Texas Used Cars Under $45,000 |with Payments|

2025 BMW X1 xDrive28i

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This low mileage second hand 2025 BMW X1 xDrive28i AWD SUV under 6,000 miles, transmission, and 21 MPG, 2.0L gas engine is for sale right now below $44K at BMW of Pharr in Pharr, TX. ...View More Details

Sales Price:	$43,372
Est. Payment:	$807.78 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	5,805
Location:	Pharr, TX

Item	Amount
Used Car Price⁽¹⁾	$43,372.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,590.57
Avg. DMV Fee	94.00
Cash Sale Price	$47,206.57
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$47,206.57
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$807.78

(1) Auto Loan calculations are based on the used car dealer's advertised price of $43,372.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ram 1500 Lone Star

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This low mileage second hand 2025 Ram 1500 Lone Star 4x4 pickup below 19,000 miles, automatic transmission, and 21 MPG, 3.0L gas engine is for sale right now under $43K at Don Davis Hyundai in Lake Jackson, TX. ...View More Details

Sales Price:	$42,988
Est. Payment:	$800.66 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	18,933
Location:	Lake Jackson, TX

Item	Amount
Used Car Price⁽¹⁾	$42,988.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,558.89
Avg. DMV Fee	94.00
Cash Sale Price	$46,790.89
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,790.89
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$800.66

(1) Auto Loan calculations are based on the used car dealer's advertised price of $42,988.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 BMW 2 Series 228 Gran Coupe

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This low mileage second hand 2026 BMW 2 Series 228 Gran Coupe FWD sedan below 9,000 miles, transmission, and 21 MPG, 2.0L gas engine is for sale right now below $41K at BMW of Pharr in Pharr, TX. ...View More Details

Sales Price:	$40,637
Est. Payment:	$757.11 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	8,965
Location:	Pharr, TX

Item	Amount
Used Car Price⁽¹⁾	$40,637.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,364.93
Avg. DMV Fee	94.00
Cash Sale Price	$44,245.93
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,245.93
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$757.11

(1) Auto Finance calculations are based on the used car dealer's advertised price of $40,637.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Jeep Gladiator Mojave X

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This low mileage used 2024 Jeep Gladiator Mojave X 4x4 pickup below 23,000 miles, transmission, and 21 MPG, 3.6L gas engine is for sale right now below $44K at Tipton Hyundai in Brownsville, TX. ...View More Details

Sales Price:	$43,935
Est. Payment:	$818.20 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	23,077
Location:	Brownsville, TX

Item	Amount
Used Car Price⁽¹⁾	$43,935.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,637.01
Avg. DMV Fee	94.00
Cash Sale Price	$47,816.01
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$47,816.01
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$818.20

(1) Auto Loan calculations are based on the used car dealer's advertised price of $43,935.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 BMW X1 xDrive28i

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This low mileage used 2025 BMW X1 xDrive28i AWD SUV below 10,000 miles, transmission, and 21 MPG, 2.0L gas engine is for sale right now under $41K at BMW of Pharr in Pharr, TX. ...View More Details

Sales Price:	$40,675
Est. Payment:	$757.82 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	9,680
Location:	Pharr, TX

Item	Amount
Used Car Price⁽¹⁾	$40,675.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,368.06
Avg. DMV Fee	94.00
Cash Sale Price	$44,287.06
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,287.06
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$757.82

(1) Car Loan calculations are based on the used car dealer's advertised price of $40,675.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Jeep Grand Cherokee L Summit

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This average mileage preowned 2023 Jeep Grand Cherokee L Summit 4x4 SUV below 74,000 miles, automatic transmission, and 21 MPG, 3.6L gas engine is for sale right now below $42K at Tipton Hyundai in Brownsville, TX. ...View More Details

Sales Price:	$41,500
Est. Payment:	$980.52 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	74,095
Location:	Brownsville, TX

Item	Amount
Used Car Price⁽¹⁾	$41,500.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,436.13
Avg. DMV Fee	94.00
Cash Sale Price	$45,180.13
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,180.13
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Auto Finance Payment	$980.52

(1) Auto Finance calculations are based on the used car dealer's advertised price of $41,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 54 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA FE Calligraphy

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This low mileage certified second hand 2026 Hyundai SANTA FE Calligraphy AWD SUV under 0,000 miles, automatic transmission, and 21 MPG, 2.5L gas engine is for sale right now below $44K at Red Mccombs Hyundai Northwest in San Antonio, TX. ...View More Details

Sales Price:	$43,997
Est. Payment:	$819.35 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	10
Location:	San Antonio, TX

