Monticello, IL Used Ford Vehicles for Sale |with Payments|

2023 Ford F-150 XLT

⇩ View Seller Description

This low mileage second hand 2023 Ford F-150 XLT 4X4 pickup under 21,000 miles, a transmission, and 20 MPG, 2.7L gas engine is for sale right now below $42K at Rick Ridings Ford, Inc. in Monticello, IL. ...View More Details

Sales Price:	$41,522
Est. Payment:	$795.22 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	21,334
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$41,522.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,586.01
Avg. DMV Fee	196.00
Cash Sale Price	$46,473.01
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,473.01
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$795.22

(1) Auto Loan calculations are based on the used car dealer's advertised price of $41,522.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Edge SEL

⇩ View Seller Description

This low mileage preowned 2024 Ford Edge SEL AWD SUV under 16,000 miles, a transmission, and 20 MPG, 2.0L gas engine is for sale right now below $30K at Rick Ridings Ford, Inc. in Monticello, IL. ...View More Details

Sales Price:	$29,790
Est. Payment:	$572.39 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	15,949
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$29,790.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,295.49
Avg. DMV Fee	196.00
Cash Sale Price	$33,450.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$33,450.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$572.39

(1) Car Finance calculations are based on the used car dealer's advertised price of $29,790.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford F-150 XLT

⇩ View Seller Description

This low mileage used 2025 Ford F-150 XLT 4X4 pickup under 9,000 miles, a transmission, and 20 MPG, 3.5L hybrid engine is for sale right now under $55K at Rick Ridings Ford, Inc. in Monticello, IL. ...View More Details

Sales Price:	$54,490
Est. Payment:	$1041.53 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	9,235
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$54,490.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	6,012.49
Avg. DMV Fee	196.00
Cash Sale Price	$60,867.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$60,867.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$1041.53

(1) Auto Finance calculations are based on the used car dealer's advertised price of $54,490.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford Escape SE

⇩ View Seller Description

This low mileage preowned 2022 Ford Escape SE AWD SUV below 23,000 miles, a transmission, and 20 MPG, 1.5L gas engine is for sale right now under $22K at Rick Ridings Ford, Inc. in Monticello, IL. ...View More Details

Sales Price:	$21,790
Est. Payment:	$420.44 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	23,438
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$21,790.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,415.49
Avg. DMV Fee	196.00
Cash Sale Price	$24,570.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$24,570.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$420.44

(1) Car Finance calculations are based on the used car dealer's advertised price of $21,790.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford F-150 XLT

⇩ View Seller Description

This low mileage used 2024 Ford F-150 XLT 4X4 pickup under 35,000 miles, a transmission, and 20 MPG, 3.5L hybrid engine is for sale right now under $39K at Rick Ridings Ford, Inc. in Monticello, IL. ...View More Details

Sales Price:	$38,087
Est. Payment:	$729.98 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	35,188
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$38,087.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,208.16
Avg. DMV Fee	196.00
Cash Sale Price	$42,660.16
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,660.16
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$729.98

(1) Car Finance calculations are based on the used car dealer's advertised price of $38,087.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Escape Active

⇩ View Seller Description

This low mileage used 2023 Ford Escape Active AWD SUV under 27,000 miles, a transmission, and 20 MPG, 1.5L gas engine is for sale right now below $24K at Rick Ridings Ford, Inc. in Monticello, IL. ...View More Details

Sales Price:	$23,288
Est. Payment:	$448.89 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	27,476
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$23,288.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,580.27
Avg. DMV Fee	196.00
Cash Sale Price	$26,233.27
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$26,233.27
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$448.89

(1) Auto Loan calculations are based on the used car dealer's advertised price of $23,288.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Ford F-250 Super Duty Platinum

⇩ View Seller Description

This low mileage second hand 2026 Ford F-250 Super Duty Platinum 4X4 pickup below 11,000 miles, a transmission, and 20 MPG, 6.7L diesel engine is for sale right now under $88K at Rick Ridings Ford, Inc. in Monticello, IL. ...View More Details

