Monticello, IL Used Cars Under $500 a Month

2020 Ford Explorer XLT

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This below average mileage second hand 2020 Ford Explorer XLT AWD SUV under 68,000 miles, automatic transmission, and 24 MPG, 2.3L gas engine is for sale right now under $23K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$22,790
Est. Payment:	$510.08 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	68,480
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$22,790.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,525.49
Avg. DMV Fee	196.00
Cash Sale Price	$25,680.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$25,680.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Loan Payment	$510.08

(1) Car Loan calculations are based on the used car dealer's advertised price of $22,790.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 60 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Edge ST-Line

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This low mileage used 2023 Ford Edge ST-Line AWD SUV below 27,000 miles, automatic transmission, and 24 MPG, 2.0L gas engine is for sale right now below $27K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$26,990
Est. Payment:	$519.21 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	26,507
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$26,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,987.49
Avg. DMV Fee	196.00
Cash Sale Price	$30,342.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$30,342.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$519.21

(1) Auto Loan calculations are based on the used car dealer's advertised price of $26,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Jeep Grand Cherokee 4xe

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This low mileage preowned 2022 Jeep Grand Cherokee 4xe 4x4 SUV below 24,000 miles, automatic transmission, and 24 MPG, 2.0L hybrid engine is for sale right now under $27K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$26,990
Est. Payment:	$519.21 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	23,627
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$26,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,987.49
Avg. DMV Fee	196.00
Cash Sale Price	$30,342.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$30,342.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$519.21

(1) Car Loan calculations are based on the used car dealer's advertised price of $26,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2018 Ford Mustang EcoBoost

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This above average mileage used 2018 Ford Mustang EcoBoost RWD convertible under 93,000 miles, transmission, and 24 MPG, 2.3L gas engine is for sale right now below $16K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$15,990
Est. Payment:	$489.11 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	92,632
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$15,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	1,777.49
Avg. DMV Fee	196.00
Cash Sale Price	$18,132.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$18,132.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Car Loan Payment	$489.11

(1) Car Loan calculations are based on the used car dealer's advertised price of $15,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 42 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Edge SEL

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This low mileage second hand 2024 Ford Edge SEL AWD SUV below 32,000 miles, automatic transmission, and 24 MPG, 2.0L gas engine is for sale right now below $27K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$26,690
Est. Payment:	$513.51 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	31,916
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$26,690.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,954.49
Avg. DMV Fee	196.00
Cash Sale Price	$30,009.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$30,009.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$513.51

(1) Auto Finance calculations are based on the used car dealer's advertised price of $26,690.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Jeep Compass Latitude

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This below average mileage second hand 2024 Jeep Compass Latitude 4x4 SUV under 64,000 miles, automatic transmission, and 24 MPG, 2.0L gas engine is for sale right now below $21K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$20,990
Est. Payment:	$470.40 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	63,835
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$20,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,327.49
Avg. DMV Fee	196.00
Cash Sale Price	$23,682.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$23,682.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Loan Payment	$470.40

(1) Auto Loan calculations are based on the used car dealer's advertised price of $20,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 60 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Chevrolet Trailblazer RS

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This below average mileage used 2022 Chevrolet Trailblazer RS 4x4 SUV under 63,000 miles, automatic transmission, and 24 MPG, 1.3L gas engine is for sale right now under $22K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$21,990
Est. Payment:	$492.44 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	62,979
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$21,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,437.49
Avg. DMV Fee	196.00
Cash Sale Price	$24,792.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$24,792.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Loan Payment	$492.44

(1) Auto Loan calculations are based on the used car dealer's advertised price of $21,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 60 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Edge SEL

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This low mileage second hand 2023 Ford Edge SEL AWD SUV under 24,000 miles, automatic transmission, and 24 MPG, 2.0L gas engine is for sale right now below $27K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$26,990
Est. Payment:	$519.21 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	24,019
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$26,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,987.49
Avg. DMV Fee	196.00
Cash Sale Price	$30,342.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$30,342.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$519.21

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2014 Jeep Wrangler Unlimited Sport

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This high mileage second hand 2014 Jeep Wrangler Unlimited Sport 4x4 SUV below 107,000 miles, transmission, and 24 MPG, 3.6L gas engine is for sale right now under $15K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$14,490
Est. Payment:	$509.45 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	107,146
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$14,490.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	1,612.49
Avg. DMV Fee	196.00
Cash Sale Price	$16,467.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$16,467.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Car Loan Payment	$509.45

(1) Car Loan calculations are based on the used car dealer's advertised price of $14,490.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 36 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai SANTA FE SE

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This low mileage preowned 2023 Hyundai SANTA FE SE AWD SUV under 30,000 miles, automatic transmission, and 24 MPG, 2.5L gas engine is for sale right now below $25K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$24,990
Est. Payment:	$481.22 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	30,334
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$24,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,767.49
Avg. DMV Fee	196.00
Cash Sale Price	$28,122.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$28,122.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$481.22

(1) Car Loan calculations are based on the used car dealer's advertised price of $24,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $500 per month for Sale in Monticello, IL

Monticello, IL Secondhand Used Vehicles with Payments Below $500 / Month

2020 Ford Explorer XLT

2023 Ford Edge ST-Line

2022 Jeep Grand Cherokee 4xe

2018 Ford Mustang EcoBoost

2024 Ford Edge SEL

2024 Jeep Compass Latitude

2022 Chevrolet Trailblazer RS

2023 Ford Edge SEL

2014 Jeep Wrangler Unlimited Sport

2023 Hyundai SANTA FE SE

Used Cars under $500 per month for Sale in Monticello, IL

Monticello, IL Secondhand Used Vehicles with Payments Below $500 / Month

2020 Ford Explorer XLT

Ford Explorer XLT

2020 Ford Explorer XLT Car Loan Estimate

2023 Ford Edge ST-Line

Ford Edge ST-Line

2023 Ford Edge ST-Line Car Loan Estimate

2022 Jeep Grand Cherokee 4xe

Jeep Grand Cherokee 4xe

2022 Jeep Grand Cherokee 4xe Car Loan Estimate

2018 Ford Mustang EcoBoost

Ford Mustang EcoBoost

2018 Ford Mustang EcoBoost Car Loan Estimate

2024 Ford Edge SEL

Ford Edge SEL

2024 Ford Edge SEL Car Loan Estimate

2024 Jeep Compass Latitude

Jeep Compass Latitude

2024 Jeep Compass Latitude Car Loan Estimate

2022 Chevrolet Trailblazer RS

Chevrolet Trailblazer RS

2022 Chevrolet Trailblazer RS Car Loan Estimate

2023 Ford Edge SEL

Ford Edge SEL

2023 Ford Edge SEL Car Loan Estimate

2014 Jeep Wrangler Unlimited Sport

Jeep Wrangler Unlimited Sport

2014 Jeep Wrangler Unlimited Sport Car Loan Estimate

2023 Hyundai SANTA FE SE

Hyundai SANTA FE SE

2023 Hyundai SANTA FE SE Car Loan Estimate

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