Utica, NY Area Used Pickups Under $45,000

2025 Hyundai SANTA CRUZ Limited

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This low mileage certified used 2025 Hyundai SANTA CRUZ Limited AWD pickup below 2,000 miles, automatic transmission, and 22 MPG, 2.5L gas engine is for sale right now under $45K at Mastrovito Hyundai in Yorkville, NY. ...View More Details

Sales Price:	$44,875
Est. Payment:	$838.94 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	2,107
Location:	Yorkville, NY

Item	Amount
Used Car Price⁽¹⁾	$44,875.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,991.56
Avg. DMV Fee	86.00
Cash Sale Price	$49,027.56
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$49,027.56
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$838.94

(1) Car Finance calculations are based on the used car dealer's advertised price of $44,875.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Toyota Tacoma TRD Sport

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This low mileage used 2023 Toyota Tacoma TRD Sport 4x4 pickup below 23,000 miles, automatic transmission, and 22 MPG, 3.5L gas engine is for sale right now below $43K at Mastrovito Hyundai in Yorkville, NY. ...View More Details

Sales Price:	$42,699
Est. Payment:	$798.39 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	22,825
Location:	Yorkville, NY

Item	Amount
Used Car Price⁽¹⁾	$42,699.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,798.33
Avg. DMV Fee	86.00
Cash Sale Price	$46,658.33
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,658.33
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$798.39

(1) Car Finance calculations are based on the used car dealer's advertised price of $42,699.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Chevrolet Colorado Z71

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This low mileage second hand 2025 Chevrolet Colorado Z71 4x4 pickup under 15,000 miles, automatic transmission, and 22 MPG, 2.7L gas engine is for sale right now under $43K at Mastrovito Hyundai in Yorkville, NY. ...View More Details

Sales Price:	$42,499
Est. Payment:	$794.67 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	15,420
Location:	Yorkville, NY

Item	Amount
Used Car Price⁽¹⁾	$42,499.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,780.57
Avg. DMV Fee	86.00
Cash Sale Price	$46,440.57
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,440.57
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$794.67

(1) Car Finance calculations are based on the used car dealer's advertised price of $42,499.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Toyota Tacoma TRD Sport

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This low mileage preowned 2023 Toyota Tacoma TRD Sport 4x4 pickup under 32,000 miles, manual transmission, and 22 MPG, 3.5L gas engine is for sale right now below $43K at Mastrovito Hyundai in Yorkville, NY. ...View More Details

Sales Price:	$42,699
Est. Payment:	$798.39 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	32,089
Location:	Yorkville, NY

Item	Amount
Used Car Price⁽¹⁾	$42,699.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,798.33
Avg. DMV Fee	86.00
Cash Sale Price	$46,658.33
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,658.33
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$798.39

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 GMC Sierra 1500 Elevation

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This low mileage used 2023 GMC Sierra 1500 Elevation 4x4 pickup under 8,000 miles, automatic transmission, and 22 MPG, 3.0L diesel engine is for sale right now below $45K at Steet-Ponte Ford Lincoln in Yorkville, NY. ...View More Details

Sales Price:	$44,495
Est. Payment:	$831.86 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	8,226
Location:	Yorkville, NY

Item	Amount
Used Car Price⁽¹⁾	$44,495.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,957.82
Avg. DMV Fee	86.00
Cash Sale Price	$48,613.82
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$48,613.82
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$831.86

(1) Auto Loan calculations are based on the used car dealer's advertised price of $44,495.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ram 2500 Big Horn

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This average mileage used 2022 Ram 2500 Big Horn 4x4 pickup below 79,000 miles, automatic transmission, and 22 MPG, 6.7L diesel engine is for sale right now below $45K at Steet-Ponte Ford Lincoln in Yorkville, NY. ...View More Details

Sales Price:	$44,995
Est. Payment:	$1066.85 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	79,098
Location:	Yorkville, NY

Item	Amount
Used Car Price⁽¹⁾	$44,995.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	4,002.22
Avg. DMV Fee	86.00
Cash Sale Price	$49,158.22
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$49,158.22
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Auto Finance Payment	$1066.85

(1) Auto Finance calculations are based on the used car dealer's advertised price of $44,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 54 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford F-150 STX

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This low mileage preowned 2025 Ford F-150 STX 4x4 pickup under 20,000 miles, automatic transmission, and 22 MPG, 2.7L gas engine is for sale right now below $42K at Fenton Ford in Camden, NY. ...View More Details

Sales Price:	$42,000
Est. Payment:	$785.37 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	19,560
Location:	Camden, NY

Item	Amount
Used Car Price⁽¹⁾	$42,000.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,736.26
Avg. DMV Fee	86.00
Cash Sale Price	$45,897.26
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,897.26
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$785.37

