Texas Used Sedans Under $40,000 |with Payments|

2025 Toyota Camry XSE

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This low mileage second hand 2025 Toyota Camry XSE FWD sedan under 15,000 miles, cvt transmission, and 27 MPG, 2.5L hybrid engine is for sale right now below $36K at Norm Reeves Hyundai of Irving in Irving, TX. ...View More Details

Sales Price:	$35,500
Est. Payment:	$661.96 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	15,444
Location:	Irving, TX

Item	Amount
Used Car Price⁽¹⁾	$35,500.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	2,941.13
Avg. DMV Fee	94.00
Cash Sale Price	$38,685.13
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,685.13
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$661.96

(1) Car Loan calculations are based on the used car dealer's advertised price of $35,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 BMW 3 Series 330i

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This low mileage preowned 2024 BMW 3 Series 330i RWD sedan below 21,000 miles, automatic transmission, and 27 MPG, 2.0L gas engine is for sale right now under $38K at BMW of Pharr in Pharr, TX. ...View More Details

Sales Price:	$37,567
Est. Payment:	$700.25 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	21,002
Location:	Pharr, TX

Item	Amount
Used Car Price⁽¹⁾	$37,567.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,111.65
Avg. DMV Fee	94.00
Cash Sale Price	$40,922.65
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,922.65
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$700.25

(1) Car Loan calculations are based on the used car dealer's advertised price of $37,567.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Mercedes-Benz C-Class C 300

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This low mileage used 2023 Mercedes-Benz C-Class C 300 RWD sedan below 19,000 miles, automatic transmission, and 27 MPG, 2.0L hybrid engine is for sale right now under $38K at Tipton Hyundai in Brownsville, TX. ...View More Details

Sales Price:	$37,499
Est. Payment:	$698.99 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	18,913
Location:	Brownsville, TX

Item	Amount
Used Car Price⁽¹⁾	$37,499.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,106.04
Avg. DMV Fee	94.00
Cash Sale Price	$40,849.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,849.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$698.99

(1) Car Loan calculations are based on the used car dealer's advertised price of $37,499.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Dodge Charger R/T

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This low mileage second hand 2023 Dodge Charger R/T RWD sedan below 19,000 miles, automatic transmission, and 27 MPG, 5.7L gas engine is for sale right now under $40K at Norm Reeves Hyundai of Irving in Irving, TX. ...View More Details

Sales Price:	$39,700
Est. Payment:	$739.76 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	19,100
Location:	Irving, TX

Item	Amount
Used Car Price⁽¹⁾	$39,700.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,287.63
Avg. DMV Fee	94.00
Cash Sale Price	$43,231.63
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,231.63
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$739.76

(1) Car Finance calculations are based on the used car dealer's advertised price of $39,700.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 BMW 2 Series 228 xDrive Gran Coupe

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This low mileage second hand 2025 BMW 2 Series 228 xDrive Gran Coupe AWD sedan below 25,000 miles, transmission, and 27 MPG, 2.0L gas engine is for sale right now below $37K at Hyundai of Del Rio in Del Rio, TX. ...View More Details

Sales Price:	$36,613
Est. Payment:	$682.58 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	24,826
Location:	Del Rio, TX

Item	Amount
Used Car Price⁽¹⁾	$36,613.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,032.95
Avg. DMV Fee	94.00
Cash Sale Price	$39,889.95
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,889.95
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$682.58

(1) Auto Loan calculations are based on the used car dealer's advertised price of $36,613.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Toyota Camry SE

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This low mileage used 2025 Toyota Camry SE FWD sedan below 6,000 miles, cvt transmission, and 27 MPG, 2.5L hybrid engine is for sale right now under $36K at Northside Ford in San Antonio, TX. ...View More Details

Sales Price:	$35,977
Est. Payment:	$670.80 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	5,660
Location:	San Antonio, TX

Item	Amount
Used Car Price⁽¹⁾	$35,977.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	2,980.48
Avg. DMV Fee	94.00
Cash Sale Price	$39,201.48
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,201.48
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$670.80

(1) Auto Finance calculations are based on the used car dealer's advertised price of $35,977.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Mercedes-Benz C-Class C 300

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This low mileage preowned 2024 Mercedes-Benz C-Class C 300 RWD sedan under 27,000 miles, automatic transmission, and 27 MPG, 2.0L hybrid engine is for sale right now under $38K at Big Star Ford in Manvel, TX. ...View More Details

Sales Price:	$37,996
Est. Payment:	$708.19 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	26,759
Location:	Manvel, TX

