North Carolina Used Cars Under $45,000 |with Payments|

2026 Genesis GV70 2.5T Standard

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This low mileage certified used 2026 Genesis GV70 2.5T Standard AWD SUV below 7,000 miles, automatic transmission, and 2.5L gas engine is for sale right now below $44K at Keffer Hyundai in Matthews, NC. ...View More Details

Sales Price:	$43,628
Est. Payment:	$781.00 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	7,413
Location:	Matthews, NC

Item	Amount
Used Car Price⁽¹⁾	$43,628.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	1,326.81
Avg. DMV Fee	88.00
Cash Sale Price	$45,641.81
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,641.81
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$781.00

(1) Car Finance calculations are based on the used car dealer's advertised price of $43,628.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Audi Q5 quattro S line Premium 45 TFSI

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This low mileage preowned 2025 Audi Q5 quattro S line Premium 45 TFSI AWD SUV below 23,000 miles, automatic transmission, and 2.0L hybrid engine is for sale right now under $41K at Lake Norman Hyundai in Cornelius, NC. ...View More Details

Sales Price:	$40,514
Est. Payment:	$726.12 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	22,500
Location:	Cornelius, NC

Item	Amount
Used Car Price⁽¹⁾	$40,514.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	1,233.39
Avg. DMV Fee	88.00
Cash Sale Price	$42,434.39
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,434.39
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$726.12

(1) Auto Finance calculations are based on the used car dealer's advertised price of $40,514.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Genesis GV70 2.5T Standard

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This low mileage certified preowned 2026 Genesis GV70 2.5T Standard AWD SUV under 4,000 miles, automatic transmission, and 2.5L gas engine is for sale right now below $43K at Keffer Hyundai in Matthews, NC. ...View More Details

Sales Price:	$42,999
Est. Payment:	$769.91 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	4,079
Location:	Matthews, NC

Item	Amount
Used Car Price⁽¹⁾	$42,999.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	1,307.94
Avg. DMV Fee	88.00
Cash Sale Price	$44,993.94
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,993.94
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$769.91

(1) Car Finance calculations are based on the used car dealer's advertised price of $42,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Subaru Outback Limited

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This low mileage certified second hand 2025 Subaru Outback Limited AWD SUV below 7,000 miles, cvt transmission, and 2.5L gas engine is for sale right now below $43K at Hunter Hyundai in Fletcher, NC. ...View More Details

Sales Price:	$42,304
Est. Payment:	$757.66 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	7,112
Location:	Fletcher, NC

Item	Amount
Used Car Price⁽¹⁾	$42,304.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	1,287.09
Avg. DMV Fee	88.00
Cash Sale Price	$44,278.09
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,278.09
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$757.66

(1) Auto Loan calculations are based on the used car dealer's advertised price of $42,304.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai SANTA FE Calligraphy

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This low mileage certified used 2025 Hyundai SANTA FE Calligraphy AWD SUV below 5,000 miles, automatic transmission, and 2.5L gas engine is for sale right now below $42K at Sport Durst Hyundai in Durham, NC. ...View More Details

Sales Price:	$41,720
Est. Payment:	$747.37 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	5,156
Location:	Durham, NC

Item	Amount
Used Car Price⁽¹⁾	$41,720.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	1,269.57
Avg. DMV Fee	88.00
Cash Sale Price	$43,676.57
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,676.57
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$747.37

(1) Car Loan calculations are based on the used car dealer's advertised price of $41,720.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Genesis GV70 2.5T Standard

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This low mileage certified second hand 2026 Genesis GV70 2.5T Standard AWD SUV under 6,000 miles, automatic transmission, and 2.5L gas engine is for sale right now below $43K at Keffer Hyundai in Matthews, NC. ...View More Details

Sales Price:	$42,699
Est. Payment:	$764.63 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	5,657
Location:	Matthews, NC

Item	Amount
Used Car Price⁽¹⁾	$42,699.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	1,298.94
Avg. DMV Fee	88.00
Cash Sale Price	$44,684.94
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,684.94
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$764.63

(1) Auto Finance calculations are based on the used car dealer's advertised price of $42,699.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Genesis GV70 2.5T Standard

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This low mileage certified second hand 2026 Genesis GV70 2.5T Standard AWD SUV under 4,000 miles, automatic transmission, and 2.5L gas engine is for sale right now under $43K at Keffer Hyundai in Matthews, NC. ...View More Details

Sales Price:	$42,699
Est. Payment:	$764.63 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	4,115
Location:	Matthews, NC