Sales Price:	$87,990
Est. Payment:	$1677.83 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	10,958
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$87,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	9,697.49
Avg. DMV Fee	196.00
Cash Sale Price	$98,052.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$98,052.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$1677.83

(1) Car Finance calculations are based on the used car dealer's advertised price of $87,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Edge SEL

⇩ View Seller Description

This low mileage second hand 2024 Ford Edge SEL AWD SUV below 25,000 miles, a transmission, and 20 MPG, 2.0L gas engine is for sale right now under $28K at Rick Ridings Ford, Inc. in Monticello, IL. ...View More Details

Sales Price:	$27,087
Est. Payment:	$521.05 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	25,227
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$27,087.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,998.16
Avg. DMV Fee	196.00
Cash Sale Price	$30,450.16
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$30,450.16
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$521.05

(1) Auto Finance calculations are based on the used car dealer's advertised price of $27,087.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Edge SEL

⇩ View Seller Description

This low mileage used 2023 Ford Edge SEL AWD SUV under 24,000 miles, a transmission, and 20 MPG, 2.0L gas engine is for sale right now under $27K at Rick Ridings Ford, Inc. in Monticello, IL. ...View More Details

Sales Price:	$26,790
Est. Payment:	$515.41 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	24,026
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$26,790.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,965.49
Avg. DMV Fee	196.00
Cash Sale Price	$30,120.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$30,120.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$515.41

(1) Auto Finance calculations are based on the used car dealer's advertised price of $26,790.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford F-150 Lariat

⇩ View Seller Description

This low mileage preowned 2024 Ford F-150 Lariat 4X4 pickup below 13,000 miles, a transmission, and 20 MPG, 5.0L gas engine is for sale right now under $62K at Rick Ridings Ford, Inc. in Monticello, IL. ...View More Details

Sales Price:	$61,750
Est. Payment:	$1179.43 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	12,845
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$61,750.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	6,811.09
Avg. DMV Fee	196.00
Cash Sale Price	$68,926.09
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$68,926.09
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$1179.43

(1) Car Loan calculations are based on the used car dealer's advertised price of $61,750.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Ford Vehicles for Sale in Monticello, IL

Monticello, IL Secondhand Used Ford Vehicles Inventory

2023 Ford F-150 XLT

2024 Ford Edge SEL

2025 Ford F-150 XLT

2022 Ford Escape SE

2024 Ford F-150 XLT

2023 Ford Escape Active

2026 Ford F-250 Super Duty Platinum

2024 Ford Edge SEL

2023 Ford Edge SEL

2024 Ford F-150 Lariat

Used Ford Vehicles for Sale in Monticello, IL

Monticello, IL Secondhand Used Ford Vehicles Inventory

2023 Ford F-150 XLT

Ford F-150 XLT

2023 Ford F-150 XLT Car Loan Estimate

2024 Ford Edge SEL

Ford Edge SEL

2024 Ford Edge SEL Car Loan Estimate

2025 Ford F-150 XLT

Ford F-150 XLT

2025 Ford F-150 XLT Car Loan Estimate

2022 Ford Escape SE

Ford Escape SE

2022 Ford Escape SE Car Loan Estimate

2024 Ford F-150 XLT

Ford F-150 XLT

2024 Ford F-150 XLT Car Loan Estimate

2023 Ford Escape Active

Ford Escape Active

2023 Ford Escape Active Car Loan Estimate

2026 Ford F-250 Super Duty Platinum

Ford F-250 Super Duty Platinum

2026 Ford F-250 Super Duty Platinum Car Loan Estimate

2024 Ford Edge SEL

Ford Edge SEL

2024 Ford Edge SEL Car Loan Estimate

2023 Ford Edge SEL

Ford Edge SEL

2023 Ford Edge SEL Car Loan Estimate

2024 Ford F-150 Lariat

Ford F-150 Lariat

2024 Ford F-150 Lariat Car Loan Estimate

Customize Payments

Find Financing

Customize Payments