Item	Amount
Used Car Price⁽¹⁾	$37,996.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,147.05
Avg. DMV Fee	94.00
Cash Sale Price	$41,387.05
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,387.05
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$708.19

(1) Auto Finance calculations are based on the used car dealer's advertised price of $37,996.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Subaru WRX TR

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This low mileage preowned 2024 Subaru WRX TR AWD sedan under 17,000 miles, manual transmission, and 27 MPG, 2.4L gas engine is for sale right now below $36K at Stanley Ford-Mcgregor in Mc Gregor, TX. ...View More Details

Sales Price:	$35,995
Est. Payment:	$671.13 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	17,321
Location:	Mc Gregor, TX

Item	Amount
Used Car Price⁽¹⁾	$35,995.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	2,981.96
Avg. DMV Fee	94.00
Cash Sale Price	$39,220.96
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,220.96
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$671.13

(1) Car Loan calculations are based on the used car dealer's advertised price of $35,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Tesla Model 3 Long Range

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This low mileage preowned 2025 Tesla Model 3 Long Range RWD sedan under 15,000 miles, automatic transmission, and 0.0L electric engine is for sale right now below $39K at Mac Haik Ford Lincoln of Georgetown in Georgetown, TX. ...View More Details

Sales Price:	$38,938
Est. Payment:	$725.64 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	15,066
Location:	Georgetown, TX

Item	Amount
Used Car Price⁽¹⁾	$38,938.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,224.76
Avg. DMV Fee	94.00
Cash Sale Price	$42,406.76
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,406.76
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$725.64

(1) Car Loan calculations are based on the used car dealer's advertised price of $38,938.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Lexus ES 350 Base

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This low mileage used 2022 Lexus ES 350 Base FWD sedan below 32,000 miles, automatic transmission, and 27 MPG, 3.5L gas engine is for sale right now below $38K at Gullo Ford of Conroe in Conroe, TX. ...View More Details

Sales Price:	$37,592
Est. Payment:	$700.71 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	31,714
Location:	Conroe, TX

Item	Amount
Used Car Price⁽¹⁾	$37,592.00
Avg. Dealer Doc Fee	150.00
TX Sales Tax (8.25%)	3,113.72
Avg. DMV Fee	94.00
Cash Sale Price	$40,949.72
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,949.72
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$700.71

(1) Auto Loan calculations are based on the used car dealer's advertised price of $37,592.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Sedans under $40,000 for Sale in Texas

Texas Secondhand Used Sedans Priced Below $40,000

2025 Toyota Camry XSE

2024 BMW 3 Series 330i

2023 Mercedes-Benz C-Class C 300

2023 Dodge Charger R/T

2025 BMW 2 Series 228 xDrive Gran Coupe

2025 Toyota Camry SE

2024 Mercedes-Benz C-Class C 300

2024 Subaru WRX TR

2025 Tesla Model 3 Long Range

2022 Lexus ES 350 Base

Texas Areas with Used Sedans for Sale Below $40,000

Used Sedans under $40,000 for Sale in Texas

Texas Secondhand Used Sedans Priced Below $40,000

2025 Toyota Camry XSE

Toyota Camry XSE

2025 Toyota Camry XSE Car Loan Estimate

2024 BMW 3 Series 330i

BMW 3 Series 330i

2024 BMW 3 Series 330i Car Loan Estimate

2023 Mercedes-Benz C-Class C 300

Mercedes-Benz C-Class C 300

2023 Mercedes-Benz C-Class C 300 Car Loan Estimate

2023 Dodge Charger R/T

Dodge Charger R/T

2023 Dodge Charger R/T Car Loan Estimate

2025 BMW 2 Series 228 xDrive Gran Coupe

BMW 2 Series 228 xDrive Gran Coupe

2025 BMW 2 Series 228 xDrive Gran Coupe Car Loan Estimate

2025 Toyota Camry SE

Toyota Camry SE

2025 Toyota Camry SE Car Loan Estimate

2024 Mercedes-Benz C-Class C 300

Mercedes-Benz C-Class C 300

2024 Mercedes-Benz C-Class C 300 Car Loan Estimate

2024 Subaru WRX TR

Subaru WRX TR

2024 Subaru WRX TR Car Loan Estimate

2025 Tesla Model 3 Long Range

Tesla Model 3 Long Range

2025 Tesla Model 3 Long Range Car Loan Estimate

2022 Lexus ES 350 Base

Lexus ES 350 Base

2022 Lexus ES 350 Base Car Loan Estimate

Texas Areas with Used Sedans for Sale Below $40,000

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