North Carolina Used Cars Under $650 a Month. Finance Payments Below $650

2026 Subaru Crosstrek Sport

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This low mileage certified used 2026 Subaru Crosstrek Sport AWD SUV below 5,000 miles, cvt transmission, and 23 MPG, 2.5L gas engine is for sale right now below $33K at Hunter Hyundai in Fletcher, NC. ...View More Details

Sales Price:	$32,827
Est. Payment:	$804.12 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	4,568
Location:	Fletcher, NC

Item	Amount
Used Car Price⁽¹⁾	$32,827.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	1,002.78
Avg. DMV Fee	88.00
Cash Sale Price	$34,516.78
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$34,516.78
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Auto Finance Payment	$804.12

(1) Auto Finance calculations are based on the used car dealer's advertised price of $32,827.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Finance Interest rate of 18.86% APR and 72 month auto finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2020 Hyundai PALISADE Limited

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This average mileage preowned 2020 Hyundai PALISADE Limited AWD SUV under 75,000 miles, automatic transmission, and 23 MPG, 3.8L gas engine is for sale right now below $28K at Capital Hyundai of Jacksonville in Jacksonville, NC. ...View More Details

Sales Price:	$27,486
Est. Payment:	$801.18 / 54 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	74,797
Location:	Jacksonville, NC

Item	Amount
Used Car Price⁽¹⁾	$27,486.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	842.55
Avg. DMV Fee	88.00
Cash Sale Price	$29,015.55
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$29,015.55
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	54
Car Loan Payment	$801.18

(1) Car Loan calculations are based on the used car dealer's advertised price of $27,486.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Loan Interest rate of 18.86% APR and 54 month car loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2019 Jeep Wrangler Unlimited Sahara

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This average mileage certified used 2019 Jeep Wrangler Unlimited Sahara 4x4 SUV below 86,000 miles, transmission, and 23 MPG, 3.6L gas engine is for sale right now under $25K at Keffer Hyundai in Matthews, NC. ...View More Details

Sales Price:	$24,741
Est. Payment:	$781.10 / 48 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	86,110
Location:	Matthews, NC

Item	Amount
Used Car Price⁽¹⁾	$24,741.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	760.20
Avg. DMV Fee	88.00
Cash Sale Price	$26,188.20
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$26,188.20
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	48
Car Loan Payment	$781.10

(1) Car Loan calculations are based on the used car dealer's advertised price of $24,741.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Loan Interest rate of 18.86% APR and 48 month car loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2023 Subaru Forester Wilderness

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This low mileage certified preowned 2023 Subaru Forester Wilderness AWD SUV below 41,000 miles, cvt transmission, and 23 MPG, 2.5L gas engine is for sale right now below $35K at Hunter Hyundai in Fletcher, NC. ...View More Details

Sales Price:	$34,700
Est. Payment:	$849.07 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	40,971
Location:	Fletcher, NC

Item	Amount
Used Car Price⁽¹⁾	$34,700.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	1,058.97
Avg. DMV Fee	88.00
Cash Sale Price	$36,445.97
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$36,445.97
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Car Finance Payment	$849.07

(1) Car Finance calculations are based on the used car dealer's advertised price of $34,700.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Finance Interest rate of 18.86% APR and 72 month car finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2025 Nissan Rogue Platinum

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This low mileage preowned 2025 Nissan Rogue Platinum AWD SUV under 6,000 miles, cvt transmission, and 23 MPG, 1.5L gas engine is for sale right now below $35K at Deacon Jones Hyundai in Goldsboro, NC. ...View More Details

Sales Price:	$34,479
Est. Payment:	$843.77 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	5,852
Location:	Goldsboro, NC

Item	Amount
Used Car Price⁽¹⁾	$34,479.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	1,052.34
Avg. DMV Fee	88.00
Cash Sale Price	$36,218.34
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$36,218.34
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Auto Finance Payment	$843.77

(1) Auto Finance calculations are based on the used car dealer's advertised price of $34,479.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Finance Interest rate of 18.86% APR and 72 month auto finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2024 Honda CR-V Hybrid Sport-L

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This low mileage certified used 2024 Honda CR-V Hybrid Sport-L AWD SUV below 30,000 miles, automatic transmission, and 23 MPG, 2.0L hybrid engine is for sale right now below $35K at Keffer Hyundai in Matthews, NC. ...View More Details

Sales Price:	$34,998
Est. Payment:	$856.22 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	29,767
Location:	Matthews, NC

Item	Amount
Used Car Price⁽¹⁾	$34,998.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	1,067.91
Avg. DMV Fee	88.00
Cash Sale Price	$36,752.91
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$36,752.91
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Auto Finance Payment	$856.22

(1) Auto Finance calculations are based on the used car dealer's advertised price of $34,998.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Finance Interest rate of 18.86% APR and 72 month auto finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2025 Subaru Forester Premium

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This low mileage certified second hand 2025 Subaru Forester Premium AWD SUV below 55,000 miles, cvt transmission, and 23 MPG, 2.5L gas engine is for sale right now under $33K at Hunter Hyundai in Fletcher, NC. ...View More Details

Sales Price:	$32,875
Est. Payment:	$845.26 / 66 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	55,436
Location:	Fletcher, NC