Item	Amount
Used Car Price⁽¹⁾	$42,699.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	1,298.94
Avg. DMV Fee	88.00
Cash Sale Price	$44,684.94
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,684.94
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$764.63

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Chevrolet Traverse LT

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This low mileage second hand 2025 Chevrolet Traverse LT 4x4 SUV under 22,000 miles, automatic transmission, and 2.5L gas engine is for sale right now below $42K at Hyundai of Asheville in Asheville, NC. ...View More Details

Sales Price:	$41,973
Est. Payment:	$751.83 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	21,638
Location:	Asheville, NC

Item	Amount
Used Car Price⁽¹⁾	$41,973.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	1,277.16
Avg. DMV Fee	88.00
Cash Sale Price	$43,937.16
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,937.16
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$751.83

(1) Car Finance calculations are based on the used car dealer's advertised price of $41,973.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Subaru Forester Limited

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This low mileage certified preowned 2026 Subaru Forester Limited AWD SUV under 4,000 miles, cvt transmission, and 2.5L gas engine is for sale right now under $43K at Hunter Hyundai in Fletcher, NC. ...View More Details

Sales Price:	$42,369
Est. Payment:	$758.81 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	4,005
Location:	Fletcher, NC

Item	Amount
Used Car Price⁽¹⁾	$42,369.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	1,289.04
Avg. DMV Fee	88.00
Cash Sale Price	$44,345.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,345.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$758.81

(1) Car Loan calculations are based on the used car dealer's advertised price of $42,369.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Explorer ST

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This low mileage used 2023 Ford Explorer ST AWD SUV below 26,000 miles, automatic transmission, and 3.0L gas engine is for sale right now below $44K at Lake Norman Hyundai in Cornelius, NC. ...View More Details

Sales Price:	$43,618
Est. Payment:	$780.82 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	25,635
Location:	Cornelius, NC

Item	Amount
Used Car Price⁽¹⁾	$43,618.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	1,326.51
Avg. DMV Fee	88.00
Cash Sale Price	$45,631.51
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,631.51
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$780.82

(1) Auto Loan calculations are based on the used car dealer's advertised price of $43,618.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $45,000 for Sale in North Carolina

North Carolina Secondhand Used Vehicles Priced Below $45,000

2026 Genesis GV70 2.5T Standard

2025 Audi Q5 quattro S line Premium 45 TFSI

2026 Genesis GV70 2.5T Standard

2025 Subaru Outback Limited

2025 Hyundai SANTA FE Calligraphy

2026 Genesis GV70 2.5T Standard

2026 Genesis GV70 2.5T Standard

2025 Chevrolet Traverse LT

2026 Subaru Forester Limited

2023 Ford Explorer ST

North Carolina Areas with Used Cars for Sale Below $45,000

Used Cars under $45,000 for Sale in North Carolina

North Carolina Secondhand Used Vehicles Priced Below $45,000

2026 Genesis GV70 2.5T Standard

Genesis GV70 2.5T Standard

2026 Genesis GV70 2.5T Standard Car Loan Estimate

2025 Audi Q5 quattro S line Premium 45 TFSI

Audi Q5 quattro S line Premium 45 TFSI

2025 Audi Q5 quattro S line Premium 45 TFSI Car Loan Estimate

2026 Genesis GV70 2.5T Standard

Genesis GV70 2.5T Standard

2026 Genesis GV70 2.5T Standard Car Loan Estimate

2025 Subaru Outback Limited

Subaru Outback Limited

2025 Subaru Outback Limited Car Loan Estimate

2025 Hyundai SANTA FE Calligraphy

Hyundai SANTA FE Calligraphy

2025 Hyundai SANTA FE Calligraphy Car Loan Estimate

2026 Genesis GV70 2.5T Standard

Genesis GV70 2.5T Standard

2026 Genesis GV70 2.5T Standard Car Loan Estimate

2026 Genesis GV70 2.5T Standard

Genesis GV70 2.5T Standard

2026 Genesis GV70 2.5T Standard Car Loan Estimate

2025 Chevrolet Traverse LT

Chevrolet Traverse LT

2025 Chevrolet Traverse LT Car Loan Estimate

2026 Subaru Forester Limited

Subaru Forester Limited

2026 Subaru Forester Limited Car Loan Estimate

2023 Ford Explorer ST

Ford Explorer ST

2023 Ford Explorer ST Car Loan Estimate

North Carolina Areas with Used Cars for Sale Below $45,000

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