Texas Used SUVs Under $40,000 |with Payments|

2023 BMW X1 xDrive28i

⇩ View Seller Description

This low mileage preowned 2023 BMW X1 xDrive28i AWD SUV under 19,000 miles, transmission, and 23 MPG, 2.0L gas engine is for sale right now under $36K at BMW of Pharr in Pharr, TX. ...View More Details

Sales Price:	$35,816
Est. Payment:	$667.81 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	19,074
Location:	Pharr, TX

Item	Amount
Used Car Price⁽¹⁾	$35,816.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	2,967.20
Avg. DMV Fee	94.00
Cash Sale Price	$39,027.20
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,027.20
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$667.81

(1) Auto Finance calculations are based on the used car dealer's advertised price of $35,816.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA FE Hybrid SEL

⇩ View Seller Description

This low mileage certified second hand 2026 Hyundai SANTA FE Hybrid SEL FWD SUV under 2,000 miles, automatic transmission, and 23 MPG, 1.6L hybrid engine is for sale right now under $38K at Red Mccombs Hyundai in San Antonio, TX. ...View More Details

Sales Price:	$37,620
Est. Payment:	$701.23 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	2,081
Location:	San Antonio, TX

Item	Amount
Used Car Price⁽¹⁾	$37,620.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,116.03
Avg. DMV Fee	94.00
Cash Sale Price	$40,980.03
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,980.03
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$701.23

(1) Auto Finance calculations are based on the used car dealer's advertised price of $37,620.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford Explorer King Ranch

⇩ View Seller Description

This low mileage used 2022 Ford Explorer King Ranch AWD SUV below 38,000 miles, automatic transmission, and 23 MPG, 3.0L gas engine is for sale right now under $39K at Oscar Leeser's Hyundai of E El Paso in El Paso, TX. ...View More Details

Sales Price:	$38,922
Est. Payment:	$725.35 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	38,000
Location:	El Paso, TX

Item	Amount
Used Car Price⁽¹⁾	$38,922.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,223.44
Avg. DMV Fee	94.00
Cash Sale Price	$42,389.44
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,389.44
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$725.35

(1) Car Finance calculations are based on the used car dealer's advertised price of $38,922.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Jeep Grand Cherokee L Limited

⇩ View Seller Description

This low mileage second hand 2025 Jeep Grand Cherokee L Limited RWD SUV below 11,000 miles, automatic transmission, and 23 MPG, 3.6L gas engine is for sale right now below $40K at Hyundai of Del Rio in Del Rio, TX. ...View More Details

Sales Price:	$39,183
Est. Payment:	$730.18 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	10,506
Location:	Del Rio, TX

Item	Amount
Used Car Price⁽¹⁾	$39,183.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,244.97
Avg. DMV Fee	94.00
Cash Sale Price	$42,671.97
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,671.97
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$730.18

(1) Car Loan calculations are based on the used car dealer's advertised price of $39,183.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 BMW X3 sDrive30i

⇩ View Seller Description

This low mileage preowned 2023 BMW X3 sDrive30i RWD SUV below 33,000 miles, automatic transmission, and 23 MPG, 2.0L gas engine is for sale right now below $36K at BMW of Pharr in Pharr, TX. ...View More Details

Sales Price:	$35,664
Est. Payment:	$665.00 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	32,721
Location:	Pharr, TX

Item	Amount
Used Car Price⁽¹⁾	$35,664.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	2,954.66
Avg. DMV Fee	94.00
Cash Sale Price	$38,862.66
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,862.66
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$665.00

(1) Car Finance calculations are based on the used car dealer's advertised price of $35,664.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 BMW X1 xDrive28i

⇩ View Seller Description

This low mileage preowned 2025 BMW X1 xDrive28i AWD SUV under 14,000 miles, transmission, and 23 MPG, 2.0L gas engine is for sale right now below $38K at BMW of Pharr in Pharr, TX. ...View More Details

Sales Price:	$37,861
Est. Payment:	$705.69 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	14,470
Location:	Pharr, TX

Item	Amount
Used Car Price⁽¹⁾	$37,861.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,135.91
Avg. DMV Fee	94.00
Cash Sale Price	$41,240.91
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,240.91
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$705.69

(1) Auto Loan calculations are based on the used car dealer's advertised price of $37,861.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Mercedes-Benz GLB GLB 250 4MATIC

⇩ View Seller Description

This low mileage preowned 2025 Mercedes-Benz GLB GLB 250 4MATIC AWD SUV under 39,000 miles, automatic transmission, and 23 MPG, 2.0L hybrid engine is for sale right now under $37K at Hyundai of Del Rio in Del Rio, TX. ...View More Details

Sales Price:	$36,513
Est. Payment:	$680.72 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	39,138
Location:	Del Rio, TX

