North Carolina Used Cars Under $40,000 |with Payments|

2024 Volvo XC40 B5 Plus Bright Theme

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This low mileage certified second hand 2024 Volvo XC40 B5 Plus Bright Theme AWD SUV under 16,000 miles, automatic transmission, and 42 MPG, 2.0L hybrid engine is for sale right now below $36K at Hunter Hyundai in Fletcher, NC. ...View More Details

Sales Price:	$35,375
Est. Payment:	$635.54 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	15,928
Location:	Fletcher, NC

Item	Amount
Used Car Price⁽¹⁾	$35,375.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	1,079.22
Avg. DMV Fee	88.00
Cash Sale Price	$37,141.22
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$37,141.22
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$635.54

(1) Auto Finance calculations are based on the used car dealer's advertised price of $35,375.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Ford F-150 XL

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This low mileage used 2021 Ford F-150 XL 4x4 pickup under 27,000 miles, automatic transmission, and 42 MPG, 5.0L gas engine is for sale right now under $40K at Hunter Hyundai in Fletcher, NC. ...View More Details

Sales Price:	$39,920
Est. Payment:	$715.65 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	26,616
Location:	Fletcher, NC

Item	Amount
Used Car Price⁽¹⁾	$39,920.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	1,215.57
Avg. DMV Fee	88.00
Cash Sale Price	$41,822.57
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,822.57
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$715.65

(1) Car Finance calculations are based on the used car dealer's advertised price of $39,920.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA FE Hybrid SEL

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This low mileage certified second hand 2026 Hyundai SANTA FE Hybrid SEL AWD SUV under 6,000 miles, automatic transmission, and 42 MPG, 1.6L hybrid engine is for sale right now below $38K at Flow Hyundai of Statesville in Statesville, NC. ...View More Details

Sales Price:	$37,499
Est. Payment:	$672.98 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	6,338
Location:	Statesville, NC

Item	Amount
Used Car Price⁽¹⁾	$37,499.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	1,142.94
Avg. DMV Fee	88.00
Cash Sale Price	$39,328.94
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,328.94
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$672.98

(1) Auto Finance calculations are based on the used car dealer's advertised price of $37,499.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Hyundai PALISADE Limited

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This low mileage used 2024 Hyundai PALISADE Limited FWD SUV below 30,000 miles, automatic transmission, and 42 MPG, 3.8L gas engine is for sale right now under $39K at Medlin Hyundai in Rocky Mount, NC. ...View More Details

Sales Price:	$38,459
Est. Payment:	$689.90 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	29,853
Location:	Rocky Mount, NC

Item	Amount
Used Car Price⁽¹⁾	$38,459.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	1,171.74
Avg. DMV Fee	88.00
Cash Sale Price	$40,317.74
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,317.74
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$689.90

(1) Car Finance calculations are based on the used car dealer's advertised price of $38,459.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Subaru Forester Sport

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This low mileage certified second hand 2025 Subaru Forester Sport AWD SUV below 14,000 miles, cvt transmission, and 42 MPG, 2.5L gas engine is for sale right now under $39K at Hunter Hyundai in Fletcher, NC. ...View More Details

Sales Price:	$38,100
Est. Payment:	$683.57 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	14,343
Location:	Fletcher, NC

Item	Amount
Used Car Price⁽¹⁾	$38,100.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	1,160.97
Avg. DMV Fee	88.00
Cash Sale Price	$39,947.97
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,947.97
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$683.57

(1) Car Loan calculations are based on the used car dealer's advertised price of $38,100.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Subaru Forester Premium

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This low mileage certified used 2026 Subaru Forester Premium AWD SUV below 3,000 miles, cvt transmission, and 42 MPG, 2.5L gas engine is for sale right now below $38K at Hunter Hyundai in Fletcher, NC. ...View More Details

Sales Price:	$37,393
Est. Payment:	$671.11 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	2,973
Location:	Fletcher, NC

Item	Amount
Used Car Price⁽¹⁾	$37,393.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	1,139.76
Avg. DMV Fee	88.00
Cash Sale Price	$39,219.76
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,219.76
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$671.11

(1) Car Loan calculations are based on the used car dealer's advertised price of $37,393.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Subaru Forester Wilderness

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This low mileage certified preowned 2024 Subaru Forester Wilderness AWD SUV below 16,000 miles, cvt transmission, and 42 MPG, 2.5L gas engine is for sale right now under $39K at Hunter Hyundai in Fletcher, NC. ...View More Details

Sales Price:	$38,425
Est. Payment:	$689.30 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	15,592
Location:	Fletcher, NC

