New Jersey Used SUVs Under $45,000 |with Payments|

2025 Cadillac XT5 Premium Luxury

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This low mileage second hand 2025 Cadillac XT5 Premium Luxury FWD SUV under 12,000 miles, automatic transmission, and 23 MPG, 3.6L gas engine is for sale right now below $42K at Freehold Hyundai in Freehold, NJ. ...View More Details

Sales Price:	$41,999
Est. Payment:	$775.87 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	12,202
Location:	Freehold, NJ

Item	Amount
Used Car Price⁽¹⁾	$41,999.00
Avg. Dealer Doc Fee	399.00
NJ Sales Tax (6.63%)	2,810.99
Avg. DMV Fee	133.00
Cash Sale Price	$45,341.99
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,341.99
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$775.87

(1) Auto Loan calculations are based on the used car dealer's advertised price of $41,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 BMW X3 xDrive30i

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This low mileage second hand 2023 BMW X3 xDrive30i AWD SUV below 26,000 miles, automatic transmission, and 23 MPG, 2.0L gas engine is for sale right now below $41K at BMW of Morristown in Morristown, NJ. ...View More Details

Sales Price:	$40,999
Est. Payment:	$757.62 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	26,284
Location:	Morristown, NJ

Item	Amount
Used Car Price⁽¹⁾	$40,999.00
Avg. Dealer Doc Fee	399.00
NJ Sales Tax (6.63%)	2,744.69
Avg. DMV Fee	133.00
Cash Sale Price	$44,275.69
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,275.69
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$757.62

(1) Car Loan calculations are based on the used car dealer's advertised price of $40,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 BMW X3 xDrive30i

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This low mileage certified used 2023 BMW X3 xDrive30i AWD SUV below 24,000 miles, automatic transmission, and 23 MPG, 2.0L gas engine is for sale right now under $43K at BMW of Morristown in Morristown, NJ. ...View More Details

Sales Price:	$42,499
Est. Payment:	$784.99 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	24,094
Location:	Morristown, NJ

Item	Amount
Used Car Price⁽¹⁾	$42,499.00
Avg. Dealer Doc Fee	399.00
NJ Sales Tax (6.63%)	2,844.14
Avg. DMV Fee	133.00
Cash Sale Price	$45,875.14
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,875.14
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$784.99

(1) Car Loan calculations are based on the used car dealer's advertised price of $42,499.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Acura MDX SH-AWD w/Tech

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This below average mileage second hand 2024 Acura MDX SH-AWD w/Tech AWD SUV below 67,000 miles, automatic transmission, and 23 MPG, 3.5L gas engine is for sale right now below $43K at Maxon Buick GMC in Union, NJ. ...View More Details

Sales Price:	$42,559
Est. Payment:	$912.47 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	67,189
Location:	Union, NJ

Item	Amount
Used Car Price⁽¹⁾	$42,559.00
Avg. Dealer Doc Fee	399.00
NJ Sales Tax (6.63%)	2,848.12
Avg. DMV Fee	133.00
Cash Sale Price	$45,939.12
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,939.12
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Finance Payment	$912.47

(1) Car Finance calculations are based on the used car dealer's advertised price of $42,559.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 60 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 BMW X4 xDrive30i

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This low mileage used 2023 BMW X4 xDrive30i AWD SUV under 12,000 miles, automatic transmission, and 23 MPG, 2.0L gas engine is for sale right now under $43K at BMW of Newton in Newton, NJ. ...View More Details

Sales Price:	$42,495
Est. Payment:	$784.92 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	11,866
Location:	Newton, NJ

Item	Amount
Used Car Price⁽¹⁾	$42,495.00
Avg. Dealer Doc Fee	399.00
NJ Sales Tax (6.63%)	2,843.87
Avg. DMV Fee	133.00
Cash Sale Price	$45,870.87
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,870.87
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$784.92

(1) Car Finance calculations are based on the used car dealer's advertised price of $42,495.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai PALISADE SEL Convenience

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This low mileage used 2026 Hyundai PALISADE SEL Convenience AWD SUV below 15,000 miles, automatic transmission, and 23 MPG, 3.5L gas engine is for sale right now under $43K at Freehold Hyundai in Freehold, NJ. ...View More Details

Sales Price:	$42,999
Est. Payment:	$794.12 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	14,788
Location:	Freehold, NJ

Item	Amount
Used Car Price⁽¹⁾	$42,999.00
Avg. Dealer Doc Fee	399.00
NJ Sales Tax (6.63%)	2,877.29
Avg. DMV Fee	133.00
Cash Sale Price	$46,408.29
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,408.29
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$794.12

(1) Car Finance calculations are based on the used car dealer's advertised price of $42,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 BMW X3 xDrive30i

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This low mileage certified used 2023 BMW X3 xDrive30i AWD SUV below 29,000 miles, automatic transmission, and 23 MPG, 2.0L gas engine is for sale right now below $43K at BMW of Morristown in Morristown, NJ. ...View More Details

Sales Price:	$42,897
Est. Payment:	$792.25 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	28,950
Location:	Morristown, NJ

