North Carolina Used Cars Under $40,000 |with Payments|

2023 Genesis GV70 2.5T Standard

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This low mileage certified used 2023 Genesis GV70 2.5T Standard AWD SUV below 35,000 miles, automatic transmission, and 20 MPG, 2.5L gas engine is for sale right now below $37K at Keffer Hyundai in Matthews, NC. ...View More Details

Sales Price:	$36,881
Est. Payment:	$662.08 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	35,027
Location:	Matthews, NC

Item	Amount
Used Car Price⁽¹⁾	$36,881.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	1,124.40
Avg. DMV Fee	88.00
Cash Sale Price	$38,692.40
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,692.40
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$662.08

(1) Car Finance calculations are based on the used car dealer's advertised price of $36,881.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Subaru Crosstrek Wilderness

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This low mileage preowned 2026 Subaru Crosstrek Wilderness AWD SUV under 4,000 miles, cvt transmission, and 20 MPG, 2.5L gas engine is for sale right now below $37K at Hunter Hyundai in Fletcher, NC. ...View More Details

Sales Price:	$36,650
Est. Payment:	$658.01 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	3,514
Location:	Fletcher, NC

Item	Amount
Used Car Price⁽¹⁾	$36,650.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	1,117.47
Avg. DMV Fee	88.00
Cash Sale Price	$38,454.47
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,454.47
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$658.01

(1) Car Loan calculations are based on the used car dealer's advertised price of $36,650.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Kia Carnival EX

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This low mileage used 2025 Kia Carnival EX FWD minivan under 22,000 miles, automatic transmission, and 20 MPG, 3.5L gas engine is for sale right now under $37K at Johnson Hyundai of Apex in Apex, NC. ...View More Details

Sales Price:	$36,985
Est. Payment:	$663.92 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	21,898
Location:	Apex, NC

Item	Amount
Used Car Price⁽¹⁾	$36,985.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	1,127.52
Avg. DMV Fee	88.00
Cash Sale Price	$38,799.52
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,799.52
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$663.92

(1) Car Finance calculations are based on the used car dealer's advertised price of $36,985.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai PALISADE SE

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This low mileage certified second hand 2026 Hyundai PALISADE SE FWD SUV under 0,000 miles, automatic transmission, and 20 MPG, 3.5L gas engine is for sale right now below $39K at Sport Durst Hyundai in Durham, NC. ...View More Details

Sales Price:	$38,854
Est. Payment:	$696.86 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	17
Location:	Durham, NC

Item	Amount
Used Car Price⁽¹⁾	$38,854.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	1,183.59
Avg. DMV Fee	88.00
Cash Sale Price	$40,724.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,724.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$696.86

(1) Car Finance calculations are based on the used car dealer's advertised price of $38,854.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Hyundai SANTA FE XRT

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This low mileage certified second hand 2024 Hyundai SANTA FE XRT AWD SUV below 8,000 miles, automatic transmission, and 20 MPG, 2.5L gas engine is for sale right now below $36K at Hyundai of Asheville in Asheville, NC. ...View More Details

Sales Price:	$35,734
Est. Payment:	$641.87 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	7,991
Location:	Asheville, NC

Item	Amount
Used Car Price⁽¹⁾	$35,734.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	1,089.99
Avg. DMV Fee	88.00
Cash Sale Price	$37,510.99
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$37,510.99
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$641.87

(1) Car Loan calculations are based on the used car dealer's advertised price of $35,734.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Hyundai SANTA FE Calligraphy

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This low mileage certified preowned 2024 Hyundai SANTA FE Calligraphy AWD SUV under 36,000 miles, automatic transmission, and 20 MPG, 2.5L gas engine is for sale right now under $37K at Hunter Hyundai in Fletcher, NC. ...View More Details

Sales Price:	$36,775
Est. Payment:	$660.22 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	35,717
Location:	Fletcher, NC

Item	Amount
Used Car Price⁽¹⁾	$36,775.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	1,121.22
Avg. DMV Fee	88.00
Cash Sale Price	$38,583.22
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,583.22
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$660.22

(1) Car Finance calculations are based on the used car dealer's advertised price of $36,775.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Subaru Outback Limited

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This low mileage certified used 2025 Subaru Outback Limited AWD SUV below 8,000 miles, cvt transmission, and 20 MPG, 2.5L gas engine is for sale right now under $37K at Hunter Hyundai in Fletcher, NC. ...View More Details

Sales Price:	$36,400
Est. Payment:	$653.61 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	8,061
Location:	Fletcher, NC

