Texas Used Sedans Under $40,000 |with Payments|

2023 Mercedes-Benz C-Class C 300

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This low mileage used 2023 Mercedes-Benz C-Class C 300 RWD sedan below 19,000 miles, a transmission, and 24 MPG, 2.0L hybrid engine is for sale right now under $38K at Tipton Hyundai in Brownsville, TX. ...View More Details

Sales Price:	$37,499
Est. Payment:	$698.99 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	18,913
Location:	Brownsville, TX

Item	Amount
Used Car Price⁽¹⁾	$37,499.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,106.04
Avg. DMV Fee	94.00
Cash Sale Price	$40,849.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,849.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$698.99

(1) Car Loan calculations are based on the used car dealer's advertised price of $37,499.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2018 Lexus LS 500 Base

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This below average mileage used 2018 Lexus LS 500 Base RWD sedan below 63,000 miles, a transmission, and 24 MPG, 3.5L gas engine is for sale right now below $40K at Sames Mcallen Ford in Mcallen, TX. ...View More Details

Sales Price:	$39,788
Est. Payment:	$860.58 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	63,283
Location:	Mcallen, TX

Item	Amount
Used Car Price⁽¹⁾	$39,788.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,294.89
Avg. DMV Fee	94.00
Cash Sale Price	$43,326.89
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,326.89
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Loan Payment	$860.58

(1) Car Loan calculations are based on the used car dealer's advertised price of $39,788.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 60 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Tesla Model 3 Long Range

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This low mileage used 2025 Tesla Model 3 Long Range RWD sedan below 17,000 miles, a transmission, and 0.0L electric engine is for sale right now below $40K at Group 1 Ford of El Paso in El Paso, TX. ...View More Details

Sales Price:	$39,957
Est. Payment:	$744.52 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	17,065
Location:	El Paso, TX

Item	Amount
Used Car Price⁽¹⁾	$39,957.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,308.83
Avg. DMV Fee	94.00
Cash Sale Price	$43,509.83
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,509.83
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$744.52

(1) Car Finance calculations are based on the used car dealer's advertised price of $39,957.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Mercedes-Benz C-Class C 300 4MATIC

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This low mileage second hand 2023 Mercedes-Benz C-Class C 300 4MATIC AWD sedan under 30,000 miles, a transmission, and 24 MPG, 2.0L hybrid engine is for sale right now below $40K at Pollard Friendly Ford Company in Lubbock, TX. ...View More Details

Sales Price:	$39,990
Est. Payment:	$745.13 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	29,607
Location:	Lubbock, TX

Item	Amount
Used Car Price⁽¹⁾	$39,990.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,311.55
Avg. DMV Fee	94.00
Cash Sale Price	$43,545.55
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,545.55
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$745.13

(1) Car Finance calculations are based on the used car dealer's advertised price of $39,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 BMW 7 Series 740i

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This low mileage used 2022 BMW 7 Series 740i RWD sedan under 56,000 miles, a transmission, and 24 MPG, 3.0L gas engine is for sale right now below $40K at Access Ford Corpus Christi in Corpus Christi, TX. ...View More Details

Sales Price:	$39,215
Est. Payment:	$784.11 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	55,513
Location:	Corpus Christi, TX

Item	Amount
Used Car Price⁽¹⁾	$39,215.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,247.61
Avg. DMV Fee	94.00
Cash Sale Price	$42,706.61
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,706.61
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Finance Payment	$784.11

(1) Auto Finance calculations are based on the used car dealer's advertised price of $39,215.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 66 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Honda Accord Hybrid Touring

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This low mileage used 2025 Honda Accord Hybrid Touring FWD sedan below 2,000 miles, a transmission, and 24 MPG, 2.0L hybrid engine is for sale right now below $36K at Ken Stoepel Ford in Kerrville, TX. ...View More Details

Sales Price:	$35,714
Est. Payment:	$665.92 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	2,178
Location:	Kerrville, TX

Item	Amount
Used Car Price⁽¹⁾	$35,714.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	2,958.78
Avg. DMV Fee	94.00
Cash Sale Price	$38,916.78
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,916.78
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$665.92

(1) Car Finance calculations are based on the used car dealer's advertised price of $35,714.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Cadillac CT4 Premium Luxury

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This low mileage preowned 2026 Cadillac CT4 Premium Luxury RWD sedan below 14,000 miles, a transmission, and 24 MPG, 2.0L gas engine is for sale right now under $38K at Tommie Vaughn Motors, Inc. in Houston, TX. ...View More Details

Sales Price:	$37,991
Est. Payment:	$708.10 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	13,717
Location:	Houston, TX

