Monticello, IL Used Cars Under $35,000 |with Payments|

2025 Kia Sportage X-Line

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This low mileage used 2025 Kia Sportage X-Line AWD SUV under 11,000 miles, a transmission, and 21 MPG, 2.5L gas engine is for sale right now under $33K at Rick Ridings Ford, Inc. in Monticello, IL. ...View More Details

Sales Price:	$32,990
Est. Payment:	$633.17 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	10,934
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$32,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,647.49
Avg. DMV Fee	196.00
Cash Sale Price	$37,002.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$37,002.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$633.17

(1) Auto Loan calculations are based on the used car dealer's advertised price of $32,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Jeep Grand Cherokee L Laredo

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This low mileage second hand 2024 Jeep Grand Cherokee L Laredo 4X4 SUV below 37,000 miles, a transmission, and 21 MPG, 3.6L gas engine is for sale right now below $34K at Rick Ridings Ford, Inc. in Monticello, IL. ...View More Details

Sales Price:	$33,388
Est. Payment:	$640.73 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	37,044
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$33,388.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,691.27
Avg. DMV Fee	196.00
Cash Sale Price	$37,444.27
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$37,444.27
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$640.73

(1) Car Finance calculations are based on the used car dealer's advertised price of $33,388.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Jeep Wrangler Backcountry 4xe

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This low mileage second hand 2025 Jeep Wrangler Backcountry 4xe 4X4 SUV under 12,000 miles, a transmission, and 21 MPG, 2.0L hybrid engine is for sale right now below $34K at Rick Ridings Ford, Inc. in Monticello, IL. ...View More Details

Sales Price:	$33,230
Est. Payment:	$637.73 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	12,492
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$33,230.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,673.89
Avg. DMV Fee	196.00
Cash Sale Price	$37,268.89
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$37,268.89
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$637.73

(1) Auto Finance calculations are based on the used car dealer's advertised price of $33,230.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Explorer XLT

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This low mileage preowned 2023 Ford Explorer XLT AWD SUV under 32,000 miles, a transmission, and 21 MPG, 2.3L gas engine is for sale right now under $35K at Rick Ridings Ford, Inc. in Monticello, IL. ...View More Details

Sales Price:	$34,990
Est. Payment:	$671.16 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	31,850
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$34,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,867.49
Avg. DMV Fee	196.00
Cash Sale Price	$39,222.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,222.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$671.16

(1) Car Finance calculations are based on the used car dealer's advertised price of $34,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Toyota RAV4 XLE

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This low mileage used 2025 Toyota RAV4 XLE FWD SUV under 33,000 miles, a transmission, and 21 MPG, 2.5L gas engine is for sale right now under $32K at Rick Ridings Ford, Inc. in Monticello, IL. ...View More Details

Sales Price:	$31,928
Est. Payment:	$613.00 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	33,391
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$31,928.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,530.67
Avg. DMV Fee	196.00
Cash Sale Price	$35,823.67
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$35,823.67
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$613.00

(1) Car Finance calculations are based on the used car dealer's advertised price of $31,928.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Chevrolet Blazer LT

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This low mileage preowned 2023 Chevrolet Blazer LT AWD SUV below 29,000 miles, a transmission, and 21 MPG, 2.0L gas engine is for sale right now under $31K at Rick Ridings Ford, Inc. in Monticello, IL. ...View More Details

Sales Price:	$30,488
Est. Payment:	$585.65 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	29,283
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$30,488.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,372.27
Avg. DMV Fee	196.00
Cash Sale Price	$34,225.27
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$34,225.27
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$585.65

(1) Car Finance calculations are based on the used car dealer's advertised price of $30,488.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Bronco Sport Outer Banks

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This low mileage preowned 2025 Ford Bronco Sport Outer Banks AWD SUV under 9,000 miles, a transmission, and 21 MPG, 1.5L gas engine is for sale right now under $33K at Rick Ridings Ford, Inc. in Monticello, IL. ...View More Details

Sales Price:	$32,781
Est. Payment:	$629.20 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	8,528
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$32,781.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,624.50
Avg. DMV Fee	196.00
Cash Sale Price	$36,770.50
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$36,770.50
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$629.20

