Metro Dayton, OH Area Used Cars Under $400 a Month

2024 Nissan Rogue S

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This low mileage second hand 2024 Nissan Rogue S AWD wagon under 54,000 miles, cvt transmission, and 31 MPG, 1.5L gas engine is for sale right now below $19K at Kerns Ford, Inc. in Celina, OH. ...View More Details

Sales Price:	$18,876
Est. Payment:	$379.97 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	54,200
Location:	Celina, OH

Item	Amount
Used Car Price⁽¹⁾	$18,876.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	1,530.08
Avg. DMV Fee	39.00
Cash Sale Price	$20,695.08
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,695.08
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Loan Payment	$379.97

(1) Auto Loan calculations are based on the used car dealer's advertised price of $18,876.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 66 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Nissan Sentra S

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This low mileage used 2024 Nissan Sentra S FWD sedan under 20,000 miles, cvt transmission, and 31 MPG, 2.0L gas engine is for sale right now under $19K at Beau Townsend Ford in Vandalia, OH. ...View More Details

Sales Price:	$18,993
Est. Payment:	$356.29 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	20,326
Location:	Vandalia, OH

Item	Amount
Used Car Price⁽¹⁾	$18,993.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	1,539.44
Avg. DMV Fee	39.00
Cash Sale Price	$20,821.44
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,821.44
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$356.29

(1) Auto Finance calculations are based on the used car dealer's advertised price of $18,993.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Hyundai ELANTRA Limited

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This above average mileage second hand 2020 Hyundai ELANTRA Limited FWD sedan under 91,000 miles, cvt transmission, and 31 MPG, 2.0L gas engine is for sale right now under $13K at Kerns Ford, Inc. in Celina, OH. ...View More Details

Sales Price:	$12,991
Est. Payment:	$386.79 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	90,649
Location:	Celina, OH

Item	Amount
Used Car Price⁽¹⁾	$12,991.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	1,059.28
Avg. DMV Fee	39.00
Cash Sale Price	$14,339.28
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$14,339.28
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Car Loan Payment	$386.79

(1) Car Loan calculations are based on the used car dealer's advertised price of $12,991.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 42 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford Escape SE

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This below average mileage second hand 2022 Ford Escape SE FWD SUV under 69,000 miles, a transmission, and 31 MPG, 1.5L gas engine is for sale right now below $19K at Beau Townsend Ford in Vandalia, OH. ...View More Details

Sales Price:	$18,495
Est. Payment:	$402.88 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	68,769
Location:	Vandalia, OH

Item	Amount
Used Car Price⁽¹⁾	$18,495.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	1,499.60
Avg. DMV Fee	39.00
Cash Sale Price	$20,283.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,283.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Loan Payment	$402.88

(1) Auto Loan calculations are based on the used car dealer's advertised price of $18,495.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 60 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Chevrolet Equinox LT

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This average mileage preowned 2022 Chevrolet Equinox LT 4X4 SUV below 77,000 miles, a transmission, and 31 MPG, 1.5L gas engine is for sale right now below $15K at Kerns Ford, Inc. in Celina, OH. ...View More Details

Sales Price:	$14,986
Est. Payment:	$357.96 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	76,939
Location:	Celina, OH

Item	Amount
Used Car Price⁽¹⁾	$14,986.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	1,218.88
Avg. DMV Fee	39.00
Cash Sale Price	$16,493.88
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$16,493.88
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Car Finance Payment	$357.96

(1) Car Finance calculations are based on the used car dealer's advertised price of $14,986.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 54 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Chevrolet Trailblazer LT

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This low mileage preowned 2025 Chevrolet Trailblazer LT 4X4 SUV under 25,000 miles, a transmission, and 31 MPG, 1.3L gas engine is for sale right now under $22K at Germain Ford of Beavercreek in Dayton, OH. ...View More Details

Sales Price:	$21,048
Est. Payment:	$394.26 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	24,758
Location:	Dayton, OH

Item	Amount
Used Car Price⁽¹⁾	$21,048.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	1,703.84
Avg. DMV Fee	39.00
Cash Sale Price	$23,040.84
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$23,040.84
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$394.26

(1) Auto Finance calculations are based on the used car dealer's advertised price of $21,048.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Chevrolet Malibu LT

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This average mileage preowned 2019 Chevrolet Malibu LT FWD sedan under 79,000 miles, cvt transmission, and 31 MPG, 1.5L gas engine is for sale right now below $15K at Kerns Ford, Inc. in Celina, OH. ...View More Details

