Monticello, IL Used Cars Under $35,000 |with Payments|

2026 Chevrolet Equinox LT

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This low mileage preowned 2026 Chevrolet Equinox LT 4X4 SUV under 18,000 miles, a transmission, and 21 MPG, 1.5L gas engine is for sale right now under $31K at Rick Ridings Ford, Inc. in Monticello, IL. ...View More Details

Sales Price:	$30,032
Est. Payment:	$576.98 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	18,185
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$30,032.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,322.11
Avg. DMV Fee	196.00
Cash Sale Price	$33,719.11
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$33,719.11
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$576.98

(1) Auto Finance calculations are based on the used car dealer's advertised price of $30,032.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Bronco Sport Badlands

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This low mileage preowned 2025 Ford Bronco Sport Badlands AWD SUV below 12,000 miles, a transmission, and 21 MPG, 2.0L gas engine is for sale right now under $35K at Rick Ridings Ford, Inc. in Monticello, IL. ...View More Details

Sales Price:	$34,490
Est. Payment:	$661.66 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	12,142
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$34,490.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,812.49
Avg. DMV Fee	196.00
Cash Sale Price	$38,667.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,667.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$661.66

(1) Auto Finance calculations are based on the used car dealer's advertised price of $34,490.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Explorer XLT

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This low mileage second hand 2023 Ford Explorer XLT AWD SUV below 30,000 miles, a transmission, and 21 MPG, 2.3L gas engine is for sale right now below $34K at Rick Ridings Ford, Inc. in Monticello, IL. ...View More Details

Sales Price:	$33,290
Est. Payment:	$638.87 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	30,132
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$33,290.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,680.49
Avg. DMV Fee	196.00
Cash Sale Price	$37,335.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$37,335.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$638.87

(1) Auto Finance calculations are based on the used car dealer's advertised price of $33,290.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Bronco Sport Outer Banks

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This low mileage used 2025 Ford Bronco Sport Outer Banks AWD SUV under 9,000 miles, a transmission, and 21 MPG, 1.5L gas engine is for sale right now below $33K at Rick Ridings Ford, Inc. in Monticello, IL. ...View More Details

Sales Price:	$32,781
Est. Payment:	$629.20 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	8,528
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$32,781.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,624.50
Avg. DMV Fee	196.00
Cash Sale Price	$36,770.50
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$36,770.50
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$629.20

(1) Car Finance calculations are based on the used car dealer's advertised price of $32,781.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Jeep Wrangler Backcountry 4xe

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This low mileage second hand 2025 Jeep Wrangler Backcountry 4xe 4X4 SUV below 10,000 miles, a transmission, and 21 MPG, 2.0L hybrid engine is for sale right now below $34K at Rick Ridings Ford, Inc. in Monticello, IL. ...View More Details

Sales Price:	$33,673
Est. Payment:	$646.14 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	10,121
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$33,673.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,722.62
Avg. DMV Fee	196.00
Cash Sale Price	$37,760.62
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$37,760.62
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$646.14

(1) Car Finance calculations are based on the used car dealer's advertised price of $33,673.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Kia Sorento EX

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This low mileage second hand 2025 Kia Sorento EX FWD SUV below 12,000 miles, a transmission, and 21 MPG, 2.5L gas engine is for sale right now under $35K at Rick Ridings Ford, Inc. in Monticello, IL. ...View More Details

Sales Price:	$34,990
Est. Payment:	$671.16 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	12,035
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$34,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,867.49
Avg. DMV Fee	196.00
Cash Sale Price	$39,222.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,222.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$671.16

(1) Car Loan calculations are based on the used car dealer's advertised price of $34,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Nissan Rogue Platinum

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This low mileage second hand 2026 Nissan Rogue Platinum AWD wagon under 5,000 miles, cvt transmission, and 21 MPG, 1.5L gas engine is for sale right now under $35K at Rick Ridings Ford, Inc. in Monticello, IL. ...View More Details