Item	Amount
Used Car Price⁽¹⁾	$43,997.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,642.13
Avg. DMV Fee	94.00
Cash Sale Price	$47,883.13
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$47,883.13
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$819.35

(1) Car Loan calculations are based on the used car dealer's advertised price of $43,997.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai PALISADE Calligraphy

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This low mileage preowned 2025 Hyundai PALISADE Calligraphy AWD SUV under 22,000 miles, automatic transmission, and 21 MPG, 3.8L gas engine is for sale right now below $43K at Principle Hyundai Boerne in Boerne, TX. ...View More Details

Sales Price:	$42,757
Est. Payment:	$796.38 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	21,670
Location:	Boerne, TX

Item	Amount
Used Car Price⁽¹⁾	$42,757.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,539.83
Avg. DMV Fee	94.00
Cash Sale Price	$46,540.83
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,540.83
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$796.38

(1) Auto Loan calculations are based on the used car dealer's advertised price of $42,757.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 BMW X1 xDrive28i

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This low mileage used 2026 BMW X1 xDrive28i AWD SUV under 8,000 miles, transmission, and 21 MPG, 2.0L gas engine is for sale right now under $42K at BMW of Pharr in Pharr, TX. ...View More Details

Sales Price:	$41,237
Est. Payment:	$768.23 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	8,357
Location:	Pharr, TX

Item	Amount
Used Car Price⁽¹⁾	$41,237.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,414.43
Avg. DMV Fee	94.00
Cash Sale Price	$44,895.43
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,895.43
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$768.23

(1) Auto Finance calculations are based on the used car dealer's advertised price of $41,237.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Dodge Charger R/T

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This low mileage second hand 2023 Dodge Charger R/T RWD sedan below 6,000 miles, automatic transmission, and 21 MPG, 5.7L gas engine is for sale right now below $44K at Hyundai of El Paso in El Paso, TX. ...View More Details

Sales Price:	$43,812
Est. Payment:	$815.93 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	5,849
Location:	El Paso, TX

Item	Amount
Used Car Price⁽¹⁾	$43,812.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,626.87
Avg. DMV Fee	94.00
Cash Sale Price	$47,682.87
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$47,682.87
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$815.93

(1) Auto Finance calculations are based on the used car dealer's advertised price of $43,812.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $45,000 for Sale in Texas

Texas Secondhand Used Vehicles Priced Below $45,000

2025 BMW X1 xDrive28i

2025 Ram 1500 Lone Star

2026 BMW 2 Series 228 Gran Coupe

2024 Jeep Gladiator Mojave X

2025 BMW X1 xDrive28i

2023 Jeep Grand Cherokee L Summit

2026 Hyundai SANTA FE Calligraphy

2025 Hyundai PALISADE Calligraphy

2026 BMW X1 xDrive28i

2023 Dodge Charger R/T

Texas Areas with Used Cars for Sale Below $45,000

Used Cars under $45,000 for Sale in Texas

Texas Secondhand Used Vehicles Priced Below $45,000

2025 BMW X1 xDrive28i

BMW X1 xDrive28i

2025 BMW X1 xDrive28i Car Loan Estimate

2025 Ram 1500 Lone Star

Ram 1500 Lone Star

2025 Ram 1500 Lone Star Car Loan Estimate

2026 BMW 2 Series 228 Gran Coupe

BMW 2 Series 228 Gran Coupe

2026 BMW 2 Series 228 Gran Coupe Car Loan Estimate

2024 Jeep Gladiator Mojave X

Jeep Gladiator Mojave X

2024 Jeep Gladiator Mojave X Car Loan Estimate

2025 BMW X1 xDrive28i

BMW X1 xDrive28i

2025 BMW X1 xDrive28i Car Loan Estimate

2023 Jeep Grand Cherokee L Summit

Jeep Grand Cherokee L Summit

2023 Jeep Grand Cherokee L Summit Car Loan Estimate

2026 Hyundai SANTA FE Calligraphy

Hyundai SANTA FE Calligraphy

2026 Hyundai SANTA FE Calligraphy Car Loan Estimate

2025 Hyundai PALISADE Calligraphy

Hyundai PALISADE Calligraphy

2025 Hyundai PALISADE Calligraphy Car Loan Estimate

2026 BMW X1 xDrive28i

BMW X1 xDrive28i

2026 BMW X1 xDrive28i Car Loan Estimate

2023 Dodge Charger R/T

Dodge Charger R/T

2023 Dodge Charger R/T Car Loan Estimate

Texas Areas with Used Cars for Sale Below $45,000

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