Dayton, OH Area Used Cars Under $12,000

2018 Buick Encore Preferred

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This average mileage second hand 2018 Buick Encore Preferred FWD SUV below 88,000 miles, a transmission, and 28 MPG, 1.4L gas engine is for sale right now under $11K at Kerns Ford, Inc. in Celina, OH. ...View More Details

Sales Price:	$10,392
Est. Payment:	$276.85 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	87,736
Location:	Celina, OH

Item	Amount
Used Car Price⁽¹⁾	$10,392.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	851.36
Avg. DMV Fee	39.00
Cash Sale Price	$11,532.36
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$11,532.36
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Car Finance Payment	$276.85

(1) Car Finance calculations are based on the used car dealer's advertised price of $10,392.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 48 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2018 Chevrolet Equinox LT

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This high mileage second hand 2018 Chevrolet Equinox LT FWD SUV under 107,000 miles, a transmission, and 28 MPG, 1.5L gas engine is for sale right now below $12K at Kerns Ford, Inc. in Celina, OH. ...View More Details

Sales Price:	$11,721
Est. Payment:	$401.18 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	106,618
Location:	Celina, OH

Item	Amount
Used Car Price⁽¹⁾	$11,721.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	957.68
Avg. DMV Fee	39.00
Cash Sale Price	$12,967.68
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$12,967.68
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Car Finance Payment	$401.18

(1) Car Finance calculations are based on the used car dealer's advertised price of $11,721.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 36 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2017 Ford Focus SE

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This low mileage used 2017 Ford Focus SE FWD sedan under 56,000 miles, transmission, and 28 MPG, 1.0L gas engine is for sale right now below $10K at Kerns Ford, Inc. in Celina, OH. ...View More Details

Sales Price:	$9,999
Est. Payment:	$203.95 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	55,955
Location:	Celina, OH

Item	Amount
Used Car Price⁽¹⁾	$9,999.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	819.92
Avg. DMV Fee	39.00
Cash Sale Price	$11,107.92
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$11,107.92
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Loan Payment	$203.95

(1) Auto Loan calculations are based on the used car dealer's advertised price of $9,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 66 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Ford Fusion Titanium

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This high mileage preowned 2020 Ford Fusion Titanium AWD sedan below 130,000 miles, a transmission, and 28 MPG, 2.0L gas engine is for sale right now below $12K at Germain Ford of Beavercreek in Dayton, OH. ...View More Details

Sales Price:	$11,433
Est. Payment:	$461.85 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	129,655
Location:	Dayton, OH

Item	Amount
Used Car Price⁽¹⁾	$11,433.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	934.64
Avg. DMV Fee	39.00
Cash Sale Price	$12,656.64
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$12,656.64
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Auto Loan Payment	$461.85

(1) Auto Loan calculations are based on the used car dealer's advertised price of $11,433.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 30 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2011 Jeep Wrangler Sport Mojave

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This high mileage preowned 2011 Jeep Wrangler Sport Mojave 4X4 SUV under 108,000 miles, transmission, and 28 MPG, 3.8L gas engine is for sale right now below $10K at Kerns Ford, Inc. in Celina, OH. ...View More Details

Sales Price:	$9,999
Est. Payment:	$343.64 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	107,599
Location:	Celina, OH

Item	Amount
Used Car Price⁽¹⁾	$9,999.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	819.92
Avg. DMV Fee	39.00
Cash Sale Price	$11,107.92
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$11,107.92
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Car Finance Payment	$343.64

(1) Car Finance calculations are based on the used car dealer's advertised price of $9,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 36 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2018 Ford Focus SE

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This average mileage second hand 2018 Ford Focus SE FWD sedan under 82,000 miles, transmission, and 28 MPG, 1.0L gas engine is for sale right now under $12K at Germain Ford of Beavercreek in Dayton, OH. ...View More Details

Sales Price:	$11,233
Est. Payment:	$298.66 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	81,500
Location:	Dayton, OH

Item	Amount
Used Car Price⁽¹⁾	$11,233.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	918.64
Avg. DMV Fee	39.00
Cash Sale Price	$12,440.64
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$12,440.64
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Auto Loan Payment	$298.66

(1) Auto Loan calculations are based on the used car dealer's advertised price of $11,233.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 48 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Hyundai ELANTRA SEL

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This high mileage preowned 2021 Hyundai ELANTRA SEL FWD sedan below 123,000 miles, cvt transmission, and 28 MPG, 2.0L gas engine is for sale right now below $11K at Kerns Ford, Inc. in Celina, OH. ...View More Details

Sales Price:	$10,986
Est. Payment:	$444.24 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	123,305
Location:	Celina, OH

