North Carolina Used Cars Under $400 a Month. Finance Payments Below $400

2023 Hyundai KONA SEL

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This below average mileage certified preowned 2023 Hyundai KONA SEL FWD SUV below 63,000 miles, cvt transmission, and 38 MPG, 2.0L gas engine is for sale right now under $19K at Keffer Hyundai in Matthews, NC. ...View More Details

Sales Price:	$18,392
Est. Payment:	$390.27 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	62,769
Location:	Matthews, NC

Item	Amount
Used Car Price⁽¹⁾	$18,392.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	569.73
Avg. DMV Fee	88.00
Cash Sale Price	$19,648.73
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$19,648.73
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Finance Payment	$390.27

(1) Auto Finance calculations are based on the used car dealer's advertised price of $18,392.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 60 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Hyundai TUCSON SE

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This above average mileage preowned 2019 Hyundai TUCSON SE FWD SUV under 97,000 miles, automatic transmission, and 38 MPG, 2.0L gas engine is for sale right now below $13K at Hyundai of Union County in Monroe, NC. ...View More Details

Sales Price:	$12,600
Est. Payment:	$369.09 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	96,980
Location:	Monroe, NC

Item	Amount
Used Car Price⁽¹⁾	$12,600.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	395.97
Avg. DMV Fee	88.00
Cash Sale Price	$13,682.97
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$13,682.97
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Car Finance Payment	$369.09

(1) Car Finance calculations are based on the used car dealer's advertised price of $12,600.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 42 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Hyundai ELANTRA SEL

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This low mileage certified second hand 2024 Hyundai ELANTRA SEL FWD sedan below 16,000 miles, cvt transmission, and 38 MPG, 2.0L gas engine is for sale right now below $22K at Keffer Hyundai in Matthews, NC. ...View More Details

Sales Price:	$21,384
Est. Payment:	$388.95 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	15,532
Location:	Matthews, NC

Item	Amount
Used Car Price⁽¹⁾	$21,384.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	659.49
Avg. DMV Fee	88.00
Cash Sale Price	$22,730.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,730.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$388.95

(1) Auto Finance calculations are based on the used car dealer's advertised price of $21,384.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Mitsubishi Outlander ES

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This below average mileage preowned 2022 Mitsubishi Outlander ES AWD SUV below 68,000 miles, cvt transmission, and 38 MPG, 2.5L gas engine is for sale right now under $17K at Johnson Hyundai of Apex in Apex, NC. ...View More Details

Sales Price:	$16,998
Est. Payment:	$361.76 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	68,009
Location:	Apex, NC

Item	Amount
Used Car Price⁽¹⁾	$16,998.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	527.91
Avg. DMV Fee	88.00
Cash Sale Price	$18,212.91
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$18,212.91
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Finance Payment	$361.76

(1) Car Finance calculations are based on the used car dealer's advertised price of $16,998.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 60 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai KONA SEL

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This low mileage certified used 2023 Hyundai KONA SEL FWD SUV under 30,000 miles, cvt transmission, and 38 MPG, 2.0L gas engine is for sale right now below $21K at Lee Hyundai in Fayetteville, NC. ...View More Details

Sales Price:	$20,485
Est. Payment:	$373.11 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	29,815
Location:	Fayetteville, NC

Item	Amount
Used Car Price⁽¹⁾	$20,485.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	632.52
Avg. DMV Fee	88.00
Cash Sale Price	$21,804.52
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,804.52
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$373.11

(1) Auto Loan calculations are based on the used car dealer's advertised price of $20,485.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Hyundai ELANTRA SEL

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This low mileage certified second hand 2024 Hyundai ELANTRA SEL FWD sedan below 44,000 miles, cvt transmission, and 38 MPG, 2.0L gas engine is for sale right now under $20K at Lake Norman Hyundai in Cornelius, NC. ...View More Details

Sales Price:	$19,994
Est. Payment:	$364.45 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	44,127
Location:	Cornelius, NC

Item	Amount
Used Car Price⁽¹⁾	$19,994.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	617.79
Avg. DMV Fee	88.00
Cash Sale Price	$21,298.79
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,298.79
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$364.45

(1) Auto Loan calculations are based on the used car dealer's advertised price of $19,994.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai ELANTRA SEL Sport

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This low mileage certified used 2025 Hyundai ELANTRA SEL Sport FWD sedan under 5,000 miles, cvt transmission, and 38 MPG, 2.0L gas engine is for sale right now under $21K at Lee Hyundai in Fayetteville, NC. ...View More Details

Sales Price:	$20,894
Est. Payment:	$380.32 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	4,917
Location:	Fayetteville, NC

