North Carolina Used Cars Under $20,000 |with Payments|

2023 Kia Soul EX

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This low mileage preowned 2023 Kia Soul EX FWD hatchback below 53,000 miles, cvt transmission, and 30 MPG, 2.0L gas engine is for sale right now under $19K at Capital Hyundai of Jacksonville in Jacksonville, NC. ...View More Details

Sales Price:	$18,722
Est. Payment:	$367.00 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	52,752
Location:	Jacksonville, NC

Item	Amount
Used Car Price⁽¹⁾	$18,722.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	579.63
Avg. DMV Fee	88.00
Cash Sale Price	$19,988.63
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$19,988.63
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Loan Payment	$367.00

(1) Car Loan calculations are based on the used car dealer's advertised price of $18,722.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 66 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Hyundai ELANTRA SEL

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This low mileage certified second hand 2022 Hyundai ELANTRA SEL FWD sedan below 28,000 miles, cvt transmission, and 30 MPG, 2.0L gas engine is for sale right now under $20K at Johnson Hyundai of Apex in Apex, NC. ...View More Details

Sales Price:	$19,697
Est. Payment:	$359.22 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	27,620
Location:	Apex, NC

Item	Amount
Used Car Price⁽¹⁾	$19,697.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	608.88
Avg. DMV Fee	88.00
Cash Sale Price	$20,992.88
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,992.88
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$359.22

(1) Auto Loan calculations are based on the used car dealer's advertised price of $19,697.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2011 Honda Element EX

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This average mileage second hand 2011 Honda Element EX AWD SUV below 81,000 miles, automatic transmission, and 30 MPG, 2.4L gas engine is for sale right now under $20K at Hyundai of Asheville in Asheville, NC. ...View More Details

Sales Price:	$19,061
Est. Payment:	$488.24 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	80,851
Location:	Asheville, NC

Item	Amount
Used Car Price⁽¹⁾	$19,061.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	589.80
Avg. DMV Fee	88.00
Cash Sale Price	$20,337.80
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,337.80
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Car Loan Payment	$488.24

(1) Car Loan calculations are based on the used car dealer's advertised price of $19,061.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 48 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Hyundai ELANTRA SE

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This low mileage certified used 2024 Hyundai ELANTRA SE FWD sedan below 16,000 miles, cvt transmission, and 30 MPG, 2.0L gas engine is for sale right now below $20K at Lee Hyundai in Fayetteville, NC. ...View More Details

Sales Price:	$19,995
Est. Payment:	$364.47 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	16,010
Location:	Fayetteville, NC

Item	Amount
Used Car Price⁽¹⁾	$19,995.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	617.82
Avg. DMV Fee	88.00
Cash Sale Price	$21,299.82
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,299.82
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$364.47

(1) Car Loan calculations are based on the used car dealer's advertised price of $19,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai ELANTRA SE

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This low mileage certified used 2025 Hyundai ELANTRA SE FWD sedan under 3,000 miles, cvt transmission, and 30 MPG, 2.0L gas engine is for sale right now under $20K at Keffer Hyundai in Matthews, NC. ...View More Details

Sales Price:	$19,445
Est. Payment:	$354.78 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	3,467
Location:	Matthews, NC

Item	Amount
Used Car Price⁽¹⁾	$19,445.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	601.32
Avg. DMV Fee	88.00
Cash Sale Price	$20,733.32
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,733.32
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$354.78

(1) Car Loan calculations are based on the used car dealer's advertised price of $19,445.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai SONATA SEL

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This above average mileage certified preowned 2023 Hyundai SONATA SEL FWD sedan under 91,000 miles, automatic transmission, and 30 MPG, 2.5L gas engine is for sale right now below $19K at Keffer Hyundai in Matthews, NC. ...View More Details

Sales Price:	$18,227
Est. Payment:	$525.42 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	90,946
Location:	Matthews, NC

Item	Amount
Used Car Price⁽¹⁾	$18,227.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	564.78
Avg. DMV Fee	88.00
Cash Sale Price	$19,478.78
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$19,478.78
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Auto Loan Payment	$525.42

(1) Auto Loan calculations are based on the used car dealer's advertised price of $18,227.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 42 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Nissan Versa SV

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This below average mileage used 2024 Nissan Versa SV FWD sedan under 63,000 miles, cvt transmission, and 30 MPG, 1.6L gas engine is for sale right now below $18K at Deacon Jones Hyundai in Goldsboro, NC. ...View More Details

Sales Price:	$17,859
Est. Payment:	$379.37 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	62,873
Location:	Goldsboro, NC

