Dayton, OH Area Used Cars Under $40,000

2025 Honda Pilot Touring

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This average mileage used 2025 Honda Pilot Touring FWD SUV below 75,000 miles, automatic transmission, and 21 MPG, 3.5L gas engine is for sale right now under $36K at Jeff Wyler Hyundai of Beavercreek in Dayton, OH. ...View More Details

Sales Price:	$35,777
Est. Payment:	$845.27 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	74,512
Location:	Dayton, OH

Item	Amount
Used Car Price⁽¹⁾	$35,777.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	2,882.16
Avg. DMV Fee	39.00
Cash Sale Price	$38,948.16
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,948.16
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Auto Finance Payment	$845.27

(1) Auto Finance calculations are based on the used car dealer's advertised price of $35,777.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 54 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Hyundai IONIQ 5 Limited

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This low mileage certified second hand 2024 Hyundai IONIQ 5 Limited AWD hatchback under 20,000 miles, automatic transmission, and 0.0L electric engine is for sale right now under $36K at Jeff Wyler Hyundai of Beavercreek in Dayton, OH. ...View More Details

Sales Price:	$35,121
Est. Payment:	$654.34 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	20,367
Location:	Dayton, OH

Item	Amount
Used Car Price⁽¹⁾	$35,121.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	2,829.68
Avg. DMV Fee	39.00
Cash Sale Price	$38,239.68
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,239.68
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$654.34

(1) Auto Loan calculations are based on the used car dealer's advertised price of $35,121.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Honda Pilot TrailSport

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This low mileage preowned 2024 Honda Pilot TrailSport AWD SUV under 44,000 miles, automatic transmission, and 21 MPG, 3.5L gas engine is for sale right now below $40K at Jeff Wyler Hyundai of Beavercreek in Dayton, OH. ...View More Details

Sales Price:	$39,952
Est. Payment:	$743.62 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	44,143
Location:	Dayton, OH

Item	Amount
Used Car Price⁽¹⁾	$39,952.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	3,216.16
Avg. DMV Fee	39.00
Cash Sale Price	$43,457.16
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,457.16
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$743.62

(1) Auto Loan calculations are based on the used car dealer's advertised price of $39,952.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Explorer ST-Line

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This low mileage second hand 2023 Ford Explorer ST-Line AWD SUV under 27,000 miles, automatic transmission, and 21 MPG, 2.3L gas engine is for sale right now under $39K at Dave Knapp Ford in Greenville, OH. ...View More Details

Sales Price:	$38,950
Est. Payment:	$725.10 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	26,933
Location:	Greenville, OH

Item	Amount
Used Car Price⁽¹⁾	$38,950.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	3,136.00
Avg. DMV Fee	39.00
Cash Sale Price	$42,375.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,375.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$725.10

(1) Auto Loan calculations are based on the used car dealer's advertised price of $38,950.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Lincoln Nautilus Reserve

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This low mileage second hand 2023 Lincoln Nautilus Reserve AWD SUV below 15,000 miles, automatic transmission, and 21 MPG, 2.0L gas engine is for sale right now below $40K at Beau Townsend Nissan in Vandalia, OH. ...View More Details

Sales Price:	$39,995
Est. Payment:	$744.41 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	14,551
Location:	Vandalia, OH

Item	Amount
Used Car Price⁽¹⁾	$39,995.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	3,219.60
Avg. DMV Fee	39.00
Cash Sale Price	$43,503.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,503.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$744.41

(1) Car Finance calculations are based on the used car dealer's advertised price of $39,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Maverick Lobo

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This low mileage preowned 2025 Ford Maverick Lobo AWD pickup below 11,000 miles, automatic transmission, and 21 MPG, 2.0L gas engine is for sale right now below $38K at Beau Townsend Nissan in Vandalia, OH. ...View More Details

Sales Price:	$37,995
Est. Payment:	$707.45 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	10,657
Location:	Vandalia, OH

Item	Amount
Used Car Price⁽¹⁾	$37,995.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	3,059.60
Avg. DMV Fee	39.00
Cash Sale Price	$41,343.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,343.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$707.45

(1) Car Finance calculations are based on the used car dealer's advertised price of $37,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Lincoln Nautilus Reserve

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This low mileage preowned 2022 Lincoln Nautilus Reserve AWD SUV below 25,000 miles, automatic transmission, and 21 MPG, 2.0L gas engine is for sale right now under $38K at Dave Knapp Ford in Greenville, OH. ...View More Details

Sales Price:	$37,950
Est. Payment:	$706.62 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	24,690
Location:	Greenville, OH