Sales Price:	$34,548
Est. Payment:	$662.76 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	4,556
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$34,548.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,818.87
Avg. DMV Fee	196.00
Cash Sale Price	$38,731.87
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,731.87
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$662.76

(1) Auto Finance calculations are based on the used car dealer's advertised price of $34,548.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Toyota RAV4 XLE

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This low mileage used 2025 Toyota RAV4 XLE FWD SUV under 33,000 miles, a transmission, and 21 MPG, 2.5L gas engine is for sale right now under $32K at Rick Ridings Ford, Inc. in Monticello, IL. ...View More Details

Sales Price:	$31,928
Est. Payment:	$613.00 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	33,391
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$31,928.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,530.67
Avg. DMV Fee	196.00
Cash Sale Price	$35,823.67
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$35,823.67
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$613.00

(1) Auto Finance calculations are based on the used car dealer's advertised price of $31,928.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Lincoln Corsair Standard

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This low mileage preowned 2023 Lincoln Corsair Standard AWD SUV below 32,000 miles, a transmission, and 21 MPG, 2.0L gas engine is for sale right now under $32K at Rick Ridings Ford, Inc. in Monticello, IL. ...View More Details

Sales Price:	$31,138
Est. Payment:	$597.99 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	32,208
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$31,138.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,443.77
Avg. DMV Fee	196.00
Cash Sale Price	$34,946.77
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$34,946.77
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$597.99

(1) Auto Finance calculations are based on the used car dealer's advertised price of $31,138.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Ford Explorer ST

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This below average mileage used 2021 Ford Explorer ST AWD SUV below 64,000 miles, a transmission, and 21 MPG, 3.0L gas engine is for sale right now below $32K at Rick Ridings Ford, Inc. in Monticello, IL. ...View More Details

Sales Price:	$31,490
Est. Payment:	$701.89 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	64,278
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$31,490.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,482.49
Avg. DMV Fee	196.00
Cash Sale Price	$35,337.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$35,337.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Finance Payment	$701.89

(1) Car Finance calculations are based on the used car dealer's advertised price of $31,490.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 60 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $35,000 for Sale in Monticello, IL

Monticello, IL Secondhand Used Vehicles Priced Below $35,000

2026 Chevrolet Equinox LT

2025 Ford Bronco Sport Badlands

2023 Ford Explorer XLT

2025 Ford Bronco Sport Outer Banks

2025 Jeep Wrangler Backcountry 4xe

2025 Kia Sorento EX

2026 Nissan Rogue Platinum

2025 Toyota RAV4 XLE

2023 Lincoln Corsair Standard

2021 Ford Explorer ST

Used Cars under $35,000 for Sale in Monticello, IL

Monticello, IL Secondhand Used Vehicles Priced Below $35,000

2026 Chevrolet Equinox LT

Chevrolet Equinox LT

2026 Chevrolet Equinox LT Car Loan Estimate

2025 Ford Bronco Sport Badlands

Ford Bronco Sport Badlands

2025 Ford Bronco Sport Badlands Car Loan Estimate

2023 Ford Explorer XLT

Ford Explorer XLT

2023 Ford Explorer XLT Car Loan Estimate

2025 Ford Bronco Sport Outer Banks

Ford Bronco Sport Outer Banks

2025 Ford Bronco Sport Outer Banks Car Loan Estimate

2025 Jeep Wrangler Backcountry 4xe

Jeep Wrangler Backcountry 4xe

2025 Jeep Wrangler Backcountry 4xe Car Loan Estimate

2025 Kia Sorento EX

Kia Sorento EX

2025 Kia Sorento EX Car Loan Estimate

2026 Nissan Rogue Platinum

Nissan Rogue Platinum

2026 Nissan Rogue Platinum Car Loan Estimate

2025 Toyota RAV4 XLE

Toyota RAV4 XLE

2025 Toyota RAV4 XLE Car Loan Estimate

2023 Lincoln Corsair Standard

Lincoln Corsair Standard

2023 Lincoln Corsair Standard Car Loan Estimate

2021 Ford Explorer ST

Ford Explorer ST

2021 Ford Explorer ST Car Loan Estimate

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