Item	Amount
Used Car Price⁽¹⁾	$38,425.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	1,170.72
Avg. DMV Fee	88.00
Cash Sale Price	$40,282.72
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,282.72
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$689.30

(1) Auto Loan calculations are based on the used car dealer's advertised price of $38,425.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Jeep Wrangler Sport

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This low mileage second hand 2025 Jeep Wrangler Sport 4x4 SUV below 5,000 miles, transmission, and 42 MPG, 3.6L gas engine is for sale right now below $40K at Medlin Hyundai in Rocky Mount, NC. ...View More Details

Sales Price:	$39,450
Est. Payment:	$707.36 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	5,340
Location:	Rocky Mount, NC

Item	Amount
Used Car Price⁽¹⁾	$39,450.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	1,201.47
Avg. DMV Fee	88.00
Cash Sale Price	$41,338.47
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,338.47
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$707.36

(1) Car Finance calculations are based on the used car dealer's advertised price of $39,450.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai SANTA FE SE

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This low mileage certified preowned 2025 Hyundai SANTA FE SE AWD SUV under 7,000 miles, automatic transmission, and 42 MPG, 2.5L gas engine is for sale right now under $39K at Hunter Hyundai in Fletcher, NC. ...View More Details

Sales Price:	$38,490
Est. Payment:	$690.44 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	7,009
Location:	Fletcher, NC

Item	Amount
Used Car Price⁽¹⁾	$38,490.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	1,172.67
Avg. DMV Fee	88.00
Cash Sale Price	$40,349.67
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,349.67
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$690.44

(1) Car Loan calculations are based on the used car dealer's advertised price of $38,490.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Lexus UX 250h Premium

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This low mileage second hand 2023 Lexus UX 250h Premium FWD wagon under 11,000 miles, cvt transmission, and 42 MPG, 2.0L hybrid engine is for sale right now below $38K at Hunter Hyundai in Fletcher, NC. ...View More Details

Sales Price:	$37,450
Est. Payment:	$672.11 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	11,052
Location:	Fletcher, NC

Item	Amount
Used Car Price⁽¹⁾	$37,450.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	1,141.47
Avg. DMV Fee	88.00
Cash Sale Price	$39,278.47
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,278.47
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$672.11

(1) Auto Loan calculations are based on the used car dealer's advertised price of $37,450.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in North Carolina

North Carolina Secondhand Used Vehicles Priced Below $40,000

2024 Volvo XC40 B5 Plus Bright Theme

2021 Ford F-150 XL

2026 Hyundai SANTA FE Hybrid SEL

2024 Hyundai PALISADE Limited

2025 Subaru Forester Sport

2026 Subaru Forester Premium

2024 Subaru Forester Wilderness

2025 Jeep Wrangler Sport

2025 Hyundai SANTA FE SE

2023 Lexus UX 250h Premium

North Carolina Areas with Used Cars for Sale Below $40,000

Used Cars under $40,000 for Sale in North Carolina

North Carolina Secondhand Used Vehicles Priced Below $40,000

2024 Volvo XC40 B5 Plus Bright Theme

Volvo XC40 B5 Plus Bright Theme

2024 Volvo XC40 B5 Plus Bright Theme Car Loan Estimate

2021 Ford F-150 XL

Ford F-150 XL

2021 Ford F-150 XL Car Loan Estimate

2026 Hyundai SANTA FE Hybrid SEL

Hyundai SANTA FE Hybrid SEL

2026 Hyundai SANTA FE Hybrid SEL Car Loan Estimate

2024 Hyundai PALISADE Limited

Hyundai PALISADE Limited

2024 Hyundai PALISADE Limited Car Loan Estimate

2025 Subaru Forester Sport

Subaru Forester Sport

2025 Subaru Forester Sport Car Loan Estimate

2026 Subaru Forester Premium

Subaru Forester Premium

2026 Subaru Forester Premium Car Loan Estimate

2024 Subaru Forester Wilderness

Subaru Forester Wilderness

2024 Subaru Forester Wilderness Car Loan Estimate

2025 Jeep Wrangler Sport

Jeep Wrangler Sport

2025 Jeep Wrangler Sport Car Loan Estimate

2025 Hyundai SANTA FE SE

Hyundai SANTA FE SE

2025 Hyundai SANTA FE SE Car Loan Estimate

2023 Lexus UX 250h Premium

Lexus UX 250h Premium

2023 Lexus UX 250h Premium Car Loan Estimate

North Carolina Areas with Used Cars for Sale Below $40,000

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