North Carolina Used Cars Under $550 a Month. Finance Payments Below $550

2023 Hyundai ELANTRA SEL

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This above average mileage certified second hand 2023 Hyundai ELANTRA SEL FWD sedan below 93,000 miles, cvt transmission, and 26 MPG, 2.0L gas engine is for sale right now under $17K at Keffer Hyundai in Matthews, NC. ...View More Details

Sales Price:	$16,997
Est. Payment:	$595.64 / 42 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	92,821
Location:	Matthews, NC

Item	Amount
Used Car Price⁽¹⁾	$16,997.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	527.88
Avg. DMV Fee	88.00
Cash Sale Price	$18,211.88
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$18,211.88
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	42
Auto Finance Payment	$595.64

(1) Auto Finance calculations are based on the used car dealer's advertised price of $16,997.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Finance Interest rate of 18.86% APR and 42 month auto finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2020 Mazda MX-5 Miata RF Club

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This low mileage second hand 2020 Mazda MX-5 Miata RF Club RWD convertible below 6,000 miles, manual transmission, and 26 MPG, 2.0L gas engine is for sale right now below $28K at Hyundai of Union County in Monroe, NC. ...View More Details

Sales Price:	$27,995
Est. Payment:	$688.18 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	5,626
Location:	Monroe, NC

Item	Amount
Used Car Price⁽¹⁾	$27,995.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	857.82
Avg. DMV Fee	88.00
Cash Sale Price	$29,539.82
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$29,539.82
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Car Loan Payment	$688.18

(1) Car Loan calculations are based on the used car dealer's advertised price of $27,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Loan Interest rate of 18.86% APR and 72 month car loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2020 Hyundai TUCSON Value

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This high mileage used 2020 Hyundai TUCSON Value FWD SUV under 100,000 miles, automatic transmission, and 26 MPG, 2.0L gas engine is for sale right now under $15K at Medlin Hyundai in Rocky Mount, NC. ...View More Details

Sales Price:	$14,868
Est. Payment:	$586.06 / 36 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	100,110
Location:	Rocky Mount, NC

Item	Amount
Used Car Price⁽¹⁾	$14,868.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	464.01
Avg. DMV Fee	88.00
Cash Sale Price	$16,019.01
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$16,019.01
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	36
Auto Finance Payment	$586.06

(1) Auto Finance calculations are based on the used car dealer's advertised price of $14,868.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Finance Interest rate of 18.86% APR and 36 month auto finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2025 Hyundai TUCSON Hybrid Blue

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This low mileage certified preowned 2025 Hyundai TUCSON Hybrid Blue AWD SUV below 20,000 miles, automatic transmission, and 26 MPG, 1.6L hybrid engine is for sale right now below $29K at Johnson Hyundai of Apex in Apex, NC. ...View More Details

Sales Price:	$28,649
Est. Payment:	$703.87 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	20,159
Location:	Apex, NC

Item	Amount
Used Car Price⁽¹⁾	$28,649.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	877.44
Avg. DMV Fee	88.00
Cash Sale Price	$30,213.44
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$30,213.44
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Auto Loan Payment	$703.87

(1) Auto Loan calculations are based on the used car dealer's advertised price of $28,649.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Loan Interest rate of 18.86% APR and 72 month auto loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2025 Honda Accord SE

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This low mileage second hand 2025 Honda Accord SE FWD sedan under 3,000 miles, cvt transmission, and 26 MPG, 1.5L gas engine is for sale right now below $30K at Johnson Hyundai of Apex in Apex, NC. ...View More Details

Sales Price:	$29,884
Est. Payment:	$733.51 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	3,273
Location:	Apex, NC

Item	Amount
Used Car Price⁽¹⁾	$29,884.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	914.49
Avg. DMV Fee	88.00
Cash Sale Price	$31,485.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$31,485.49
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Auto Finance Payment	$733.51

(1) Auto Finance calculations are based on the used car dealer's advertised price of $29,884.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Finance Interest rate of 18.86% APR and 72 month auto finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2023 Dodge Challenger SXT

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This low mileage second hand 2023 Dodge Challenger SXT RWD coupe below 28,000 miles, automatic transmission, and 26 MPG, 3.6L gas engine is for sale right now below $30K at Medlin Hyundai in Rocky Mount, NC. ...View More Details

Sales Price:	$29,589
Est. Payment:	$726.43 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	27,803
Location:	Rocky Mount, NC

Item	Amount
Used Car Price⁽¹⁾	$29,589.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	905.64
Avg. DMV Fee	88.00
Cash Sale Price	$31,181.64
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$31,181.64
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Auto Loan Payment	$726.43

(1) Auto Loan calculations are based on the used car dealer's advertised price of $29,589.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Loan Interest rate of 18.86% APR and 72 month auto loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2023 Hyundai SANTA CRUZ Limited

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This low mileage certified used 2023 Hyundai SANTA CRUZ Limited AWD pickup under 19,000 miles, automatic transmission, and 26 MPG, 2.5L gas engine is for sale right now below $29K at Lee Hyundai in Fayetteville, NC. ...View More Details

Sales Price:	$28,235
Est. Payment:	$693.94 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	19,374
Location:	Fayetteville, NC

