North Carolina Used Cars Under $650 a Month. Finance Payments Below $650

2024 Hyundai PALISADE SEL

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This low mileage certified preowned 2024 Hyundai PALISADE SEL FWD SUV below 52,000 miles, automatic transmission, and 37 MPG, 3.8L gas engine is for sale right now below $32K at Johnson Hyundai of Apex in Apex, NC. ...View More Details

Sales Price:	$31,598
Est. Payment:	$813.10 / 66 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	52,161
Location:	Apex, NC

Item	Amount
Used Car Price⁽¹⁾	$31,598.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	965.91
Avg. DMV Fee	88.00
Cash Sale Price	$33,250.91
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$33,250.91
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	66
Auto Loan Payment	$813.10

(1) Auto Loan calculations are based on the used car dealer's advertised price of $31,598.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Loan Interest rate of 18.86% APR and 66 month auto loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2025 Subaru Outback Premium

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This low mileage second hand 2025 Subaru Outback Premium AWD SUV below 5,000 miles, cvt transmission, and 37 MPG, 2.5L gas engine is for sale right now under $34K at Hunter Hyundai in Fletcher, NC. ...View More Details

Sales Price:	$33,450
Est. Payment:	$819.07 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	5,000
Location:	Fletcher, NC

Item	Amount
Used Car Price⁽¹⁾	$33,450.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	1,021.47
Avg. DMV Fee	88.00
Cash Sale Price	$35,158.47
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$35,158.47
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Auto Finance Payment	$819.07

(1) Auto Finance calculations are based on the used car dealer's advertised price of $33,450.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Finance Interest rate of 18.86% APR and 72 month auto finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2026 Hyundai SANTA FE Hybrid SE

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This low mileage certified preowned 2026 Hyundai SANTA FE Hybrid SE FWD SUV under 2,000 miles, automatic transmission, and 37 MPG, 1.6L hybrid engine is for sale right now under $35K at Sport Durst Hyundai in Durham, NC. ...View More Details

Sales Price:	$34,352
Est. Payment:	$840.72 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	1,609
Location:	Durham, NC

Item	Amount
Used Car Price⁽¹⁾	$34,352.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	1,048.53
Avg. DMV Fee	88.00
Cash Sale Price	$36,087.53
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$36,087.53
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Car Finance Payment	$840.72

(1) Car Finance calculations are based on the used car dealer's advertised price of $34,352.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Finance Interest rate of 18.86% APR and 72 month car finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2024 Hyundai PALISADE XRT

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This low mileage certified used 2024 Hyundai PALISADE XRT AWD SUV below 39,000 miles, automatic transmission, and 37 MPG, 3.8L gas engine is for sale right now below $35K at Lake Norman Hyundai in Cornelius, NC. ...View More Details

Sales Price:	$34,735
Est. Payment:	$849.91 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	39,198
Location:	Cornelius, NC

Item	Amount
Used Car Price⁽¹⁾	$34,735.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	1,060.02
Avg. DMV Fee	88.00
Cash Sale Price	$36,482.02
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$36,482.02
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Car Finance Payment	$849.91

(1) Car Finance calculations are based on the used car dealer's advertised price of $34,735.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Finance Interest rate of 18.86% APR and 72 month car finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2020 BMW X5 xDrive40i

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This below average mileage used 2020 BMW X5 xDrive40i AWD SUV under 69,000 miles, automatic transmission, and 37 MPG, 3.0L gas engine is for sale right now below $30K at Keffer Hyundai in Matthews, NC. ...View More Details

Sales Price:	$29,390
Est. Payment:	$801.17 / 60 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	68,577
Location:	Matthews, NC

Item	Amount
Used Car Price⁽¹⁾	$29,390.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	899.67
Avg. DMV Fee	88.00
Cash Sale Price	$30,976.67
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$30,976.67
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	60
Car Finance Payment	$801.17

(1) Car Finance calculations are based on the used car dealer's advertised price of $29,390.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Finance Interest rate of 18.86% APR and 60 month car finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2025 Toyota Camry LE

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This low mileage second hand 2025 Toyota Camry LE AWD sedan below 52,000 miles, cvt transmission, and 37 MPG, 2.5L hybrid engine is for sale right now under $32K at Hunter Hyundai in Fletcher, NC. ...View More Details

Sales Price:	$31,850
Est. Payment:	$819.44 / 66 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	52,480
Location:	Fletcher, NC

Item	Amount
Used Car Price⁽¹⁾	$31,850.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	973.47
Avg. DMV Fee	88.00
Cash Sale Price	$33,510.47
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$33,510.47
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	66
Car Finance Payment	$819.44

(1) Car Finance calculations are based on the used car dealer's advertised price of $31,850.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Finance Interest rate of 18.86% APR and 66 month car finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2023 Jeep Grand Cherokee L Limited

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This below average mileage preowned 2023 Jeep Grand Cherokee L Limited RWD SUV below 61,000 miles, automatic transmission, and 37 MPG, 3.6L gas engine is for sale right now below $30K at Hunter Hyundai in Fletcher, NC. ...View More Details

Sales Price:	$29,450
Est. Payment:	$802.77 / 60 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	60,627
Location:	Fletcher, NC