Item	Amount
Used Car Price⁽¹⁾	$36,513.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,024.70
Avg. DMV Fee	94.00
Cash Sale Price	$39,781.70
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,781.70
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$680.72

(1) Auto Finance calculations are based on the used car dealer's advertised price of $36,513.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 INFINITI QX80 Luxe

⇩ View Seller Description

This low mileage used 2022 INFINITI QX80 Luxe RWD SUV under 29,000 miles, automatic transmission, and 23 MPG, 5.6L gas engine is for sale right now below $38K at Oscar Leeser's Hyundai of E El Paso in El Paso, TX. ...View More Details

Sales Price:	$37,151
Est. Payment:	$692.54 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	29,365
Location:	El Paso, TX

Item	Amount
Used Car Price⁽¹⁾	$37,151.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,077.33
Avg. DMV Fee	94.00
Cash Sale Price	$40,472.33
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,472.33
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$692.54

(1) Car Loan calculations are based on the used car dealer's advertised price of $37,151.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA FE Hybrid SEL

⇩ View Seller Description

This low mileage certified used 2026 Hyundai SANTA FE Hybrid SEL FWD SUV below 2,000 miles, automatic transmission, and 23 MPG, 1.6L hybrid engine is for sale right now under $37K at Red Mccombs Hyundai in San Antonio, TX. ...View More Details

Sales Price:	$36,884
Est. Payment:	$687.60 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	2,290
Location:	San Antonio, TX

Item	Amount
Used Car Price⁽¹⁾	$36,884.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,055.31
Avg. DMV Fee	94.00
Cash Sale Price	$40,183.31
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,183.31
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$687.60

(1) Auto Loan calculations are based on the used car dealer's advertised price of $36,884.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai PALISADE SEL

⇩ View Seller Description

This low mileage certified preowned 2025 Hyundai PALISADE SEL FWD SUV under 14,000 miles, automatic transmission, and 23 MPG, 3.8L gas engine is for sale right now under $36K at Charlie Clark Hyundai of Laredo in Laredo, TX. ...View More Details

Sales Price:	$35,995
Est. Payment:	$671.13 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	14,496
Location:	Laredo, TX

Item	Amount
Used Car Price⁽¹⁾	$35,995.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	2,981.96
Avg. DMV Fee	94.00
Cash Sale Price	$39,220.96
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,220.96
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$671.13

(1) Auto Loan calculations are based on the used car dealer's advertised price of $35,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used SUVs under $40,000 for Sale in Texas

Texas Secondhand Used SUVs Priced Below $40,000

2023 BMW X1 xDrive28i

2026 Hyundai SANTA FE Hybrid SEL

2022 Ford Explorer King Ranch

2025 Jeep Grand Cherokee L Limited

2023 BMW X3 sDrive30i

2025 BMW X1 xDrive28i

2025 Mercedes-Benz GLB GLB 250 4MATIC

2022 INFINITI QX80 Luxe

2026 Hyundai SANTA FE Hybrid SEL

2025 Hyundai PALISADE SEL

Texas Areas with Used SUVs for Sale Below $40,000

Used SUVs under $40,000 for Sale in Texas

Texas Secondhand Used SUVs Priced Below $40,000

2023 BMW X1 xDrive28i

BMW X1 xDrive28i

2023 BMW X1 xDrive28i Car Loan Estimate

2026 Hyundai SANTA FE Hybrid SEL

Hyundai SANTA FE Hybrid SEL

2026 Hyundai SANTA FE Hybrid SEL Car Loan Estimate

2022 Ford Explorer King Ranch

Ford Explorer King Ranch

2022 Ford Explorer King Ranch Car Loan Estimate

2025 Jeep Grand Cherokee L Limited

Jeep Grand Cherokee L Limited

2025 Jeep Grand Cherokee L Limited Car Loan Estimate

2023 BMW X3 sDrive30i

BMW X3 sDrive30i

2023 BMW X3 sDrive30i Car Loan Estimate

2025 BMW X1 xDrive28i

BMW X1 xDrive28i

2025 BMW X1 xDrive28i Car Loan Estimate

2025 Mercedes-Benz GLB GLB 250 4MATIC

Mercedes-Benz GLB GLB 250 4MATIC

2025 Mercedes-Benz GLB 250 4MATIC Car Loan Estimate

2022 INFINITI QX80 Luxe

INFINITI QX80 Luxe

2022 INFINITI QX80 Luxe Car Loan Estimate

2026 Hyundai SANTA FE Hybrid SEL

Hyundai SANTA FE Hybrid SEL

2026 Hyundai SANTA FE Hybrid SEL Car Loan Estimate

2025 Hyundai PALISADE SEL

Hyundai PALISADE SEL

2025 Hyundai PALISADE SEL Car Loan Estimate

Texas Areas with Used SUVs for Sale Below $40,000

Customize Payments

Find Financing

Customize Payments