North Carolina Used Cars Under $400 a Month. Finance Payments Below $400

2024 Hyundai ELANTRA SE

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This low mileage certified second hand 2024 Hyundai ELANTRA SE FWD sedan under 22,000 miles, cvt transmission, and 31 MPG, 2.0L gas engine is for sale right now under $21K at Johnson Hyundai of Apex in Apex, NC. ...View More Details

Sales Price:	$20,399
Est. Payment:	$371.59 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	21,733
Location:	Apex, NC

Item	Amount
Used Car Price⁽¹⁾	$20,399.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	629.94
Avg. DMV Fee	88.00
Cash Sale Price	$21,715.94
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,715.94
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$371.59

(1) Auto Loan calculations are based on the used car dealer's advertised price of $20,399.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai ELANTRA SEL

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This low mileage certified used 2023 Hyundai ELANTRA SEL FWD sedan under 35,000 miles, cvt transmission, and 31 MPG, 2.0L gas engine is for sale right now below $19K at Keffer Hyundai in Matthews, NC. ...View More Details

Sales Price:	$18,896
Est. Payment:	$345.10 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	35,057
Location:	Matthews, NC

Item	Amount
Used Car Price⁽¹⁾	$18,896.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	584.85
Avg. DMV Fee	88.00
Cash Sale Price	$20,167.85
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,167.85
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$345.10

(1) Auto Loan calculations are based on the used car dealer's advertised price of $18,896.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai KONA SEL

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This low mileage certified second hand 2023 Hyundai KONA SEL FWD SUV below 46,000 miles, cvt transmission, and 31 MPG, 2.0L gas engine is for sale right now below $21K at Keffer Hyundai in Matthews, NC. ...View More Details

Sales Price:	$20,222
Est. Payment:	$368.47 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	46,495
Location:	Matthews, NC

Item	Amount
Used Car Price⁽¹⁾	$20,222.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	624.63
Avg. DMV Fee	88.00
Cash Sale Price	$21,533.63
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,533.63
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$368.47

(1) Auto Loan calculations are based on the used car dealer's advertised price of $20,222.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Hyundai VENUE SEL

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This low mileage certified used 2024 Hyundai VENUE SEL FWD hatchback under 25,000 miles, cvt transmission, and 31 MPG, 1.6L gas engine is for sale right now under $21K at Deacon Jones Hyundai in Goldsboro, NC. ...View More Details

Sales Price:	$20,759
Est. Payment:	$377.94 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	24,638
Location:	Goldsboro, NC

Item	Amount
Used Car Price⁽¹⁾	$20,759.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	640.74
Avg. DMV Fee	88.00
Cash Sale Price	$22,086.74
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,086.74
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$377.94

(1) Auto Loan calculations are based on the used car dealer's advertised price of $20,759.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Kia Soul +

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This above average mileage second hand 2019 Kia Soul + FWD hatchback below 96,000 miles, automatic transmission, and 31 MPG, 2.0L gas engine is for sale right now under $13K at Hunter Hyundai in Fletcher, NC. ...View More Details

Sales Price:	$12,300
Est. Payment:	$360.75 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	95,680
Location:	Fletcher, NC

Item	Amount
Used Car Price⁽¹⁾	$12,300.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	386.97
Avg. DMV Fee	88.00
Cash Sale Price	$13,373.97
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$13,373.97
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Auto Loan Payment	$360.75

(1) Auto Loan calculations are based on the used car dealer's advertised price of $12,300.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 42 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Nissan Kicks S

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This low mileage used 2025 Nissan Kicks S FWD hatchback under 5,000 miles, cvt transmission, and 31 MPG, 2.0L gas engine is for sale right now under $21K at Hyundai of Union County in Monroe, NC. ...View More Details

Sales Price:	$20,449
Est. Payment:	$372.47 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	4,841
Location:	Monroe, NC

Item	Amount
Used Car Price⁽¹⁾	$20,449.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	631.44
Avg. DMV Fee	88.00
Cash Sale Price	$21,767.44
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,767.44
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$372.47

(1) Car Finance calculations are based on the used car dealer's advertised price of $20,449.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Kia Soul EX

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This low mileage used 2023 Kia Soul EX FWD hatchback below 53,000 miles, cvt transmission, and 31 MPG, 2.0L gas engine is for sale right now below $19K at Capital Hyundai of Jacksonville in Jacksonville, NC. ...View More Details

Sales Price:	$18,722
Est. Payment:	$367.00 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	52,752
Location:	Jacksonville, NC

