Monticello, IL Used Cars Under $35,000 |with Payments|

2023 Chevrolet Traverse RS

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This below average mileage preowned 2023 Chevrolet Traverse RS 4x4 SUV under 68,000 miles, automatic transmission, and 26 MPG, 3.6L gas engine is for sale right now below $33K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$32,990
Est. Payment:	$734.97 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	68,302
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$32,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,647.49
Avg. DMV Fee	196.00
Cash Sale Price	$37,002.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$37,002.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Finance Payment	$734.97

(1) Auto Finance calculations are based on the used car dealer's advertised price of $32,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 60 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Chevrolet Blazer LT

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This low mileage used 2023 Chevrolet Blazer LT AWD SUV below 29,000 miles, automatic transmission, and 26 MPG, 2.0L gas engine is for sale right now below $31K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$30,488
Est. Payment:	$585.65 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	29,283
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$30,488.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,372.27
Avg. DMV Fee	196.00
Cash Sale Price	$34,225.27
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$34,225.27
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$585.65

(1) Auto Finance calculations are based on the used car dealer's advertised price of $30,488.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Escape ST-Line Elite

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This low mileage used 2023 Ford Escape ST-Line Elite AWD SUV below 12,000 miles, automatic transmission, and 26 MPG, 2.0L gas engine is for sale right now below $32K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$31,490
Est. Payment:	$604.68 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	11,885
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$31,490.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,482.49
Avg. DMV Fee	196.00
Cash Sale Price	$35,337.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$35,337.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$604.68

(1) Car Loan calculations are based on the used car dealer's advertised price of $31,490.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Edge Titanium

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This low mileage preowned 2023 Ford Edge Titanium AWD SUV below 24,000 miles, automatic transmission, and 26 MPG, 2.0L gas engine is for sale right now below $33K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$32,488
Est. Payment:	$623.63 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	24,111
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$32,488.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,592.27
Avg. DMV Fee	196.00
Cash Sale Price	$36,445.27
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$36,445.27
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$623.63

(1) Car Loan calculations are based on the used car dealer's advertised price of $32,488.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Bronco Sport Badlands

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This low mileage used 2025 Ford Bronco Sport Badlands AWD SUV below 12,000 miles, automatic transmission, and 26 MPG, 2.0L gas engine is for sale right now under $35K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$34,790
Est. Payment:	$667.36 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	12,142
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$34,790.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,845.49
Avg. DMV Fee	196.00
Cash Sale Price	$39,000.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,000.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$667.36

(1) Auto Loan calculations are based on the used car dealer's advertised price of $34,790.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Toyota RAV4 XLE

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This low mileage second hand 2025 Toyota RAV4 XLE FWD SUV under 33,000 miles, automatic transmission, and 26 MPG, 2.5L gas engine is for sale right now below $32K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$31,990
Est. Payment:	$614.17 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	33,391
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$31,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,537.49
Avg. DMV Fee	196.00
Cash Sale Price	$35,892.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$35,892.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$614.17

(1) Auto Finance calculations are based on the used car dealer's advertised price of $31,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai SONATA Hybrid Limited

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This low mileage preowned 2025 Hyundai SONATA Hybrid Limited FWD sedan below 29,000 miles, automatic transmission, and 26 MPG, 2.0L hybrid engine is for sale right now below $33K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$32,990
Est. Payment:	$633.17 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	28,717
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$32,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,647.49
Avg. DMV Fee	196.00
Cash Sale Price	$37,002.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$37,002.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$633.17

(1) Auto Loan calculations are based on the used car dealer's advertised price of $32,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Chrysler Pacifica Plug-In Hybrid Select

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This low mileage preowned 2025 Chrysler Pacifica Plug-In Hybrid Select FWD minivan below 16,000 miles, automatic transmission, and 26 MPG, 3.6L hybrid engine is for sale right now under $35K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$34,490
Est. Payment:	$661.66 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	16,465
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$34,490.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,812.49
Avg. DMV Fee	196.00
Cash Sale Price	$38,667.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,667.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$661.66

(1) Car Finance calculations are based on the used car dealer's advertised price of $34,490.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Lincoln Corsair Standard

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This low mileage second hand 2023 Lincoln Corsair Standard AWD SUV below 32,000 miles, automatic transmission, and 26 MPG, 2.0L gas engine is for sale right now below $32K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$31,990
Est. Payment:	$614.17 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	32,208
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$31,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,537.49
Avg. DMV Fee	196.00
Cash Sale Price	$35,892.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$35,892.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$614.17

(1) Auto Loan calculations are based on the used car dealer's advertised price of $31,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Buick Envision Essence

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This low mileage preowned 2023 Buick Envision Essence AWD SUV under 19,000 miles, automatic transmission, and 26 MPG, 2.0L gas engine is for sale right now below $32K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$31,488
Est. Payment:	$604.64 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	18,776
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$31,488.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,482.27
Avg. DMV Fee	196.00
Cash Sale Price	$35,335.27
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$35,335.27
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$604.64

(1) Auto Loan calculations are based on the used car dealer's advertised price of $31,488.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $35,000 for Sale in Monticello, IL

Monticello, IL Secondhand Used Vehicles Priced Below $35,000

2023 Chevrolet Traverse RS

2023 Chevrolet Blazer LT

2023 Ford Escape ST-Line Elite

2023 Ford Edge Titanium

2025 Ford Bronco Sport Badlands

2025 Toyota RAV4 XLE

2025 Hyundai SONATA Hybrid Limited

2025 Chrysler Pacifica Plug-In Hybrid Select

2023 Lincoln Corsair Standard

2023 Buick Envision Essence

Used Cars under $35,000 for Sale in Monticello, IL

Monticello, IL Secondhand Used Vehicles Priced Below $35,000

2023 Chevrolet Traverse RS

Chevrolet Traverse RS

2023 Chevrolet Traverse RS Car Loan Estimate

2023 Chevrolet Blazer LT

Chevrolet Blazer LT

2023 Chevrolet Blazer LT Car Loan Estimate

2023 Ford Escape ST-Line Elite

Ford Escape ST-Line Elite

2023 Ford Escape ST-Line Elite Car Loan Estimate

2023 Ford Edge Titanium

Ford Edge Titanium

2023 Ford Edge Titanium Car Loan Estimate

2025 Ford Bronco Sport Badlands

Ford Bronco Sport Badlands

2025 Ford Bronco Sport Badlands Car Loan Estimate

2025 Toyota RAV4 XLE

Toyota RAV4 XLE

2025 Toyota RAV4 XLE Car Loan Estimate

2025 Hyundai SONATA Hybrid Limited

Hyundai SONATA Hybrid Limited

2025 Hyundai SONATA Hybrid Limited Car Loan Estimate

2025 Chrysler Pacifica Plug-In Hybrid Select

Chrysler Pacifica Plug-In Hybrid Select

2025 Chrysler Pacifica Plug-In Hybrid Select Car Loan Estimate

2023 Lincoln Corsair Standard

Lincoln Corsair Standard

2023 Lincoln Corsair Standard Car Loan Estimate

2023 Buick Envision Essence

Buick Envision Essence

2023 Buick Envision Essence Car Loan Estimate

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