(1) Car Loan calculations are based on the used car dealer's advertised price of $32,781.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Nissan Rogue Platinum

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This low mileage preowned 2026 Nissan Rogue Platinum AWD wagon under 5,000 miles, cvt transmission, and 21 MPG, 1.5L gas engine is for sale right now under $35K at Rick Ridings Ford, Inc. in Monticello, IL. ...View More Details

Sales Price:	$34,548
Est. Payment:	$662.76 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	4,556
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$34,548.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,818.87
Avg. DMV Fee	196.00
Cash Sale Price	$38,731.87
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,731.87
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$662.76

(1) Auto Loan calculations are based on the used car dealer's advertised price of $34,548.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Jeep Wrangler Backcountry 4xe

⇩ View Seller Description

This low mileage used 2025 Jeep Wrangler Backcountry 4xe 4X4 SUV under 10,000 miles, a transmission, and 21 MPG, 2.0L hybrid engine is for sale right now under $34K at Rick Ridings Ford, Inc. in Monticello, IL. ...View More Details

Sales Price:	$33,673
Est. Payment:	$646.14 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	10,121
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$33,673.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,722.62
Avg. DMV Fee	196.00
Cash Sale Price	$37,760.62
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$37,760.62
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$646.14

(1) Auto Loan calculations are based on the used car dealer's advertised price of $33,673.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Kia Telluride S

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This low mileage second hand 2024 Kia Telluride S AWD SUV under 25,000 miles, a transmission, and 21 MPG, 3.8L gas engine is for sale right now under $35K at Rick Ridings Ford, Inc. in Monticello, IL. ...View More Details

Sales Price:	$34,990
Est. Payment:	$671.16 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	24,527
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$34,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,867.49
Avg. DMV Fee	196.00
Cash Sale Price	$39,222.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,222.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$671.16

(1) Car Loan calculations are based on the used car dealer's advertised price of $34,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $35,000 for Sale in Monticello, IL

Monticello, IL Secondhand Used Vehicles Priced Below $35,000

2025 Kia Sportage X-Line

2024 Jeep Grand Cherokee L Laredo

2025 Jeep Wrangler Backcountry 4xe

2023 Ford Explorer XLT

2025 Toyota RAV4 XLE

2023 Chevrolet Blazer LT

2025 Ford Bronco Sport Outer Banks

2026 Nissan Rogue Platinum

2025 Jeep Wrangler Backcountry 4xe

2024 Kia Telluride S

Used Cars under $35,000 for Sale in Monticello, IL

Monticello, IL Secondhand Used Vehicles Priced Below $35,000

2025 Kia Sportage X-Line

Kia Sportage X-Line

2025 Kia Sportage X-Line Car Loan Estimate

2024 Jeep Grand Cherokee L Laredo

Jeep Grand Cherokee L Laredo

2024 Jeep Grand Cherokee L Laredo Car Loan Estimate

2025 Jeep Wrangler Backcountry 4xe

Jeep Wrangler Backcountry 4xe

2025 Jeep Wrangler Backcountry 4xe Car Loan Estimate

2023 Ford Explorer XLT

Ford Explorer XLT

2023 Ford Explorer XLT Car Loan Estimate

2025 Toyota RAV4 XLE

Toyota RAV4 XLE

2025 Toyota RAV4 XLE Car Loan Estimate

2023 Chevrolet Blazer LT

Chevrolet Blazer LT

2023 Chevrolet Blazer LT Car Loan Estimate

2025 Ford Bronco Sport Outer Banks

Ford Bronco Sport Outer Banks

2025 Ford Bronco Sport Outer Banks Car Loan Estimate

2026 Nissan Rogue Platinum

Nissan Rogue Platinum

2026 Nissan Rogue Platinum Car Loan Estimate

2025 Jeep Wrangler Backcountry 4xe

Jeep Wrangler Backcountry 4xe

2025 Jeep Wrangler Backcountry 4xe Car Loan Estimate

2024 Kia Telluride S

Kia Telluride S

2024 Kia Telluride S Car Loan Estimate

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