North Carolina Used Cars Under $500 a Month. Finance Payments Below $500

2016 Subaru Forester 2.5i

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This above average mileage second hand 2016 Subaru Forester 2.5i AWD SUV under 96,000 miles, cvt transmission, and 23 MPG, 2.5L gas engine is for sale right now below $16K at Hunter Hyundai in Fletcher, NC. ...View More Details

Sales Price:	$15,250
Est. Payment:	$442.71 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	96,414
Location:	Fletcher, NC

Item	Amount
Used Car Price⁽¹⁾	$15,250.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	475.47
Avg. DMV Fee	88.00
Cash Sale Price	$16,412.47
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$16,412.47
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Auto Finance Payment	$442.71

(1) Auto Finance calculations are based on the used car dealer's advertised price of $15,250.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 42 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai SANTA CRUZ SEL

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This low mileage certified second hand 2023 Hyundai SANTA CRUZ SEL AWD pickup below 47,000 miles, automatic transmission, and 23 MPG, 2.5L gas engine is for sale right now under $26K at Hunter Hyundai in Fletcher, NC. ...View More Details

Sales Price:	$25,775
Est. Payment:	$466.34 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	47,045
Location:	Fletcher, NC

Item	Amount
Used Car Price⁽¹⁾	$25,775.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	791.22
Avg. DMV Fee	88.00
Cash Sale Price	$27,253.22
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$27,253.22
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$466.34

(1) Auto Finance calculations are based on the used car dealer's advertised price of $25,775.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai SANTA FE SEL

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This low mileage certified second hand 2023 Hyundai SANTA FE SEL AWD SUV under 33,000 miles, automatic transmission, and 23 MPG, 2.5L gas engine is for sale right now below $25K at Johnson Hyundai of Apex in Apex, NC. ...View More Details

Sales Price:	$24,495
Est. Payment:	$443.78 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	32,958
Location:	Apex, NC

Item	Amount
Used Car Price⁽¹⁾	$24,495.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	752.82
Avg. DMV Fee	88.00
Cash Sale Price	$25,934.82
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$25,934.82
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$443.78

(1) Auto Finance calculations are based on the used car dealer's advertised price of $24,495.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai ELANTRA Hybrid SEL Sport

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This low mileage certified used 2025 Hyundai ELANTRA Hybrid SEL Sport FWD sedan below 2,000 miles, automatic transmission, and 23 MPG, 1.6L hybrid engine is for sale right now under $26K at Sport Durst Hyundai in Durham, NC. ...View More Details

Sales Price:	$25,138
Est. Payment:	$455.12 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	2,421
Location:	Durham, NC

Item	Amount
Used Car Price⁽¹⁾	$25,138.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	772.11
Avg. DMV Fee	88.00
Cash Sale Price	$26,597.11
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$26,597.11
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$455.12

(1) Car Loan calculations are based on the used car dealer's advertised price of $25,138.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai KONA SE

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This low mileage certified used 2026 Hyundai KONA SE FWD SUV under 4,000 miles, cvt transmission, and 23 MPG, 2.0L gas engine is for sale right now under $25K at Lee Hyundai in Fayetteville, NC. ...View More Details

Sales Price:	$24,875
Est. Payment:	$450.48 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	4,130
Location:	Fayetteville, NC

Item	Amount
Used Car Price⁽¹⁾	$24,875.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	764.22
Avg. DMV Fee	88.00
Cash Sale Price	$26,326.22
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$26,326.22
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$450.48

(1) Car Loan calculations are based on the used car dealer's advertised price of $24,875.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai SANTA FE SEL

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This low mileage certified preowned 2023 Hyundai SANTA FE SEL FWD SUV below 26,000 miles, automatic transmission, and 23 MPG, 2.5L gas engine is for sale right now below $26K at Lake Norman Hyundai in Cornelius, NC. ...View More Details

Sales Price:	$25,774
Est. Payment:	$466.33 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	26,088
Location:	Cornelius, NC

Item	Amount
Used Car Price⁽¹⁾	$25,774.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	791.19
Avg. DMV Fee	88.00
Cash Sale Price	$27,252.19
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$27,252.19
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$466.33

(1) Car Loan calculations are based on the used car dealer's advertised price of $25,774.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Hyundai SONATA SEL

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This low mileage certified second hand 2024 Hyundai SONATA SEL AWD sedan under 22,000 miles, automatic transmission, and 23 MPG, 2.5L gas engine is for sale right now under $28K at Hunter Hyundai in Fletcher, NC. ...View More Details

Sales Price:	$27,140
Est. Payment:	$490.40 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	21,981
Location:	Fletcher, NC