Item	Amount
Used Car Price⁽¹⁾	$37,991.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,146.63
Avg. DMV Fee	94.00
Cash Sale Price	$41,381.63
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,381.63
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$708.10

(1) Car Loan calculations are based on the used car dealer's advertised price of $37,991.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Lincoln Continental Reserve

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This low mileage used 2020 Lincoln Continental Reserve AWD sedan below 38,000 miles, a transmission, and 24 MPG, 2.7L gas engine is for sale right now under $36K at David Mcdavid Lincoln Frisco in Frisco, TX. ...View More Details

Sales Price:	$35,991
Est. Payment:	$671.06 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	38,076
Location:	Frisco, TX

Item	Amount
Used Car Price⁽¹⁾	$35,991.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	2,981.63
Avg. DMV Fee	94.00
Cash Sale Price	$39,216.63
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,216.63
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$671.06

(1) Auto Loan calculations are based on the used car dealer's advertised price of $35,991.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Audi A6 quattro Premium Plus 55 TFSI

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This low mileage used 2019 Audi A6 quattro Premium Plus 55 TFSI AWD sedan below 51,000 miles, a transmission, and 24 MPG, 3.0L hybrid engine is for sale right now under $40K at Casa Ford in El Paso, TX. ...View More Details

Sales Price:	$39,990
Est. Payment:	$799.51 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	51,188
Location:	El Paso, TX

Item	Amount
Used Car Price⁽¹⁾	$39,990.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,311.55
Avg. DMV Fee	94.00
Cash Sale Price	$43,545.55
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,545.55
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Loan Payment	$799.51

(1) Car Loan calculations are based on the used car dealer's advertised price of $39,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 66 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Lexus IS 350 F SPORT

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This low mileage preowned 2022 Lexus IS 350 F SPORT RWD sedan under 17,000 miles, a transmission, and 24 MPG, 3.5L gas engine is for sale right now under $40K at Doggett Ford of Beaumont in Beaumont, TX. ...View More Details

Sales Price:	$39,999
Est. Payment:	$745.30 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	17,415
Location:	Beaumont, TX

Item	Amount
Used Car Price⁽¹⁾	$39,999.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,312.29
Avg. DMV Fee	94.00
Cash Sale Price	$43,555.29
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,555.29
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$745.30

(1) Auto Finance calculations are based on the used car dealer's advertised price of $39,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Sedans under $40,000 for Sale in Texas

Texas Secondhand Used Sedans Priced Below $40,000

2023 Mercedes-Benz C-Class C 300

2018 Lexus LS 500 Base

2025 Tesla Model 3 Long Range

2023 Mercedes-Benz C-Class C 300 4MATIC

2022 BMW 7 Series 740i

2025 Honda Accord Hybrid Touring

2026 Cadillac CT4 Premium Luxury

2020 Lincoln Continental Reserve

2019 Audi A6 quattro Premium Plus 55 TFSI

2022 Lexus IS 350 F SPORT

Texas Areas with Used Sedans for Sale Below $40,000

Used Sedans under $40,000 for Sale in Texas

Texas Secondhand Used Sedans Priced Below $40,000

2023 Mercedes-Benz C-Class C 300

Mercedes-Benz C-Class C 300

2023 Mercedes-Benz C-Class C 300 Car Loan Estimate

2018 Lexus LS 500 Base

Lexus LS 500 Base

2018 Lexus LS 500 Base Car Loan Estimate

2025 Tesla Model 3 Long Range

Tesla Model 3 Long Range

2025 Tesla Model 3 Long Range Car Loan Estimate

2023 Mercedes-Benz C-Class C 300 4MATIC

Mercedes-Benz C-Class C 300 4MATIC

2023 Mercedes-Benz C-Class C 300 4MATIC Car Loan Estimate

2022 BMW 7 Series 740i

BMW 7 Series 740i

2022 BMW 7 Series 740i Car Loan Estimate

2025 Honda Accord Hybrid Touring

Honda Accord Hybrid Touring

2025 Honda Accord Hybrid Touring Car Loan Estimate

2026 Cadillac CT4 Premium Luxury

Cadillac CT4 Premium Luxury

2026 Cadillac CT4 Premium Luxury Car Loan Estimate

2020 Lincoln Continental Reserve

Lincoln Continental Reserve

2020 Lincoln Continental Reserve Car Loan Estimate

2019 Audi A6 quattro Premium Plus 55 TFSI

Audi A6 quattro Premium Plus 55 TFSI

2019 Audi A6 quattro Premium Plus 55 TFSI Car Loan Estimate

2022 Lexus IS 350 F SPORT

Lexus IS 350 F SPORT

2022 Lexus IS 350 F SPORT Car Loan Estimate

Texas Areas with Used Sedans for Sale Below $40,000

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