Item	Amount
Used Car Price⁽¹⁾	$17,859.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	553.74
Avg. DMV Fee	88.00
Cash Sale Price	$19,099.74
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$19,099.74
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Finance Payment	$379.37

(1) Car Finance calculations are based on the used car dealer's advertised price of $17,859.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 60 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2018 Nissan Kicks S

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This low mileage used 2018 Nissan Kicks S FWD hatchback under 1,000 miles, cvt transmission, and 30 MPG, 1.6L gas engine is for sale right now under $20K at Hunter Hyundai in Fletcher, NC. ...View More Details

Sales Price:	$19,540
Est. Payment:	$356.45 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	827
Location:	Fletcher, NC

Item	Amount
Used Car Price⁽¹⁾	$19,540.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	604.17
Avg. DMV Fee	88.00
Cash Sale Price	$20,831.17
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,831.17
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$356.45

(1) Auto Finance calculations are based on the used car dealer's advertised price of $19,540.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai ELANTRA SEL

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This low mileage certified second hand 2023 Hyundai ELANTRA SEL FWD sedan below 29,000 miles, cvt transmission, and 30 MPG, 2.0L gas engine is for sale right now under $20K at Lee Hyundai in Fayetteville, NC. ...View More Details

Sales Price:	$19,225
Est. Payment:	$350.90 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	29,393
Location:	Fayetteville, NC

Item	Amount
Used Car Price⁽¹⁾	$19,225.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	594.72
Avg. DMV Fee	88.00
Cash Sale Price	$20,506.72
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,506.72
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$350.90

(1) Auto Loan calculations are based on the used car dealer's advertised price of $19,225.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2016 Subaru Crosstrek 2.0i Limited

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This above average mileage used 2016 Subaru Crosstrek 2.0i Limited AWD SUV below 95,000 miles, cvt transmission, and 30 MPG, 2.0L gas engine is for sale right now below $20K at Hunter Hyundai in Fletcher, NC. ...View More Details

Sales Price:	$19,925
Est. Payment:	$572.60 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	94,525
Location:	Fletcher, NC

Item	Amount
Used Car Price⁽¹⁾	$19,925.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	615.72
Avg. DMV Fee	88.00
Cash Sale Price	$21,227.72
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,227.72
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Auto Finance Payment	$572.60

(1) Auto Finance calculations are based on the used car dealer's advertised price of $19,925.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 42 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $20,000 for Sale in North Carolina

North Carolina Secondhand Used Vehicles Priced Below $20,000

2023 Kia Soul EX

2022 Hyundai ELANTRA SEL

2011 Honda Element EX

2024 Hyundai ELANTRA SE

2025 Hyundai ELANTRA SE

2023 Hyundai SONATA SEL

2024 Nissan Versa SV

2018 Nissan Kicks S

2023 Hyundai ELANTRA SEL

2016 Subaru Crosstrek 2.0i Limited

North Carolina Areas with Used Cars for Sale Below $20,000

Used Cars under $20,000 for Sale in North Carolina

North Carolina Secondhand Used Vehicles Priced Below $20,000

2023 Kia Soul EX

Kia Soul EX

2023 Kia Soul EX Car Loan Estimate

2022 Hyundai ELANTRA SEL

Hyundai ELANTRA SEL

2022 Hyundai ELANTRA SEL Car Loan Estimate

2011 Honda Element EX

Honda Element EX

2011 Honda Element EX Car Loan Estimate

2024 Hyundai ELANTRA SE

Hyundai ELANTRA SE

2024 Hyundai ELANTRA SE Car Loan Estimate

2025 Hyundai ELANTRA SE

Hyundai ELANTRA SE

2025 Hyundai ELANTRA SE Car Loan Estimate

2023 Hyundai SONATA SEL

Hyundai SONATA SEL

2023 Hyundai SONATA SEL Car Loan Estimate

2024 Nissan Versa SV

Nissan Versa SV

2024 Nissan Versa SV Car Loan Estimate

2018 Nissan Kicks S

Nissan Kicks S

2018 Nissan Kicks S Car Loan Estimate

2023 Hyundai ELANTRA SEL

Hyundai ELANTRA SEL

2023 Hyundai ELANTRA SEL Car Loan Estimate

2016 Subaru Crosstrek 2.0i Limited

Subaru Crosstrek 2.0i Limited

2016 Subaru Crosstrek 2.0i Limited Car Loan Estimate

North Carolina Areas with Used Cars for Sale Below $20,000

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