North Carolina Used Cars Under $400 a Month. Finance Payments Below $400

2025 Hyundai ELANTRA SE

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This low mileage certified preowned 2025 Hyundai ELANTRA SE FWD sedan below 3,000 miles, cvt transmission, and 30 MPG, 2.0L gas engine is for sale right now below $20K at Keffer Hyundai in Matthews, NC. ...View More Details

Sales Price:	$19,445
Est. Payment:	$354.78 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	3,467
Location:	Matthews, NC

Item	Amount
Used Car Price⁽¹⁾	$19,445.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	601.32
Avg. DMV Fee	88.00
Cash Sale Price	$20,733.32
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,733.32
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$354.78

(1) Auto Loan calculations are based on the used car dealer's advertised price of $19,445.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Nissan Kicks S

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This low mileage used 2025 Nissan Kicks S FWD hatchback below 5,000 miles, cvt transmission, and 30 MPG, 2.0L gas engine is for sale right now below $21K at Hyundai of Union County in Monroe, NC. ...View More Details

Sales Price:	$20,449
Est. Payment:	$372.47 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	4,841
Location:	Monroe, NC

Item	Amount
Used Car Price⁽¹⁾	$20,449.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	631.44
Avg. DMV Fee	88.00
Cash Sale Price	$21,767.44
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,767.44
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$372.47

(1) Auto Loan calculations are based on the used car dealer's advertised price of $20,449.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Kia Seltos LX

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This low mileage preowned 2023 Kia Seltos LX AWD SUV under 55,000 miles, cvt transmission, and 30 MPG, 2.0L gas engine is for sale right now under $20K at Capital Hyundai of Jacksonville in Jacksonville, NC. ...View More Details

Sales Price:	$19,927
Est. Payment:	$389.79 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	55,168
Location:	Jacksonville, NC

Item	Amount
Used Car Price⁽¹⁾	$19,927.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	615.78
Avg. DMV Fee	88.00
Cash Sale Price	$21,229.78
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,229.78
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Loan Payment	$389.79

(1) Car Loan calculations are based on the used car dealer's advertised price of $19,927.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 66 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Nissan Altima 2.5 SV

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This low mileage preowned 2024 Nissan Altima 2.5 SV FWD sedan below 50,000 miles, cvt transmission, and 30 MPG, 2.5L gas engine is for sale right now under $20K at Medlin Hyundai in Rocky Mount, NC. ...View More Details

Sales Price:	$19,905
Est. Payment:	$389.37 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	50,058
Location:	Rocky Mount, NC

Item	Amount
Used Car Price⁽¹⁾	$19,905.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	615.12
Avg. DMV Fee	88.00
Cash Sale Price	$21,207.12
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,207.12
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Loan Payment	$389.37

(1) Auto Loan calculations are based on the used car dealer's advertised price of $19,905.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 66 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Nissan Versa SV

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This below average mileage preowned 2024 Nissan Versa SV FWD sedan under 63,000 miles, cvt transmission, and 30 MPG, 1.6L gas engine is for sale right now under $18K at Deacon Jones Hyundai in Goldsboro, NC. ...View More Details

Sales Price:	$17,859
Est. Payment:	$379.37 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	62,873
Location:	Goldsboro, NC

Item	Amount
Used Car Price⁽¹⁾	$17,859.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	553.74
Avg. DMV Fee	88.00
Cash Sale Price	$19,099.74
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$19,099.74
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Finance Payment	$379.37

(1) Auto Finance calculations are based on the used car dealer's advertised price of $17,859.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 60 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai ELANTRA SEL

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This low mileage certified second hand 2023 Hyundai ELANTRA SEL FWD sedan under 50,000 miles, cvt transmission, and 30 MPG, 2.0L gas engine is for sale right now under $20K at Hunter Hyundai in Fletcher, NC. ...View More Details

Sales Price:	$19,675
Est. Payment:	$385.02 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	50,347
Location:	Fletcher, NC

Item	Amount
Used Car Price⁽¹⁾	$19,675.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	608.22
Avg. DMV Fee	88.00
Cash Sale Price	$20,970.22
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,970.22
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Loan Payment	$385.02

(1) Auto Loan calculations are based on the used car dealer's advertised price of $19,675.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 66 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai SONATA SEL

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This low mileage certified preowned 2023 Hyundai SONATA SEL FWD sedan below 55,000 miles, automatic transmission, and 30 MPG, 2.5L gas engine is for sale right now under $20K at Lee Hyundai in Fayetteville, NC. ...View More Details

