Waterloo, IA Used Cars Under $40,000 |with Payments|

2024 Subaru Outback Limited

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This low mileage second hand 2024 Subaru Outback Limited AWD SUV under 6,000 miles, cvt transmission, and 26 MPG, 2.50L gas engine is for sale right now under $37K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$36,500
Est. Payment:	$685.88 / 72 months @ 7.43% APR
+ Expand Car Loan Details
Mileage:	5,699
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$36,500.00
Avg. Dealer Doc Fee	312.00
IA Sales Tax (7.25%)	2,668.87
Avg. DMV Fee	266.00
Cash Sale Price	$39,746.87
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,746.87
Interest Rate (APR)⁽³⁾	7.43%
Term / Months⁽³⁾	72
Auto Finance Payment	$685.88

(1) Auto Finance calculations are based on the used car dealer's advertised price of $36,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.43% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Hyundai TUCSON Limited

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This low mileage preowned 2024 Hyundai TUCSON Limited FWD SUV below 3,000 miles, automatic transmission, and 26 MPG, 2.50L gas engine is for sale right now under $37K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$36,764
Est. Payment:	$690.77 / 72 months @ 7.43% APR
+ Expand Car Loan Details
Mileage:	3,011
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$36,764.00
Avg. Dealer Doc Fee	312.00
IA Sales Tax (7.25%)	2,688.01
Avg. DMV Fee	266.00
Cash Sale Price	$40,030.01
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,030.01
Interest Rate (APR)⁽³⁾	7.43%
Term / Months⁽³⁾	72
Car Finance Payment	$690.77

(1) Car Finance calculations are based on the used car dealer's advertised price of $36,764.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.43% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Mazda CX 90 3.3 Turbo Preferred Plus

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This low mileage second hand 2024 Mazda CX 90 3.3 Turbo Preferred Plus AWD SUV under 2,000 miles, automatic transmission, and 26 MPG, 3.30L gas engine is for sale right now under $40K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$39,999
Est. Payment:	$750.64 / 72 months @ 7.43% APR
+ Expand Car Loan Details
Mileage:	1,562
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$39,999.00
Avg. Dealer Doc Fee	312.00
IA Sales Tax (7.25%)	2,922.55
Avg. DMV Fee	266.00
Cash Sale Price	$43,499.55
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,499.55
Interest Rate (APR)⁽³⁾	7.43%
Term / Months⁽³⁾	72
Auto Finance Payment	$750.64

(1) Auto Finance calculations are based on the used car dealer's advertised price of $39,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.43% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Honda Ridgeline RTL

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This low mileage used 2023 Honda Ridgeline RTL AWD pickup below 6,000 miles, automatic transmission, and 26 MPG, 3.50L gas engine is for sale right now under $37K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$36,900
Est. Payment:	$693.28 / 72 months @ 7.43% APR
+ Expand Car Loan Details
Mileage:	6,270
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$36,900.00
Avg. Dealer Doc Fee	312.00
IA Sales Tax (7.25%)	2,697.87
Avg. DMV Fee	266.00
Cash Sale Price	$40,175.87
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,175.87
Interest Rate (APR)⁽³⁾	7.43%
Term / Months⁽³⁾	72
Car Finance Payment	$693.28

(1) Car Finance calculations are based on the used car dealer's advertised price of $36,900.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.43% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Subaru WRX GT

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This low mileage second hand 2023 Subaru WRX GT AWD sedan under 3,000 miles, automatic transmission, and 26 MPG, 2.40L gas engine is for sale right now under $38K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$37,577
Est. Payment:	$705.81 / 72 months @ 7.43% APR
+ Expand Car Loan Details
Mileage:	2,854
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$37,577.00
Avg. Dealer Doc Fee	312.00
IA Sales Tax (7.25%)	2,746.95
Avg. DMV Fee	266.00
Cash Sale Price	$40,901.95
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,901.95
Interest Rate (APR)⁽³⁾	7.43%
Term / Months⁽³⁾	72
Car Finance Payment	$705.81

(1) Car Finance calculations are based on the used car dealer's advertised price of $37,577.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.43% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai SANTA FE SEL

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This low mileage used 2023 Hyundai SANTA FE SEL AWD SUV below 3,000 miles, automatic transmission, and 26 MPG, 2.50L gas engine is for sale right now below $38K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$37,949
Est. Payment:	$712.70 / 72 months @ 7.43% APR
+ Expand Car Loan Details
Mileage:	3,055
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$37,949.00
Avg. Dealer Doc Fee	312.00
IA Sales Tax (7.25%)	2,773.92
Avg. DMV Fee	266.00
Cash Sale Price	$41,300.92
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,300.92
Interest Rate (APR)⁽³⁾	7.43%
Term / Months⁽³⁾	72
Auto Loan Payment	$712.70

(1) Auto Loan calculations are based on the used car dealer's advertised price of $37,949.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.43% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Subaru Outback Wilderness

