Monticello, IL Used Cars Under $35,000 |with Payments|

2025 Jeep Wrangler Backcountry 4xe

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This low mileage second hand 2025 Jeep Wrangler Backcountry 4xe 4X4 SUV below 10,000 miles, a transmission, and 21 MPG, 2.0L hybrid engine is for sale right now under $34K at Rick Ridings Ford, Inc. in Monticello, IL. ...View More Details

Sales Price:	$33,673
Est. Payment:	$646.14 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	10,121
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$33,673.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,722.62
Avg. DMV Fee	196.00
Cash Sale Price	$37,760.62
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$37,760.62
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$646.14

(1) Car Finance calculations are based on the used car dealer's advertised price of $33,673.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Explorer XLT

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This low mileage preowned 2023 Ford Explorer XLT AWD SUV under 32,000 miles, a transmission, and 21 MPG, 2.3L gas engine is for sale right now under $35K at Rick Ridings Ford, Inc. in Monticello, IL. ...View More Details

Sales Price:	$34,990
Est. Payment:	$671.16 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	31,850
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$34,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,867.49
Avg. DMV Fee	196.00
Cash Sale Price	$39,222.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,222.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$671.16

(1) Auto Loan calculations are based on the used car dealer's advertised price of $34,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai SONATA Hybrid Limited

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This low mileage second hand 2025 Hyundai SONATA Hybrid Limited FWD sedan under 29,000 miles, a transmission, and 21 MPG, 2.0L hybrid engine is for sale right now under $32K at Rick Ridings Ford, Inc. in Monticello, IL. ...View More Details

Sales Price:	$31,575
Est. Payment:	$606.29 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	28,717
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$31,575.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,491.84
Avg. DMV Fee	196.00
Cash Sale Price	$35,431.84
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$35,431.84
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$606.29

(1) Car Finance calculations are based on the used car dealer's advertised price of $31,575.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Bronco Sport Badlands

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This low mileage used 2025 Ford Bronco Sport Badlands AWD SUV under 12,000 miles, a transmission, and 21 MPG, 2.0L gas engine is for sale right now under $35K at Rick Ridings Ford, Inc. in Monticello, IL. ...View More Details

Sales Price:	$34,490
Est. Payment:	$661.66 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	12,142
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$34,490.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,812.49
Avg. DMV Fee	196.00
Cash Sale Price	$38,667.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,667.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$661.66

(1) Car Loan calculations are based on the used car dealer's advertised price of $34,490.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Chevrolet Equinox LT

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This low mileage second hand 2026 Chevrolet Equinox LT 4X4 SUV under 18,000 miles, a transmission, and 21 MPG, 1.5L gas engine is for sale right now below $31K at Rick Ridings Ford, Inc. in Monticello, IL. ...View More Details

Sales Price:	$30,032
Est. Payment:	$576.98 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	18,185
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$30,032.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,322.11
Avg. DMV Fee	196.00
Cash Sale Price	$33,719.11
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$33,719.11
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$576.98

(1) Car Finance calculations are based on the used car dealer's advertised price of $30,032.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Toyota RAV4 XLE

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This low mileage second hand 2025 Toyota RAV4 XLE FWD SUV under 33,000 miles, a transmission, and 21 MPG, 2.5L gas engine is for sale right now below $32K at Rick Ridings Ford, Inc. in Monticello, IL. ...View More Details

Sales Price:	$31,928
Est. Payment:	$613.00 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	33,391
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$31,928.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,530.67
Avg. DMV Fee	196.00
Cash Sale Price	$35,823.67
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$35,823.67
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$613.00

(1) Auto Finance calculations are based on the used car dealer's advertised price of $31,928.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Jeep Gladiator Sport

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This low mileage preowned 2022 Jeep Gladiator Sport 4X4 pickup below 27,000 miles, transmission, and 21 MPG, 3.6L gas engine is for sale right now below $33K at Rick Ridings Ford, Inc. in Monticello, IL. ...View More Details

Sales Price:	$32,990
Est. Payment:	$633.17 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	27,365
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$32,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,647.49
Avg. DMV Fee	196.00
Cash Sale Price	$37,002.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$37,002.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$633.17

