Naperville, IL Used Cars Under $400 a Month

2022 Nissan Rogue Sport SL

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This low mileage certified second hand 2022 Nissan Rogue Sport SL AWD wagon below 29,000 miles, cvt transmission, and 56 MPG, 2.0L gas engine is for sale right now below $21K at Gerald Subaru of Naperville in Naperville, IL. ...View More Details

Sales Price:	$20,897
Est. Payment:	$403.48 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	28,896
Location:	Naperville, IL

Item	Amount
Used Car Price⁽¹⁾	$20,897.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,317.26
Avg. DMV Fee	196.00
Cash Sale Price	$23,579.26
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$23,579.26
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$403.48

(1) Auto Loan calculations are based on the used car dealer's advertised price of $20,897.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Nissan Altima 2.5 SR

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This low mileage used 2022 Nissan Altima 2.5 SR AWD sedan below 29,000 miles, cvt transmission, and 56 MPG, 2.5L gas engine is for sale right now under $21K at Gerald Subaru of Naperville in Naperville, IL. ...View More Details

Sales Price:	$20,797
Est. Payment:	$401.58 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	28,780
Location:	Naperville, IL

Item	Amount
Used Car Price⁽¹⁾	$20,797.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,306.26
Avg. DMV Fee	196.00
Cash Sale Price	$23,468.26
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$23,468.26
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$401.58

(1) Car Loan calculations are based on the used car dealer's advertised price of $20,797.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2017 Subaru Outback 2.5i Limited

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This low mileage used 2017 Subaru Outback 2.5i Limited AWD SUV under 50,000 miles, cvt transmission, and 56 MPG, 2.5L gas engine is for sale right now under $21K at Gerald Subaru of Naperville in Naperville, IL. ...View More Details

Sales Price:	$20,110
Est. Payment:	$388.53 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	49,958
Location:	Naperville, IL

Item	Amount
Used Car Price⁽¹⁾	$20,110.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,230.69
Avg. DMV Fee	196.00
Cash Sale Price	$22,705.69
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,705.69
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$388.53

(1) Car Finance calculations are based on the used car dealer's advertised price of $20,110.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Volkswagen Tiguan SE 4Motion

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This low mileage used 2023 Volkswagen Tiguan SE 4Motion AWD SUV under 54,000 miles, automatic transmission, and 56 MPG, 2.0L gas engine is for sale right now below $20K at Gerald Subaru of Naperville in Naperville, IL. ...View More Details

Sales Price:	$19,397
Est. Payment:	$402.36 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	53,583
Location:	Naperville, IL

Item	Amount
Used Car Price⁽¹⁾	$19,397.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,152.26
Avg. DMV Fee	196.00
Cash Sale Price	$21,914.26
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,914.26
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Loan Payment	$402.36

(1) Car Loan calculations are based on the used car dealer's advertised price of $19,397.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 66 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Subaru Impreza Limited

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This low mileage second hand 2020 Subaru Impreza Limited AWD hatchback below 41,000 miles, cvt transmission, and 56 MPG, 2.0L gas engine is for sale right now below $22K at Gerald Subaru of Naperville in Naperville, IL. ...View More Details

Sales Price:	$21,446
Est. Payment:	$413.90 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	40,838
Location:	Naperville, IL

Item	Amount
Used Car Price⁽¹⁾	$21,446.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,377.65
Avg. DMV Fee	196.00
Cash Sale Price	$24,188.65
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$24,188.65
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$413.90

(1) Car Finance calculations are based on the used car dealer's advertised price of $21,446.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Nissan Altima 2.5 SV

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This low mileage certified preowned 2023 Nissan Altima 2.5 SV FWD sedan below 51,000 miles, cvt transmission, and 56 MPG, 2.5L gas engine is for sale right now under $20K at Gerald Subaru of Naperville in Naperville, IL. ...View More Details

Sales Price:	$19,837
Est. Payment:	$411.32 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	50,635
Location:	Naperville, IL

Item	Amount
Used Car Price⁽¹⁾	$19,837.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,200.66
Avg. DMV Fee	196.00
Cash Sale Price	$22,402.66
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,402.66
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Finance Payment	$411.32

(1) Car Finance calculations are based on the used car dealer's advertised price of $19,837.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 66 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2014 Jeep Grand Cherokee Limited

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This above average mileage second hand 2014 Jeep Grand Cherokee Limited 4x4 SUV below 94,000 miles, automatic transmission, and 56 MPG, 3.6L gas engine is for sale right now under $13K at Fair Oaks Lincoln in Naperville, IL. ...View More Details

Sales Price:	$12,999
Est. Payment:	$399.55 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	93,795
Location:	Naperville, IL