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This low mileage second hand 2023 Subaru Outback Wilderness AWD SUV below 3,000 miles, cvt transmission, and 26 MPG, 2.40L gas engine is for sale right now under $39K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$38,400
Est. Payment:	$721.05 / 72 months @ 7.43% APR
+ Expand Car Loan Details
Mileage:	3,267
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$38,400.00
Avg. Dealer Doc Fee	312.00
IA Sales Tax (7.25%)	2,806.62
Avg. DMV Fee	266.00
Cash Sale Price	$41,784.62
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,784.62
Interest Rate (APR)⁽³⁾	7.43%
Term / Months⁽³⁾	72
Car Finance Payment	$721.05

(1) Car Finance calculations are based on the used car dealer's advertised price of $38,400.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.43% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Subaru Outback Wilderness

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This low mileage second hand 2023 Subaru Outback Wilderness AWD SUV below 12,000 miles, cvt transmission, and 26 MPG, 2.40L gas engine is for sale right now under $39K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$38,500
Est. Payment:	$722.90 / 72 months @ 7.43% APR
+ Expand Car Loan Details
Mileage:	12,299
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$38,500.00
Avg. Dealer Doc Fee	312.00
IA Sales Tax (7.25%)	2,813.87
Avg. DMV Fee	266.00
Cash Sale Price	$41,891.87
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,891.87
Interest Rate (APR)⁽³⁾	7.43%
Term / Months⁽³⁾	72
Car Loan Payment	$722.90

(1) Car Loan calculations are based on the used car dealer's advertised price of $38,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.43% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai SANTA FE SEL

⇩ View Seller Description

This low mileage preowned 2023 Hyundai SANTA FE SEL AWD SUV under 0,000 miles, automatic transmission, and 26 MPG, 2.50L gas engine is for sale right now below $39K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$38,500
Est. Payment:	$722.90 / 72 months @ 7.43% APR
+ Expand Car Loan Details
Mileage:	10
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$38,500.00
Avg. Dealer Doc Fee	312.00
IA Sales Tax (7.25%)	2,813.87
Avg. DMV Fee	266.00
Cash Sale Price	$41,891.87
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,891.87
Interest Rate (APR)⁽³⁾	7.43%
Term / Months⁽³⁾	72
Auto Finance Payment	$722.90

(1) Auto Finance calculations are based on the used car dealer's advertised price of $38,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.43% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Subaru Outback Touring XT

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This low mileage second hand 2023 Subaru Outback Touring XT AWD SUV under 14,000 miles, cvt transmission, and 26 MPG, 2.40L gas engine is for sale right now below $40K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$39,900
Est. Payment:	$748.81 / 72 months @ 7.43% APR
+ Expand Car Loan Details
Mileage:	13,642
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$39,900.00
Avg. Dealer Doc Fee	312.00
IA Sales Tax (7.25%)	2,915.37
Avg. DMV Fee	266.00
Cash Sale Price	$43,393.37
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,393.37
Interest Rate (APR)⁽³⁾	7.43%
Term / Months⁽³⁾	72
Car Finance Payment	$748.81

(1) Car Finance calculations are based on the used car dealer's advertised price of $39,900.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.43% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in Waterloo, IA

Waterloo, IA Secondhand Used Vehicles Priced Below $40,000

2024 Subaru Outback Limited

2024 Hyundai TUCSON Limited

2024 Mazda CX 90 3.3 Turbo Preferred Plus

2023 Honda Ridgeline RTL

2023 Subaru WRX GT

2023 Hyundai SANTA FE SEL

2023 Subaru Outback Wilderness

2023 Subaru Outback Wilderness

2023 Hyundai SANTA FE SEL

2023 Subaru Outback Touring XT

Used Cars under $40,000 for Sale in Waterloo, IA

Waterloo, IA Secondhand Used Vehicles Priced Below $40,000

2024 Subaru Outback Limited

Subaru Outback Limited

2024 Subaru Outback Limited Car Loan Estimate

2024 Hyundai TUCSON Limited

Hyundai TUCSON Limited

2024 Hyundai TUCSON Limited Car Loan Estimate

2024 Mazda CX 90 3.3 Turbo Preferred Plus

Mazda CX 90 3.3 Turbo Preferred Plus

2024 Mazda CX 90 3.3 Turbo Preferred Plus Car Loan Estimate

2023 Honda Ridgeline RTL

Honda Ridgeline RTL

2023 Honda Ridgeline RTL Car Loan Estimate

2023 Subaru WRX GT

Subaru WRX GT

2023 Subaru WRX GT Car Loan Estimate

2023 Hyundai SANTA FE SEL

Hyundai SANTA FE SEL

2023 Hyundai SANTA FE SEL Car Loan Estimate

2023 Subaru Outback Wilderness

Subaru Outback Wilderness

2023 Subaru Outback Wilderness Car Loan Estimate

2023 Subaru Outback Wilderness

Subaru Outback Wilderness

2023 Subaru Outback Wilderness Car Loan Estimate

2023 Hyundai SANTA FE SEL

Hyundai SANTA FE SEL

2023 Hyundai SANTA FE SEL Car Loan Estimate

2023 Subaru Outback Touring XT

Subaru Outback Touring XT

2023 Subaru Outback Touring XT Car Loan Estimate

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