Dayton, OH Area Used Cars Under $40,000

2021 Chevrolet Silverado 1500 Custom

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This low mileage second hand 2021 Chevrolet Silverado 1500 Custom 4x4 pickup below 25,000 miles, automatic transmission, and 20 MPG, 5.30L gas engine is for sale right now below $36K at Jeff Wyler Hyundai of Beavercreek in Dayton, OH. ...View More Details

Sales Price:	$35,471
Est. Payment:	$666.40 / 72 months @ 7.43% APR
+ Expand Car Loan Details
Mileage:	24,688
Location:	Dayton, OH

Item	Amount
Used Car Price⁽¹⁾	$35,471.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	2,857.68
Avg. DMV Fee	39.00
Cash Sale Price	$38,617.68
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,617.68
Interest Rate (APR)⁽³⁾	7.43%
Term / Months⁽³⁾	72
Car Loan Payment	$666.40

(1) Car Loan calculations are based on the used car dealer's advertised price of $35,471.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.43% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 MINI Hardtop 2 Door Cooper S

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This low mileage second hand 2024 MINI Hardtop 2 Door Cooper S FWD hatchback below 2,000 miles, automatic transmission, and 20 MPG, 2.00L gas engine is for sale right now under $36K at White Allen Honda in Dayton, OH. ...View More Details

Sales Price:	$35,898
Est. Payment:	$674.35 / 72 months @ 7.43% APR
+ Expand Car Loan Details
Mileage:	1,800
Location:	Dayton, OH

Item	Amount
Used Car Price⁽¹⁾	$35,898.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	2,891.84
Avg. DMV Fee	39.00
Cash Sale Price	$39,078.84
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,078.84
Interest Rate (APR)⁽³⁾	7.43%
Term / Months⁽³⁾	72
Auto Loan Payment	$674.35

(1) Auto Loan calculations are based on the used car dealer's advertised price of $35,898.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.43% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Honda Ridgeline RTL

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This low mileage certified preowned 2023 Honda Ridgeline RTL AWD pickup below 11,000 miles, automatic transmission, and 20 MPG, 3.50L gas engine is for sale right now below $40K at White Allen Honda in Dayton, OH. ...View More Details

Sales Price:	$39,698
Est. Payment:	$745.17 / 72 months @ 7.43% APR
+ Expand Car Loan Details
Mileage:	10,925
Location:	Dayton, OH

Item	Amount
Used Car Price⁽¹⁾	$39,698.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	3,195.84
Avg. DMV Fee	39.00
Cash Sale Price	$43,182.84
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,182.84
Interest Rate (APR)⁽³⁾	7.43%
Term / Months⁽³⁾	72
Auto Loan Payment	$745.17

(1) Auto Loan calculations are based on the used car dealer's advertised price of $39,698.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.43% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Chevrolet Bolt EUV Premier

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This low mileage second hand 2023 Chevrolet Bolt EUV Premier FWD SUV under 5,000 miles, automatic transmission, and electric engine is for sale right now under $37K at Jeff Schmitt Chevrolet North in Fairborn, OH. ...View More Details

Sales Price:	$36,898
Est. Payment:	$692.99 / 72 months @ 7.43% APR
+ Expand Car Loan Details
Mileage:	4,996
Location:	Fairborn, OH

Item	Amount
Used Car Price⁽¹⁾	$36,898.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	2,971.84
Avg. DMV Fee	39.00
Cash Sale Price	$40,158.84
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,158.84
Interest Rate (APR)⁽³⁾	7.43%
Term / Months⁽³⁾	72
Car Finance Payment	$692.99

(1) Car Finance calculations are based on the used car dealer's advertised price of $36,898.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.43% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Chevrolet Express 2500

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This low mileage second hand 2023 Chevrolet Express 2500 RWD van below 48,000 miles, automatic transmission, and 20 MPG, 4.30L gas engine is for sale right now below $37K at Jeff Schmitt GMC in Fairborn, OH. ...View More Details

Sales Price:	$36,998
Est. Payment:	$694.85 / 72 months @ 7.43% APR
+ Expand Car Loan Details
Mileage:	48,217
Location:	Fairborn, OH

Item	Amount
Used Car Price⁽¹⁾	$36,998.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	2,979.84
Avg. DMV Fee	39.00
Cash Sale Price	$40,266.84
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,266.84
Interest Rate (APR)⁽³⁾	7.43%
Term / Months⁽³⁾	72
Auto Finance Payment	$694.85

(1) Auto Finance calculations are based on the used car dealer's advertised price of $36,998.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.43% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 GMC Acadia SLT

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This low mileage used 2023 GMC Acadia SLT 4x4 SUV below 9,000 miles, automatic transmission, and 20 MPG, 2.00L gas engine is for sale right now under $38K at Jeff Schmitt Chevrolet South in Miamisburg, OH. ...View More Details

Sales Price:	$37,988
Est. Payment:	$713.30 / 72 months @ 7.43% APR
+ Expand Car Loan Details
Mileage:	8,668
Location:	Miamisburg, OH

Item	Amount
Used Car Price⁽¹⁾	$37,988.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	3,059.04
Avg. DMV Fee	39.00
Cash Sale Price	$41,336.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,336.04
Interest Rate (APR)⁽³⁾	7.43%
Term / Months⁽³⁾	72
Car Finance Payment	$713.30

(1) Car Finance calculations are based on the used car dealer's advertised price of $37,988.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.43% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Chevrolet Blazer LT

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This low mileage second hand 2023 Chevrolet Blazer LT AWD SUV below 4,000 miles, automatic transmission, and 20 MPG, 3.60L gas engine is for sale right now below $39K at SVG Buick GMC in Springfield in Springfield, OH. ...View More Details