Item	Amount
Used Car Price⁽¹⁾	$12,999.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	1,448.48
Avg. DMV Fee	196.00
Cash Sale Price	$14,812.48
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$14,812.48
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Auto Finance Payment	$399.55

(1) Auto Finance calculations are based on the used car dealer's advertised price of $12,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 42 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2011 BMW 5 Series 535i xDrive

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This high mileage second hand 2011 BMW 5 Series 535i xDrive AWD sedan under 109,000 miles, transmission, and 56 MPG, 3.0L gas engine is for sale right now below $11K at Fair Oaks Lincoln in Naperville, IL. ...View More Details

Sales Price:	$10,999
Est. Payment:	$389.57 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	109,019
Location:	Naperville, IL

Item	Amount
Used Car Price⁽¹⁾	$10,999.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	1,228.48
Avg. DMV Fee	196.00
Cash Sale Price	$12,592.48
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$12,592.48
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Car Loan Payment	$389.57

(1) Car Loan calculations are based on the used car dealer's advertised price of $10,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 36 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford Escape SE

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This average mileage used 2022 Ford Escape SE FWD SUV below 82,000 miles, automatic transmission, and 56 MPG, 1.5L gas engine is for sale right now under $15K at Fair Oaks Lincoln in Naperville, IL. ...View More Details

Sales Price:	$14,999
Est. Payment:	$408.89 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	82,491
Location:	Naperville, IL

Item	Amount
Used Car Price⁽¹⁾	$14,999.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	1,668.48
Avg. DMV Fee	196.00
Cash Sale Price	$17,032.48
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$17,032.48
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Car Finance Payment	$408.89

(1) Car Finance calculations are based on the used car dealer's advertised price of $14,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 48 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2018 BMW X5 xDrive40e iPerformance

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This below average mileage preowned 2018 BMW X5 xDrive40e iPerformance AWD SUV below 63,000 miles, automatic transmission, and 56 MPG, 2.0L hybrid engine is for sale right now below $19K at Fair Oaks Lincoln in Naperville, IL. ...View More Details

Sales Price:	$18,499
Est. Payment:	$415.48 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	63,175
Location:	Naperville, IL

Item	Amount
Used Car Price⁽¹⁾	$18,499.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,053.48
Avg. DMV Fee	196.00
Cash Sale Price	$20,917.48
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,917.48
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Finance Payment	$415.48

(1) Car Finance calculations are based on the used car dealer's advertised price of $18,499.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 60 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $400 per month for Sale in Naperville, IL

Naperville, IL Secondhand Used Vehicles with Payments Below $400 / Month

2022 Nissan Rogue Sport SL

2022 Nissan Altima 2.5 SR

2017 Subaru Outback 2.5i Limited

2023 Volkswagen Tiguan SE 4Motion

2020 Subaru Impreza Limited

2023 Nissan Altima 2.5 SV

2014 Jeep Grand Cherokee Limited

2011 BMW 5 Series 535i xDrive

2022 Ford Escape SE

2018 BMW X5 xDrive40e iPerformance

Used Cars under $400 per month for Sale in Naperville, IL

Naperville, IL Secondhand Used Vehicles with Payments Below $400 / Month

2022 Nissan Rogue Sport SL

Nissan Rogue Sport SL

2022 Nissan Rogue Sport SL Car Loan Estimate

2022 Nissan Altima 2.5 SR

Nissan Altima 2.5 SR

2022 Nissan Altima 2.5 SR Car Loan Estimate

2017 Subaru Outback 2.5i Limited

Subaru Outback 2.5i Limited

2017 Subaru Outback 2.5i Limited Car Loan Estimate

2023 Volkswagen Tiguan SE 4Motion

Volkswagen Tiguan SE 4Motion

2023 Volkswagen Tiguan SE 4Motion Car Loan Estimate

2020 Subaru Impreza Limited

Subaru Impreza Limited

2020 Subaru Impreza Limited Car Loan Estimate

2023 Nissan Altima 2.5 SV

Nissan Altima 2.5 SV

2023 Nissan Altima 2.5 SV Car Loan Estimate

2014 Jeep Grand Cherokee Limited

Jeep Grand Cherokee Limited

2014 Jeep Grand Cherokee Limited Car Loan Estimate

2011 BMW 5 Series 535i xDrive

BMW 5 Series 535i xDrive

2011 BMW 5 Series 535i xDrive Car Loan Estimate

2022 Ford Escape SE

Ford Escape SE

2022 Ford Escape SE Car Loan Estimate

2018 BMW X5 xDrive40e iPerformance

BMW X5 xDrive40e iPerformance

2018 BMW X5 xDrive40e iPerformance Car Loan Estimate

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