Item	Amount
Used Car Price⁽¹⁾	$36,400.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	1,109.97
Avg. DMV Fee	88.00
Cash Sale Price	$38,196.97
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,196.97
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$653.61

(1) Auto Loan calculations are based on the used car dealer's advertised price of $36,400.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 BMW X5 xDrive40i

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This low mileage preowned 2022 BMW X5 xDrive40i AWD SUV below 51,000 miles, automatic transmission, and 20 MPG, 3.0L hybrid engine is for sale right now below $40K at Johnson Hyundai of Apex in Apex, NC. ...View More Details

Sales Price:	$39,985
Est. Payment:	$769.11 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	51,331
Location:	Apex, NC

Item	Amount
Used Car Price⁽¹⁾	$39,985.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	1,217.52
Avg. DMV Fee	88.00
Cash Sale Price	$41,889.52
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,889.52
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Finance Payment	$769.11

(1) Auto Finance calculations are based on the used car dealer's advertised price of $39,985.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 66 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Subaru Forester Sport

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This low mileage certified second hand 2025 Subaru Forester Sport AWD SUV under 14,000 miles, cvt transmission, and 20 MPG, 2.5L gas engine is for sale right now below $39K at Hunter Hyundai in Fletcher, NC. ...View More Details

Sales Price:	$38,100
Est. Payment:	$683.57 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	14,343
Location:	Fletcher, NC

Item	Amount
Used Car Price⁽¹⁾	$38,100.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	1,160.97
Avg. DMV Fee	88.00
Cash Sale Price	$39,947.97
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,947.97
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$683.57

(1) Car Finance calculations are based on the used car dealer's advertised price of $38,100.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford F-150 XLT

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This low mileage preowned 2022 Ford F-150 XLT 4x4 pickup below 43,000 miles, automatic transmission, and 20 MPG, 3.5L gas engine is for sale right now below $40K at Johnson Hyundai of Apex in Apex, NC. ...View More Details

Sales Price:	$39,985
Est. Payment:	$716.79 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	43,218
Location:	Apex, NC

Item	Amount
Used Car Price⁽¹⁾	$39,985.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	1,217.52
Avg. DMV Fee	88.00
Cash Sale Price	$41,889.52
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,889.52
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$716.79

(1) Car Finance calculations are based on the used car dealer's advertised price of $39,985.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in North Carolina

North Carolina Secondhand Used Vehicles Priced Below $40,000

2023 Genesis GV70 2.5T Standard

2026 Subaru Crosstrek Wilderness

2025 Kia Carnival EX

2026 Hyundai PALISADE SE

2024 Hyundai SANTA FE XRT

2024 Hyundai SANTA FE Calligraphy

2025 Subaru Outback Limited

2022 BMW X5 xDrive40i

2025 Subaru Forester Sport

2022 Ford F-150 XLT

North Carolina Areas with Used Cars for Sale Below $40,000

Used Cars under $40,000 for Sale in North Carolina

North Carolina Secondhand Used Vehicles Priced Below $40,000

2023 Genesis GV70 2.5T Standard

Genesis GV70 2.5T Standard

2023 Genesis GV70 2.5T Standard Car Loan Estimate

2026 Subaru Crosstrek Wilderness

Subaru Crosstrek Wilderness

2026 Subaru Crosstrek Wilderness Car Loan Estimate

2025 Kia Carnival EX

Kia Carnival EX

2025 Kia Carnival EX Car Loan Estimate

2026 Hyundai PALISADE SE

Hyundai PALISADE SE

2026 Hyundai PALISADE SE Car Loan Estimate

2024 Hyundai SANTA FE XRT

Hyundai SANTA FE XRT

2024 Hyundai SANTA FE XRT Car Loan Estimate

2024 Hyundai SANTA FE Calligraphy

Hyundai SANTA FE Calligraphy

2024 Hyundai SANTA FE Calligraphy Car Loan Estimate

2025 Subaru Outback Limited

Subaru Outback Limited

2025 Subaru Outback Limited Car Loan Estimate

2022 BMW X5 xDrive40i

BMW X5 xDrive40i

2022 BMW X5 xDrive40i Car Loan Estimate

2025 Subaru Forester Sport

Subaru Forester Sport

2025 Subaru Forester Sport Car Loan Estimate

2022 Ford F-150 XLT

Ford F-150 XLT

2022 Ford F-150 XLT Car Loan Estimate

North Carolina Areas with Used Cars for Sale Below $40,000

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