(1) Car Loan calculations are based on the used car dealer's advertised price of $32,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Kia K5 GT-Line

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This low mileage preowned 2025 Kia K5 GT-Line FWD sedan below 7,000 miles, a transmission, and 21 MPG, 2.5L gas engine is for sale right now below $31K at Rick Ridings Ford, Inc. in Monticello, IL. ...View More Details

Sales Price:	$30,990
Est. Payment:	$595.18 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	6,607
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$30,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,427.49
Avg. DMV Fee	196.00
Cash Sale Price	$34,782.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$34,782.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$595.18

(1) Auto Finance calculations are based on the used car dealer's advertised price of $30,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Chrysler Pacifica Plug-In Hybrid Select

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This low mileage second hand 2025 Chrysler Pacifica Plug-In Hybrid Select FWD mini-van below 16,000 miles, a transmission, and 21 MPG, 3.6L hybrid engine is for sale right now below $34K at Rick Ridings Ford, Inc. in Monticello, IL. ...View More Details

Sales Price:	$33,990
Est. Payment:	$652.16 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	16,465
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$33,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,757.49
Avg. DMV Fee	196.00
Cash Sale Price	$38,112.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,112.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$652.16

(1) Auto Finance calculations are based on the used car dealer's advertised price of $33,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Chevrolet Traverse RS

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This below average mileage preowned 2023 Chevrolet Traverse RS 4X4 SUV under 68,000 miles, a transmission, and 21 MPG, 3.6L gas engine is for sale right now under $33K at Rick Ridings Ford, Inc. in Monticello, IL. ...View More Details

Sales Price:	$32,886
Est. Payment:	$732.67 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	68,302
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$32,886.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,636.05
Avg. DMV Fee	196.00
Cash Sale Price	$36,887.05
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$36,887.05
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Loan Payment	$732.67

(1) Car Loan calculations are based on the used car dealer's advertised price of $32,886.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 60 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $35,000 for Sale in Monticello, IL

Monticello, IL Secondhand Used Vehicles Priced Below $35,000

2025 Jeep Wrangler Backcountry 4xe

2023 Ford Explorer XLT

2025 Hyundai SONATA Hybrid Limited

2025 Ford Bronco Sport Badlands

2026 Chevrolet Equinox LT

2025 Toyota RAV4 XLE

2022 Jeep Gladiator Sport

2025 Kia K5 GT-Line

2025 Chrysler Pacifica Plug-In Hybrid Select

2023 Chevrolet Traverse RS

Used Cars under $35,000 for Sale in Monticello, IL

Monticello, IL Secondhand Used Vehicles Priced Below $35,000

2025 Jeep Wrangler Backcountry 4xe

Jeep Wrangler Backcountry 4xe

2025 Jeep Wrangler Backcountry 4xe Car Loan Estimate

2023 Ford Explorer XLT

Ford Explorer XLT

2023 Ford Explorer XLT Car Loan Estimate

2025 Hyundai SONATA Hybrid Limited

Hyundai SONATA Hybrid Limited

2025 Hyundai SONATA Hybrid Limited Car Loan Estimate

2025 Ford Bronco Sport Badlands

Ford Bronco Sport Badlands

2025 Ford Bronco Sport Badlands Car Loan Estimate

2026 Chevrolet Equinox LT

Chevrolet Equinox LT

2026 Chevrolet Equinox LT Car Loan Estimate

2025 Toyota RAV4 XLE

Toyota RAV4 XLE

2025 Toyota RAV4 XLE Car Loan Estimate

2022 Jeep Gladiator Sport

Jeep Gladiator Sport

2022 Jeep Gladiator Sport Car Loan Estimate

2025 Kia K5 GT-Line

Kia K5 GT-Line

2025 Kia K5 GT-Line Car Loan Estimate

2025 Chrysler Pacifica Plug-In Hybrid Select

Chrysler Pacifica Plug-In Hybrid Select

2025 Chrysler Pacifica Plug-In Hybrid Select Car Loan Estimate

2023 Chevrolet Traverse RS

Chevrolet Traverse RS

2023 Chevrolet Traverse RS Car Loan Estimate

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