Item	Amount
Used Car Price⁽¹⁾	$29,450.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	901.47
Avg. DMV Fee	88.00
Cash Sale Price	$31,038.47
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$31,038.47
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	60
Auto Finance Payment	$802.77

(1) Auto Finance calculations are based on the used car dealer's advertised price of $29,450.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Finance Interest rate of 18.86% APR and 60 month auto finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2024 Subaru Outback Touring

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This low mileage second hand 2024 Subaru Outback Touring AWD SUV below 10,000 miles, cvt transmission, and 37 MPG, 2.5L gas engine is for sale right now under $36K at Hyundai of Asheville in Asheville, NC. ...View More Details

Sales Price:	$35,085
Est. Payment:	$858.31 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	9,799
Location:	Asheville, NC

Item	Amount
Used Car Price⁽¹⁾	$35,085.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	1,070.52
Avg. DMV Fee	88.00
Cash Sale Price	$36,842.52
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$36,842.52
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Auto Finance Payment	$858.31

(1) Auto Finance calculations are based on the used car dealer's advertised price of $35,085.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Finance Interest rate of 18.86% APR and 72 month auto finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2022 Genesis GV70 2.5T Standard

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This below average mileage preowned 2022 Genesis GV70 2.5T Standard AWD SUV under 67,000 miles, automatic transmission, and 37 MPG, 2.5L gas engine is for sale right now below $30K at Keffer Hyundai in Matthews, NC. ...View More Details

Sales Price:	$29,955
Est. Payment:	$816.22 / 60 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	66,682
Location:	Matthews, NC

Item	Amount
Used Car Price⁽¹⁾	$29,955.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	916.62
Avg. DMV Fee	88.00
Cash Sale Price	$31,558.62
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$31,558.62
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	60
Car Finance Payment	$816.22

(1) Car Finance calculations are based on the used car dealer's advertised price of $29,955.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Finance Interest rate of 18.86% APR and 60 month car finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2026 Hyundai SANTA FE Hybrid SE

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This low mileage certified preowned 2026 Hyundai SANTA FE Hybrid SE FWD SUV below 3,000 miles, automatic transmission, and 37 MPG, 1.6L hybrid engine is for sale right now below $35K at Sport Durst Hyundai in Durham, NC. ...View More Details

Sales Price:	$34,217
Est. Payment:	$837.48 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	2,862
Location:	Durham, NC

Item	Amount
Used Car Price⁽¹⁾	$34,217.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	1,044.48
Avg. DMV Fee	88.00
Cash Sale Price	$35,948.48
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$35,948.48
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Auto Finance Payment	$837.48

(1) Auto Finance calculations are based on the used car dealer's advertised price of $34,217.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Finance Interest rate of 18.86% APR and 72 month auto finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

Used Cars under $650 per month for Sale in North Carolina

North Carolina Secondhand Used Vehicles with Payments Below $650 / Month

2024 Hyundai PALISADE SEL

2025 Subaru Outback Premium

2026 Hyundai SANTA FE Hybrid SE

2024 Hyundai PALISADE XRT

2020 BMW X5 xDrive40i

2025 Toyota Camry LE

2023 Jeep Grand Cherokee L Limited

2024 Subaru Outback Touring

2022 Genesis GV70 2.5T Standard

2026 Hyundai SANTA FE Hybrid SE

North Carolina Areas with Used Cars for Sale Below $650 / Month

Used Cars under $650 per month for Sale in North Carolina

North Carolina Secondhand Used Vehicles with Payments Below $650 / Month

2024 Hyundai PALISADE SEL

Hyundai PALISADE SEL

2024 Hyundai PALISADE SEL Poor Credit Auto Loan Estimate

2025 Subaru Outback Premium

Subaru Outback Premium

2025 Subaru Outback Premium Poor Credit Auto Finance Estimate

2026 Hyundai SANTA FE Hybrid SE

Hyundai SANTA FE Hybrid SE

2026 Hyundai SANTA FE Hybrid SE Poor Credit Car Finance Estimate

2024 Hyundai PALISADE XRT

Hyundai PALISADE XRT

2024 Hyundai PALISADE XRT Poor Credit Car Finance Estimate

2020 BMW X5 xDrive40i

BMW X5 xDrive40i

2020 BMW X5 xDrive40i Poor Credit Car Finance Estimate

2025 Toyota Camry LE

Toyota Camry LE

2025 Toyota Camry LE Poor Credit Car Finance Estimate

2023 Jeep Grand Cherokee L Limited

Jeep Grand Cherokee L Limited

2023 Jeep Grand Cherokee L Limited Poor Credit Auto Finance Estimate

2024 Subaru Outback Touring

Subaru Outback Touring

2024 Subaru Outback Touring Poor Credit Auto Finance Estimate

2022 Genesis GV70 2.5T Standard

Genesis GV70 2.5T Standard

2022 Genesis GV70 2.5T Standard Poor Credit Car Finance Estimate

2026 Hyundai SANTA FE Hybrid SE

Hyundai SANTA FE Hybrid SE

2026 Hyundai SANTA FE Hybrid SE Poor Credit Auto Finance Estimate

North Carolina Areas with Used Cars for Sale Below $650 / Month

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