Item	Amount
Used Car Price⁽¹⁾	$32,875.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	1,004.22
Avg. DMV Fee	88.00
Cash Sale Price	$34,566.22
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$34,566.22
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	66
Auto Finance Payment	$845.26

(1) Auto Finance calculations are based on the used car dealer's advertised price of $32,875.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Finance Interest rate of 18.86% APR and 66 month auto finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2023 Nissan Pathfinder SL

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This low mileage preowned 2023 Nissan Pathfinder SL AWD SUV below 25,000 miles, automatic transmission, and 23 MPG, 3.5L gas engine is for sale right now below $34K at Johnson Hyundai of Apex in Apex, NC. ...View More Details

Sales Price:	$33,649
Est. Payment:	$823.85 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	24,946
Location:	Apex, NC

Item	Amount
Used Car Price⁽¹⁾	$33,649.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	1,027.44
Avg. DMV Fee	88.00
Cash Sale Price	$35,363.44
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$35,363.44
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Car Loan Payment	$823.85

(1) Car Loan calculations are based on the used car dealer's advertised price of $33,649.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Loan Interest rate of 18.86% APR and 72 month car loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2017 Jeep Grand Cherokee Summit

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This high mileage preowned 2017 Jeep Grand Cherokee Summit 4x4 SUV below 119,000 miles, automatic transmission, and 23 MPG, 5.7L gas engine is for sale right now below $19K at Medlin Hyundai in Rocky Mount, NC. ...View More Details

Sales Price:	$18,218
Est. Payment:	$712.30 / 36 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	118,535
Location:	Rocky Mount, NC

Item	Amount
Used Car Price⁽¹⁾	$18,218.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	564.51
Avg. DMV Fee	88.00
Cash Sale Price	$19,469.51
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$19,469.51
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	36
Car Loan Payment	$712.30

(1) Car Loan calculations are based on the used car dealer's advertised price of $18,218.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Loan Interest rate of 18.86% APR and 36 month car loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2023 Chevrolet Traverse LT Leather

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This low mileage second hand 2023 Chevrolet Traverse LT Leather FWD SUV under 41,000 miles, automatic transmission, and 23 MPG, 3.6L gas engine is for sale right now below $33K at Flow Hyundai of Statesville in Statesville, NC. ...View More Details

Sales Price:	$32,999
Est. Payment:	$808.25 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	40,876
Location:	Statesville, NC

Item	Amount
Used Car Price⁽¹⁾	$32,999.00
Avg. Dealer Doc Fee	599.00
NC Sales Tax (3%)	1,007.94
Avg. DMV Fee	88.00
Cash Sale Price	$34,693.94
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$34,693.94
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Auto Finance Payment	$808.25

(1) Auto Finance calculations are based on the used car dealer's advertised price of $32,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Finance Interest rate of 18.86% APR and 72 month auto finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

Used Cars under $650 per month for Sale in North Carolina

North Carolina Secondhand Used Vehicles with Payments Below $650 / Month

2026 Subaru Crosstrek Sport

2020 Hyundai PALISADE Limited

2019 Jeep Wrangler Unlimited Sahara

2023 Subaru Forester Wilderness

2025 Nissan Rogue Platinum

2024 Honda CR-V Hybrid Sport-L

2025 Subaru Forester Premium

2023 Nissan Pathfinder SL

2017 Jeep Grand Cherokee Summit

2023 Chevrolet Traverse LT Leather

North Carolina Areas with Used Cars for Sale Below $650 / Month

Used Cars under $650 per month for Sale in North Carolina

North Carolina Secondhand Used Vehicles with Payments Below $650 / Month

2026 Subaru Crosstrek Sport

Subaru Crosstrek Sport

2026 Subaru Crosstrek Sport Poor Credit Auto Finance Estimate

2020 Hyundai PALISADE Limited

Hyundai PALISADE Limited

2020 Hyundai PALISADE Limited Poor Credit Car Loan Estimate

2019 Jeep Wrangler Unlimited Sahara

Jeep Wrangler Unlimited Sahara

2019 Jeep Wrangler Unlimited Sahara Poor Credit Car Loan Estimate

2023 Subaru Forester Wilderness

Subaru Forester Wilderness

2023 Subaru Forester Wilderness Poor Credit Car Finance Estimate

2025 Nissan Rogue Platinum

Nissan Rogue Platinum

2025 Nissan Rogue Platinum Poor Credit Auto Finance Estimate

2024 Honda CR-V Hybrid Sport-L

Honda CR-V Hybrid Sport-L

2024 Honda CR-V Hybrid Sport-L Poor Credit Auto Finance Estimate

2025 Subaru Forester Premium

Subaru Forester Premium

2025 Subaru Forester Premium Poor Credit Auto Finance Estimate

2023 Nissan Pathfinder SL

Nissan Pathfinder SL

2023 Nissan Pathfinder SL Poor Credit Car Loan Estimate

2017 Jeep Grand Cherokee Summit

Jeep Grand Cherokee Summit

2017 Jeep Grand Cherokee Summit Poor Credit Car Loan Estimate

2023 Chevrolet Traverse LT Leather

Chevrolet Traverse LT Leather

2023 Chevrolet Traverse LT Leather Poor Credit Auto Finance Estimate

North Carolina Areas with Used Cars for Sale Below $650 / Month

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