Item	Amount
Used Car Price⁽¹⁾	$20,894.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	644.79
Avg. DMV Fee	88.00
Cash Sale Price	$22,225.79
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,225.79
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$380.32

(1) Auto Finance calculations are based on the used car dealer's advertised price of $20,894.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Hyundai VENUE SEL

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This low mileage certified second hand 2024 Hyundai VENUE SEL FWD hatchback below 13,000 miles, cvt transmission, and 38 MPG, 1.6L gas engine is for sale right now below $21K at Deacon Jones Hyundai in Goldsboro, NC. ...View More Details

Sales Price:	$20,528
Est. Payment:	$373.87 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	13,138
Location:	Goldsboro, NC

Item	Amount
Used Car Price⁽¹⁾	$20,528.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	633.81
Avg. DMV Fee	88.00
Cash Sale Price	$21,848.81
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,848.81
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$373.87

(1) Car Loan calculations are based on the used car dealer's advertised price of $20,528.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai VENUE Limited

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This low mileage second hand 2023 Hyundai VENUE Limited FWD hatchback under 20,000 miles, cvt transmission, and 38 MPG, 1.6L gas engine is for sale right now below $22K at Capital Hyundai of Jacksonville in Jacksonville, NC. ...View More Details

Sales Price:	$21,439
Est. Payment:	$389.92 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	19,623
Location:	Jacksonville, NC

Item	Amount
Used Car Price⁽¹⁾	$21,439.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	661.14
Avg. DMV Fee	88.00
Cash Sale Price	$22,787.14
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,787.14
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$389.92

(1) Auto Finance calculations are based on the used car dealer's advertised price of $21,439.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai ELANTRA SEL

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This low mileage certified preowned 2023 Hyundai ELANTRA SEL FWD sedan below 31,000 miles, cvt transmission, and 38 MPG, 2.0L gas engine is for sale right now below $20K at Keffer Hyundai in Matthews, NC. ...View More Details

Sales Price:	$20,000
Est. Payment:	$364.56 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	30,554
Location:	Matthews, NC

Item	Amount
Used Car Price⁽¹⁾	$20,000.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	617.97
Avg. DMV Fee	88.00
Cash Sale Price	$21,304.97
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,304.97
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$364.56

(1) Car Finance calculations are based on the used car dealer's advertised price of $20,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $400 per month for Sale in North Carolina

North Carolina Secondhand Used Vehicles with Payments Below $400 / Month

2023 Hyundai KONA SEL

2019 Hyundai TUCSON SE

2024 Hyundai ELANTRA SEL

2022 Mitsubishi Outlander ES

2023 Hyundai KONA SEL

2024 Hyundai ELANTRA SEL

2025 Hyundai ELANTRA SEL Sport

2024 Hyundai VENUE SEL

2023 Hyundai VENUE Limited

2023 Hyundai ELANTRA SEL

North Carolina Areas with Used Cars for Sale Below $400 / Month

Used Cars under $400 per month for Sale in North Carolina

North Carolina Secondhand Used Vehicles with Payments Below $400 / Month

2023 Hyundai KONA SEL

Hyundai KONA SEL

2023 Hyundai KONA SEL Car Loan Estimate

2019 Hyundai TUCSON SE

Hyundai TUCSON SE

2019 Hyundai TUCSON SE Car Loan Estimate

2024 Hyundai ELANTRA SEL

Hyundai ELANTRA SEL

2024 Hyundai ELANTRA SEL Car Loan Estimate

2022 Mitsubishi Outlander ES

Mitsubishi Outlander ES

2022 Mitsubishi Outlander ES Car Loan Estimate

2023 Hyundai KONA SEL

Hyundai KONA SEL

2023 Hyundai KONA SEL Car Loan Estimate

2024 Hyundai ELANTRA SEL

Hyundai ELANTRA SEL

2024 Hyundai ELANTRA SEL Car Loan Estimate

2025 Hyundai ELANTRA SEL Sport

Hyundai ELANTRA SEL Sport

2025 Hyundai ELANTRA SEL Sport Car Loan Estimate

2024 Hyundai VENUE SEL

Hyundai VENUE SEL

2024 Hyundai VENUE SEL Car Loan Estimate

2023 Hyundai VENUE Limited

Hyundai VENUE Limited

2023 Hyundai VENUE Limited Car Loan Estimate

2023 Hyundai ELANTRA SEL

Hyundai ELANTRA SEL

2023 Hyundai ELANTRA SEL Car Loan Estimate

North Carolina Areas with Used Cars for Sale Below $400 / Month

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