Lexington, KY Area Used Pickups Under $45,000

2024 Ford F-150 XLT

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This low mileage used 2024 Ford F-150 XLT 4x4 pickup below 35,000 miles, automatic transmission, and 20 MPG, 3.5L hybrid engine is for sale right now below $42K at Don Franklin Somerset Hyundai in Somerset, KY. ...View More Details

Sales Price:	$41,975
Est. Payment:	$769.87 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	34,517
Location:	Somerset, KY

Item	Amount
Used Car Price⁽¹⁾	$41,975.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	2,545.50
Avg. DMV Fee	21.00
Cash Sale Price	$44,991.50
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,991.50
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$769.87

(1) Auto Finance calculations are based on the used car dealer's advertised price of $41,975.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA CRUZ XRT

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This low mileage second hand 2026 Hyundai SANTA CRUZ XRT AWD pickup below 6,000 miles, automatic transmission, and 20 MPG, 2.5L gas engine is for sale right now below $44K at Don Franklin Somerset Hyundai in Somerset, KY. ...View More Details

Sales Price:	$43,760
Est. Payment:	$802.25 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	6,245
Location:	Somerset, KY

Item	Amount
Used Car Price⁽¹⁾	$43,760.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	2,652.60
Avg. DMV Fee	21.00
Cash Sale Price	$46,883.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,883.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$802.25

(1) Car Finance calculations are based on the used car dealer's advertised price of $43,760.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Ford F-250 Super Duty XL

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This low mileage preowned 2020 Ford F-250 Super Duty XL 4x4 pickup below 37,000 miles, automatic transmission, and 20 MPG, 7.3L gas engine is for sale right now below $43K at Gates Hyundai in Richmond, KY. ...View More Details

Sales Price:	$42,987
Est. Payment:	$788.23 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	37,195
Location:	Richmond, KY

Item	Amount
Used Car Price⁽¹⁾	$42,987.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	2,606.22
Avg. DMV Fee	21.00
Cash Sale Price	$46,064.22
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,064.22
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$788.23

(1) Auto Loan calculations are based on the used car dealer's advertised price of $42,987.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Chevrolet Silverado 1500 LT

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This low mileage second hand 2024 Chevrolet Silverado 1500 LT 4x4 pickup under 22,000 miles, automatic transmission, and 20 MPG, 2.7L gas engine is for sale right now below $41K at Don Franklin Somerset Hyundai in Somerset, KY. ...View More Details

Sales Price:	$40,975
Est. Payment:	$751.73 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	21,702
Location:	Somerset, KY

Item	Amount
Used Car Price⁽¹⁾	$40,975.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	2,485.50
Avg. DMV Fee	21.00
Cash Sale Price	$43,931.50
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,931.50
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$751.73

(1) Auto Finance calculations are based on the used car dealer's advertised price of $40,975.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 Lariat

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This low mileage preowned 2023 Ford F-150 Lariat 4x4 pickup under 18,000 miles, automatic transmission, and 20 MPG, 2.7L gas engine is for sale right now under $45K at Jack Kain Ford in Versailles, KY. ...View More Details

Sales Price:	$45,000
Est. Payment:	$824.74 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	17,675
Location:	Versailles, KY

Item	Amount
Used Car Price⁽¹⁾	$45,000.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	2,727.00
Avg. DMV Fee	21.00
Cash Sale Price	$48,198.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$48,198.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$824.74

(1) Car Finance calculations are based on the used car dealer's advertised price of $45,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XLT

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This low mileage preowned 2023 Ford F-150 XLT 4x4 pickup under 44,000 miles, automatic transmission, and 20 MPG, 3.5L hybrid engine is for sale right now under $43K at Alton Blakley Ford in Somerset, KY. ...View More Details

Sales Price:	$42,072
Est. Payment:	$771.63 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	43,979
Location:	Somerset, KY

Item	Amount
Used Car Price⁽¹⁾	$42,072.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	2,551.32
Avg. DMV Fee	21.00
Cash Sale Price	$45,094.32
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,094.32
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$771.63

(1) Car Loan calculations are based on the used car dealer's advertised price of $42,072.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford F-150 XLT

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This low mileage second hand 2025 Ford F-150 XLT 4x4 pickup under 22,000 miles, automatic transmission, and 20 MPG, 3.5L hybrid engine is for sale right now under $42K at Tim Short Ford in Hazard, KY. ...View More Details

Sales Price:	$41,500
Est. Payment:	$761.26 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	21,799
Location:	Hazard, KY

