North Carolina Used Cars Under $400 a Month. Finance Payments Below $400

2021 Jeep Cherokee Latitude Lux

⇩ View Seller Description

This low mileage used 2021 Jeep Cherokee Latitude Lux 4x4 SUV under 49,000 miles, automatic transmission, and 3.2L gas engine is for sale right now below $21K at Lake Norman Hyundai in Cornelius, NC. ...View More Details

Sales Price:	$20,895
Est. Payment:	$380.33 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	49,409
Location:	Cornelius, NC

Item	Amount
Used Car Price⁽¹⁾	$20,895.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	644.82
Avg. DMV Fee	88.00
Cash Sale Price	$22,226.82
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,226.82
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$380.33

(1) Car Loan calculations are based on the used car dealer's advertised price of $20,895.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai ELANTRA SEL

⇩ View Seller Description

This low mileage certified second hand 2023 Hyundai ELANTRA SEL FWD sedan below 31,000 miles, cvt transmission, and 2.0L gas engine is for sale right now below $20K at Keffer Hyundai in Matthews, NC. ...View More Details

Sales Price:	$20,000
Est. Payment:	$364.56 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	30,554
Location:	Matthews, NC

Item	Amount
Used Car Price⁽¹⁾	$20,000.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	617.97
Avg. DMV Fee	88.00
Cash Sale Price	$21,304.97
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,304.97
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$364.56

(1) Car Loan calculations are based on the used car dealer's advertised price of $20,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 MINI Hardtop 4 Door Cooper S

⇩ View Seller Description

This low mileage used 2020 MINI Hardtop 4 Door Cooper S FWD hatchback under 53,000 miles, automatic transmission, and 2.0L gas engine is for sale right now under $20K at Lake Norman Hyundai in Cornelius, NC. ...View More Details

Sales Price:	$19,814
Est. Payment:	$387.65 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	52,591
Location:	Cornelius, NC

Item	Amount
Used Car Price⁽¹⁾	$19,814.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	612.39
Avg. DMV Fee	88.00
Cash Sale Price	$21,113.39
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,113.39
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Loan Payment	$387.65

(1) Car Loan calculations are based on the used car dealer's advertised price of $19,814.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 66 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai ELANTRA SEL Sport

⇩ View Seller Description

This low mileage certified second hand 2025 Hyundai ELANTRA SEL Sport FWD sedan below 8,000 miles, cvt transmission, and 2.0L gas engine is for sale right now under $21K at Hyundai of Union County in Monroe, NC. ...View More Details

Sales Price:	$20,883
Est. Payment:	$380.12 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	7,848
Location:	Monroe, NC

Item	Amount
Used Car Price⁽¹⁾	$20,883.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	644.46
Avg. DMV Fee	88.00
Cash Sale Price	$22,214.46
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,214.46
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$380.12

(1) Car Loan calculations are based on the used car dealer's advertised price of $20,883.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Hyundai TUCSON SEL

⇩ View Seller Description

This low mileage certified preowned 2022 Hyundai TUCSON SEL AWD SUV under 50,000 miles, automatic transmission, and 2.5L gas engine is for sale right now under $22K at Johnson Hyundai of Apex in Apex, NC. ...View More Details

Sales Price:	$21,250
Est. Payment:	$386.59 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	49,729
Location:	Apex, NC

Item	Amount
Used Car Price⁽¹⁾	$21,250.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	655.47
Avg. DMV Fee	88.00
Cash Sale Price	$22,592.47
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,592.47
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$386.59

(1) Car Finance calculations are based on the used car dealer's advertised price of $21,250.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Hyundai SONATA SE

⇩ View Seller Description

This above average mileage used 2020 Hyundai SONATA SE FWD sedan below 96,000 miles, automatic transmission, and 2.5L gas engine is for sale right now below $14K at Lake Norman Hyundai in Cornelius, NC. ...View More Details

Sales Price:	$13,410
Est. Payment:	$391.59 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	95,541
Location:	Cornelius, NC

Item	Amount
Used Car Price⁽¹⁾	$13,410.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	420.27
Avg. DMV Fee	88.00
Cash Sale Price	$14,517.27
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$14,517.27
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Car Loan Payment	$391.59

(1) Car Loan calculations are based on the used car dealer's advertised price of $13,410.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 42 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Hyundai ELANTRA SE

⇩ View Seller Description

This low mileage certified used 2024 Hyundai ELANTRA SE FWD sedan below 16,000 miles, cvt transmission, and 2.0L gas engine is for sale right now under $20K at Lee Hyundai in Fayetteville, NC. ...View More Details

Sales Price:	$19,995
Est. Payment:	$364.47 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	16,010
Location:	Fayetteville, NC