Sales Price:	$19,187
Est. Payment:	$375.79 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	55,405
Location:	Fayetteville, NC

Item	Amount
Used Car Price⁽¹⁾	$19,187.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	593.58
Avg. DMV Fee	88.00
Cash Sale Price	$20,467.58
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,467.58
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Loan Payment	$375.79

(1) Car Loan calculations are based on the used car dealer's advertised price of $19,187.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 66 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai ELANTRA SEL

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This low mileage certified used 2023 Hyundai ELANTRA SEL FWD sedan below 16,000 miles, cvt transmission, and 30 MPG, 2.0L gas engine is for sale right now under $20K at Keffer Hyundai in Matthews, NC. ...View More Details

Sales Price:	$19,557
Est. Payment:	$356.75 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	15,666
Location:	Matthews, NC

Item	Amount
Used Car Price⁽¹⁾	$19,557.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	604.68
Avg. DMV Fee	88.00
Cash Sale Price	$20,848.68
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,848.68
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$356.75

(1) Car Finance calculations are based on the used car dealer's advertised price of $19,557.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Kia Sportage LX

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This low mileage used 2021 Kia Sportage LX FWD SUV below 31,000 miles, automatic transmission, and 30 MPG, 2.4L gas engine is for sale right now under $20K at Capital Hyundai of Jacksonville in Jacksonville, NC. ...View More Details

Sales Price:	$19,591
Est. Payment:	$357.35 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	30,867
Location:	Jacksonville, NC

Item	Amount
Used Car Price⁽¹⁾	$19,591.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	605.70
Avg. DMV Fee	88.00
Cash Sale Price	$20,883.70
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,883.70
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$357.35

(1) Auto Loan calculations are based on the used car dealer's advertised price of $19,591.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Hyundai KONA Limited

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This above average mileage used 2019 Hyundai KONA Limited FWD SUV under 98,000 miles, automatic transmission, and 30 MPG, 1.6L gas engine is for sale right now under $13K at Deacon Jones Hyundai in Goldsboro, NC. ...View More Details

Sales Price:	$12,751
Est. Payment:	$373.28 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	97,661
Location:	Goldsboro, NC

Item	Amount
Used Car Price⁽¹⁾	$12,751.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	400.50
Avg. DMV Fee	88.00
Cash Sale Price	$13,838.50
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$13,838.50
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Car Loan Payment	$373.28

(1) Car Loan calculations are based on the used car dealer's advertised price of $12,751.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 42 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $400 per month for Sale in North Carolina

North Carolina Secondhand Used Vehicles with Payments Below $400 / Month

2025 Hyundai ELANTRA SE

2025 Nissan Kicks S

2023 Kia Seltos LX

2024 Nissan Altima 2.5 SV

2024 Nissan Versa SV

2023 Hyundai ELANTRA SEL

2023 Hyundai SONATA SEL

2023 Hyundai ELANTRA SEL

2021 Kia Sportage LX

2019 Hyundai KONA Limited

North Carolina Areas with Used Cars for Sale Below $400 / Month

Used Cars under $400 per month for Sale in North Carolina

North Carolina Secondhand Used Vehicles with Payments Below $400 / Month

2025 Hyundai ELANTRA SE

Hyundai ELANTRA SE

2025 Hyundai ELANTRA SE Car Loan Estimate

2025 Nissan Kicks S

Nissan Kicks S

2025 Nissan Kicks S Car Loan Estimate

2023 Kia Seltos LX

Kia Seltos LX

2023 Kia Seltos LX Car Loan Estimate

2024 Nissan Altima 2.5 SV

Nissan Altima 2.5 SV

2024 Nissan Altima 2.5 SV Car Loan Estimate

2024 Nissan Versa SV

Nissan Versa SV

2024 Nissan Versa SV Car Loan Estimate

2023 Hyundai ELANTRA SEL

Hyundai ELANTRA SEL

2023 Hyundai ELANTRA SEL Car Loan Estimate

2023 Hyundai SONATA SEL

Hyundai SONATA SEL

2023 Hyundai SONATA SEL Car Loan Estimate

2023 Hyundai ELANTRA SEL

Hyundai ELANTRA SEL

2023 Hyundai ELANTRA SEL Car Loan Estimate

2021 Kia Sportage LX

Kia Sportage LX

2021 Kia Sportage LX Car Loan Estimate

2019 Hyundai KONA Limited

Hyundai KONA Limited

2019 Hyundai KONA Limited Car Loan Estimate

North Carolina Areas with Used Cars for Sale Below $400 / Month

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