Item	Amount
Used Car Price⁽¹⁾	$37,950.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	3,056.00
Avg. DMV Fee	39.00
Cash Sale Price	$41,295.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,295.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$706.62

(1) Car Finance calculations are based on the used car dealer's advertised price of $37,950.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Transit 350 XL

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This low mileage second hand 2023 Ford Transit 350 XL RWD van under 37,000 miles, automatic transmission, and 21 MPG, 3.5L gas engine is for sale right now below $40K at Beau Townsend Nissan in Vandalia, OH. ...View More Details

Sales Price:	$39,995
Est. Payment:	$744.41 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	37,194
Location:	Vandalia, OH

Item	Amount
Used Car Price⁽¹⁾	$39,995.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	3,219.60
Avg. DMV Fee	39.00
Cash Sale Price	$43,503.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,503.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$744.41

(1) Auto Loan calculations are based on the used car dealer's advertised price of $39,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Lincoln Nautilus Reserve

⇩ View Seller Description

This low mileage preowned 2023 Lincoln Nautilus Reserve AWD SUV under 37,000 miles, automatic transmission, and 21 MPG, 2.0L gas engine is for sale right now below $39K at Beau Townsend Nissan in Vandalia, OH. ...View More Details

Sales Price:	$38,995
Est. Payment:	$725.93 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	36,802
Location:	Vandalia, OH

Item	Amount
Used Car Price⁽¹⁾	$38,995.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	3,139.60
Avg. DMV Fee	39.00
Cash Sale Price	$42,423.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,423.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$725.93

(1) Auto Finance calculations are based on the used car dealer's advertised price of $38,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Chevrolet Traverse Premier

⇩ View Seller Description

This low mileage used 2022 Chevrolet Traverse Premier 4x4 SUV under 40,000 miles, automatic transmission, and 21 MPG, 3.6L gas engine is for sale right now under $37K at Beau Townsend Nissan in Vandalia, OH. ...View More Details

Sales Price:	$36,995
Est. Payment:	$688.97 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	39,757
Location:	Vandalia, OH

Item	Amount
Used Car Price⁽¹⁾	$36,995.00
Avg. Dealer Doc Fee	250.00
OH Sales Tax (8%)	2,979.60
Avg. DMV Fee	39.00
Cash Sale Price	$40,263.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,263.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$688.97

(1) Car Loan calculations are based on the used car dealer's advertised price of $36,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in the Greater Dayton Area

Metro Dayton Secondhand Used Vehicles Priced Below $40,000

2025 Honda Pilot Touring

2024 Hyundai IONIQ 5 Limited

2024 Honda Pilot TrailSport

2023 Ford Explorer ST-Line

2023 Lincoln Nautilus Reserve

2025 Ford Maverick Lobo

2022 Lincoln Nautilus Reserve

2023 Ford Transit 350 XL

2023 Lincoln Nautilus Reserve

2022 Chevrolet Traverse Premier

Greater Dayton Area Cities with Used Cars for Sale Below $40K

Metro Dayton Area Counties with Used Cars for Sale Below $40,000

Used Cars under $40,000 for Sale in the Greater Dayton Area

Metro Dayton Secondhand Used Vehicles Priced Below $40,000

2025 Honda Pilot Touring

Honda Pilot Touring

2025 Honda Pilot Touring Car Loan Estimate

2024 Hyundai IONIQ 5 Limited

Hyundai IONIQ 5 Limited

2024 Hyundai IONIQ 5 Limited Car Loan Estimate

2024 Honda Pilot TrailSport

Honda Pilot TrailSport

2024 Honda Pilot TrailSport Car Loan Estimate

2023 Ford Explorer ST-Line

Ford Explorer ST-Line

2023 Ford Explorer ST-Line Car Loan Estimate

2023 Lincoln Nautilus Reserve

Lincoln Nautilus Reserve

2023 Lincoln Nautilus Reserve Car Loan Estimate

2025 Ford Maverick Lobo

Ford Maverick Lobo

2025 Ford Maverick Lobo Car Loan Estimate

2022 Lincoln Nautilus Reserve

Lincoln Nautilus Reserve

2022 Lincoln Nautilus Reserve Car Loan Estimate

2023 Ford Transit 350 XL

Ford Transit 350 XL

2023 Ford Transit 350 XL Car Loan Estimate

2023 Lincoln Nautilus Reserve

Lincoln Nautilus Reserve

2023 Lincoln Nautilus Reserve Car Loan Estimate

2022 Chevrolet Traverse Premier

Chevrolet Traverse Premier

2022 Chevrolet Traverse Premier Car Loan Estimate

Greater Dayton Area Cities with Used Cars for Sale Below $40K

Metro Dayton Area Counties with Used Cars for Sale Below $40,000

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