(1) Car Loan calculations are based on the used car dealer's advertised price of $42,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 GMC Sierra 1500 SLT

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This low mileage second hand 2024 GMC Sierra 1500 SLT 4x4 pickup below 44,000 miles, automatic transmission, and 22 MPG, 6.2L gas engine is for sale right now under $44K at Steet-Ponte Ford Lincoln in Yorkville, NY. ...View More Details

Sales Price:	$43,495
Est. Payment:	$813.22 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	43,935
Location:	Yorkville, NY

Item	Amount
Used Car Price⁽¹⁾	$43,495.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,869.02
Avg. DMV Fee	86.00
Cash Sale Price	$47,525.02
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$47,525.02
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$813.22

(1) Auto Finance calculations are based on the used car dealer's advertised price of $43,495.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA CRUZ Limited

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This low mileage preowned 2026 Hyundai SANTA CRUZ Limited AWD pickup under 0,000 miles, automatic transmission, and 22 MPG, 2.5L gas engine is for sale right now below $45K at Mastrovito Hyundai in Yorkville, NY. ...View More Details

Sales Price:	$44,335
Est. Payment:	$828.87 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	1
Location:	Yorkville, NY

Item	Amount
Used Car Price⁽¹⁾	$44,335.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,943.61
Avg. DMV Fee	86.00
Cash Sale Price	$48,439.61
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$48,439.61
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$828.87

(1) Car Finance calculations are based on the used car dealer's advertised price of $44,335.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA CRUZ Limited

⇩ View Seller Description

This low mileage used 2026 Hyundai SANTA CRUZ Limited AWD pickup below 0,000 miles, automatic transmission, and 22 MPG, 2.5L gas engine is for sale right now below $45K at Mastrovito Hyundai in Yorkville, NY. ...View More Details

Sales Price:	$44,910
Est. Payment:	$839.59 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	1
Location:	Yorkville, NY

Item	Amount
Used Car Price⁽¹⁾	$44,910.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,994.67
Avg. DMV Fee	86.00
Cash Sale Price	$49,065.67
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$49,065.67
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$839.59

(1) Car Loan calculations are based on the used car dealer's advertised price of $44,910.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Pickups under $45,000 for Sale in the Greater Utica Area

Metro Utica Secondhand Used Pickups Priced Below $45,000

2025 Hyundai SANTA CRUZ Limited

2023 Toyota Tacoma TRD Sport

2025 Chevrolet Colorado Z71

2023 Toyota Tacoma TRD Sport

2023 GMC Sierra 1500 Elevation

2022 Ram 2500 Big Horn

2025 Ford F-150 STX

2024 GMC Sierra 1500 SLT

2026 Hyundai SANTA CRUZ Limited

2026 Hyundai SANTA CRUZ Limited

Greater Utica Area Cities with Used Pickups for Sale Below $45K

Metro Utica Area Counties with Used Pickups for Sale Below $45,000

Used Pickups under $45,000 for Sale in the Greater Utica Area

Metro Utica Secondhand Used Pickups Priced Below $45,000

2025 Hyundai SANTA CRUZ Limited

Hyundai SANTA CRUZ Limited

2025 Hyundai SANTA CRUZ Limited Car Loan Estimate

2023 Toyota Tacoma TRD Sport

Toyota Tacoma TRD Sport

2023 Toyota Tacoma TRD Sport Car Loan Estimate

2025 Chevrolet Colorado Z71

Chevrolet Colorado Z71

2025 Chevrolet Colorado Z71 Car Loan Estimate

2023 Toyota Tacoma TRD Sport

Toyota Tacoma TRD Sport

2023 Toyota Tacoma TRD Sport Car Loan Estimate

2023 GMC Sierra 1500 Elevation

GMC Sierra 1500 Elevation

2023 GMC Sierra 1500 Elevation Car Loan Estimate

2022 Ram 2500 Big Horn

Ram 2500 Big Horn

2022 Ram 2500 Big Horn Car Loan Estimate

2025 Ford F-150 STX

Ford F-150 STX

2025 Ford F-150 STX Car Loan Estimate

2024 GMC Sierra 1500 SLT

GMC Sierra 1500 SLT

2024 GMC Sierra 1500 SLT Car Loan Estimate

2026 Hyundai SANTA CRUZ Limited

Hyundai SANTA CRUZ Limited

2026 Hyundai SANTA CRUZ Limited Car Loan Estimate

2026 Hyundai SANTA CRUZ Limited

Hyundai SANTA CRUZ Limited

2026 Hyundai SANTA CRUZ Limited Car Loan Estimate

Greater Utica Area Cities with Used Pickups for Sale Below $45K

Metro Utica Area Counties with Used Pickups for Sale Below $45,000

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