Item	Amount
Used Car Price⁽¹⁾	$27,140.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	832.17
Avg. DMV Fee	88.00
Cash Sale Price	$28,659.17
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$28,659.17
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$490.40

(1) Car Finance calculations are based on the used car dealer's advertised price of $27,140.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Hyundai SANTA CRUZ SEL Premium

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This low mileage certified used 2022 Hyundai SANTA CRUZ SEL Premium AWD pickup below 45,000 miles, automatic transmission, and 23 MPG, 2.5L gas engine is for sale right now below $26K at Keffer Hyundai in Matthews, NC. ...View More Details

Sales Price:	$25,327
Est. Payment:	$458.45 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	45,254
Location:	Matthews, NC

Item	Amount
Used Car Price⁽¹⁾	$25,327.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	777.78
Avg. DMV Fee	88.00
Cash Sale Price	$26,791.78
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$26,791.78
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$458.45

(1) Car Finance calculations are based on the used car dealer's advertised price of $25,327.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai TUCSON SEL

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This low mileage certified preowned 2025 Hyundai TUCSON SEL FWD SUV under 23,000 miles, automatic transmission, and 23 MPG, 2.5L gas engine is for sale right now below $26K at Johnson Hyundai of Apex in Apex, NC. ...View More Details

Sales Price:	$25,695
Est. Payment:	$464.93 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	22,891
Location:	Apex, NC

Item	Amount
Used Car Price⁽¹⁾	$25,695.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	788.82
Avg. DMV Fee	88.00
Cash Sale Price	$27,170.82
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$27,170.82
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$464.93

(1) Car Finance calculations are based on the used car dealer's advertised price of $25,695.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Kia Sorento S V6

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This average mileage used 2020 Kia Sorento S V6 FWD SUV below 84,000 miles, automatic transmission, and 23 MPG, 3.3L gas engine is for sale right now under $19K at Hunter Hyundai in Fletcher, NC. ...View More Details

Sales Price:	$18,950
Est. Payment:	$485.50 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	84,019
Location:	Fletcher, NC

Item	Amount
Used Car Price⁽¹⁾	$18,950.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	586.47
Avg. DMV Fee	88.00
Cash Sale Price	$20,223.47
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,223.47
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Auto Loan Payment	$485.50

(1) Auto Loan calculations are based on the used car dealer's advertised price of $18,950.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 48 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $500 per month for Sale in North Carolina

North Carolina Secondhand Used Vehicles with Payments Below $500 / Month

2016 Subaru Forester 2.5i

2023 Hyundai SANTA CRUZ SEL

2023 Hyundai SANTA FE SEL

2025 Hyundai ELANTRA Hybrid SEL Sport

2026 Hyundai KONA SE

2023 Hyundai SANTA FE SEL

2024 Hyundai SONATA SEL

2022 Hyundai SANTA CRUZ SEL Premium

2025 Hyundai TUCSON SEL

2020 Kia Sorento S V6

North Carolina Areas with Used Cars for Sale Below $500 / Month

Used Cars under $500 per month for Sale in North Carolina

North Carolina Secondhand Used Vehicles with Payments Below $500 / Month

2016 Subaru Forester 2.5i

Subaru Forester 2.5i

2016 Subaru Forester 2.5i Car Loan Estimate

2023 Hyundai SANTA CRUZ SEL

Hyundai SANTA CRUZ SEL

2023 Hyundai SANTA CRUZ SEL Car Loan Estimate

2023 Hyundai SANTA FE SEL

Hyundai SANTA FE SEL

2023 Hyundai SANTA FE SEL Car Loan Estimate

2025 Hyundai ELANTRA Hybrid SEL Sport

Hyundai ELANTRA Hybrid SEL Sport

2025 Hyundai ELANTRA Hybrid SEL Sport Car Loan Estimate

2026 Hyundai KONA SE

Hyundai KONA SE

2026 Hyundai KONA SE Car Loan Estimate

2023 Hyundai SANTA FE SEL

Hyundai SANTA FE SEL

2023 Hyundai SANTA FE SEL Car Loan Estimate

2024 Hyundai SONATA SEL

Hyundai SONATA SEL

2024 Hyundai SONATA SEL Car Loan Estimate

2022 Hyundai SANTA CRUZ SEL Premium

Hyundai SANTA CRUZ SEL Premium

2022 Hyundai SANTA CRUZ SEL Premium Car Loan Estimate

2025 Hyundai TUCSON SEL

Hyundai TUCSON SEL

2025 Hyundai TUCSON SEL Car Loan Estimate

2020 Kia Sorento S V6

Kia Sorento S V6

2020 Kia Sorento S V6 Car Loan Estimate

North Carolina Areas with Used Cars for Sale Below $500 / Month

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