Item	Amount
Used Car Price⁽¹⁾	$19,995.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	617.82
Avg. DMV Fee	88.00
Cash Sale Price	$21,299.82
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,299.82
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$364.47

(1) Car Finance calculations are based on the used car dealer's advertised price of $19,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai ELANTRA SEL

⇩ View Seller Description

This low mileage certified preowned 2023 Hyundai ELANTRA SEL FWD sedan below 12,000 miles, cvt transmission, and 2.0L gas engine is for sale right now below $21K at Johnson Hyundai of Apex in Apex, NC. ...View More Details

Sales Price:	$20,697
Est. Payment:	$376.84 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	12,478
Location:	Apex, NC

Item	Amount
Used Car Price⁽¹⁾	$20,697.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	638.88
Avg. DMV Fee	88.00
Cash Sale Price	$22,022.88
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,022.88
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$376.84

(1) Auto Finance calculations are based on the used car dealer's advertised price of $20,697.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai ELANTRA SEL Sport

⇩ View Seller Description

This low mileage certified preowned 2025 Hyundai ELANTRA SEL Sport FWD sedan under 2,000 miles, cvt transmission, and 2.0L gas engine is for sale right now below $22K at Johnson Hyundai of Apex in Apex, NC. ...View More Details

Sales Price:	$21,495
Est. Payment:	$390.91 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	1,737
Location:	Apex, NC

Item	Amount
Used Car Price⁽¹⁾	$21,495.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	662.82
Avg. DMV Fee	88.00
Cash Sale Price	$22,844.82
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,844.82
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$390.91

(1) Car Finance calculations are based on the used car dealer's advertised price of $21,495.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai ELANTRA SE

⇩ View Seller Description

This low mileage certified used 2025 Hyundai ELANTRA SE FWD sedan below 21,000 miles, cvt transmission, and 2.0L gas engine is for sale right now under $22K at Sport Durst Hyundai in Durham, NC. ...View More Details

Sales Price:	$21,428
Est. Payment:	$389.73 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	20,528
Location:	Durham, NC

Item	Amount
Used Car Price⁽¹⁾	$21,428.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	660.81
Avg. DMV Fee	88.00
Cash Sale Price	$22,775.81
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,775.81
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$389.73

(1) Auto Finance calculations are based on the used car dealer's advertised price of $21,428.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $400 per month for Sale in North Carolina

North Carolina Secondhand Used Vehicles with Payments Below $400 / Month

2021 Jeep Cherokee Latitude Lux

2023 Hyundai ELANTRA SEL

2020 MINI Hardtop 4 Door Cooper S

2025 Hyundai ELANTRA SEL Sport

2022 Hyundai TUCSON SEL

2020 Hyundai SONATA SE

2024 Hyundai ELANTRA SE

2023 Hyundai ELANTRA SEL

2025 Hyundai ELANTRA SEL Sport

2025 Hyundai ELANTRA SE

North Carolina Areas with Used Cars for Sale Below $400 / Month

Used Cars under $400 per month for Sale in North Carolina

North Carolina Secondhand Used Vehicles with Payments Below $400 / Month

2021 Jeep Cherokee Latitude Lux

Jeep Cherokee Latitude Lux

2021 Jeep Cherokee Latitude Lux Car Loan Estimate

2023 Hyundai ELANTRA SEL

Hyundai ELANTRA SEL

2023 Hyundai ELANTRA SEL Car Loan Estimate

2020 MINI Hardtop 4 Door Cooper S

MINI Hardtop 4 Door Cooper S

2020 MINI Hardtop 4 Door Cooper S Car Loan Estimate

2025 Hyundai ELANTRA SEL Sport

Hyundai ELANTRA SEL Sport

2025 Hyundai ELANTRA SEL Sport Car Loan Estimate

2022 Hyundai TUCSON SEL

Hyundai TUCSON SEL

2022 Hyundai TUCSON SEL Car Loan Estimate

2020 Hyundai SONATA SE

Hyundai SONATA SE

2020 Hyundai SONATA SE Car Loan Estimate

2024 Hyundai ELANTRA SE

Hyundai ELANTRA SE

2024 Hyundai ELANTRA SE Car Loan Estimate

2023 Hyundai ELANTRA SEL

Hyundai ELANTRA SEL

2023 Hyundai ELANTRA SEL Car Loan Estimate

2025 Hyundai ELANTRA SEL Sport

Hyundai ELANTRA SEL Sport

2025 Hyundai ELANTRA SEL Sport Car Loan Estimate

2025 Hyundai ELANTRA SE

Hyundai ELANTRA SE

2025 Hyundai ELANTRA SE Car Loan Estimate

North Carolina Areas with Used Cars for Sale Below $400 / Month

Customize Payments

Find Financing

Customize Payments