Item	Amount
Used Car Price⁽¹⁾	$28,235.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	865.02
Avg. DMV Fee	88.00
Cash Sale Price	$29,787.02
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$29,787.02
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Car Loan Payment	$693.94

(1) Car Loan calculations are based on the used car dealer's advertised price of $28,235.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Loan Interest rate of 18.86% APR and 72 month car loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2023 Hyundai SANTA CRUZ SEL Premium

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This low mileage certified used 2023 Hyundai SANTA CRUZ SEL Premium AWD pickup under 49,000 miles, automatic transmission, and 26 MPG, 2.5L gas engine is for sale right now below $28K at Hyundai of Asheville in Asheville, NC. ...View More Details

Sales Price:	$27,528
Est. Payment:	$676.97 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	48,899
Location:	Asheville, NC

Item	Amount
Used Car Price⁽¹⁾	$27,528.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	843.81
Avg. DMV Fee	88.00
Cash Sale Price	$29,058.81
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$29,058.81
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Car Loan Payment	$676.97

(1) Car Loan calculations are based on the used car dealer's advertised price of $27,528.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Loan Interest rate of 18.86% APR and 72 month car loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2026 Hyundai TUCSON SE

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This low mileage certified used 2026 Hyundai TUCSON SE FWD SUV below 4,000 miles, automatic transmission, and 26 MPG, 2.5L gas engine is for sale right now under $28K at Capital Hyundai of Jacksonville in Jacksonville, NC. ...View More Details

Sales Price:	$27,889
Est. Payment:	$685.63 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	3,777
Location:	Jacksonville, NC

Item	Amount
Used Car Price⁽¹⁾	$27,889.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	854.64
Avg. DMV Fee	88.00
Cash Sale Price	$29,430.64
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$29,430.64
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Auto Finance Payment	$685.63

(1) Auto Finance calculations are based on the used car dealer's advertised price of $27,889.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Finance Interest rate of 18.86% APR and 72 month auto finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2020 Hyundai SANTA FE SE

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This high mileage used 2020 Hyundai SANTA FE SE FWD SUV below 119,000 miles, automatic transmission, and 26 MPG, 2.4L gas engine is for sale right now under $15K at Medlin Hyundai in Rocky Mount, NC. ...View More Details

Sales Price:	$14,889
Est. Payment:	$586.85 / 36 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	118,609
Location:	Rocky Mount, NC

Item	Amount
Used Car Price⁽¹⁾	$14,889.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	464.64
Avg. DMV Fee	88.00
Cash Sale Price	$16,040.64
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$16,040.64
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	36
Car Loan Payment	$586.85

(1) Car Loan calculations are based on the used car dealer's advertised price of $14,889.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Loan Interest rate of 18.86% APR and 36 month car loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

Used Cars under $550 per month for Sale in North Carolina

North Carolina Secondhand Used Vehicles with Payments Below $550 / Month

2023 Hyundai ELANTRA SEL

2020 Mazda MX-5 Miata RF Club

2020 Hyundai TUCSON Value

2025 Hyundai TUCSON Hybrid Blue

2025 Honda Accord SE

2023 Dodge Challenger SXT

2023 Hyundai SANTA CRUZ Limited

2023 Hyundai SANTA CRUZ SEL Premium

2026 Hyundai TUCSON SE

2020 Hyundai SANTA FE SE

North Carolina Areas with Used Cars for Sale Below $550 / Month

Used Cars under $550 per month for Sale in North Carolina

North Carolina Secondhand Used Vehicles with Payments Below $550 / Month

2023 Hyundai ELANTRA SEL

Hyundai ELANTRA SEL

2023 Hyundai ELANTRA SEL Poor Credit Auto Finance Estimate

2020 Mazda MX-5 Miata RF Club

Mazda MX-5 Miata RF Club

2020 Mazda MX-5 Miata RF Club Poor Credit Car Loan Estimate

2020 Hyundai TUCSON Value

Hyundai TUCSON Value

2020 Hyundai TUCSON Value Poor Credit Auto Finance Estimate

2025 Hyundai TUCSON Hybrid Blue

Hyundai TUCSON Hybrid Blue

2025 Hyundai TUCSON Hybrid Blue Poor Credit Auto Loan Estimate

2025 Honda Accord SE

Honda Accord SE

2025 Honda Accord SE Poor Credit Auto Finance Estimate

2023 Dodge Challenger SXT

Dodge Challenger SXT

2023 Dodge Challenger SXT Poor Credit Auto Loan Estimate

2023 Hyundai SANTA CRUZ Limited

Hyundai SANTA CRUZ Limited

2023 Hyundai SANTA CRUZ Limited Poor Credit Car Loan Estimate

2023 Hyundai SANTA CRUZ SEL Premium

Hyundai SANTA CRUZ SEL Premium

2023 Hyundai SANTA CRUZ SEL Premium Poor Credit Car Loan Estimate

2026 Hyundai TUCSON SE

Hyundai TUCSON SE

2026 Hyundai TUCSON SE Poor Credit Auto Finance Estimate

2020 Hyundai SANTA FE SE

Hyundai SANTA FE SE

2020 Hyundai SANTA FE SE Poor Credit Car Loan Estimate

North Carolina Areas with Used Cars for Sale Below $550 / Month

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