Item	Amount
Used Car Price⁽¹⁾	$41,500.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	2,517.00
Avg. DMV Fee	21.00
Cash Sale Price	$44,488.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,488.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$761.26

(1) Auto Finance calculations are based on the used car dealer's advertised price of $41,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Chevrolet Colorado Trail Boss

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This low mileage used 2026 Chevrolet Colorado Trail Boss 4x4 pickup under 6,000 miles, automatic transmission, and 20 MPG, 2.7L gas engine is for sale right now under $41K at Gates Ford in Richmond, KY. ...View More Details

Sales Price:	$40,792
Est. Payment:	$748.41 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	5,683
Location:	Richmond, KY

Item	Amount
Used Car Price⁽¹⁾	$40,792.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	2,474.52
Avg. DMV Fee	21.00
Cash Sale Price	$43,737.52
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,737.52
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$748.41

(1) Auto Finance calculations are based on the used car dealer's advertised price of $40,792.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ram 1500 Big Horn

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This low mileage used 2025 Ram 1500 Big Horn 4x4 pickup below 24,000 miles, automatic transmission, and 20 MPG, 3.0L gas engine is for sale right now under $45K at Alton Blakley Ford in Somerset, KY. ...View More Details

Sales Price:	$44,793
Est. Payment:	$820.99 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	24,370
Location:	Somerset, KY

Item	Amount
Used Car Price⁽¹⁾	$44,793.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	2,714.58
Avg. DMV Fee	21.00
Cash Sale Price	$47,978.58
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$47,978.58
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$820.99

(1) Car Loan calculations are based on the used car dealer's advertised price of $44,793.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 Lariat

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This low mileage second hand 2023 Ford F-150 Lariat 4x4 pickup under 16,000 miles, automatic transmission, and 20 MPG, 2.7L gas engine is for sale right now under $42K at Jack Kain Ford in Versailles, KY. ...View More Details

Sales Price:	$41,500
Est. Payment:	$761.26 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	16,185
Location:	Versailles, KY

Item	Amount
Used Car Price⁽¹⁾	$41,500.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	2,517.00
Avg. DMV Fee	21.00
Cash Sale Price	$44,488.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,488.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$761.26

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Pickups under $45,000 for Sale in the Greater Lexington Area

Metro Lexington Secondhand Used Pickups Priced Below $45,000

2024 Ford F-150 XLT

2026 Hyundai SANTA CRUZ XRT

2020 Ford F-250 Super Duty XL

2024 Chevrolet Silverado 1500 LT

2023 Ford F-150 Lariat

2023 Ford F-150 XLT

2025 Ford F-150 XLT

2026 Chevrolet Colorado Trail Boss

2025 Ram 1500 Big Horn

2023 Ford F-150 Lariat

Greater Lexington Area Cities with Used Pickups for Sale Below $45K

Metro Lexington Area Counties with Used Pickups for Sale Below $45,000

Used Pickups under $45,000 for Sale in the Greater Lexington Area

Metro Lexington Secondhand Used Pickups Priced Below $45,000

2024 Ford F-150 XLT

Ford F-150 XLT

2024 Ford F-150 XLT Car Loan Estimate

2026 Hyundai SANTA CRUZ XRT

Hyundai SANTA CRUZ XRT

2026 Hyundai SANTA CRUZ XRT Car Loan Estimate

2020 Ford F-250 Super Duty XL

Ford F-250 Super Duty XL

2020 Ford F-250 Super Duty XL Car Loan Estimate

2024 Chevrolet Silverado 1500 LT

Chevrolet Silverado 1500 LT

2024 Chevrolet Silverado 1500 LT Car Loan Estimate

2023 Ford F-150 Lariat

Ford F-150 Lariat

2023 Ford F-150 Lariat Car Loan Estimate

2023 Ford F-150 XLT

Ford F-150 XLT

2023 Ford F-150 XLT Car Loan Estimate

2025 Ford F-150 XLT

Ford F-150 XLT

2025 Ford F-150 XLT Car Loan Estimate

2026 Chevrolet Colorado Trail Boss

Chevrolet Colorado Trail Boss

2026 Chevrolet Colorado Trail Boss Car Loan Estimate

2025 Ram 1500 Big Horn

Ram 1500 Big Horn

2025 Ram 1500 Big Horn Car Loan Estimate

2023 Ford F-150 Lariat

Ford F-150 Lariat

2023 Ford F-150 Lariat Car Loan Estimate

Greater Lexington Area Cities with Used Pickups for Sale Below $45K

Metro Lexington Area Counties with Used Pickups for Sale Below $45,000

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