Sales Price:	$14,887
Est. Payment:	$355.64 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	79,466
Location:	Celina, OH

Item	Amount
Used Car Price⁽¹⁾	$14,887.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	1,210.96
Avg. DMV Fee	39.00
Cash Sale Price	$16,386.96
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$16,386.96
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Car Loan Payment	$355.64

(1) Car Loan calculations are based on the used car dealer's advertised price of $14,887.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 54 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Chevrolet Equinox Premier

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This low mileage second hand 2021 Chevrolet Equinox Premier 4X4 SUV below 41,000 miles, a transmission, and 31 MPG, 1.5L gas engine is for sale right now under $20K at Kerns Ford, Inc. in Celina, OH. ...View More Details

Sales Price:	$19,280
Est. Payment:	$361.59 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	41,190
Location:	Celina, OH

Item	Amount
Used Car Price⁽¹⁾	$19,280.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	1,562.40
Avg. DMV Fee	39.00
Cash Sale Price	$21,131.40
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,131.40
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$361.59

(1) Car Finance calculations are based on the used car dealer's advertised price of $19,280.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Kia Seltos S

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This low mileage used 2022 Kia Seltos S AWD SUV under 41,000 miles, cvt transmission, and 31 MPG, 2.0L gas engine is for sale right now under $19K at Kerns Ford, Inc. in Celina, OH. ...View More Details

Sales Price:	$18,892
Est. Payment:	$354.42 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	41,108
Location:	Celina, OH

Item	Amount
Used Car Price⁽¹⁾	$18,892.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	1,531.36
Avg. DMV Fee	39.00
Cash Sale Price	$20,712.36
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,712.36
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$354.42

(1) Auto Loan calculations are based on the used car dealer's advertised price of $18,892.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford Escape S

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This low mileage preowned 2022 Ford Escape S FWD SUV under 32,000 miles, a transmission, and 31 MPG, 1.5L gas engine is for sale right now below $20K at Beau Townsend Ford in Vandalia, OH. ...View More Details

Sales Price:	$19,995
Est. Payment:	$374.80 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	31,917
Location:	Vandalia, OH

Item	Amount
Used Car Price⁽¹⁾	$19,995.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	1,619.60
Avg. DMV Fee	39.00
Cash Sale Price	$21,903.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,903.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$374.80

(1) Auto Finance calculations are based on the used car dealer's advertised price of $19,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $400 per month for Sale in the Greater Dayton Area

Metro Dayton Secondhand Used Vehicles with Payments Under $400 / Month

2024 Nissan Rogue S

2024 Nissan Sentra S

2020 Hyundai ELANTRA Limited

2022 Ford Escape SE

2022 Chevrolet Equinox LT

2025 Chevrolet Trailblazer LT

2019 Chevrolet Malibu LT

2021 Chevrolet Equinox Premier

2022 Kia Seltos S

2022 Ford Escape S

Greater Dayton Area Cities with Used Cars for Sale Below $400 / Month

Metro Dayton Area Counties with Used Cars for Sale Below $400 / Month

Used Cars under $400 per month for Sale in the Greater Dayton Area

Metro Dayton Secondhand Used Vehicles with Payments Under $400 / Month

2024 Nissan Rogue S

Nissan Rogue S

2024 Nissan Rogue S Car Loan Estimate

2024 Nissan Sentra S

Nissan Sentra S

2024 Nissan Sentra S Car Loan Estimate

2020 Hyundai ELANTRA Limited

Hyundai ELANTRA Limited

2020 Hyundai ELANTRA Limited Car Loan Estimate

2022 Ford Escape SE

Ford Escape SE

2022 Ford Escape SE Car Loan Estimate

2022 Chevrolet Equinox LT

Chevrolet Equinox LT

2022 Chevrolet Equinox LT Car Loan Estimate

2025 Chevrolet Trailblazer LT

Chevrolet Trailblazer LT

2025 Chevrolet Trailblazer LT Car Loan Estimate

2019 Chevrolet Malibu LT

Chevrolet Malibu LT

2019 Chevrolet Malibu LT Car Loan Estimate

2021 Chevrolet Equinox Premier

Chevrolet Equinox Premier

2021 Chevrolet Equinox Premier Car Loan Estimate

2022 Kia Seltos S

Kia Seltos S

2022 Kia Seltos S Car Loan Estimate

2022 Ford Escape S

Ford Escape S

2022 Ford Escape S Car Loan Estimate

Greater Dayton Area Cities with Used Cars for Sale Below $400 / Month

Metro Dayton Area Counties with Used Cars for Sale Below $400 / Month

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