Sales Price:	$38,500
Est. Payment:	$722.85 / 72 months @ 7.43% APR
+ Expand Car Loan Details
Mileage:	3,623
Location:	Springfield, OH

Item	Amount
Used Car Price⁽¹⁾	$38,500.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	3,100.00
Avg. DMV Fee	39.00
Cash Sale Price	$41,889.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,889.00
Interest Rate (APR)⁽³⁾	7.43%
Term / Months⁽³⁾	72
Auto Finance Payment	$722.85

(1) Auto Finance calculations are based on the used car dealer's advertised price of $38,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.43% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Chevrolet Camaro LT1

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This low mileage used 2023 Chevrolet Camaro LT1 RWD coupe under 14,000 miles, manual transmission, and 20 MPG, engine is for sale right now under $39K at Chevrolet OF Troy INC in Troy, OH. ...View More Details

Sales Price:	$38,883
Est. Payment:	$729.98 / 72 months @ 7.43% APR
+ Expand Car Loan Details
Mileage:	14,356
Location:	Troy, OH

Item	Amount
Used Car Price⁽¹⁾	$38,883.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	3,130.64
Avg. DMV Fee	39.00
Cash Sale Price	$42,302.64
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,302.64
Interest Rate (APR)⁽³⁾	7.43%
Term / Months⁽³⁾	72
Auto Finance Payment	$729.98

(1) Auto Finance calculations are based on the used car dealer's advertised price of $38,883.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.43% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Buick Envision Essence

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This low mileage preowned 2023 Buick Envision Essence AWD SUV under 11,000 miles, automatic transmission, and 20 MPG, 2.00L gas engine is for sale right now below $39K at Jeff Schmitt GMC in Fairborn, OH. ...View More Details

Sales Price:	$38,883
Est. Payment:	$729.98 / 72 months @ 7.43% APR
+ Expand Car Loan Details
Mileage:	10,931
Location:	Fairborn, OH

Item	Amount
Used Car Price⁽¹⁾	$38,883.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	3,130.64
Avg. DMV Fee	39.00
Cash Sale Price	$42,302.64
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,302.64
Interest Rate (APR)⁽³⁾	7.43%
Term / Months⁽³⁾	72
Auto Finance Payment	$729.98

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.43% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Chevrolet Silverado 1500 Custom

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This low mileage preowned 2023 Chevrolet Silverado 1500 Custom 4x4 pickup under 22,000 miles, automatic transmission, and 20 MPG, 2.70L gas engine is for sale right now below $39K at Jeff Schmitt Chevrolet North in Fairborn, OH. ...View More Details

Sales Price:	$39,000
Est. Payment:	$732.16 / 72 months @ 7.43% APR
+ Expand Car Loan Details
Mileage:	22,043
Location:	Fairborn, OH

Item	Amount
Used Car Price⁽¹⁾	$39,000.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	3,140.00
Avg. DMV Fee	39.00
Cash Sale Price	$42,429.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,429.00
Interest Rate (APR)⁽³⁾	7.43%
Term / Months⁽³⁾	72
Car Loan Payment	$732.16

(1) Car Loan calculations are based on the used car dealer's advertised price of $39,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.43% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in the Greater Dayton Area

Metro Dayton Secondhand Used Vehicles Priced Below $40,000

2021 Chevrolet Silverado 1500 Custom

2024 MINI Hardtop 2 Door Cooper S

2023 Honda Ridgeline RTL

2023 Chevrolet Bolt EUV Premier

2023 Chevrolet Express 2500

2023 GMC Acadia SLT

2023 Chevrolet Blazer LT

2023 Chevrolet Camaro LT1

2023 Buick Envision Essence

2023 Chevrolet Silverado 1500 Custom

Greater Dayton Area Cities with Used Cars for Sale Below $40K

Metro Dayton Area Counties with Used Cars for Sale Below $40,000

Used Cars under $40,000 for Sale in the Greater Dayton Area

Metro Dayton Secondhand Used Vehicles Priced Below $40,000

2021 Chevrolet Silverado 1500 Custom

Chevrolet Silverado 1500 Custom

2021 Chevrolet Silverado 1500 Custom Car Loan Estimate

2024 MINI Hardtop 2 Door Cooper S

MINI Hardtop 2 Door Cooper S

2024 MINI Hardtop 2 Door Cooper S Car Loan Estimate

2023 Honda Ridgeline RTL

Honda Ridgeline RTL

2023 Honda Ridgeline RTL Car Loan Estimate

2023 Chevrolet Bolt EUV Premier

Chevrolet Bolt EUV Premier

2023 Chevrolet Bolt EUV Premier Car Loan Estimate

2023 Chevrolet Express 2500

Chevrolet Express 2500

2023 Chevrolet Express 2500 Car Loan Estimate

2023 GMC Acadia SLT

GMC Acadia SLT

2023 GMC Acadia SLT Car Loan Estimate

2023 Chevrolet Blazer LT

Chevrolet Blazer LT

2023 Chevrolet Blazer LT Car Loan Estimate

2023 Chevrolet Camaro LT1

Chevrolet Camaro LT1

2023 Chevrolet Camaro LT1 Car Loan Estimate

2023 Buick Envision Essence

Buick Envision Essence

2023 Buick Envision Essence Car Loan Estimate

2023 Chevrolet Silverado 1500 Custom

Chevrolet Silverado 1500 Custom

2023 Chevrolet Silverado 1500 Custom Car Loan Estimate

Greater Dayton Area Cities with Used Cars for Sale Below $40K

Metro Dayton Area Counties with Used Cars for Sale Below $40,000

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