Monticello, IL Used Ford Vehicles for Sale |with Payments|

2023 Ford F-150 XLT

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This low mileage second hand 2023 Ford F-150 XLT 4x4 pickup below 24,000 miles, automatic transmission, and 3.5L hybrid engine is for sale right now under $49K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$48,790
Est. Payment:	$933.27 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	24,021
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$48,790.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	5,385.49
Avg. DMV Fee	196.00
Cash Sale Price	$54,540.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$54,540.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$933.27

(1) Auto Loan calculations are based on the used car dealer's advertised price of $48,790.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XL

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This low mileage used 2023 Ford F-150 XL 4x4 pickup under 15,000 miles, automatic transmission, and 3.5L hybrid engine is for sale right now below $52K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$51,490
Est. Payment:	$984.55 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	14,871
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$51,490.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	5,682.49
Avg. DMV Fee	196.00
Cash Sale Price	$57,537.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$57,537.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$984.55

(1) Auto Loan calculations are based on the used car dealer's advertised price of $51,490.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Edge SEL

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This low mileage used 2024 Ford Edge SEL AWD SUV under 16,000 miles, automatic transmission, and 2.0L gas engine is for sale right now below $30K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$29,790
Est. Payment:	$572.39 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	15,949
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$29,790.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,295.49
Avg. DMV Fee	196.00
Cash Sale Price	$33,450.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$33,450.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$572.39

(1) Car Finance calculations are based on the used car dealer's advertised price of $29,790.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Ford F-150 Lariat

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This low mileage second hand 2026 Ford F-150 Lariat RWD pickup below 1,000 miles, automatic transmission, and 5.0L gas engine is for sale right now under $58K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$57,490
Est. Payment:	$1098.52 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	1,213
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$57,490.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	6,342.49
Avg. DMV Fee	196.00
Cash Sale Price	$64,197.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$64,197.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$1098.52

(1) Auto Loan calculations are based on the used car dealer's advertised price of $57,490.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Ford F-150 Lariat

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This average mileage second hand 2019 Ford F-150 Lariat 4x4 pickup below 88,000 miles, automatic transmission, and 2.7L gas engine is for sale right now under $27K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$26,990
Est. Payment:	$728.42 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	87,578
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$26,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,987.49
Avg. DMV Fee	196.00
Cash Sale Price	$30,342.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$30,342.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Auto Loan Payment	$728.42

(1) Auto Loan calculations are based on the used car dealer's advertised price of $26,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 48 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Escape Active

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This low mileage used 2024 Ford Escape Active AWD SUV below 15,000 miles, automatic transmission, and 1.5L gas engine is for sale right now under $24K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$23,790
Est. Payment:	$458.43 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	14,567
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$23,790.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,635.49
Avg. DMV Fee	196.00
Cash Sale Price	$26,790.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$26,790.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$458.43

(1) Car Loan calculations are based on the used car dealer's advertised price of $23,790.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 Lariat

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This low mileage used 2023 Ford F-150 Lariat 4x4 pickup under 21,000 miles, automatic transmission, and 2.7L gas engine is for sale right now under $43K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$42,790
Est. Payment:	$819.31 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	21,177
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$42,790.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,725.49
Avg. DMV Fee	196.00
Cash Sale Price	$47,880.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$47,880.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$819.31

(1) Car Loan calculations are based on the used car dealer's advertised price of $42,790.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Ford Explorer XLT

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This below average mileage preowned 2020 Ford Explorer XLT AWD SUV below 68,000 miles, automatic transmission, and 2.3L gas engine is for sale right now under $23K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$22,790
Est. Payment:	$510.08 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	68,480
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$22,790.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,525.49
Avg. DMV Fee	196.00
Cash Sale Price	$25,680.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$25,680.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Loan Payment	$510.08

(1) Car Loan calculations are based on the used car dealer's advertised price of $22,790.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 60 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XL

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This low mileage second hand 2023 Ford F-150 XL 4x4 pickup below 22,000 miles, automatic transmission, and 3.5L hybrid engine is for sale right now below $42K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$41,990
Est. Payment:	$804.11 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	22,008
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$41,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,637.49
Avg. DMV Fee	196.00
Cash Sale Price	$46,992.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,992.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$804.11

(1) Auto Loan calculations are based on the used car dealer's advertised price of $41,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Mustang GT

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This low mileage preowned 2025 Ford Mustang GT RWD coupe below 1,000 miles, transmission, and 5.0L gas engine is for sale right now below $52K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$51,990
Est. Payment:	$994.05 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	961
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$51,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	5,737.49
Avg. DMV Fee	196.00
Cash Sale Price	$58,092.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$58,092.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$994.05

(1) Car Finance calculations are based on the used car dealer's advertised price of $51,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Ford Vehicles for Sale in Monticello, IL

Monticello, IL Secondhand Used Ford Vehicles Inventory

2023 Ford F-150 XLT

2023 Ford F-150 XL

2024 Ford Edge SEL

2026 Ford F-150 Lariat

2019 Ford F-150 Lariat

2024 Ford Escape Active

2023 Ford F-150 Lariat

2020 Ford Explorer XLT

2023 Ford F-150 XL

2025 Ford Mustang GT

Used Ford Vehicles for Sale in Monticello, IL

Monticello, IL Secondhand Used Ford Vehicles Inventory

2023 Ford F-150 XLT

Ford F-150 XLT

2023 Ford F-150 XLT Car Loan Estimate

2023 Ford F-150 XL

Ford F-150 XL

2023 Ford F-150 XL Car Loan Estimate

2024 Ford Edge SEL

Ford Edge SEL

2024 Ford Edge SEL Car Loan Estimate

2026 Ford F-150 Lariat

Ford F-150 Lariat

2026 Ford F-150 Lariat Car Loan Estimate

2019 Ford F-150 Lariat

Ford F-150 Lariat

2019 Ford F-150 Lariat Car Loan Estimate

2024 Ford Escape Active

Ford Escape Active

2024 Ford Escape Active Car Loan Estimate

2023 Ford F-150 Lariat

Ford F-150 Lariat

2023 Ford F-150 Lariat Car Loan Estimate

2020 Ford Explorer XLT

Ford Explorer XLT

2020 Ford Explorer XLT Car Loan Estimate

2023 Ford F-150 XL

Ford F-150 XL

2023 Ford F-150 XL Car Loan Estimate

2025 Ford Mustang GT

Ford Mustang GT

2025 Ford Mustang GT Car Loan Estimate

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