $41,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 BMW X1 xDrive28i

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This low mileage preowned 2025 BMW X1 xDrive28i AWD SUV below 4,000 miles, transmission, and 24 MPG, 2.0L gas engine is for sale right now below $41K at BMW of Pharr in Pharr, TX. ...View More Details

Sales Price:	$40,980
Est. Payment:	$763.47 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	4,400
Location:	Pharr, TX

Item	Amount
Used Car Price⁽¹⁾	$40,980.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,393.23
Avg. DMV Fee	94.00
Cash Sale Price	$44,617.23
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,617.23
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$763.47

(1) Auto Finance calculations are based on the used car dealer's advertised price of $40,980.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Hyundai PALISADE Calligraphy

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This low mileage certified preowned 2024 Hyundai PALISADE Calligraphy FWD SUV below 14,000 miles, automatic transmission, and 24 MPG, 3.8L gas engine is for sale right now under $43K at Norm Reeves Hyundai of Irving in Irving, TX. ...View More Details

Sales Price:	$43,000
Est. Payment:	$800.88 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	13,624
Location:	Irving, TX

Item	Amount
Used Car Price⁽¹⁾	$43,000.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,559.88
Avg. DMV Fee	94.00
Cash Sale Price	$46,803.88
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,803.88
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$800.88

(1) Car Loan calculations are based on the used car dealer's advertised price of $43,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Chevrolet Silverado 1500 LT

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This low mileage used 2023 Chevrolet Silverado 1500 LT 4x4 pickup below 40,000 miles, automatic transmission, and 24 MPG, 3.0L diesel engine is for sale right now below $43K at Charlie Clark Hyundai of Laredo in Laredo, TX. ...View More Details

Sales Price:	$42,478
Est. Payment:	$791.22 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	40,062
Location:	Laredo, TX

Item	Amount
Used Car Price⁽¹⁾	$42,478.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,516.81
Avg. DMV Fee	94.00
Cash Sale Price	$46,238.81
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,238.81
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$791.22

(1) Auto Loan calculations are based on the used car dealer's advertised price of $42,478.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Explorer ST-Line

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This low mileage preowned 2025 Ford Explorer ST-Line AWD SUV below 24,000 miles, automatic transmission, and 24 MPG, 2.3L gas engine is for sale right now below $41K at Don Davis Hyundai in Lake Jackson, TX. ...View More Details

Sales Price:	$40,976
Est. Payment:	$763.39 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	23,775
Location:	Lake Jackson, TX

Item	Amount
Used Car Price⁽¹⁾	$40,976.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,392.90
Avg. DMV Fee	94.00
Cash Sale Price	$44,612.90
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,612.90
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$763.39

(1) Car Loan calculations are based on the used car dealer's advertised price of $40,976.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $45,000 for Sale in Texas

Texas Secondhand Used Vehicles Priced Below $45,000

2021 GMC Sierra 1500 Denali

2021 GMC Yukon XL SLT

2025 Hyundai SANTA FE Calligraphy

2023 Toyota Sienna XLE 7-Passenger

2025 Hyundai SANTA FE Calligraphy

2022 GMC Sierra 1500 SLE

2025 BMW X1 xDrive28i

2024 Hyundai PALISADE Calligraphy

2023 Chevrolet Silverado 1500 LT

2025 Ford Explorer ST-Line

Texas Areas with Used Cars for Sale Below $45,000

Used Cars under $45,000 for Sale in Texas

Texas Secondhand Used Vehicles Priced Below $45,000

2021 GMC Sierra 1500 Denali

GMC Sierra 1500 Denali

2021 GMC Sierra 1500 Denali Car Loan Estimate

2021 GMC Yukon XL SLT

GMC Yukon XL SLT

2021 GMC Yukon XL SLT Car Loan Estimate

2025 Hyundai SANTA FE Calligraphy

Hyundai SANTA FE Calligraphy

2025 Hyundai SANTA FE Calligraphy Car Loan Estimate

2023 Toyota Sienna XLE 7-Passenger

Toyota Sienna XLE 7-Passenger

2023 Toyota Sienna XLE 7-Passenger Car Loan Estimate

2025 Hyundai SANTA FE Calligraphy

Hyundai SANTA FE Calligraphy

2025 Hyundai SANTA FE Calligraphy Car Loan Estimate

2022 GMC Sierra 1500 SLE

GMC Sierra 1500 SLE

2022 GMC Sierra 1500 SLE Car Loan Estimate

2025 BMW X1 xDrive28i

BMW X1 xDrive28i

2025 BMW X1 xDrive28i Car Loan Estimate

2024 Hyundai PALISADE Calligraphy

Hyundai PALISADE Calligraphy

2024 Hyundai PALISADE Calligraphy Car Loan Estimate

2023 Chevrolet Silverado 1500 LT

Chevrolet Silverado 1500 LT

2023 Chevrolet Silverado 1500 LT Car Loan Estimate

2025 Ford Explorer ST-Line

Ford Explorer ST-Line

2025 Ford Explorer ST-Line Car Loan Estimate

Texas Areas with Used Cars for Sale Below $45,000

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