Item	Amount
Used Car Price⁽¹⁾	$42,897.00
Avg. Dealer Doc Fee	399.00
NJ Sales Tax (6.63%)	2,870.52
Avg. DMV Fee	133.00
Cash Sale Price	$46,299.52
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,299.52
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$792.25

(1) Car Finance calculations are based on the used car dealer's advertised price of $42,897.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 BMW X3 xDrive30i

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This low mileage certified preowned 2024 BMW X3 xDrive30i AWD SUV below 24,000 miles, automatic transmission, and 23 MPG, 2.0L gas engine is for sale right now under $41K at BMW of Morristown in Morristown, NJ. ...View More Details

Sales Price:	$40,999
Est. Payment:	$757.62 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	23,695
Location:	Morristown, NJ

Item	Amount
Used Car Price⁽¹⁾	$40,999.00
Avg. Dealer Doc Fee	399.00
NJ Sales Tax (6.63%)	2,744.69
Avg. DMV Fee	133.00
Cash Sale Price	$44,275.69
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,275.69
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$757.62

(1) Auto Loan calculations are based on the used car dealer's advertised price of $40,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 BMW X3 xDrive30i

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This low mileage certified preowned 2023 BMW X3 xDrive30i AWD SUV under 20,000 miles, automatic transmission, and 23 MPG, 2.0L gas engine is for sale right now under $43K at BMW of Morristown in Morristown, NJ. ...View More Details

Sales Price:	$42,997
Est. Payment:	$794.08 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	19,551
Location:	Morristown, NJ

Item	Amount
Used Car Price⁽¹⁾	$42,997.00
Avg. Dealer Doc Fee	399.00
NJ Sales Tax (6.63%)	2,877.15
Avg. DMV Fee	133.00
Cash Sale Price	$46,406.15
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,406.15
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$794.08

(1) Car Loan calculations are based on the used car dealer's advertised price of $42,997.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Genesis GV70 2.5T Standard

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This low mileage preowned 2026 Genesis GV70 2.5T Standard AWD SUV under 4,000 miles, automatic transmission, and 23 MPG, 2.5L gas engine is for sale right now under $45K at Wayne Auto Mall Hyundai in Wayne, NJ. ...View More Details

Sales Price:	$44,995
Est. Payment:	$830.53 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	4,475
Location:	Wayne, NJ

Item	Amount
Used Car Price⁽¹⁾	$44,995.00
Avg. Dealer Doc Fee	399.00
NJ Sales Tax (6.63%)	3,009.62
Avg. DMV Fee	133.00
Cash Sale Price	$48,536.62
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$48,536.62
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$830.53

(1) Car Finance calculations are based on the used car dealer's advertised price of $44,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used SUVs under $45,000 for Sale in New Jersey

New Jersey Secondhand Used SUVs Priced Below $45,000

2025 Cadillac XT5 Premium Luxury

2023 BMW X3 xDrive30i

2023 BMW X3 xDrive30i

2024 Acura MDX SH-AWD w/Tech

2023 BMW X4 xDrive30i

2026 Hyundai PALISADE SEL Convenience

2023 BMW X3 xDrive30i

2024 BMW X3 xDrive30i

2023 BMW X3 xDrive30i

2026 Genesis GV70 2.5T Standard

New Jersey Areas with Used SUVs for Sale Below $45,000

Used SUVs under $45,000 for Sale in New Jersey

New Jersey Secondhand Used SUVs Priced Below $45,000

2025 Cadillac XT5 Premium Luxury

Cadillac XT5 Premium Luxury

2025 Cadillac XT5 Premium Luxury Car Loan Estimate

2023 BMW X3 xDrive30i

BMW X3 xDrive30i

2023 BMW X3 xDrive30i Car Loan Estimate

2023 BMW X3 xDrive30i

BMW X3 xDrive30i

2023 BMW X3 xDrive30i Car Loan Estimate

2024 Acura MDX SH-AWD w/Tech

Acura MDX SH-AWD w/Tech

2024 Acura MDX SH-AWD w/Tech Car Loan Estimate

2023 BMW X4 xDrive30i

BMW X4 xDrive30i

2023 BMW X4 xDrive30i Car Loan Estimate

2026 Hyundai PALISADE SEL Convenience

Hyundai PALISADE SEL Convenience

2026 Hyundai PALISADE SEL Convenience Car Loan Estimate

2023 BMW X3 xDrive30i

BMW X3 xDrive30i

2023 BMW X3 xDrive30i Car Loan Estimate

2024 BMW X3 xDrive30i

BMW X3 xDrive30i

2024 BMW X3 xDrive30i Car Loan Estimate

2023 BMW X3 xDrive30i

BMW X3 xDrive30i

2023 BMW X3 xDrive30i Car Loan Estimate

2026 Genesis GV70 2.5T Standard

Genesis GV70 2.5T Standard

2026 Genesis GV70 2.5T Standard Car Loan Estimate

New Jersey Areas with Used SUVs for Sale Below $45,000

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