Item	Amount
Used Car Price⁽¹⁾	$10,986.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	898.88
Avg. DMV Fee	39.00
Cash Sale Price	$12,173.88
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$12,173.88
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Auto Loan Payment	$444.24

(1) Auto Loan calculations are based on the used car dealer's advertised price of $10,986.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 30 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2018 Ford Escape SEL

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This above average mileage second hand 2018 Ford Escape SEL FWD SUV under 97,000 miles, a transmission, and 28 MPG, 1.5L gas engine is for sale right now under $12K at Kerns Ford, Inc. in Celina, OH. ...View More Details

Sales Price:	$11,774
Est. Payment:	$351.34 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	96,684
Location:	Celina, OH

Item	Amount
Used Car Price⁽¹⁾	$11,774.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	961.92
Avg. DMV Fee	39.00
Cash Sale Price	$13,024.92
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$13,024.92
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Auto Loan Payment	$351.34

(1) Auto Loan calculations are based on the used car dealer's advertised price of $11,774.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 42 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2017 Hyundai SANTA FE Sport 2.4L

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This above average mileage preowned 2017 Hyundai SANTA FE Sport 2.4L AWD SUV under 99,000 miles, a transmission, and 28 MPG, 2.4L gas engine is for sale right now under $11K at Kerns Ford, Inc. in Celina, OH. ...View More Details

Sales Price:	$10,998
Est. Payment:	$328.73 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	98,669
Location:	Celina, OH

Item	Amount
Used Car Price⁽¹⁾	$10,998.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	899.84
Avg. DMV Fee	39.00
Cash Sale Price	$12,186.84
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$12,186.84
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Car Loan Payment	$328.73

(1) Car Loan calculations are based on the used car dealer's advertised price of $10,998.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 42 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2016 Kia Soul +

⇩ View Seller Description

This low mileage preowned 2016 Kia Soul + FWD wagon below 51,000 miles, a transmission, and 28 MPG, 2.0L gas engine is for sale right now under $12K at Kerns Ford, Inc. in Celina, OH. ...View More Details

Sales Price:	$11,685
Est. Payment:	$237.38 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	50,739
Location:	Celina, OH

Item	Amount
Used Car Price⁽¹⁾	$11,685.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	954.80
Avg. DMV Fee	39.00
Cash Sale Price	$12,928.80
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$12,928.80
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Loan Payment	$237.38

(1) Auto Loan calculations are based on the used car dealer's advertised price of $11,685.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 66 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $12,000 for Sale in the Greater Dayton Area

Metro Dayton Secondhand Used Vehicles Priced Below $12,000

2018 Buick Encore Preferred

2018 Chevrolet Equinox LT

2017 Ford Focus SE

2020 Ford Fusion Titanium

2011 Jeep Wrangler Sport Mojave

2018 Ford Focus SE

2021 Hyundai ELANTRA SEL

2018 Ford Escape SEL

2017 Hyundai SANTA FE Sport 2.4L

2016 Kia Soul +

Greater Dayton Area Cities with Used Cars for Sale Below $12K

Metro Dayton Area Counties with Used Cars for Sale Below $12,000

Used Cars under $12,000 for Sale in the Greater Dayton Area

Metro Dayton Secondhand Used Vehicles Priced Below $12,000

2018 Buick Encore Preferred

Buick Encore Preferred

2018 Buick Encore Preferred Car Loan Estimate

2018 Chevrolet Equinox LT

Chevrolet Equinox LT

2018 Chevrolet Equinox LT Car Loan Estimate

2017 Ford Focus SE

Ford Focus SE

2017 Ford Focus SE Car Loan Estimate

2020 Ford Fusion Titanium

Ford Fusion Titanium

2020 Ford Fusion Titanium Car Loan Estimate

2011 Jeep Wrangler Sport Mojave

Jeep Wrangler Sport Mojave

2011 Jeep Wrangler Sport Mojave Car Loan Estimate

2018 Ford Focus SE

Ford Focus SE

2018 Ford Focus SE Car Loan Estimate

2021 Hyundai ELANTRA SEL

Hyundai ELANTRA SEL

2021 Hyundai ELANTRA SEL Car Loan Estimate

2018 Ford Escape SEL

Ford Escape SEL

2018 Ford Escape SEL Car Loan Estimate

2017 Hyundai SANTA FE Sport 2.4L

Hyundai SANTA FE Sport 2.4L

2017 Hyundai SANTA FE Sport 2.4L Car Loan Estimate

2016 Kia Soul +

Kia Soul +

2016 Kia Soul + Car Loan Estimate

Greater Dayton Area Cities with Used Cars for Sale Below $12K

Metro Dayton Area Counties with Used Cars for Sale Below $12,000

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