Item	Amount
Used Car Price⁽¹⁾	$18,722.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	579.63
Avg. DMV Fee	88.00
Cash Sale Price	$19,988.63
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$19,988.63
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Finance Payment	$367.00

(1) Car Finance calculations are based on the used car dealer's advertised price of $18,722.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 66 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai ELANTRA SE

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This low mileage certified preowned 2023 Hyundai ELANTRA SE FWD sedan under 44,000 miles, cvt transmission, and 31 MPG, 2.0L gas engine is for sale right now below $21K at Hyundai of Asheville in Asheville, NC. ...View More Details

Sales Price:	$20,398
Est. Payment:	$371.57 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	44,335
Location:	Asheville, NC

Item	Amount
Used Car Price⁽¹⁾	$20,398.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	629.91
Avg. DMV Fee	88.00
Cash Sale Price	$21,714.91
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,714.91
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$371.57

(1) Car Finance calculations are based on the used car dealer's advertised price of $20,398.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Hyundai KONA Limited

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This above average mileage preowned 2019 Hyundai KONA Limited FWD SUV under 98,000 miles, automatic transmission, and 31 MPG, 1.6L gas engine is for sale right now under $13K at Deacon Jones Hyundai in Goldsboro, NC. ...View More Details

Sales Price:	$12,751
Est. Payment:	$373.28 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	97,661
Location:	Goldsboro, NC

Item	Amount
Used Car Price⁽¹⁾	$12,751.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	400.50
Avg. DMV Fee	88.00
Cash Sale Price	$13,838.50
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$13,838.50
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Auto Finance Payment	$373.28

(1) Auto Finance calculations are based on the used car dealer's advertised price of $12,751.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 42 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai VENUE Limited

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This low mileage preowned 2023 Hyundai VENUE Limited FWD hatchback under 20,000 miles, cvt transmission, and 31 MPG, 1.6L gas engine is for sale right now under $22K at Capital Hyundai of Jacksonville in Jacksonville, NC. ...View More Details

Sales Price:	$21,181
Est. Payment:	$385.37 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	19,623
Location:	Jacksonville, NC

Item	Amount
Used Car Price⁽¹⁾	$21,181.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	653.40
Avg. DMV Fee	88.00
Cash Sale Price	$22,521.40
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,521.40
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$385.37

(1) Auto Finance calculations are based on the used car dealer's advertised price of $21,181.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $400 per month for Sale in North Carolina

North Carolina Secondhand Used Vehicles with Payments Below $400 / Month

2024 Hyundai ELANTRA SE

2023 Hyundai ELANTRA SEL

2023 Hyundai KONA SEL

2024 Hyundai VENUE SEL

2019 Kia Soul +

2025 Nissan Kicks S

2023 Kia Soul EX

2023 Hyundai ELANTRA SE

2019 Hyundai KONA Limited

2023 Hyundai VENUE Limited

North Carolina Areas with Used Cars for Sale Below $400 / Month

Used Cars under $400 per month for Sale in North Carolina

North Carolina Secondhand Used Vehicles with Payments Below $400 / Month

2024 Hyundai ELANTRA SE

Hyundai ELANTRA SE

2024 Hyundai ELANTRA SE Car Loan Estimate

2023 Hyundai ELANTRA SEL

Hyundai ELANTRA SEL

2023 Hyundai ELANTRA SEL Car Loan Estimate

2023 Hyundai KONA SEL

Hyundai KONA SEL

2023 Hyundai KONA SEL Car Loan Estimate

2024 Hyundai VENUE SEL

Hyundai VENUE SEL

2024 Hyundai VENUE SEL Car Loan Estimate

2019 Kia Soul +

Kia Soul +

2019 Kia Soul + Car Loan Estimate

2025 Nissan Kicks S

Nissan Kicks S

2025 Nissan Kicks S Car Loan Estimate

2023 Kia Soul EX

Kia Soul EX

2023 Kia Soul EX Car Loan Estimate

2023 Hyundai ELANTRA SE

Hyundai ELANTRA SE

2023 Hyundai ELANTRA SE Car Loan Estimate

2019 Hyundai KONA Limited

Hyundai KONA Limited

2019 Hyundai KONA Limited Car Loan Estimate

2023 Hyundai VENUE Limited

Hyundai VENUE Limited

2023 Hyundai VENUE Limited Car Loan Estimate

North Carolina Areas with Used Cars for Sale Below $400 / Month

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